Manufactured Housing Association Presses HUD for Specific Inclusion of HUD-Regulated Manufactured Homes in New Affirmatively Furthering Fair Housing (AFFH) Rule; plus MHVille Markets Update


A check of the website Wednesday late afternoon on 4.26.2023 did not apparently reveal a comments letter by the Manufactured Housing Institute (MHI). That noted, it would be surprising if MHI hasn’t commented (the deadline was 4.24.2023) and that some federal employee had simply not yet posted that comment; or perhaps MHI is waiting until late on 4.24.2023 to file its comments. Whatever the case, the Manufactured Housing Association for Regulatory Reform (MHARR) has provided a news release plus their posted comments to MHProNews and via email directly to their readers. MHARR’s press release and comments letter are provided below.




Washington, D.C., April 24, 2023 – The Manufactured Housing Association for Regulatory Reform (MHARR) in comments filed with the U.S. Department of Housing and Urban Development (HUD) on April 19, 2023 (see, copy attached), has called for the full inclusion of federally-regulated manufactured housing in the revised and updated proposed rule to Affirmatively Further Fair Housing (AFFH) published by HUD in the Federal Register on February 9, 2023.

Under the new AFFH regulations proposed by HUD, all participants in HUD housing programs (primarily state and local governments and agencies) would be required to complete an “Equity Plan” to affirmatively further the availability of affordable housing and homeownership for broadly-defined “underserved communities” and “protected classes” under the Fair Housing Act of 1968 and related federal legal authorities. Among other things, those Equity Plans would be required by the proposed AFFH rule, to promote the availability of “affordable housing opportunities” through a variety of measures.

In preparing and submitting such mandatory Equity Plans to HUD for review, program participants would be required to provide “an analysis of barriers to affordable housing,” including “policies and practices, such as land use and zoning ordinances that impede the development and maintenance of affordable housing commensurate with need.” (Emphasis added).

Based on these purposes and directives, MHARR’s comments call on HUD to specifically include HUD Code manufactured homes within the categories of affordable housing that must be available within all communities to ensure a broad range of affordable housing choices for Americans. They also call on HUD to use both AFFH and the enhanced federal preemption of the Manufactured Housing Improvement Act of 2000 to override and invalidate zoning mandates and processes that discriminatorily exclude or restrict the placement and utilization of HUD Code manufactured homes.

These steps are essential to ensuring the equitable availability of affordable manufactured housing, as MHARR’s July 2022 White Paper, “The Exploitation of Federal Housing Finance and Mortgage Funding Assistance Programs and Potential Solutions” shows that discriminatory and exclusionary local zoning ordinances targeting manufactured housing and manufactured housing consumers, is one of two main factors (the other being the unavailability of fully-competitive consumer financing for manufactured home purchases) blocking the industry from achieving its full potential as a leading national source of affordable housing and homeownership. Ironically, Congress has provided the industry and consumers with two powerful remedial laws to overcome these roadblocks, but neither have been implemented to their full, legitimate and intended extent.

In Washington, D.C., MHARR President and CEO, Mark Weiss, stated: “As the nation’s premier source of inherently affordable housing and homeownership that, by federal law, must be available and accessible to all Americans, it is crucial that HUD-regulated manufactured housing be specifically recognized and included as a key affordable housing resource in HUD’s new AFFH regulation, and that HUD Code manufactured housing and new manufactured housing communities not be excluded from any jurisdiction or area. While MHARR commends HUD for acting to enhance the availability of affordable housing and housing equity, that effort must include the affordable housing that is regulated by HUD itself – HUD Code manufactured housing. MHARR’s suggested modifications to the AFFH proposed rule, combined with HUD enforcement of the enhanced federal preemption of the 2000 Reform Law, would be important steps to promote that result.”

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.- based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.

— 30 —

Manufactured Housing Association for Regulatory Reform (MHARR)
1331 Pennsylvania Ave N.W., Suite 512
Washington D.C. 20004
Phone: 202/783-4087
Fax: 202/783-4075




April 19, 2023


Regulations Division
Office of General Counsel
U.S. Department of Housing and Urban Development
451 7th Street, S.W.
Room 10276
Washington, D.C. 20410-0500


Re: Affirmatively Furthering Fair Housing — Docket No. FR-6250-P-01


Dear Sir or Madam:

The following comments are submitted on behalf of the Manufactured Housing Association for Regulatory Reform (MHARR). MHARR is a Washington, D.C.-based national trade organization representing the views and interests of producers of manufactured housing regulated by the U.S. Department of Housing and Urban Development (HUD) pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (2000 reform law) (42 U.S.C. 5401, et seq.).  MHARR was founded in 1985. Its members include independent producers of manufactured housing from all regions of the United States.



