Manufactured Housing Institute Touts FHA Title I Loan “Access” HUD’s Lopa Kolluri- “Manufactured Homes Comparable to Site-Built Homes,” “Stasis” Section 8 MH Voucher Redux, plus MH Markets Updates

LopaKolluriDeptyAstSecFHA-HUD-FHATitleI-ManHousingInstituteManufacturedHousingComparableSiteBuiltHomesStasisSection8VouchersManufacturedHomes

It is axiomatic that the past is prologue. Or – “We study history in order to understand the present and prepare for the future. Because anything that’s happened before can happen again,” said House Majority Whip Jim Clyburn, a former history teacher. But history is something that some in Arlington, VA or Knoxville, TN apparently eschew. Recall the cheerleading and self-praise by the Manufactured Housing Institute (MHI) of Section 8 manufactured housing vouchers? Over 5 years after that legislation became law, where are those vouchers that were supposed to give an option to some 2.1 million on Section 8 to opt to use vouchers to buy a manufactured home? More on that later, but first a look at MHI’s latest “Housing Alert” on 11.9.2021 that claimed that “long-awaited updates to HUD’s Title I Manufactured Home Loan Program to improve access and participation in the program, a top priority for MHI.” HUD’s press release on that same topic, apparently timed for the same date, are also found following the MHI statement. But an insider cited further below tells MHProNews claims that this announcement is a prescription for “stasis.”

Those items precede our business daily left-right headline bullets and the manufactured home stock and major market snapshots.

Additional information, more MHProNews analysis and commentary follows the MHI and HUD statements. MHI uses an oversize logo in their emails for their self-proclaimed “housing alerts,” as is shown below.

ManufacturedHousingInstituteLOGOHousingAlertNov8.2021MHProNewsFactCheck

HUD Unveils Changes to Financing Programs

for Manufactured Housing 

At MHI’s National Communities Council (NCC) Fall Leadership Forum today, Lopa Kolluri, Principal Deputy Assistant Secretary for the Office of Housing – Federal Housing Administration at HUD, announced long-awaited updates to HUD’s Title I Manufactured Home Loan Program to improve access and participation in the program, a top priority for MHI.

“Our new and updated Title I policies will not only expand access to credit for borrowers seeking loans for quality and affordable personal property manufactured homes, but will also make it to easier for lenders to offer financing through the Title I program,” said Kolluri.

In her remarks, Kolluri highlighted some of the changes made to FHA’s Title I program including:

·     Enhanced value determinations that use a sales comparison approach, allow for qualified FHA Roster Appraisers to perform valuations;

·     Expanded allowable income sources for borrower qualification that are comparable to FHA’s Title II mortgage insurance programs; and

·     Additional flexibilities which include calculating student loan debt consistent with FHA’s Title II mortgage insurance programs and allowing the use of gift funds from eligible sources.

For years, MHI has been calling on HUD to revise the FHA Title I and II programs, arguing these programs are underutilized and loan volumes continue to shrink because outdated rules make them impractical financing options. While MHI is pleased to see progress is being made, further updates are still needed to these programs which Kolluri recognized in her remarks stating, “It is a foundational milestone event. We have a lot more to do. We have additional work to do to make the Title I Manufactured Home Loan Program really work… and build it back to its full potential for today’s buyers.”

Kolluri also reiterated HUD’s commitment to expediting updates to the HUD Code stating that proposed changes would be published soon. MHI continues to work with the Administration and Congress to ensure manufactured homes are a part of the solution to addressing the affordable housing shortage in the country. MHI was successful in securing language about expediting updates to the HUD Code, FHA financing reforms, and elevating manufactured housing at HUD, in the Senate Appropriations Committee report about its annual spending package.

“The manufactured home of the past is not the manufactured home that we see on the market today,” Kolluri said. “The improvements in safety and quality and interior design features make manufactured homes comparable to site-built homes.” ##

 

The MHI email linked to this HUD press release, shown below.  Note both the above and below are dated 11.9.2021.

