Balcony Bedrooms-Kitchens ‘Sunken’ Baths, Developing to Keep Up w/Demand for Mobile Homes and Manufactured Housing – Fortune and American Dreams Are Eroding – MHVille Analysis; plus MHMarkets


In the early 1980s when I entered the manufactured housing industry as a salesman there were designs and ideas that many if not most in manufactured housing pros today may have never seen or heard of firsthand. For instance. Some single section manufactured homes ‘back in the day’ featured high living room ceilings. So-called ‘balcony kitchens.’ Or ‘balcony master bedrooms’ which boasted having a ‘sunken master bath.’ There were dozens of more producers. Some manufactured housing professionals had a ‘reach for the sky’ mentality. Two-level homes. Or high rise manufactured housing that used concrete and steels structures designed for multiple units of manufactured housing with space between each HUD Code home. What happened to that reach for the sky mentality?


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What happened to the ‘can do’ and ‘let’s sell a million’ manufactured homes in a year thinking? This manufactured home industry expert viewpoint will briefly examine that question.


A version of this image was uploaded on MHProNews on 2.20.2018, Other multi-level, multi-story concepts and actual structures have been featured on MHProNews before and since.

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Perhaps 70’s era site-builders were scared.


The research by senior economist at the Minneapolis Federal Reserve James “Jim” Schmitz Jr., his colleagues, the legal research by Samuel “Sam” Strommen at Knudson Law, and a grasp of what Warren Buffett, Kevin Clayton, and Tom Hodges have called “the Moat” – among others insights – are useful in understanding the decline of HUD Code manufactured housing. Note: depending on your browser or device, many images in this report and others on MHProNews can be clicked to expand. Click the image and follow the prompts. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.


Perhaps some federal or other officials didn’t really want to solve the affordable housing crisis, because that might mean the loss of a nice job, title, and benefits.

Perhaps NIMBY propaganda influenced enough people to make the job of connected site-builders easier.

Perhaps media in too many cases failed to do their jobs objectively, afraid they might lose advertisers, subscribers, or viewers?

There was no doubt a confluence of factors.


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Who do the powers that be at MHI think they are fooling?


But what is beyond doubt is that when the mobile home industry transitioned into the HUD Code manufactured home industry, the profession today is remarkably different than it was then.


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This is a photo used by Triad Financial, produced years before the “new class” of manufactured homes was discussed. The CrossMod was in several ways a cruel joke that harmed the industry because it was obviously improperly handled, nearly start to finish. Investigation is warranted.


The above and what follows are my personal reflections and experiences after several longer-than-usual days. It follows on the heels of several thoughtful messages on the topic linked below. ICYMI, don’t.


Manufactured Housing Institute Hit by Antitrust Allegations in Op-Ed, MHI-Attorney-Boyle Asked to Respond to Evidence-Based Concerns – AI Fact Check Refers to MHI’s “Orwellian Approach”


Note there is still no apparent response to the above from the Manufactured Housing Institute (MHI) outside attorney David Goch or MHI’s designated media contact, Molly Boyle. Can’t they figure out what to say?

New readers should know there is a standing invitation for MHI-connected leaders to provide emailed feedback. Tim Williams, with the Ohio Manufactured Home Association (OMHA) and others well know MHProNews/MHLivingNews accurately provide emailed content.

That said, back to the headline topics, realizing that all of this is intertwined.




Manufactured housing is more needed now than perhaps at any time in the 21st century.

The industry’s potential ought to rival many of the dreams of those who think that AI, neural links, or some other tech is the only thing worth talking about. Nonsense.

People will always need affordable housing, so long as people who need or want a home on a modest budget will want a home.

Many of the predatory manufactured home industry’s consolidators should be ashamed of themselves.

Many of MHI’s insiders should be ashamed of themselves. And those who heap praise on them, faux or sincere, need to look carefully in the mirror.