On February 9, 2023, HUD published a proposed rule in the Federal Register to “implement the obligation to affirmatively further the purposes and policies of the Fair Housing Act….”[1] As described by HUD, “the Fair Housing Act not only prohibits discrimination, but also directs HUD to ensure that the agency and its program participants will proactively take meaningful actions to … promote fair housing choice, eliminate disparities in housing-related opportunities and foster inclusive communities….”[2](Emphasis added). While, as HUD acknowledges, “the [Fair Housing] Act itself does not define the precise scope of the affirmatively furthering fair housing obligation for [either] HUD or HUD’s program participants,” that metric necessarily includes, “at a minimum, an obligation to assess negatively those aspects of a proposed course of action that would further limit the supply of genuinely open housing and to assess those aspects of a proposed course of action that would increase that supply.”[3](Emphasis added).

MHARR, on behalf of its member manufacturers, which produce modern, affordable, energy-efficient manufactured housing comprehensively regulated by HUD itself,[4] has submitted comments concerning previous proposed amendments to the original 2015 Affirmatively Furthering Fair Housing (AFFH) rule.[5] Those comments are hereby incorporated by reference herein, as if restated in full.[6]

In those comments, MHARR urged HUD to act, under both AFFH and other federal legal authorities specific to HUD Code manufactured housing,[7] to prevent states and localities from using zoning and other related land use mandates to discriminatorily exclude inherently affordable manufactured housing (which provide and further “genuinely open housing”) and the lower and moderate-income Americans who rely on such homes as a major source of housing and homeownership. In part, MHARR stated:

“MHARR, representing smaller, independent producers of HUD-regulated manufactured housing, responded to the 2018 [AFFH] [Advance Notice of Proposed Rulemaking] with specific comments relating to the need to eliminate discriminatory state and local zoning and placement mandates that effectively exclude or unreasonably restrict the placement and utilization of HUD-regulated manufactured housing in violation of applicable law. Such discriminatory mandates … needlessly limit (or totally exclude) the supply of safe, decent and inherently affordable HUD-regulated manufactured housing from communities throughout the United States and simultaneously deprive millions of American families either access to any type of affordable homeownership whatsoever, or the simple ability to locate a HUD Code manufactured home and live in any community (or any area of any community) that they wish, thereby undermining legitimate housing choice. *** [S]uch discrimination is unconscionable, wholly unjustified and without basis, and should be eliminated by HUD using both the AFFH framework … and the statutory tools that it already possesses.”[8]

(Emphasis in original).

For these reasons and for the additional reasons set forth below, MHARR urges HUD, in its final amended and updated AFFH rule, to: (1) direct and require all covered HUD program participants to allow for the placement of HUD Code manufactured homes within single-family zoning districts in their respective jurisdictions; and (2) to include provisions for the use and placement of manufactured homes within the Equity Plans that would be required by proposed section 24 C.F.R. 5.154. In addition, and as detailed by MHARR in other submissions to HUD, the Department should facilitate the broader availability and utilization of HUD Code manufactured housing – consistent with the foregoing policies – by updating and revitalizing the Federal Housing Administration’s Title I manufactured housing chattel (personal property) financing program and related Government National Mortgage Association involvement in that program.



In the preamble to its proposed AFFH rule, HUD documents the existing and growing need for equitable access to affordable housing and homeownership. It also addresses the root causes of that need, as well as the uneven and unequal availability of affordable housing in communities across the United States. The AFFH Notice of Proposed Rulemaking (NPR) thus states, in part:

“The most recent HUD report on Worst Case Needs for Affordable Housing [issued July 2021] found there were over 7.77 million unassisted very low- income renter households facing either severe rent burden … or severely inadequate housing conditions or both. This does not include persons facing homelessness, nor does it include lower income [but not very low-income] cost-burdened households.[9]