 

HUD No. 21-183
HUD Public Affairs
(202) 708-0685
FOR RELEASE
Tuesday
November 9, 2021

FEDERAL HOUSING ADMINISTRATION PUBLISHES REVISED TITLE I POLICIES TO FURTHER FUTURE FINANCING OF MANUFACTURED HOMES

WASHINGTON – The Federal Housing Administration (FHA) on Tuesday announced the publication of significantly revised and enhanced policies under its Single-Family Title I Manufactured Home Loan Program for lenders to provide loans for the financing of manufactured homes, including those titled as personal property, and the lots on which these homes will reside. The enhanced policies provide updated guidance that will make the program easier to understand and use for lenders, while providing expanded eligibility requirements for loan financing that are consistent with the criteria for income and property valuations used in real-estate mortgage financing.

“This nation is in an affordable housing crisis and manufactured housing will be a key part of the solution,” said Principal Deputy Assistant Secretary for Housing and the Federal Housing Administration Lopa P. Kolluri. “Our new and updated Title I policies will not only expand access to credit for borrowers seeking loans for quality and affordable personal property manufactured homes, but will also make it to easier for lenders to offer financing through the Title 1 program.”

FHA’s new Title I policies have now been incorporated into the Single Family Housing Policy Handbook 4000.1. This is the first consolidation of policies for the Title I program in almost 40 years and removes the need for lenders to refer to more than 120 separate policy documents. With today’s updates, Title I Manufactured Home Loan Program requirements now include features that remove financing barriers and expand access to credit, including:

  • Enhanced value determinations that use a sales comparison approach, allow for qualified FHA Roster Appraisers to perform valuations;
  • Expanded allowable income sources for borrower qualification that are comparable to FHA’s Title II mortgage insurance programs; and
  • Additional flexibilities which include calculating student loan debt consistent with FHA’s Title II mortgage insurance programs and allowing the use of gift funds from eligible sources.

In addition to Title I Manufactured Home Loan Program updates, today FHA also published updates to the requirements for its Title I Property Improvement Loan Program to make the requirements of this program consistent with current lending practices. The Title I Property Improvement Loan Program is designed to help homeowners finance improvements to improve the livability or utility of a property through a secured or unsecured loan.

Both the Title I Manufactured Home Loan Program and Title I Property Improvement Loan Program updates may be implemented by lenders immediately but must be implemented for loans closed on and after May 9, 2022. Refer to today’s Handbook 4000.1 transmittal for additional information on the effective date.

###

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all.

##

 

Additional Information, More MHProNews Analysis and Commentary

LopaKolluriPrincipalDeptyAstSecFHA-HUDpicFrom the HUD website the bio on Kolluri says the following. Note that manufactured housing is part of her portfolio at HUD. But note too that Kolluri served the Fannie Mae Foundation in a “broad range of homeownership issues including anti-predatory lending…” The highlighting below is added by MHProNews.

“Lopa P. Kolluri serves as the Principal Deputy Assistant Secretary for the Office of Housing and the Federal Housing Administration (FHA) at the U.S. Department of Housing and Urban Development (HUD). In this role, Ms. Kolluri is the senior leader responsible for the Office’s policies, programs, and operations supporting homebuyers, homeowners, multifamily residents, and housing counselors. Kolluri is also responsible for the Office’s oversight of manufactured housing and FHA’s Single Family, Multifamily, and Healthcare mortgage insurance programs.

With over 25 years of experience in affordable housing and community and economic development in both the public and private sectors, Kolluri served from 2011 to 2013 as Deputy Chief of Staff to HUD Secretary Shaun Donovan. Prior to rejoining HUD in February 2021, Kolluri was the Chief Development and Operating Officer for the Philadelphia Housing Authority, the nation’s fourth largest public housing authority serving nearly 80,000 public housing residents.

