Stating the Obvious – Border Crisis Worsens Affordable Housing Crisis; “Never Let a Good Crisis Go to Waste” – PINO Crisis – plus Sunday Weekly Headlines Review


Freakonomics and other sources say that it was Winston Churchill who first said “Winston Churchill that first said: “Never let a good crisis go to waste.” But it was President Barack Obama’s chief of Staff, Rahm Emmanuel (D) – who later became Mayor of Chicago – who GoodReads cites as saying: You never want a serious crisis to go to waste. And what I mean by that is an opportunity to do things that you think you could not do before.” Since the January 20, 2021 installation ceremony of former President Barack Obama’s Vice President Joe Biden (D) and former Senator Kamala Harris (CA-D), the number of domestic and foreign crises appear to be on the rise. With Biden declaring Harris as his border czar, they each share an interest in what even left-of-center media are calling a surge at the southern border of “undocumented migrants” who are crossing into the U.S. Right-of-center media tends to describe those migrants as illegally entering the U.S. Whatever part of the political spectrum someone is from, the law of supply and demand makes it clear that the among the impacts of that surge of new arrivals into our country will make our affordable housing crisis in the U.S. even worse than it has been. This news analysis will briefly explore that before pivoting to our headlines in review for the week.

Left-of-center CNN said on June 29, 2021 that more than 1 million have been apprehended at the U.S. Mexican border. 4 days ago, they said that illegal border jumpers have surged to at least a decade high. Some media puts it at the highest level since 2000. A right of center Epoch Times analysis says some 1.7 million will illegally enter the U.S. this year. Left-leaning Pew Research said on August 20, 2020 that “More than 1 million immigrants arrive [legally] in the U.S. each year.” Rephrased, at the apparent trends, there may be some 3 million legal and illegal arrivals in the U.S. in 2021.

But that may be eventually revealed as an undercount too. Because not everyone is “apprehended” at the border. What the total numbers actually be are difficult at best to determine.

Biden, a Democrat who took office five months ago, has reversed many of the hardline immigration policies put in place by his Republican predecessor, former President Donald Trump.” So said Reuters on June 25, 2020. But they went on to add that: Republicans blame Biden’s policies for the upsurge in illegal border crossings in recent months, but migration experts say poverty, violence and food insecurity are factors driving migrants to leave Guatemala, Honduras and El Salvador.” In those two paragraphs are a vivid illustration of what is wrong with much of American media. On the one hand, Reuters admits that Democrat Biden reversed Republican President Donald J. Trump’s border policies. But then they say that is a Republican charge, and then contrast that with “but experts say…” What experts? Democratic experts? That is  an example of what a mix of paltering and spin hiding in plain sight looks like.

The politics of the border aside, the law of supply and demand is simple, straightforward, and non-partisan.

The more demand goes up, supply tends to decrease unless that supply is increasing at the rate needed to meet increased demand. When demand exceeds supply, prices on a commodity like housing will tend to rise. Additionally, thanks to a wave of fiat currency hitting the money supply with bills that White House Resident Biden is signing, there is a particularly pernicious impact on those at the lower end of incomes. Supply chain and labor issues add to that impact on housing costs.

Graphic credit, LinkedIn. 


If conventional housing production in general, or manufactured housing more specifically, were keeping up these needs, the situation could be different. But they are not.



Manufactured housing is finally seeing in the last 3 months a reversal of the arguably artificial combination of factors that caused a 2½ year decline in new HUD Code manufactured home production.


The 2.5 year overall downward trend finally reversed in March 2021, but the data is preserved at this link here.


There are a range of woes that in many cases are statistically harming the very groups that Biden-Harris claimed that they wanted to protect. The poor and lower earners. Seniors and others on fixed incomes. The economically or socially marginalized. “People of color” and so on.




Is it mere coincidence that there is a wave of crises since President Trump left the White House? Or is causing a crisis that can be exploited – Saul Alinsky, his disciple Hillary Clinton, and Piven-Cloward modes of thought – part of the operational plan?


While this CNN clip on Alinsky is gentle on the “Rules for Radical” author
and his ties to Obama, it nevertheless brings out some useful insights.
For instance, it is true that some on the right are starting to use
Alinsky methods.