The NPR broadly attributes this lack of affordable housing opportunity (both rental and homeownership) to a lack of affordable housing availability, per se, that is driven, in substantial part by local government policies that while (arguably) facially neutral, nonetheless result in patterns of discrimination which AFFH seeks to remedy. Consequently, while noting that “the widespread lack of quality affordable housing shuts out families with children and members of other protected class groups,” the NPR further states:

“Current patterns of residential segregation are largely reflective of this nation’s legacy of racially discriminatory housing, ableism and other policies. *** This proposed rule requires [HUD] program participants to redress these injustices. Program participants will be required to promote fair housing choice … by addressing the variety of barriers that inhibit such access. *** In particular, this rule requires an analysis of barriers to affordable housing, representing a key opportunity for program participants to identify the policies and practices, such as land use and zoning ordinances that impede the development and maintenance of affordable housing commensurate with need.”[10]

(Emphasis added).

Discriminatory land use and zoning ordinances have particularly been used by localities as a weapon to exclude affordable manufactured housing and the mostly lower and moderate-income American families that on these high-quality HUD-regulated homes. HUD Code Manufactured housing is – and historically has been – the nation’s leading source of inherently affordable homeownership, with a cost that “even for recent movers, is much lower than other alternatives, including renting.”[11]Recent data from the U.S. Census Bureau shows that approximately 22 million Americans live in manufactured homes and that manufactured homes account for 71% of all homes sold for less than $125,000. Census Bureau data, in addition, shows that the average sales price of a new HUD Code manufactured home (in 2021) was $108,100, while the average price of a new site-built home (excluding land) was $365,900.[12]Not surprisingly, then, HUD Code manufactured housing is a key homeownership resource for lower and moderate-income families, with the Consumer Financial Protection Bureau (CFPB) finding that the median net worth of families living in manufactured homes (in 2021) was $26,000, approximately one-quarter of the median net worth of families residing in site-built homes.[13]The same CFPB study, moreover, found that minority Americans (including “Hispanic-white, Black and African American and American Indian and Alaska Native[s])  are “overrepresented” among purchasers of the most affordable (i.e., chattel-financed) manufactured homes as compared with site-built homes.[14]

The same database, however, indicates that HUD-regulated manufactured homes, despite their unparalleled, inherent affordability for Americans at every rung of the economic ladder, constituted just 9% of all new housing starts in 2021,[15] and account for only 6% of all occupied housing in the United States.[16]In substantial, part, this disparity between manufactured home affordability – and thus its nominal availability to a large population of Americans – and its relatively low proportional utilization rate, is attributable to a combination of: (1) widespread local exclusion based on discriminatory land use and zoning laws; and (2) the parallel failure of HUD to utilize legal tools made available by Congress when it enacted the Manufactured Housing Improvement Act of 2000, to federally preempt such exclusionary edicts which summarily undermine federal policy to promote affordable housing and homeownership and equal/equitable access to such housing by all Americans in all communities, regardless of race or other minority status as outlined in the NPR. This failure, moreover, has been perpetuated by HUD for nearly a quarter-century, despite Congress clear statement in 2003, that the enhanced preemption language of the 2000 Reform Law was designed and intended to give “HUD the legal authority to preempt local requirements or restrictions which discriminate against the siting of manufactured homes (compared to other single-family housing) simply because they are HUD Code homes.”

Given the direct link between zoning and land use restrictions that discriminatorily exclude HUD Code manufactured homes from large areas of the United States (or otherwise limit the placement of manufactured homes in certain areas that are otherwise zoned for single-family housing) and the lack of affordable housing for large numbers of Americans including, but not limited to minority groups as specified in the NPR, the final AFFH rule and AFFH regulations should specifically: (1) identify the discriminatory exclusion of HUD Code manufactured homes and/or manufactured housing communities (or the discriminatory limitation of manufactured home placements in compatible residential areas) as an obstacle to fair housing and fair housing opportunity that program participants must address as part of their AFFH Equity Plans; and (2) encourage actions that increase housing choice within communities by promoting changes to local zoning and land use ordinances (and related procedures and processes) that would permit the siting of HUD Code manufactured homes in all compatible residential areas, as well as the development of new and/or expanded manufactured housing communities in such compatible residential areas. This can and should include conditioning the receipt of federal grants or other federal funds on the elimination of discriminatory restrictions (and/or exclusion) of HUD Code manufactured homes.

Based on these principles, the following modifications should be made to the AFFH regulations set forth in the NPR and included in any final rule on this matter.

