Arrest-Deadly Weapon in Resident-Manager Impact Community Fray-Telegraph Herald on Table Mound-AI Cautions Moving to Frank Rolfe-Dave Reynolds Linked ‘Park’- Locals-Feds React; Facts-Analysis


“I love my home!” says Carrie Keuter in a testimonial posted on the TableMoundMHP website on 7.8.2024. “Stay away/ this place is run by liars and thieves!!” asserted a Google review posted by Ken Mills about that same community. Then “Congresswoman Abby Finkenauer called for an investigation into Impact Communities’ business operations. Finkenauer called Impact Communities practices predatory and said big corporations are exploiting communities like Table Mound,” per regional news source KWWL. Left-leaning Bing’s AI powered Copilot said: “The Table Mound Mobile Home Park in Dubuque, Iowa, is indeed associated with Impact Communities. Frank Rolfe and Dave Reynolds, who are known for their involvement in the manufactured housing industry, have connections to Impact Communities. However, it’s important to note that their actions and business practices have been a topic of controversy. Reports have highlighted issues such as steep site fee increases and questionable eviction grounds in communities owned by them. While there are still many independently owned communities with good reputations, it’s advisable to research any community thoroughly before making decisions. If you’re shopping for a manufactured home or considering a land-lease community, look for those with stellar records and fair agreements1.” With that conflicting imagery between the apparent fig leaf offered by Impact’s promotional video shown below of Keuter stating her “love” of her home and troubling evidence-based allegations of predatory and deceptive business practices, note that thus far Frank Rolfe and Dave Reynolds have declined comment to MHProNews on this developing headline story. Per the Telegraph Herald is the following dated 7.7.2024. “Paul E. Carter, 53, of 9442 Noonan St., Lot 741, was arrested at 4:25 p.m. Friday at the Noonan Street trailer park on charges of assault while displaying a dangerous weapon, driving while barred and trespassing.

QuoteMarksLeftSideCourt documents state that Carter was evicted from his residence at the trailer park on Wednesday. On Friday, park manager Ryan Barton, 27, spotted Carter at his former lot and told him he was not allowed on the property.

Carter then went to the deck of the residence, picked up a crossbow loaded with an arrow and pointed it at Barton, documents state. Barton ran to his truck and called 911, then returned to the park office to meet with law enforcement.

Deputies met with Carter, who told them he accessed the mobile home by taking out several screws in the doors and was in the process of moving his property when Barton arrived. Carter said he picked up the crossbow “with the intent of getting Barton away from his lot,” documents state.

Deputies located a black crossbow in the cocked position with a red arrow in the attached quiver, documents state.”

Part I – Additional Information from Media, Public Officials and Sources Including Copilot

In no particular order of importance are the following facts, statements, and evidence from sources as shown.

1) In response to an inquiry from MHProNews, Copilot said in part the following about the address cited for the incident involving Paul E. Carter.

BingCopilotAI-Screen1.3.2024MHProNewsI found information related to the address at 9442 Noonan St, Dubuque, IA 52003. It seems to be a mobile home located in the Table Mound Mobile Home Park1. The property is a 3-bedroom, 2-bathroom single-wide home built in 2020. When new, it was retailed at $54,900. …” Copilot said it could find no further information on Carter’s arrest.

It is also worth noting that Copilot said when prompted by a separate inquiry:

BingCopilotAI-Screen1.3.2024MHProNewsTerminology and Misconceptions:

    • …While some still use terms like “trailer park” or “mobile home park,” it’s essential to recognize that most homes within these communities are not traditional trailers. Instead, they are HUD Code-compliant manufactured homes.
    • The sign at Table Mound clearly identifies it as the “Table Mound MHP Manufactured Home Community,” emphasizing the distinction.


Is that Table Mound MHP in Dubuque IA owned or connected to Impact Communities, associated with Frank Rolfe and Dave Reynolds, who are members of the Manufactured Housing Institute (MHI) along with numbers of MHI linked state association affiliates?