Kolluri has broad knowledge and experience in executive-level management of housing policy, operations, and transactions. Prior to her role at the Philadelphia Housing Authority, Kolluri held leadership roles at multifamily development and management companies Pennrose and Community Investment Strategies, Inc. She also served as the Assistant State Treasurer for Economic Development for the state of New Jersey, and the Director of Housing and Community Resources for the New Jersey Department of Community Affairs. Early in her career, Kolluri was a staff member of the Fannie Mae Foundation where she focused on a broad range of homeownership issues including anti-predatory lending, the importance of housing counseling, and effective homebuyer education.” ##

 

If there is any sense of irony in the Fannie Mae Foundation and Kolluri being “focused” on “anti-predatory lending,” surely in that mix ought to be the troublesome notion that by Fannie Mae not properly fulfilling their Duty to Serve (DTS) mandate, they are indirectly supporting “predatory” lending.

Next in the chain of evidence is this letter to Beth Zorc, then Acting General Counsel at the U.S. Department of Housing and Urban Development (HUD) was obtained by MHProNews from the Washington Post. The highlighting on the MHI portion of this linking HUD and MHI is not in the original, and was added by MHProNews.

 

DavidGochLetterForManufacturedHousingInstituteLoisStarkeyHelenAlbertActingInspectorGeneralDanaWadeActingFHACommissionerViaWashingtonPostMHProNews
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DavidPGochJD-attorneyPhotoWebsterChamberlainBeanLOGONote that the text of that letter says in part that on behalf of MHI, outside attorney Goch stated “We [MHI, his law firm] are writing to notify you that Ms. Starkey violated terms of a severance agreement between Ms. Starkey and MHI by agreeing to work for HUD, a client of MHI.” Ponder that claim for a few moments.

Either Goch erred in claiming that HUD is “a client of MHI” or he meant that sincerely. Either option is troubling.

  • If Goch meant it sincerely, then it puts a stark view on the notion of Iron Triangle.
  • If Goch goofed in that expression, as some have suggested, then why didn’t he and MHI admit as much when this letter was made public to industry professionals by MHProNews?

An insider has told MHProNews on Tue, Nov 9, 2:14 PM the following about the MHI and HUD announcements regarding Title I home-only lending.

A full reinvigoration of Title I financing would be important, but this doesn’t seem to do all that much.  The main impediment to FHA financing is the 10-10 rule.  They [MHI, HUD] could urge GNMA to withdraw that, but haven’t, at least that I’m aware of.  So, despite this stuff, you still have the 10-10 rule, you still have a constraint on the number of originators, and approved originators who don’t want to use the program.  Seems like a prescription for stasis.”

That pretty much such it all. Why?

Until the 10/10 rule is changed, there are perhaps only 3 lenders in the industry which on paper could currently make FHA Title I loans. MHI CEO Lesli Gooch said to mainstream media that only 33 such FHA Title I chattel or “home only” loans were made in 2020.

Roughly a decade has elapsed since MHI member Richard “Dick” Ernst laid out in a meeting with FHA, HUD, and a few dozen industry members why the 10/10 rule was overreach and unnecessary. That’s now part of the MHI memory hole.

  • If MHI has so much clout, as they claim, and since they clearly have access to these high-level officials who make the decisions, then why is the so-called progress for more personal property or home only lending so painstakingly slow?
  • Perhaps more important, why is the status quo beneficial to a limited number of consolidators, but largely harmful to the balance of the industry that MHI claims to represent “all segments” of online and in their emails?

 

Ross Kinzler Confirms Allegations, MHEC Peer Claims “Association Malpractice;” Member Backstab, MHI Failure Concerns

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Hold those thoughts, because they have been pressing issues for years, as two of the reports linked above reflect.  But to spotlight an example of the purported MHI bait-and-switch, foot-dragging memory hole, recall the claims MHI made years ago about the then touted H.R.3700 – Housing Opportunity Through Modernization Act of 2016 114th Congress (2015-2016).