  1. Amend, section 5.152, “Definitions,” as follows:

A. In the definition of “Affirmatively Furthering Fair Housing,” add: “the duty to affirmatively further fair housing extends to all of a program participant’s activities, services and programs relating to housing, including HUD-regulated manufactured housing, and community development.”

B. In the definition of “Affordable Housing Opportunities,” add: “affordable housing opportunities means: (1) Housing, including HUD-regulated manufactured housing….”

C. In the definition of “Fair Housing Choice,” add: “Fair housing choice encompasses: (1) Actual choice, which means the existence of realistic housing options (g., those that are affordable and attainable), including HUD-regulated manufactured housing and other homeownership options….”

D. In the definition of Fair Housing Goal Categories,” add: “Fair housing goal categories means the following categories for which program participants must establish fair housing goals to overcome identified fair housing issues … (5) Laws, ordinances, policies, practices and procedures, including those pertaining to zoning and placement, that impede the provision of affordable housing, including HUD-regulated manufactured housing, in well-resourced areas of opportunity….”

E. In the definition of “Homeownership Opportunity,” add: “Homeownership opportunity means that one has the actual choice to own, buy and finance a home, including a HUD-regulated manufactured home, without discrimination based on a protected characteristic.”

F. In the definition of “Siting Decision,” add: “Siting decision means decisions made by State or local entities, including cities, counties, or general units of local government regarding where and where not in a jurisdiction to locate, build, finance, rehabilitate, develop, or permit the development of affordable housing, including HUD-regulated manufactured housing and manufactured housing communities.”


  1. Incorporate and amend, as and where appropriate, the foregoing modifications within relevant subsection of section 5.154, “Equity Plan.”
  2. Amend section 5.156, “Affirmatively Furthering Fair Housing through Equity Plan Incorporation into Subsequent Planning Documents,” as follows: — in subsection (b), add: “Strategies and meaningful actions include, but are not limited to, elimination of local laws or ordinances, including zoning and/or land use requirements, that that are barriers to equitable access to homeownership or other affordable housing opportunities, including access to HUD-regulated manufactured homes, manufactured homeownership, rental manufactured housing and/or manufactured housing communities….”

Moreover, to effectuate and ensure compliance with such measures, HUD must: (1) specifically and expressly acknowledge that the revised preemption language of the Manufactured Housing Improvement Act of 2000,[17]which provides HUD the authority to federally preempt state or local “requirements” which interfere with its superintendence of the manufactured housing industry and the accomplishment of the legislative purposes of the 2000 Reform Law (including Congress’ directive to “facilitate the availability of affordable manufactured homes and to increase homeownership for all Americans”) includes the preemption of local zoning and/or land use ordinances which discriminatorily exclude or discriminatorily restrict or limit the placement of HUD Code manufactured homes and the ability of manufactured homeowners to live in the communities or areas of their choice; and (2) take action to enforce preemption against jurisdictions that do not voluntarily allow for the zoning approval or placement of HUD-regulated manufactured homes in compatible residential areas.[18]



For all of the foregoing reasons, MHARR calls on HUD, as part of the revision of its AFFH regulations, to specifically address the discriminatory exclusion and/or restriction of HUD Code manufactured home placements by local jurisdictions and to prohibit such discriminatory strictures on HUD Code manufactured homes and manufactured homeowners in otherwise compatible residential areas, subject to the federal preemption of non-compliant local (and/or state) mandates pursuant to the federal preemption provision of the Manufactured Housing Improvement Act of 2000 (42 U.S.C. 5403(d)).



Mark Weiss

President and CEO


cc: Hon. Marcia Fudge
Hon. Julia Gordon


[1] See, 88 Federal Register, No. 27 (February 9, 2023), “Affirmatively Furthering Fair Housing” at pp. 8516, et seq.

[2] Id. at p. 8516, col. 1.

[3] Id. at p. 8522, col. 3.

[4] Manufactured housing is subject to comprehensive federal regulation by HUD pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (42 U.S.C. 5401, et seq.)

[5] See, 80 Federal Register, No. 136 (July 16, 2015), “Affirmatively Furthering Fair Housing,” at  pp. 42272, et seq.