BingCopilotAI-Screen1.3.2024MHProNewsThe Table Mound Mobile Home Park in Dubuque, Iowa, is indeed associated with Impact Communities. Frank Rolfe and Dave Reynolds, who are known for their involvement in the manufactured housing industry, have connections to Impact Communities. However, it’s important to note that their actions and business practices have been a topic of controversy. Reports have highlighted issues such as steep site fee increases and questionable eviction grounds in communities owned by them. While there are still many independently owned communities with good reputations, it’s advisable to research any community thoroughly before making decisions. If you’re shopping for a manufactured home or considering a land-lease community, look for those with stellar records and fair agreements1. If you have any more questions, feel free to ask! 😊

Learn more 2 3 4 5 6 7 8…”

3) Prior to the arrest of Carter, KWWL’s Daniel Perreault filed a report under the headline: “Dubuque mobile home residents continue fight against high rent, push for new state laws” which included the following remarks.

“In January 2020, then Congresswoman Abby Finkenauer called for an investigation into Impact Communities’ business operations. Finkenauer called Impact Communities practices predatory and said big corporations are exploiting communities like Table Mound.”

“State Representative Lindsay James…State Sen. Pam Jochum joined James. Dubuque City Council members Danny Sprank and Laura Roussell were also in attendance” at a meeting with residents. ”

“According to residents, rent was previously $270 a month with water, sewage and trash included. Now, rent has increased to $470.” “According to IMPACT Communities, Table Mound residents were previously not paying the actual costs of water and sewer being used by residents.” That report was on Aug 1, 2021, and of course, site fees are apparently even higher now, after doubling and charging separately for water, sewage, and trash.

The video below from the Telegraph Herald‘s YouTube page said: “U.S. Rep. Abby Finkenauer and Dubuque Mobile Home Owners Association President Carrie Presley discuss their efforts to legally block further lot rent and various fee hikes they say they have suffered under the out-of-state corporation which purchased the park over a year ago.” That corporation is apparently Impact Communities, associated with Frank Rolfe and Dave Reynolds, per Copilot and other sources. 



4) As MHProNews and MHLivingNews have previously reported, “Frank and Dave” have complained about the Manufactured Housing Institute (MHI) not doing enough to push back against mainstream media concerns and increased pressure for legislation.  For instance.

The principle of separating wheat from the chaff must be used with Frank Rolfe and all others. In quoting Rolfe, we are not endorsing his business practices, but rather pointing out a statement that criticizes the association – MHI – himself is a member of today.
All such quotes should not be construed as a blanket endorsement of all that a person or organization has said or done. Rather, with quotes or other references, we apply the principle of separating the wheat from the chaff. There are good reasons to source insights and relevant comments across an array of topics and viewpoints.


While it seems that Rolfe is perhaps aptly pointing the finger at others involved at MHI, like Nathan Smith and Flagship Communities, at least one of those proverbial fingers are pointing back at themselves and their own operations.


See reports with critical analysis and commentary on Frank and Dave linked below and in other articles linked from this one.
See the report and others linked from this critical report, analysis and expert commentary.


5) With that backdrop, it is then useful to consider how does Impact Communities manage to attract new residents with such a problematic business reputation?  Part of the answer in part appears to include nice looking websites, nice looking videos, and apparently evidence-based allegations of faked consumer reviews. That helps explain Copilot’s caution about doing business with the firm and duo, cited in the opening paragraph above.



According to Copilot (terminology topic was cited above):


  1. Impact Communities and RV Horizons:
  2. Fake Reviews and Authenticity:
  3. John Oliver’s “Mobile Homes” Segment:
    • You’re absolutely right. John Oliver’s viral video on HBO’s “Last Week Tonight” did feature Frank Rolfe by name and face. The satirical report criticized industry practices, including those of Warren Buffett’s Clayton Homes.
    • The segment highlighted predatory practices, steep rent increases, and poor living conditions in mobile home parks.
  4. Frank Rolfe and Tim Williams Connection:
    • Frank Rolfe, along with Tim Williams of 21st Mortgage Corp, has indicated business ties with Clayton Homes.
    • While the industry landscape is complex, it’s essential for residents and potential buyers to research thoroughly and make informed decisions.

In summary, the Table Mound Manufactured Home Community faces challenges related to ownership, reviews, and terminology. As discussions continue, residents hope for transparency, fair treatment, and improved living conditions. 😊

Learn more 3 4 5 6 7 8 9 10 11 12 13 14 …”


6) According to KCRG-TV9: “Dubuque applying for federal grant to help mobile home owners.”