Based upon information provided by MHI, MHLivingNews and various state associations that are MHEC members made various reports in support of the passage of this bill. Some examples that appeared in a Google search are shown below.

quotequotationMark198x330Bill Passes Congress Allowing Vouchers to Buy Manufactured …

https://www.manufacturedhomelivingnews.com › bill-p…

3700, the Housing Opportunity Through Modernization Act (HOTMA), which will allow Section 8 vouchers to be used for the purchase of a manufactured homes, …

 

https://www.manufacturedhomelivingnews.com/bill-passes-congress-allowing-vouchers-to-buy-manufactured-homes/

Washington, DC July 14, 2016. The Senate has passed H. R. 3700, the Housing Opportunity Through Modernization Act (HOTMA), which will allow Section 8 vouchers to be used for the purchase of a manufactured homes, according to Congress.gov. The House of Representatives passed the legislation in February by an amazing 427-0 vote, in an amazingly bi-partisan fashion. President Obama is expected to sign the bill into law.

While the measure does not provide any direct funds or require anyone to use a voucher to live in or buy a manufactured home, it will give some 2.1 million Section 8 voucher holders the option to use their voucher to acquire a manufactured home.

H.R.3700 – Housing Opportunity Through Modernization Act of 2016 114th Congress (2015-2016)

 

The typos below from this MHEC member are in the original.

 

WeProvideYouDecideManufacturedHomeProNewsMHEClogoMHILogoMHARRlogo

 

Housing Insight Summer 2016 Page 15

quotequotationMark198x330Representatives from MHI continue to meet with the Federal Housing Finance Agency and Fannie Mae and Freddie Mac to work to create a satisfactory secondary market for the manufactured housing industry. “We say they are ignoring 70 percent of the low-income market because they won’t make chattel loans,” says Dick Ernst of Financial Marketing Associates Inc. NJMHA has reported previously about the “Duty to Serve” issue.

A recent article in MH Pro News with Titus Dare, Senior Vice President of Eagle One Financial, Inc., provides a view on why it is so difficult to get chattel finance included by the Government Sponsored Entities (GSEs), Fannie Mae and Fredddie Mac. Neither of the GSEs have the platform to securitize and deliver chattel product into the market place.

There is in existence a pipeline to buy/deliver loans on conventional housing but there is nothing like that for our homes.

The GSEs would need to spend millions of dollars to build that secondary market and there is a history of an insufficient product flow to support the expense.

In addition, investors like Goldman, BlackRock and Raymond James and other major purchasers of GSE securities paper are not interested in buying chattel loan production.

Dare describes a perceptual issue amongst investment bankers whereby they see manufactured homes as not installed on “true foundations” and that the homes can be moved to another location in the middle of the night.

Says Dare, “if the MH Chattel industry would produce a standardized product model, with a more traditional method of attachment, and pushed the model without deviation through a beta channel and proved that compliance, not circumvention is the new MH mantra, then they would have a secondary market delivery strategy.”

Dare’s solution is the follow in the footsteps of Jim Clayton, Don Glisson, Jr., and Warren Buffet and create a standardized program that delivers a product that can stand the test of time and contain the “4 S’s: Safe, Sound, Sanitary and Sustainable.”

## End of NJ website reference. ##

 

That Industry Voices by Dare referred to by that MHEC member is linked here: https://www.manufacturedhomepronews.com/industryvoices/a-deeper-look-at-why-the-gses-say-no-to-securitizing-chattel-loans/

As another MHEC-member plug said years ago, the following.

 

MHEC-logo-ManufacturedHousingExecutivesCouncil-postedMHProNews600x204-com-
The Manufactured Housing Executives Council (MHEC) logo used under fair use guidelines. MHEC is made up of MH state and MH Community associations, , MHARR and MHI representatives.

Housing Opportunity Through Modernization Act

The Housing Opportunity Through Modernization Act (HOTMA), which includes language allowing Section 8 vouchers to be used for the purchase of manufactured homes was signed into law. MHI was a part of a coalition of more than 40 housing and advocacy groups advocating for Senate passage of the legislation, which was passed unanimously by the House of Representatives in February and passed the Senate this summer.”