All of this very much impacts our manufactured home profession and many others. For instance, when the bulk of manufactured home buyers are people with lower incomes, will there be another production dip in the foreseeable future because acceptance of manufactured homes with higher income groups is not as strong? Time will tell, but that and more ought to be on the minds of every ethical manufactured home professional.

Speaking of our profession, among the headlines for the week are examples on the micro-level of what appears to be occurring at the macro level in the U.S. The Warren Buffett-Charlie Munger “castle and moat” method of squeezing those who lack “durable competitive advantages” out are precisely felt when economic, finance, or other imbalances occur. Additionally, it should be mentioned that Buffett has predicated a virus and pandemic that is many times worse than Covid19. Buffett told left-of-center CNBC,The economic impact [of COVID19] has been this extremely uneven thing where … many hundreds of thousands or millions of small businesses have been hurt in a terrible way, but most of the big companies have overwhelmingly done fine.” He said, “I learned that people don’t know as much as they think they know. But the biggest thing you learn is that the pandemic was bound to occur, and this isn’t the worst one that’s imaginable at all.”

There’ll be another pandemic, we know that. We know there’s a nuclear, chemical, biological, and now cyberthreat. Each one of those has terrible possibilities,” Buffett said. “And we do some things about it, but … it’s just not something that society seems particularly capable in fully coming to grips with.”

What much of mainstream media poo-pooed a few months or a year ago is now slowly beginning to be ‘accepted’ as ‘possible.’ On July 16, CNN reported that “Senior Biden administration officials overseeing an intelligence review into the origins of the coronavirus now believe the theory that the virus accidentally escaped from a lab in Wuhan is at least as credible as the possibility that it emerged naturally in the wild — a dramatic shift from a year ago, when Democrats publicly downplayed the so-called lab leak theory.”

But MHProNews and MHLivingNews, by carefully sourcing the evidence from a range of sources at the time, made several reports that have proven to be accurate. Meanwhile, much of mainstream media is now tentatively admitting that what seemed obvious based upon known evidence could well be what occurred.


Sustainable competitive advantages are part of the “castle and moat” evaluation process that is used by Warren Buffett. There is an evidence-based case to be made that Buffett brands and nonprofits are part of the tools that are deployed to make these barriers more pronounced than they would be absent purported market manipulation.


Here at MHProNews, and on our MHLivingNews sister site, we do not want to go with the flow. Rather, we seek to go where the facts and evidence leads. While some – quite correctly – think that we are often politically incorrect – our information is demonstrably the most reliable in our profession. Indeed, as many issues like COVID, inflation, “Russia, Russia, Russia” and more are considered, our track record is better than some multi-billion-dollar media brands.

That’s possible because of the goal of objective discernment. Reality always is what it is. Reality is not always what some partisan wants it to be. That’s true in manufactured housing, and on broader issues too. Examples are found in our array of industry-leading reports found below.

MHProNews, as a political independent, call balls and strikes as the evidence suggests. We’ve reported Republican goofs and Democratic ones too.

What appears to be beyond reasonably question is that the Biden-Harris team – for reasons that their billionaire and big corporate backers obviously desire – are destabilizing significant parts of the U.S. economy. That includes, but is not limited to, the housing sector.

The comments to the FHFA have closed as of midnight. But those comments letters may soon take on new meaning. Without question, the comments letters – several of which are shown in our reports linked below – are revealing on numerous levels. One or more follow ups are planned on the DTS-financing topic once the listening session comments are posted by the FHFA.

But as always, there are a range of issues in our Sunday weekly review.

Do not miss our postscript on PINO Biden.

With no further adieu, here are the headlines for the week in review.