Those “PRICE” grants are something that MHI has touted.  According to HUD’s website: “PRESERVATION AND REINVESTMENT INITIATIVE FOR COMMUNITY ENHANCEMENT (PRICE)” Here is what HUD has to say about their own program.




Important Update:

HUD issued a modification to the Preservation and Reinvestment Initiative for Community Enhancement (PRICE) NOFO on May 17, 2024. The PRICE NOFO modification incorporates $10 million in funding from the FY24 PRICE appropriation (for a total of $235 million), provides clarifications, and makes technical corrections. The application deadline has been extended to July 10, 2024.


HUD has issued a Notice of Funding Opportunity (NOFO) which appropriates $235 million in competitive grant funding for the preservation and revitalization of manufactured housing and eligible manufactured housing communities. Congress has directed HUD to undertake a competition using the Community Development Block Grant (CDBG) statutory and regulatory framework for this first-of-its-kind initiative. The Preservation and Reinvestment Initiative for Community Enhancement supports communities in their efforts to maintain, protect, and stabilize manufactured housing and manufactured housing communities (MHCs).

Manufactured housing is a critical piece of the nation’s affordable housing stock that provides a home to over 22 million Americans. Manufactured housing and manufactured housing communities (MHCs) face significant challenges to affordability, resilience, infrastructure, and maintenance that are exacerbated by state titling and local zoning laws, financial pressures from landowners or investors, and extreme weather, natural hazards, and disaster events.

Of the $235 million available in PRICE funding, $210 million is reserved for the main PRICE competition (PRICE Main), of which $11 million is intended for Tribal Applicants (with $1 million reserved for Tribal Applicants), and $25 million is reserved for a pilot program (PRICE Replacement Pilot) to assist in the redevelopment of manufactured housing communities as replacement housing that is affordable. The PRICE Main funding will support low- and moderate-income homeowners with manufactured housing units and manufactured housing communities with critical investments such as repairs, infrastructure improvements, upgrades to increase resilience, services like eviction prevention and housing counseling, and planning activities such as those needed to transition to resident-managed communities. The PRICE Replacement Pilot will enable the replacement of manufactured housing units, especially those in disrepair, with up to four units of affordable housing – gently increasing density and ensuring affordability for years to come.

HUD will be accepting applications for PRICE grants to preserve and revitalize manufactured housing and eligible manufactured housing communities. Eligible applicants include local and state governments, Indian Tribes or their Tribally Designated Housing Entities (TDHEs), multi-jurisdictional entities, resident-controlled MHCs, cooperatives, non-profit entities (including consortia of non-profit entities), Tribal non-profits, community development finance institutions (CDFIs), and Native CDFIs. Entities that partner with one or several residents of eligible manufactured housing communities or that propose to implement a grant program that would assist residents of eligible MHCs are also eligible.

NOTE: Before submitting to HUD, applicants must publish their PRICE application for public comment. The streamlined requirements mandate at least one public hearing/community meeting for the application and require providing a reasonable notice (at least 15 days) and opportunity for public comment and ongoing public access to information about the use of grant funds. The public comment period must end no less than three calendar days before application submittal to allow the applicant time to consider and incorporate public comments. For more information, please visit Section VI.E.5.a.iii of the NOFO.

Tribal Applicants may choose to follow the public participation requirements outlined in 24 CFR 1003.604 and must certify to HUD that the Tribal Applicant complied with the public participation requirements of 1003.604(a) prior to applying.

Quick Summaries

Notice Of Funding Opportunity:

The NOFO can be viewed here: FY23/FY24 PRICE NOFO. The modified PRICE NOFO materials can be found in “FR-6700-N-99-Revised Full Announcement – Revised Full” under Related Documents.

Associated application materials can be found below. This funding was authorized under the authority of the Consolidated Appropriations Act, 2023 (Public Law 117-328, approved December 29, 2022) and the Consolidated Appropriations Act, 2024 (Public Law 118-42, approved March 9, 2024) (Appropriations Acts).

The application deadline is July 10, 2024 at 11:59pm ET (8:59pm PT) on

HUD strongly recommends you submit your applications at least 48 hours before the deadline and during regular business hours to allow enough time to correct errors or overcome other problems. …##

So, the deadline for applying for this program is just 2 days away.  Note that Marcus and Millichap in their report linked below indicated that this program wasn’t an apparently easy one to navigate. Given that the news video posted above suggests that city officials are working in an attempt to qualify for this program, and such officials may have experience at filing paperwork for federal or other grants, it seems that this not an easy (or likely?) scenario for hundreds of properties to be able to successfully navigate.