 

 

  • What happened to that law once touted by MHI and others who repeated their claims?

Per federal sources.

Latest Action: 07/29/2016 Became Public Law No: 114-201

 

Fast forward the slow ‘implementation’ process, that detailed minded manufactured housing professionals should know by now can be a slow train to nowhere.

https://www.federalregister.gov/documents/2020/10/08/2020-21400/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-based

MHProNews has reached out to federal officials yesterday afternoon about this topic, but no reply has come in as of press time. The bottom line? There is no known evidence at this time that any such Section 8 vouchers have been used to buy a manufactured home have occurred. If a reader is aware of something on this Section 8 voucher program, by all means, please contact MHProNews with the evidence.

Note there are other MHEC members that carried this item that the NJ association shared that mentioned Dare above. MHI’s website search tool shows no result for “Housing Opportunity Through Modernization Act.” That’s the MHI memory hole in action, is it not?

HousingOpportunityThroughModernizationAct-ManufacturedHousingInstitute11.10.2021MHProNews1514x455
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In fairness, if someone motivated enough navigates deep enough in MHI’s website this document linked here can be found.

MHI Applauds New Law Allowing Use of Section 8 Vouchers to Purchase Manufactured Home.”

Lesli Gooch, then an executive vice president, but now MHI’s CEO said in that linked MHI item: “A Section 8 voucher holder will now have the option to use their federal housing assistance to cover the full annual cost of purchasing a manufactured home. This change provides families the opportunity to become homeowners, rather than only being allowed to use Section 8 vouchers for rent payments.” What happened to that so-called MHI achievement? How many of such “Housing Alert” items are there with a ‘now you see it, but later you don’t’ outcome?

At what point will MHI adopt as its logo the Charles Schulz Peanuts cartoon where Lucy pulls the football away from Charlie Brown, time and again? For those who need the visual reminder, the following will clarify and illustrate.

LucyCharlieBrownCharlesShulzFootballTakeawayComicAmazonLogoManufacturedHousingInstituteMHProNews

PeanutsCharlieBrownLucyFootballCharlesSchulzMHProNews
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Such content could be an entirely separate website, based on the possible volume of themes made possible by MHI’s mystifying-to-some 21st century performance in the Berkshire era of the industry. Note. Several of the illustrations shown in this report can be opened in many browsers to reveal a larger size. To open this picture, click the image once. When the window opens, click it again to reveal the larger size photo. Use your browsers back key to return to the article.

It is part of the core that MHEC members, as well as our platforms, relied upon to cheer what was supposed to be a new channel of sales for new HUD Code manufactured homes. On the surface, it should have been applauded. But in hindsight, isn’t it obvious that this is just one more ‘now you see it, now you don’t’ ‘effort’ by MHI that has produced little or no measurable results?

MHProNews may return to this Section 8 manufactured home purchase by voucher topic in the near term. This platform and MHLivingNews will also continue to monitor and report on the financing, zoning, placement, and other issues that MHI claims to be working to fix, but is oddly not doing common sense things that would actually force the issue, if they were serious.

Let’s sum up.

  • MHI has issued a housing alert for at best a nebulous topic that will have little or no apparent impact on FHA Title I loan volume.
  • MHI themselves suggests as much, by quoting HUD’s Kullori: “…We have a lot more to do. We have additional work to do to make the Title I Manufactured Home Loan Program really work… and build it back to its full potential for today’s buyers.”
  • MHI has been promising, promising, promising, more financing – especially home only or “chattel loan” lending for some 13 years. Where are the deliverables?
  • But in stark contrast to their claims of more lending, MHI failed to sign on a letter that included some of their own members and some of their own “housing coalition” partners.