What’s New on MHLivingNews

Consumer Ben Womack Sounds Off On Manufactured Home Sales, Service, Manufactured Home Lending – Specifically 21st Mortgage Corporation
Manufactured Home Buyers, Current Mobile/Manufactured Homeowners – Do You Want Lower Cost Manufactured Housing Loans? Practical Legal Insights – Facts & Analysis

What is New in Washington, D.C. from MHARR


What is New on the Masthead

Bat Guano – “The government wants high quality, low cost housing and manufactured housing provides that product.” – Warren Buffett, per Manufactured Housing Institute; Examining Statements on Manufactured Home Financing

What is New on the Daily Business News on MHProNews

Saturday 7.17.2021


Friday 7.16.2021


Thursday 7.15.2021


Wednesday 7.14.2021


Tuesday 7.13.2021


Monday 7.12.2021


Sunday 7.11.2021


Postscript – A Leopard’s Spots and PINO Biden

First, we all know someone that has been in denial about – whatever – at some time in their life. If we are honest with ourselves, odds are good that the face in the mirror has been in denial about something before too.  In an era of information manipulation, it pays to be informed as possible. When Buffett spends 5 to 6 hours daily reading, it only makes sense for others to spend 30 minutes or an hour reading.

That noted, our deeper dive format has remarkably produced a fascinating result. While we are publishing a bit less, with longer reports, the pageviews have held steady or even grown, depending on a given month. Mainstream media sites get about 3.3 page views per visit. MHProNews records over 6 page views from the typical visitor. So, those links inside every article are getting clicks.

Next, as our report last Sunday reflected at length, in fairness one of the more insightful statements on the harms caused to the public by monopolization was stated in the White House by Biden. That potent statement by Biden bears re-reading. But as good as that statement is, much (not all) of it is quite correct, there were and remain obvious reasons to think that the statement is paltering. Meaning, it is just the latest head-fake.

Public perception about the risks of monopolization are growing.  It is no surprise, then, that politicos are going to talk about the topic more seriously.


Both the Bush and Obama Administrations allowed the growth of M&As, consolidation, and activities that clearly tended toward market monopoly, duopolies, etc. President Trump’s Administration has been preparing to take this on, which the DOJ suit against Google demonstrates.


A growing body of evidence is being developed in forensic audits in Arizona and elsewhere. Thus far, they seem to support the concerns raised post-election by MHProNews carefully documented based on evidence deemed reliable. While it is too soon to say that there is enough hard evidence to overturn the 2020 presidential election, there are reasons to believe that could occur if forensic audits continue. If so, then the U.S. may face one of its most difficult challenges. What to do with a man – Joe Biden – in the White House that appears to have ‘won’ an election because of election fraud? Not to be forgotten is the oddity that candidate Biden admitted that they had the most extensive voter fraud operation in history.







There is no point in beating the drum too much until the results are in about the growing evidence of voter fraud being uncovered in forensic election audits (see report linked here and above). But it is increasingly appearing that we may have a President In Name Only (PINO) with Biden. Yes, that person may have been sworn in on inauguration day. But if that swearing in ceremony was based on provable fraud that doesn’t make it legitimate. In that scenario, it is possible that the 45th U.S. President, Donald J. Trump, could file a Quo Warranto pleading.


Leo Donofrio – “Writ of Quo Warranto” – Legal Solution to ‘Election Fraud,’ POTUS Trump vs. Biden – Path to Stop Millions of Jobs Vanishing? Oligarchs Power Grab?
Since this report was published, several legal sources emerged that indicated that the concepts in this report that cites a pro-Trump attorney are valid.


If election fraud is proven, that also means that we are living with a the consequences of several elements of a fraudulent government. What does that mean? For example. Presidents sign bills into law. A series of potential legal problems emerges, due in part to the fact that President Trump never conceded the election. That would be uncharted waters.




Just as “Russian Collusion” proved to be a costly hoax, as MHProNews noted early on, some key races in 2020 could be a hoax too. It would not be the first time in U.S. election history. While the vast majority of elections are authentic, there have long been Democratic districts that have been rife with election fraud. Some Republicans have also engaged in election fraud too.

When information is weaponized, there are deeply troubling real-world impacts.

We expect to be held accountable too. We do more than just publish and time is short. So yes, we do get some typos.

MHProNews cops a plea in admitting that we experience typos. But we work diligently day by day to accurately report information. Our commentary is marked, and some articles like this are a mix of news and analysis. But that analysis is also evidence and historically based.

We have sourced from across the left-right media divide since we began publishing the Daily Business News on MHProNews in our manufactured housing market reports years ago. We have periodically pivoted in format, to meet the evolving needs of the times.