7) But for discussion’s sake, imagine if Dubuque successfully navigates this process and Table Mound becomes resident owned. While that could help those residents in the sense that it keeps their situation from deteriorating even further at the hands of a firm like MHI-linked “Frank and Dave” and Impact Communities, in the meantime, they have disrupted the lives of those residents and others. Seekers of affordable housing may be left with the impression that all or many community operators are like Impact and “Frank and Dave.” This is what MHI award winner, and periodic MHI critic Marty Lavin broadly referred to as the industry’s “other image campaign.”



8) But this pattern doesn’t just harm seekers of affordable housing that may be considering the manufactured home option. It also harms “white hat” style companies that may never use predatory practices. Fostering the industry’s stigma, rightly or wrongly, de facto becomes marketing for Frank and Dave’s for-profit classes. They may get more ‘free media’ than MHI and all of the state association affiliates combined. And who would be attracted into the industry via classes by Frank and Dave? Isn’t it possible that those who pay thousands for a class and then go on to buy or invest in manufactured housing communities end up having business practices much like their own?






‘Frustration and Hope’ – Law Prof Fran Quigley Slams Frank Rolfe and ‘Wall Street Holding a Gun to Mobile Home Residents’ Heads’ – Statements, Apt Manufactured Home Facts, and Expert Analysis








FrankRolfeMobileHomeUniversityProtestsBlackEyeNewsInvestingUltimateVideoCollectionManufacturedHomeProNews and
Midas Mike on NCIS’s “Going Mobile” episode appears to be based upon the business practices of Frank and Dave and their Mobile Home University. Why isn’t MHI concerned about this? There were potentially millions of more viewers of that episode than the over 9 million who have viewed the HBO John Oliver video. How many millions of embarrassing views does it take to activate the MHI/NCC Code of Ethical Conduct?


9) It must be stressed that Rolfe and Reynolds’ linked businesses are hardly the only ones that are stirring up trouble for honest businesses that have genuinely ethical business practices, not to forget the thousands of vulnerable residents of predatory community operators often associated with MHI.  There are multiple reports involving others, which all too often appears to have links to MHI.




ManufacturedHousingInstituteHitByAntitrustAllegationsInOpEd_MHI-AttorneyDavidGochMollyBoyleAskedRespondEvidenceBasedConcernsCopilot-AiFac CheckRefersToMHIsOrwellianApproachMHProNews
When MHI leaders and outside attorneys are asked by MHProNews to respond to remarks like the one posted above, they routinely remain silent. A recent example of MHI failing to respond to a standing invitation to weigh in, supplemented by an almost business-daily publicly announced remark to that effect, is a specific contact with respect to the timely and demonstrably relevant topics linked here. MHI launched the use of that new logo in 2022 when manufactured home production was in the early phase of what became a sharp 15-month long production downturn. Meaning, MHI’s use of such slogans are similar to Soviet-style or Orwellian propaganda slogans.






JoelBrownRossHPartrichRHPPropHavenparkResidentsNewComplaintRHPPropertiesEvictDiscriminationHikesHavenparkCommunitiesManufacturedHousingInstCodeEthicalConductMastMHProNews Note: Havenpark, per a source, is no longer an MHI member, but the reason for that is unclear. If Havenpark was booted, why are others tolerated? Or did Havenpark’s leaders, after fact checks like this one, figure out that it simply didn’t make sense to stay a member of MHI and they just left on their own?


10) Despite this problematic pattern involving Rolfe, Reynolds, Impact Communities, and several other community operators and vertically integrated producers associated with MHI, it is stunning that lazy, inept, or perhaps cronyism tainted and corrupt media can look beyond the evidence and try to make MHI seem like it is led by honorable corporate and staff leaders? This is where the irony and hilarity of Rolfe, and some others, comes into focus.  Rolfe publicly rips MHI on a periodic basis too.