Monopolization has always been a serious problem. That is true if it is one monopoly corporation, a duopoly, or oligopoly style monopolization.  While this fact- and evidence-based viewpoint is going to focus on manufactured housing, it is important to mention numerous industries and occupations have their woes too. We have friends, family, and others who are involved in various professions. Doctors. Trucking. HVAC. It is hard to name a profession that is not suffering because of steady consolidation which leads to monopolization. Other bloggers and trade publishers who don’t tackle these HUGE topics ought to be ashamed too. Grow a pair.




Our industry’s front-line professionals are being shortchanged big time.




Our profession’s entrepreneurs are in way too many cases being shortchanged.


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Much of the U.S. population is harmed. Hundreds of thousands of residents in land-lease communities operated by predators know how much this pattern has harmed them.






And public officials need to step back and look in the mirror too. Because they are either looking the other way, are clueless, or are otherwise turning a blind eye to the harm caused to literally millions of Americans. All because of the utterly avoidable pattern of moat, sabotage monopoly, and related tactics.


This statement is revealing. A parasite feeds on its host. Bill Gates admits he thought ill of Warren Buffett. But they got together on numerous business, nonprofit, and political levels. Clearly, whatever held Gates back he overcame. What he didn’t claim in this quote is that Buffett changed. There is an inference that Gates learned from Buffett and embraced that parasitic business model.



Some people need to be formally investigated, objectively examined, and have properly crafted criminal charges filed against them that the prosecutors actually want to win.

The affordable housing crisis is utterly solvable. There are many tools available to make that happen. But one of the most proven is the modern manufactured home.

See the linked reports. Click through to the Lakeland Ledger op-ed. This pattern can be detailed (see linked reports) or can be introduced in some 900 words. In about 7 to 9 minutes, someone can read this. Some of our longer articles may take 20 to 30 minutes.  What is that time investment compared to someone’s future?

Yesterday, I filed federal comments to the DOE. 98-page download of my submission is linked here. ##



There is an evidence-based case to be made that Cavco has ironically helped provide the ammo for antitrust pros to go after their firm and several others associated with the Manufactured Housing Institute. Their reasons to invest are also apparent proof of their own failures. Base image is from the Cavco Industries November 2023 Investor Relations ‘pitch deck’ or presentation. Satirical “Proud Member of Machiavellian Housing Institute” (i.e.: Manufactured Housing Institute or MHI) with its modified MHI tag line: “The National Association Serving Consolidators of the Manufactured Housing Industry” was added by MHProNews, but Cavco Industries is a “proud” MHI member. Call out boxes and arrows are added by MHProNews as part of this fact check and analysis. See detailed report and context here:


Quote from the full length and award-winning Shadows of Libertydocumentary drama. Shadows exposed several aspects of the political, media, corporate, and regulatory nexus by interviewing insiders involved in it. It explores examples from left and right with the impact of money and information manipulation. Glover has served on a Warren Buffett funded board.
October 2023 Ultimate Manufactured Housing and Mobile Home/Manufactured Home Research – Trends, Statistics, Expert Views, Fact Checks, and Insights
Who? What? When? Where? Why? How? How Much? Cui bono? Who Benefits? Follow the money trail. Are the dots connected? Those are the questions that a good journalist, researcher, or investigators asks and tries to find a reasonably complete and honest answers to before reporting. Failure to do so yields half-truths at best. Another reality to be considered is that the media and researchers often do not want to reveal a potential scandal that a donor or sponsor may be connected with -see Shadows of Liberty linked here.




Truth, Half-Truths, Awkward Realities, Bizarro World – How the Manufactured Housing Institute Responded to Apparent Manufactured Homes Error by Newsweek; plus Sunday Weekly MHVille Headlines Recap



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We should meet people where they are. Terminology must be taught and caught. Make a habit of using the correct terminology.




MHI to HUD-MHCC ‘DOE Rule Will Be Severe’ DOE MH Energy Rule ‘Litigation Tactic’–Cite Sierra Club Suit-Lost Manufactured Home Sales-MHI’s Detailed Statement with Facts and Analysis; plus MHMarkets

Part II – is our Daily Business News on MHProNews stock market recap which features our business-daily at-a-glance update of over 2 dozen manufactured housing industry stocks.