Others are periodically attempting to mimic some aspects of our often hard-hitting reports. The problems they have is that they may report a troubling fact(s) without connecting the dots to the underlying causes or sources of those issues.

Perhaps no other publisher in American history has done more research into manufactured housing related issues than MHProNews. Our reports and analysis stand the test of time. That track record speaks for itself. We plan to continue to shed light on troubling issues.




In drawing this report to a close, MHProNews reminds readers why we endorsed President Trump over former VP Joe Biden in the first place.  The reports linked below are a sampling.

There are Democrats who have called Biden a DINO – a Democrat in Name Only.

There are Catholics who have called Biden a CINO – a Catholic in Name Only.

In the era of Trump, Republicans in Name Only (RINOs) are often identified as those who have on some level sold out the 45th president. Right or wrong, that’s a thing at present on the political right.

Before closing, there is another reason that Biden could aptly be labeled as a PINO – a President in Name Only. Biden himself has uttered the phrase, “I’m going to get in trouble” for saying or doing something. What does he mean by that expression? In trouble with whom? Biden’s handlers? The billionaires and corporate leaders that make up the Civic Alliance?




In fairness, there have been that kind of PINO for years. Presidents in name only, because they are the front men for those who put them into office.  In that sense, certain Republicans and Democrats alike could fit the PINO label. That will be explored another time.

In a time of weaponized information, “deception and misdirection” are all too common, it is all the more important to get and keep a sense of reality.

  • Businesses,
  • employees,
  • retirees,
  • those who for whatever reason are on public assistance,
  • ethically minded investors,
  • public officials,
  • affordable housing owners, seekers, and advocates
  • and most others need a solid grasp in order to have a chance to meaningfully plan.

Those who make up the Civic Alliance routinely have access to information and political figures that most Americans lack.

Warren Buffett has told part of the truth on COVID19 and the next pandemic. It is worse than odd, it is criminal, that there is no obvious and public press for accountability for Communist China’s role in the pandemic.

There is no obvious press for accountability on how it is possible that after tens of billions being spent annually on intelligence – including medical intelligence designed to avoid the kind of pandemic outcome we have been experiencing – why has there been no obvious accountability?


Day by day we unpack as much relevant news as possible.

Several of the illustrations shown in this report can be opened in many browsers to reveal a larger size. To open this picture, click the image once. When the window opens, click it again to reveal the larger size photo. Use your browsers back key to return to the article.

WuhanLabCNNBidenOfficialsDeeplyCredible - Copy

To be clear, this report should not be misconstrued as an endorsement of the Revolutionary Communist Party USA or its leader. Their details statements are insightful for those who are pondering the pro-Socialistic messages by several prominent voices in America.
Collage is a still from images from the video posted below, which along with the quoted statements that follow, are provided under fair use guidelines for media.

While our focus is affordable manufactured housing, we dip into other issues that obviously impact our nation, profession, and world. Yes, we get our share of typos. But we will not intentionally misled our readers. Quite the opposite is true. Following the facts, evidence, and applied reason, we aim to hold the powerful to account.


Because it is better to light one candle than to curse the darkness.


There are various attributions to this motto, including Confucius, Elanor Roosevelt, but my first encounter with this was as the motto of the Christopher society. Light is a fine disinfectant. Only light can cast out the darkness.



Dare to be a person of faith (cf. Hab 2:4; Heb 10:38).”


MHProNews spotlights granular issues in manufactured housing, but also takes a periodic look at macro issues too. This is to set the concerns of our industry into a broader context. In order to solve our industry’s problems, good existing laws must be properly enforced. There is no
need to wait years for legislation that in the past has often led to little or no discernable benefit.  We the People must act in faith and inspire others to do so too.



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Our thanks to you, our sources, and sponsors for making and keeping us the runaway number one source for authentic “News through the lens of manufactured homes and factory-built housing” © where “We Provide, You Decide.” © ## (Affordable housing, manufactured homes, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

All on Capitol Hill were welcoming and interested with the discussion of manufactured housing related issues on our 12.3.2019 meetings. But Texas Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included a copy of the Constitution of the United States and other goodies. MHProNews has worked with people and politicos across the left-right divide.

By L.A. “Tony” Kovach – for

Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing.

For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.

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