[6] See, MHARR October 12, 2018 Comments on HUD Advance Notice of Proposed Rulemaking on Affirmatively Furthering Fair Housing; Streamlining and Enhancements (Docket No. FR-6123-A-01) (Attachment 1 hereto) and MHARR March 16, 2020 Comments on HUD Notice of Proposed Rulemaking on Affirmatively Furthering Fair Housing (Docket No. FR-6123-P-02) (Attachment 2 hereto)

[7] Among other things, the Manufactured Housing Improvement Act of 2000 amended the federal preemption provision of the original 1974 law to allow HUD to preempt any state or local “requirement” which interferes with the federal superintendence of the manufactured housing industry. See, Attachment 1, hereto at pp. 5-7. See also, November 13, 2003 congressional communication to HUD Secretary Mel Martinez (Attachment B to MHARR’s October 12, 2018 AFFH Comments) stating: “[T]he 2000 Act expressly provides, for the first time, [that] ‘federal preemption’ … should be ‘broadly and liberally construed’ to ensure that local ‘requirements’ do not affect ‘federal superintendence of the manufactured housing industry.’ Combined with the expansion of the findings and purposes of the Act to include for the first time the ‘availability of affordable manufactured homes,’ the 2000 Act changes have transformed the Act from solely being a consumer protection law to also being an affordable housing law. More specifically, these combined changes have given HUD the legal authority to preempt local requirements or restrictions which discriminate against the siting of manufactured homes (compared to other single-family housing) simply because they are HUD Code homes.” (Emphasis added).

[8] See, Attachment 2, hereto at p. 2.

[9] See, 88 Federal Register, supra at pp. 8524-8525. Research by Freddie Mac also documents a severe and growing housing shortage (3.8 million units in 2020), as well as a corresponding shortage of affordable “starter” homes. See, Freddie Mac, Perspectives/Research: “The Significant Shortage of Starter Homes” (April 15, 2021).

[10] Id. at p.8551, col. 1

[11] See, U.S. Department of Housing and Urban Development, “Is Manufactured Housing a Good Alternative for Low-Income Families? Evidence from the American Housing Survey (December 2004) at p. 6.

[12] See, U.S. Census Bureau, “Cost and Size Comparisons: New Manufactured Homes and New Single-Family Site-Built Homes (2014-2021).

[13] See, U.S. Consumer Financial Protection Bureau, “Manufactured Housing Consumer Finance in the United States,”  (September 2014) (CFPB 2014) at p. 17.

[14] See, U.S. Consumer Financial Protection Bureau, “Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act Data,” (May 2021) (CFPB 2021) at p. 31.

[15] Id.

[16] See, CFPB 1 at p. 10.

[17] See, 42 U.S.C. 5403(d).

[18] HUD should simultaneously retract its January 23, 1997 “Notice of Staff Guidance” and its May 5, 1997 “Statement of Policy” regarding federal preemption under the National Manufactured Housing Construction and Safety Standards Act of 1974, insofar as those statements pre-date the 2000 Reform Law and do not reflect the substantive amendments made to 42 U.S.C.5403(d) at that time. ##

The MHARR release and related comments letter are found at the MHARR website at this link here.


Part II – Additional Information with More MHProNews Analysis and Commentary in Brief

MHLivingNews/MHProNews has long been on record as supporting a similar level of support for manufactured housing inclusion in any AFFH rule. See the in depth example, linked below. MHARR issued a press release to mainstream media on the above information.



MHARR has consistently pressed for inclusion of manufactured housing under the AFFH legal concept.


Latest Wake-Up Calls for the Manufactured Home Industry on Consumer Financing and Discriminatory Zoning

Manufactured Housing Enters the Biden Era

MHARR Continues to Press Two-Track Approach to Fight Discriminatory Zoning Laws



On paper, MHI and MHARR may superficially appear to have similar positions on a given topic. In fact, some have speculated that MHI waits until MHARR has released their stated stance, analyze it, and to some extent mimic their talking points.  For instance, on the DOE legal issue, MHARR flatly stated that MHI’s attorneys, by accident or design, followed the template MHARR laid out in 2022.


Why Manufactured Home Industry Members Must Comment on the DOE Manufactured Housing Energy Rule to Demand its Delay and Withdrawal

August 2022 MHARR Issues and Perspectives – “WHY THE DOE ENERGY RULE SHOULD BE DOA”

As yesterday’s report detailed, on any number of topics, MHARR is transparent. By contrast, MHI may say something in a comment letter or elsewhere, but then fail to place those same remarks publicly on their own website. By contrast, MHARR obviously does. Press releases by the National Association of Realtors (NAR) and other trade groups are often found on their own websites. Which begs the question: why doesn’t MHI use that protocol too?