This segment of the Daily Business News on MHProNews is the recap of yesterday evening’s market report, so that investors can see at glance the type of topics may have influenced other investors. Thus, our format includes our signature left (CNN Business) and right (Newsmax) ‘market moving’ headlines.

The macro market move graphics below provide context and comparisons for those invested in or tracking manufactured housing connected equities. Meaning, you can see ‘at a glance’ how manufactured housing connected firms do compared to other segments of the broader equities market.

In minutes a day readers can get a good sense of significant or major events while keeping up with the trends that are impacting manufactured housing connected investing.

Reminder: several of the graphics on MHProNews can be opened into a larger size. For instance: click the image and follow the prompts in your browser or device to OPEN In a New Window. Then, in several browsers/devices you can click the image and increase the size. Use the ‘x out’ (close window) escape or back key to return.


Headlines from left-of-center CNN Business – from 2.26.2024

  • Supreme Court questions Florida and Texas social media laws on First Amendment grounds
  • Here’s how Reddit users can participate in the company’s IPO
  • A Boeing 737 Max airplane sits parked at the company’s production facility on November 18, 2020 in Renton, Washington.
  • Aviation safety panel finds Boeing culture included safety ‘gaps,’ fear of retaliation
  • A Chinese EV maker just revealed a 1,300 horsepower supercar
  • Produce at an Albertsons Cos. brand Safeway grocery store in Scottsdale, Arizona, US, on Wednesday, Jan. 3, 2024.
  • US government sues to block largest supermarket merger in history
  • The Albert Einstein College of Medicine is seen on February 26, 2024 in the Morris Park neighborhood in the Bronx borough of New York City. Dr. Ruth Gottesman, a former professor at Einstein and widow of Wall Street financier David Gottesman, announced a $1 billion donation to the school, with the money to be used to cover tuition for all students going forward. The donation is one of the largest ever charitable gifts to an educational institution in the United States.
  • Albert Einstein College of Medicine to offer free tuition after billion-dollar gift
  • Kellogg’s Frosted Mini Wheats and Special K cereals arranged in Germantown, New York, US, on Monday, July 24, 2023.
  • Kellogg’s CEO faces backlash for saying people should eat cereal for dinner to save money
  • Signage on fuel pumps at a BP gas station in Louisville, Kentucky, U.S., on Friday, Jan. 29, 2021.
  • Texas man eavesdropping on wife’s phone calls faces criminal charges — and divorce — after $1.76 million insider trading plot
  • Warren Buffett: Berkshire’s boom days may be over as his company approaches $1 trillion in value
  • Outback Steakhouse’s parent company closes 41 ‘underperforming’ restaurants
  • Amazon officially joins the Dow Jones Industrial Average, booting out Walgreens
  • How EVs became such a massive disappointment
  • Why you can feel good about your job prospects for a while longer
  • We each have an average of 100 online accounts. Here’s how to make sure they aren’t a nightmare for your family if you die
  • ‘Inexcusable.’ Ryanair says it may have to raise fares this summer because of Boeing
  • Zong Qinghou, the Chinese beverage billionaire who took on Danone and won, dies
  • In China’s battle of the lattes, Luckin Coffee keeps beating Starbucks
  • Inflation is cooling, but small businesses are still suffering
  • ‘India has arrived.’ Why Modi’s economy offers a real alternative to China
  • Harvard antisemitism official abruptly resigns from new task force
  • US Supreme Court to hear landmark social media cases
  • AT&T to reimburse customers after massive network outage
  • Americans have racked up a trillion dollars in credit card debt. That’s actually OK


In instances such as Apollo, Berkshire Hathaway, Blackstone or others, manufactured housing may only be part of their corporate interests. Note: depending on your browser or device, many images in this report and others on MHProNews can be clicked to expand. Click the image and follow the prompts. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.
Notice: MHProNews invites the firms named in these reports to respond to any concerns about possibly inaccurate information via email that identifies the concern and offers evidence that sheds a different light on the topic discussed. That said, neither MHI nor MHI publicly traded ‘insider brands’ have done so. They’ve been repeatedly invited to do so, including an outreach on Dec 7, 2o23.
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