 

ManufacturedHousingLoanCoalitionLogosManufacturedHousingInstituteLogoSingleSectManuHomesSgtSchultzPerryMasonMHIMembersRevealRuseFactsEvidenceManuHousingLoansMHProNewsFactCheckAnalysis
https://www.manufacturedhomepronews.com/sgt-schultz-perry-mason-allusions-prominent-manufactured-housing-institute-mhi-members-allies-reveal-apparent-mhi-ruse-manufactured-housing-institute-facts-about-more-better-mhloan/

 

  • Beyond financing, or the mysteriously vanished promise of using Section 8 housing vouchers to buy new HUD Code manufactured homes, there are zoning and placement issues. Why hasn’t MHI sued to get those good laws enforced, as the Institute of Justice has sued with the Tiny House Hands Up nonprofit?
  • Meanwhile, MHI uses attorneys to write HUD about Lois Starkey, but won’t rattle sabers with federal officials on the Manufactured Housing Improvement Act of 2000, FHA Title I, FHFA, Fannie Mae, or Freddie Mac?
  • ‘Oh, what a tangled web they weave, because they practice to deceive.’ Our pardons to Willie Shakespeare for sullying his fine legacy with the apparently flawed legacy of MHI.
TomHodgesPicClaytonHomesManHousingInstLogosGeneralCounselMHIChairSlappedByBPRComplaintFactsClaimsWhyItMattersAffordableHousingSeekersMHLivingNewsLogo
https://www.manufacturedhomelivingnews.com/clayton-homes-gc-thomas-tom-hodges-manufactured-housing-institute-chairman-slapped-by-bpr-complaint-facts-claims-why-it-matters-to-affordable-housing-seekers/
PublicOfficialsMonopololizationGrowMattStollerAmericanEconomicLibertiesProj10YrsPrison100MillionFinesPossibleManufacturedHousingInstLogoLeadersPlusSundayWklyHeadlinesReviewMHProNews
https://www.manufacturedhomepronews.com/public-official-concerns-caused-by-monopolization-grow-says-matt-stoller-10-years-prison-100m-fines-possible-what-are-manufactured-housing-institute-leaders-saying-plus-sund/

Now, do you see why the MHI/Lucy, Charlie Brown analogy fits?

MHIHousingAlert11.9.2021FHATitle1LendingLucyCharlieBrownFootballMHProNews
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Programming notice. There is a new special report on a key MHI member looming. Stay tuned.

 

Next up is our business daily recap of yesterday evening’s market report, related left-right headlines, and manufactured housing connected equities.

The Business Daily Manufactured Home Industry Connected Stock Market Updates.  Plus, Market Moving Left (CNN) – Right (Newsmax) Headlines Snapshot. While the layout of this daily business report has been evolving over time, several elements of the basic concepts used previously are still the same. For instance. The headlines that follow below can be reviewed at a glance to save time while providing insights across the left-right media divide. Additionally, those headlines often provide clues as to possible ‘market-moving’ news items.

 

Market Indicator Closing Summaries – Yahoo Finance Closing Tickers on MHProNews…

YahooFinanceLogo9ClosingStocksEquitiesBroaderMoneyMarketInvestmentIndicatorsGraphic11.9.2021MHProNews
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DowJones11.9.2021YahooManufacturedHousingMajorMarketSnapshotatCloseMHProNews
(UT-R) has accused the Biden team of implementing policies that harm the poorest and middle class more while enriching the wealthy. Weeks before others in the mainstream media began to flash their ‘inflation warnings,’ MHProNews added first the top, then later the second notice above. When someone has even a basic understanding of the principles of economics, ‘inflation’ was predictable. The question is, will hyper-inflation follow? There are voices on both sides of that debate.