MHI has not responded to that sort of question. But what the evidence seems to suggest is that:

  1. MHI may not want their own words to be readily available for fact checking purposes and consistency.
  2. On a subject such as the Manufactured Housing Improvement Act (MHIA) and its so-called “enhanced preemption” provision, that phrasing is rare enough where MHI apparently does not want to add to its use, despite the fact that they claim to support it.
  3. The value of tipsters and sources providing MHProNews information from MHI is thus laudable and applaudable.  MHProNews and/or MHLivingNews, by quoting MHI in their own words, often in toto, makes a solid fact check possible.
  4. MHI oddly ‘teams up’ with a ‘coalition’ of conventional housing sources. Other than MHProNews, why don’t others in MHVille trade media fail to point out that those ‘coalition partners’ of MHI’s are the competitors of our industry? Where is there a concrete example of MHI getting support from that coalition on a key item, such as enforcement by HUD of the MHIA’s “enhanced preemption” power?
  5. Restated, it takes more effort to unravel the facts and evidence about MHI’s superficially odd behavior. It has taken years of research and reporting to gather a body of evidence that makes the thesis advanced by MHProNews difficult to disprove. Evidence for that is that neither MHI, nor their attorneys, nor their surrogates will discuss or debate their behavior in public. They apparently duck and dodge instead.
Manufactured Housing Institute, Accused, Trying to Mislead, Manufactured Home Industry Members, DOE Energy Rule, Dueling, MHI vs. Manufactured Housing Association for Regulatory Reform, Remarks, plus MHVille Stocks Update, Mark Weiss, MHARR, Sierra Club, Warren Buffett, Michael Bloomberg, DOE Manufactured Housing Energy Rule, manufactured housing, production, factories, retail, dealers, suppliers, finance, brokers, manufactured home communities, MHC, real estate investment trust, REIT, MHC REIT, passive mobile home park investing,
MHI has been ducking accountability for years, as these documented examples reflect.

Yesterday’s report went in depth on the ways that MHI’s various ‘voices’ and members specifically behave on a related topic. See that linked below for more insights and information.


New U.S. Conventional Housing Nears 450K Average as Sales Up in March 2023 vs Manufactured Housing’s Reported Dive – Added Facts, Opportunities, Obstacles, MHMedia Views – plus MHVille Market Update


Part III. Daily Business News on MHProNews Markets Segment

The modifications of our prior Daily Business News on MHProNews format of the recap of yesterday evening’s market report are provided below. It still includes our signature left (CNN Business) and right (Newsmax) ‘market moving’ headlines. The macro market moves graphics will provide context and comparisons for those invested in or tracking manufactured housing connected equities.

In minutes a day readers can get a good sense of significant or major events while keeping up with the trends that are impacting manufactured housing connected investing.

Reminder: several of the graphics on MHProNews can be opened into a larger size. For instance: click the image and follow the prompts in your browser or device to OPEN In a New Window. Then, in several browsers/devices you can click the image and increase the size. Use the ‘x out’ (close window) escape or back key to return.



Headlines from left-of-center CNN Business – from the evening of 4.26.2023 

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  • Ed Sheeran song ‘sounds very, very similar’ to Marvin Gaye’s, music expert says at trial
  • First Republic may not survive, even after two multibillion-dollar bailouts
  • Elizabeth Holmes delays start of prison sentence with last-minute appeal
  • The $11.8 billion mistake that led to Bed Bath & Beyond’s demise
  • How big was the ‘beyond’ section at Bed Bath & Beyond? The iconic retailer’s weirdest merchandise
  • Fox agrees to give more Murdoch docs to Smartmatic in its defamation case
  • Bed, Bath & Beyond’s closing days bring some deal hunters, but few deals
  • Senators unveil bipartisan legislation to ban kids under 13 from joining social media platforms
  • Microsoft’s blockbuster deal to buy Activision is in jeopardy. Here’s what could happen next
  • TikTok is testing a new option to create AI-generated avatars for profile pictures
  • UK blocks Microsoft takeover of Activision Blizzard
  • Boeing’s problems and losses continue
  • King Charles coronation concert fans slam Ticketmaster ‘shambles’
  • Wendy’s will start selling canned chili in grocery stores
  • Norfolk Southern says the toxic train derailment cost it $387 million
  • Bud Light sales are falling, but distributors say they’re sticking by the brand
  • Google and Microsoft fight over the future of AI
  • Why Fox News brass might be unnerved after seeing the ratings in the aftermath of Tucker Carlson’s firing
  • Tobacco companies pay over $600 million to settle alleged sanctions violations with North Korea
  • Engagement ring sales are down sharply, according to America’s biggest jeweler
  • Ed Sheeran: ‘I would’ve been an idiot’ to perform a song copied from ‘Let’s Get It On’
  • Kim Kardashian reveals the ‘magic’ of her success to CNN’s Poppy Harlow