IblameManufacturedHousingInstituteSalesCouldBeMuchBetterMHI_InsiderFingerPointsEssentialHUDusePreemptionAuthorityAffordableHousingCrisisManufacturedHousingInReportMHMarketMHProNews and


11) Rolfe has recently emailed a statement to his followers that while the source must be considered, nevertheless raised an apt concern. Rolfe faults “special interests” – including public officials and business interests – in not wanting to solve the affordable housing crisis.  He may have a point, as some politicians would rather ‘preserve a controversial issue’ rather than solve it, so that they can keep campaigning, fund raising, and gaining votes over a subject that might have been dealt with effectively years before. See the deeper dives linked above and below for details.




12) These patterns of behavior – often tied to MHI linked businesses and/or firms that are associated with an MHI state association affiliate – have sparked backlash at the local, state, and national levels. Legislation has been enacted and/or is pending, which often have the fingerprints of Rolfe, Reynolds, and other colleagues of theirs at MHI and/or at the state association level in the problematic “witch’s brew” of predatory practices.


It is not only MHProNews, but past and present MHI members that have accused the trade group of treacherous behavior that favors the few instead of the interests of consumers and the many.


13) Part of the solution is to enforce existing laws vigorously, says sources such as the Manufactured Housing Association for Regulatory Reform (MHARR).  MHARR continues to press federal officials and has also pushed MHI to litigate these “bottleneck” issues.







‘Supreme Court Ruling Changes Regulatory Landscape for Manufactured Housing Industry’ What Manufactured National Housing Associations – MHI and MHARR – Others Have Said So Far; Facts-Analysis


14) Per Copilot: “In summary, the Table Mound Manufactured Home Community faces complex challenges related to ownership, reviews, terminology, and safety. Residents hope for transparency, fair treatment, and improved living conditions. …”

MHProNews has a report on the legislative side of these broader and related issues planned. Watch for it. White hat brands would be well advised to create a bright line distinction between their operations and those of a darker, predatory, and unethical nature. There should also be a press to enforce existing laws, because it isn’t just manufactured home community residents that are under economic duress.  There is more to know on these subjects, see the linked items and use the search tools on MHProNews and MHLivingNews to discover more. ###


True Tale of Four Attorneys Research into Manufactured Housing – What They Reveal About Why Manufactured Homes Are Underperforming During an Affordable Housing Crisis – Facts and Analysis

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The One Thing that Might Work at Improving U.S. Housing Crisis Faster than More Manufactured Housing Production – Which Others in MHVille Have Downplayed-Ignored; plus MHVille Markets

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Our son has grown quite a bit since this 12.2019 photo. All on Capitol Hill were welcoming and interested in our manufactured housing industry related concerns. But Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included the Constitution of the United States, bottled water, and other goodies.

By L.A. “Tony” Kovach – for

Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing.

For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

This article reflects the LLC’s and/or the writer’s position and may or may not reflect the views of sponsors or supporters.

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Related References:

The text/image boxes below are linked to other reports, which can be accessed by clicking on them.’

‘Homeownership Slipped Out of Reach for Millions in U.S.’ ‘Investors Snatching Up 1 in 5 Homes for Sale Scooping Up Affordable Housing’ Redfin and Other Data Reveal MHVille Obstacles and Opportunities

Niskanen Center Armlovich-Jimenez-Justus Tout Manufactured Homes-House Financial Services Committee Housing Affordability-Governmental Barriers-Market Based Solutions; Sunday MHVille Headlines Recap

Democratic Congressman Seth Moulton (MA-D) Said ‘Democrats are Party of Ultra-Rich and the Ultra-Poor’ -Rigged System Revelations- Facts and Analysis; plus Sunday Weekly MHVille Headlines Recap

June is National Home Ownership Month-Affordable Housing-Manufactured Housing Institute Controversies plus Industry Facts-Figures-Trends-Challenges in May 2024 – The Top 40 – plus MHVille Markets Update

‘Hit the Ball and Drag Jack’ What Classic Golfer Jest Teaches Career and Growth-Minded Manufactured Home Professionals About Manufactured Housing Institute; plus Sunday Weekly Headlines Recap

Evidence of Truly Affordable Housing Hiding in Plain Sight – ‘Average Sales Price of New Manufactured Homes by Region and Size of Home’ per U.S. Census Bureau Data; plus MHVille Markets Update

Investopedia Asks Common Sense Question – What Would it Take for Houses to Be Affordable in the U.S. Again? NAR’s Lawrence Yun Weighs In – MHVille Takeaways; plus MHVille Markets




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