Headlines from left-of-center CNN Business – from the evening of 11.9.2021

  • The rich are different
  • Elon Musk, founder of SpaceX and chief executive officer of Tesla Inc., arrives at the Axel Springer Award ceremony in Berlin, Germany, on Tuesday, Dec. 1, 2020.
  • Elon Musk doesn’t get paid or buy stuff like you do, which is why his Twitter stunt was so silly
  • Americans have never been in so much debt
  • GE is splitting into three companies
  • There is no fear on Wall Street. Only greed
  • Why Joe Biden can’t do much to ease gas prices
  • Apple has no immediate plans to accept crypto as payment, Tim Cook says
  • Judge upholds United Airlines’ Covid vaccine mandate for employees
  • Whistleblower gets record $24 million for exposing Hyundai, Kia safety lapses
  • Fed warns China’s property problems could hurt global markets and the US
  • Comcast Xfinity internet outage hits customers across the US
  • Zillow’s home-buying debacle shows how hard it is to use AI in real estate
  • Do you have what it takes to become a landlord? Answer these 4 questions
  • Covid misinformation is everywhere
  • Your Thanksgiving meal will cost more this year
  • Starbucks founder Howard Schultz spoke with Starbucks employees at a Partner Open Forum in Buffalo, N.Y. on November 6, 2021.
  • Howard Schultz tells a story about the Holocaust to tout Starbucks’ benefits
  • The IRS is cracking down on digital payments. Here’s what it means for you
  • This April 13, 2019, file photo, shows rows of homes, in suburban Salt Lake City. With prices surging worldwide for heating oil, natural gas and other fuels, the U.S. government said Wednesday, Oct. 13, 2021, it expects households to see jumps of up to 54% for their heating bills compared to last winter.
  • These companies are snapping up houses. Here’s what it means for homebuyers and sellers
  • MOVIES AND TV
  • SATURDAY NIGHT LIVE – “Kieran Culkin” Episode 1810 — Pictured: (l-r) Cecily Strong as Goober The Clown and anchor Colin Jost during Weekend Update on Saturday, November 6, 2021
  • ‘SNL,’ often lamented by critics, draws rave reviews thanks to Cecily Strong
  • ESPN Classic is shutting down next year
  • ‘Manning Cast’ could change how we watch the NFL
  • ‘Eternals’ opens with $71 million at the box office
  • Warner Bros. sets ‘Dune’ sequel for 2023 after strong box office opening
  • WEALTH COACH
  • This is one of the best ways to get tax-free retirement savings
  • How much life insurance do you need?
  • How to handle finances after the death of a loved one
  • This is the best financial advice you ever got
  • You might be able to retire earlier than you think. Here’s how

 