Notice: the graphic below can be expanded to a larger size.

See the instructions below the graphic below or click the image and follow the prompts.

In the business world, the rear-view mirror is always clearer than the windshield.” – Warren Buffett. That begs a key question. Why don’t more people LOOK at the rearview mirror more so they can learn more about the patterns that influence what’s ahead? Note: depending on your browser or device, many images in this report can be clicked to expand. or example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection, you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.

Headlines from right-of-center Newsmax 4.26.2023

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  • House Majority Leader Steve Scalise, R-La., on Wednesday said Republicans might vote on their plan to raise the $31.4 trillion federal debt ceiling as early as today…. [Full Story]
  • Murdoch’s SkyNews Australia: Tucker Carlson Thought He Was Bigger Than Fox
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  • Jean Carroll Trial Judge Warns Trump About Posts
  • The judge presiding over the trial involving former President Donald [Full Story]
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In instances such as Apollo, Berkshire Hathaway, Blackstone or others, manufactured housing may only be part of their corporate interests. Note: depending on your browser or device, many images in this report and others on MHProNews can be clicked to expand. Click the image and follow the prompts. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.

2022 was a tough year for many stocks. Unfortunately, that pattern held true for manufactured home industry (MHVille) connected stocks too.

See the facts, linked below.

‘Stomach Churning Year’ CNN-Wall Street ‘Forget 2022’ Down Year – Major Equities Data Compared to Manufactured Housing Stocks, Manufactured Home Community REITs, Performance for Year by Company




      • NOTE 1: The 3rd chart above of manufactured housing connected equities includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry finance lender.
      • NOTE 2: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).
      • NOTE 3: Deer Valley was largely taken private, say company insiders in a message to MHProNews on 12.15.2020, but there are still some outstanding shares of the stock from the days when it was a publicly traded firm.  Thus, there is still periodic activity on DVLY.
      • Note 4: some recent or related reports to the REITs, stocks, and other equities named above follow in the reports linked below.


Sun Communities – ‘Development in Our DNA,’ ESG Stance, Q4 2022 Year End Results Earnings Call & PR – Facts, Insights Beyond PR and Official SUI Statements; plus MHVille REITs, Stocks Update

‘Undervalued’ Cavco Industries Touts Q Result$ ‘Dire Need for Housing’ ‘January Traffic Up’- Rev Up 16%-Sales, Earnings, Mgmt Call Data–Analysis Beyond CVCO Statements; plus MHVille Stocks Update

‘Killing’s as Easy as Breathing’ ‘Bad Guys Know More Games’ Warren Buffett Annual Berkshire Hathaway Letter, Clayton Homes, 21st, VMF-Manufactured Home Loans-Compelling MHVille Expert Views

‘Keeping Our Mobile Home Communities Safe, Well-Maintained, Affordable is Vital’ – Attorney General Wm Tong Testimony, More Follow Probe of Sun Communities (SUI) Issue–Latest MHI Member Scandal?

Nobility Homes, Inc. Sales and Earnings for its Fiscal Year 2022 Report, Result$ Best Inflation – Net After Taxes Up 34%, More Fact$; DeSantis ESG and NOBH; plus MHVille Stocks, Market Updates

‘Manufactured Housing in the News,’ Unpacking UMH CEO Sam Landy Op-Ed’ It’s Time for Bi-Partisanship on Affordable Manufactured Housing Homeownership’ in HousingWire; plus MHMarkets Updates

Manufactured Housing Properties-Results for Three and Nine Months Ending September 30.2022–Exploring ‘Mobile Home Park’ Manufactured Home Community Investing; plus MHVille REITs, Stocks Update

‘Changes Will Benefit Customers,’ Boost Sales-Legacy Homes CEO Duncan Bates – LEGH ‘Delivered 22.5% Return on Equity in 1 Yr’ – Corp Q3 2022 Insights, Analysis; plus MHVille REITs, Stocks Update  

CEO Mark Yost, Skyline Champion Insiders SELL Million$ Value SKY Stock, Home Sales Drop-4th Q 2022 (3QFiscal2023), Official Result$-Facts, Analysis, Info Beyond PR; plus MHVille Stocks Update

Triad Financial Services Q2-2022 FINANCIAL RESULTS, per ECN Capital – Several Bright Spots in Manufactured Home Market Highlighted, Including Communities, Retail, Land-Home, Floor; MHStocks Update

BlackRock Document Exposes Central Banks like Federal Reserve on Recession; Manufactured Home Producer Cavco Industries 2022 Year End Results (CVCOQ3.23) Facts+Analysis; plus MHVille Stocks Update


Manufactured Home Communities (a.k.a. ‘Mobile Home Parks’ – SIC) – Exploring UMH Properties; Fellow Manufactured Housing Institute Member Yes! Communities Suits and Settlements; plus MH Markets Updates


2023 Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory-built housing industry suppliers.
· LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
· AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.

Disclosure. MHProNews holds no positions in the stocks in this report.

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That’s a wrap on this installment of “News Through the Lens of Manufactured Homes and Factory-Built Housing” © where “We Provide, You Decide.” © (Affordable housing, manufactured homes, stock, investing, data, metrics, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

All on Capitol Hill were welcoming and interested in manufactured housing related issues. But Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included a copy of the Constitution of the United States and other goodies. Tamas has grown considerably since this photo was taken. He is now an impressive, often thoughtful, teen. 

By L.A. “Tony” Kovach – for MHProNews.
Tony earned a journalism scholarship along with numerous awards in history. There have been several awards and honors and also recognition in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and This article reflects the LLC’s and/or the writer’s position and may or may not reflect the views of sponsors or supporters.








Anar Pitre-CEO Lotus Capital Partners-Vexing Manufactured Housing Institute Claims in Fact Check of Forbes ‘What Manufactured Home Communities Investors Need to Know’ – Inaccurate MHI Data Shown

Ma Nishtana – ‘Why is This Night, Day Different from All Others?‘ The Pascha vs. Contemporary Orwellian Nightmare – the Sunday Weekly MHVille Headlines Recap

Call for Congressional Oversight Hearings of Manufactured Home Industry Regulators Highlighted by Manufactured Housing Association for Regulatory Reform (MHARR); plus MHVille Markets Update

Official HUD Manufactured Housing Production Facts for Dec 2022 plus 2022 Year End Totals Explored by Manufactured Housing Association for Regulatory Reform (MHARR)-“Millions” Needed – Analysis

Facts You Didn’t Know – Martin Luther King Jr – Videos, Insightful Quotes, Surprising Revelations, Videos, Reports, and Illustrations in Champion for Human Rights Including Affordable Housing

‘Global Disinformation Index’ Warren Buffett Ally Bill Gates’ Microsoft Org Charged-Cutting Revenue to Conservative Views via Xandr, GDI; plus Sunday MHVille Headlines Recap

#1 Texas’ Manufactured Housing Builders Survey Says They are ‘Ready for a Rebound’ But Data Point in Question, DOE MH Energy Rule Too – Facts, Analysis; plus, MHVille Stocks, Markets Update

Clayton-Next Step Off-Site Built ‘White Paper’-Manufactured Homes, ThinkND ‘Magic of the Mind-Everyday Illusion, Misdirection, Deception’ MHI Members’ Claims Analyzed; plus MHVille Markets Update

After Admitted Failure, Manufactured Housing Institute Doubles Down on CrossMods® in AP Terminology Doc Acquired by MHProNews–Are MHI Leaders Sabotaging MHVille Independents? Plus MHStocks Update

Concessions by Speaker Kevin McCarthy in House Speaker’s Battle Called ‘Most Significant Win for Conservatives in a Decade’ By Federalist’s Emily Jashinsky Report; plus MHVille Stocks Updates


mas kovach mhpronews shopping with soheyla .jp

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