Headlines from right-of-center Newsmax – evening of 11.9.2021

  • House 1/6 Panel Subpoenas 10 More Ex-Trump Admin Officials
  • Newsmax TV
  • Gordon Chang: US Hasn’t Paid Attention to China’s Threats | video
  • Murphy: Biden’s Push on Mandate Further ‘Overreach’ | video
  • Pete Sessions: Biden, Dems Advancing Socialist Plans | video
  • Alan Dershowitz: Vaccine Mandates Must Come From Congress | video
  • Tenney: ‘Unfortunate’ That Republicans Voted for Infrastructure Bill | video
  • Col. Scheller’s Parents: Son Deserves Honorable Discharge | video
  • Hice: Dems Will Pause Spending Bill Over Biden, CBO | video
  • More Newsmax TV
  • Newsfront
  • New University Founded in Austin to Counter ‘Culture of Censorship’
  • A new liberal arts university has been established in Austin, Texas, to counter what its founders believe is a growing culture of censorship on college campuses. “We’re done waiting for America’s universities…… [Full Story]
  • House 1/6 Panel Subpoenas 10 More Ex-Trump Admin Officials
  • The House Jan. 6 committee on Tuesday issued subpoenas to 10 former [Full Story]
  • Newsom Seen at ‘Star-Studded’ Getty Heiress’ Wedding
  • California Democrat Gov. Gavin Newsom, who had not been seen in [Full Story]
  • Newsmax Opposes Vaccine Mandate, Here’s Why
  • President Joe Biden’s new OSHA rule requiring businesses to have [Full Story]
  • DOJ Considered Statement, Briefing With Lawmakers Day Before Capitol Attack
  • A day before the violent protest at the Capitol earlier this year, [Full Story]
  • Russia’s Advanced Hypersonic Missiles Highlight Biden’s ‘Pathetic Weakness’ in New Arms Race
  • Russia’s plan to conduct five hypersonic missile tests before the end [Full Story] | Platinum Article
  • Apple CEO Tim Cook Says He Owns Cryptocurrency, Been Interested ‘for Awhile’
  • Apple CEO Tim Cook on Tuesday said he owns cryptocurrency – and has [Full Story]
  • Vaccine Approval for Young School Children Should End Masks in Class, Experts Say
  • Now that COVID-19 vaccines have been approved for the youngest group [Full Story] | Platinum Article
  • Report: NRA Weighed $1M Fund for Columbine Victims
  • National Rifle Association senior leaders considered creating a $1 [Full Story]
  • Pfizer, BioNTech to Ask FDA to Approve COVID Booster Shots for All Adults
  • Pfizer and BioNTech are expected to request that the Food and Drug [Full Story]
  • Rick Santorum: Why I’ve Joined the Convention of States Project as a Senior Adviser
  • Washington is broken, and until underlying issues are fixed, all the [Full Story]
  • Oklahoma Overturns $465M Opioid Verdict Against J&J
  • The Oklahoma Supreme Court overturned a $465 million opioid ruling [Full Story]
  • Bipartisan Group Calls for 9/11-Style Panel to Probe COVID Origin
  • A bipartisan group of senators Tuesday called for a “9/11-style [Full Story]
  • US Supreme Court Weighs Puerto Rico’s Exclusion From Benefits Program
  • The U.S. Supreme Court on Tuesday is set to weigh the legality of a [Full Story]
  • Related
  • Supreme Court Hears Condemned Murderer’s Religious Request
  • UAE Bank Agrees to Pay $100M to Resolve US Probe Into Sudan Sanctions Violations
  • United Arab Emirates bank Mashreq Bank PSC has agreed to pay $100 [Full Story]
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  • Former Vice President Al Gore said a program relying on mass [Full Story]
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  • New Hampshire Gov. Chris Sununu announced Tuesday that he will not [Full Story]
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Manufactured Housing Industry Investments Connected Equities Closing Tickers

Some of these firms invest in manufactured housing, or are otherwise connected, but may do other forms of investing or business activities too.

                          • NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry lender
                          • NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).
                          • NOTE: Deer Valley was largely taken private, say company insiders in a message to MHProNews on 12.15.2020, but there are still some outstanding shares of  the stock from the days when it was a publicly traded firm.  Thus, there is still periodic activity on DVLY.
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As the Summer of 2021 draws to a close

Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.
· LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
· AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.
Enjoy these ‘blast from the past’ comments.

MHProNews. MHProNews – previously a.k.a. MHMSM.com – has celebrated our 11th year of publishing, and is starting our 12th year of serving the industry as the runaway most-read trade media.

 

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Sample Kudos over the years…

It is now 11+ years and counting

Learn more about our evolutionary journey as the industry’s leading trade media, at the report linked below.

· For expert manufactured housing business development or other professional services, click here.
· To sign up in seconds for our industry leading emailed headline news updates, click here.

Disclosure. MHProNews holds no positions in the stocks in this report.

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That’s a wrap on this installment of “News Through the Lens of Manufactured Homes and Factory-Built Housing” © where “We Provide, You Decide.” © (Affordable housing, manufactured homes, stock, investing, data, metrics, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

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All on Capitol Hill were welcoming and interested. But Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included a copy of the Constitution of the United States and other goodies. Tamas has grown considerably since this photo was taken. 

By L.A. “Tony” Kovach – for MHProNews.
Tony earned a journalism scholarship along with numerous awards in history. There have been several awards and honors and also recognition in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com. This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.

 

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