Manufactured Housing Institute ‘Response’ to Explosive Allegations by Manufactured Home Industry Insider – Exclusive Facts & Analysis Includes MHI, Other Sources; plus MHMarket Update

ManufacturedHousingInstituteResponseExplosiveAllegationsByManufacturedHomeIndustryInsiderExclusiveFactsAnalysisIncludesMHIotherSourcesPlusMHMarketUpdateMHProNewsLogo

In the wake of the exclusive Q&A on the Masthead blog linked here published on 6.27.2022, both data and industry feedback reflect keen interest by the industry. In what might be deemed an apparent response to that article and a related inquiry to their leaders, MHI sent out the following email to their members mid-afternoon on 6.30.2022. The text below was under MHI’s logo and purple headline. Applying the principle of the wheat and the chaff, quoting is not endorsing – it is reporting for fairness, accuracy, and industry member understanding.

 

Ask Your Representative to Cosponsor H.R. 7651 to Ensure DOE’s Manufactured Housing Energy Efficiency Standards Do Not Hurt Homeownership Affordability

Nearly 550 industry professionals have called on their House Representatives to cosponsor, H.R. 7651 “The Manufactured Housing Affordability and Energy Efficiency Act” introduced by Representatives David Kustoff (TN-08) and John Bucshon (IN-08), which ensures the DOE’s final rule on new manufactured housing energy efficiency standards does not harm manufactured homeownership affordability.

This legislation requires that before any new DOE energy standards can become effective or be enforced: (1) DOE must fully consult with HUD, (2) DOE must document that the rule is cost-effective based on the impact of homebuyer price and cost increases, (3) the standards must fully take into consideration manufactured housing construction methods and transportation requirements, and (4) the standards must be adopted by HUD as part of the HUD Code.

It is critical that Representatives hear from all sectors of the manufactured housing industry about cosponsoring this bill. To participate in the Call for Action, click the button below and follow the simple steps on MHI’s website. The letter to your Representative has already been composed – all you have to do is insert your home address and click submit.

 [Editor’s Note: Nearly Worthless Link Here]

 ##

Editor’s notice: why is that click to submit omitted and that label above used to replace it? Several reasons. The clock is ticking and there is no companion Senate bill. As of yesterday, Joe Biden is still called “Mr. President,” still resides in the White House, and he has given zero indication that he would sign such a bill, even if it did reach his desk. That means that MHI would have to organize a supermajority of both major parties in just a few months. Odds of doing that? Per Skopos Labs and Gov-Track, about 1 percent. Those sources may be feeling generous. Note that MHI has ZERO Democrats on the bill, and they currently control the House and Senate, not just the Oval Office. On this date (6.30.2022), independent legislative tracker GovTrack reports that only 7 Republicans have signed on, no Democrats, and the odds of passage are projected at 1 percent. To learn more, click below. So much for MHI’s bluster about the actual impact of ‘nearly’ 550 emails?

Note too that the Q&A – posted below – raised a key issue MHI’s legislation, which MHI conveniently avoided addressing. Namely, that their bill – even if passed – would likely change nothing. The provisions of current law arguably does the same (see further below for more details). Put differently, this is window dressing, a ‘feel-good’ attempt apparently aimed at concerned members as MHI flounders for a narrative in the wake of that explosive Q&A.

Another part of that same MHI email said the following. Pay close attention to what it says, because they are signaling something different than what they said above – an apparent contradiction by MHI in their same email.

 

Congressional Committee Directs HUD to Support Manufactured Housing; Allocates $500 Million for Community Preservation

The House Transportation and Housing and Urban Development (T-HUD) Fiscal Year 2023 appropriations bill was approved last week by the T-HUD Appropriations Subcommittee and is expected to be approved by the full Appropriations Committee on Thursday. Rep. Ben Cline (VA-06) has worked to include language in the Manager’s Amendment, which will be voted on tomorrow, to direct HUD to ensure that the Department of Energy’s new requirements for manufactured homes are cost-effective with respect to housing affordability prior to final adoption of the standards into the HUD Code. ##

 

Editor’s Note: if there were need for further proof that not even MHI expects H.R. 7651 “The Manufactured Housing Affordability and Energy Efficiency Act” to become law, read that part of the MHI message to members again. Quoting with emphasis added by MHProNews: “Rep. Ben Cline (VA-06) has worked to include language in the Manager’s Amendment, which will be voted on tomorrow, to direct HUD to ensure that the Department of Energy’s new requirements for manufactured homes are cost-effective with respect to housing affordability prior to final adoption of the standards into the HUD Code.”

Rep. Ben Cline, MHI fails to mention, isn’t a Democrat – and they control the House – he’s a Republican. That could be important in 2023, if the Republicans take back the reigns in that chamber as many in media and pundits expect.

Put differently, MHI is posturing again, and has apparently slyly admitted as much above. While MHI has their supporters, they also have members that their own “member emeritus” asserts are unhappy with the status quo. There is increasing attention to forming a new third-association, he said, because MHI is failing at their claim of representing “all segments” of the industry. If that sounds like that source is seeing part of the light long exposed here on MHProNews, is it better late than never?

What Sparked Such Puny Efforts by MHI to Deflect from Growing Evidence and Criticism of their “efforts” of what they admit is a harmful and costly DOE Energy Rule?

MHI leaders were given the opportunity to respond to the core portions of the Q&A linked here and which follows below. While the message was confirmed, MHI’s elected and staff leaders and outside attorneys have been silent in terms of a direct reply to MHProNews. Here is the email sent to them on Thursday, June 23, 10:31 AM. Typos are in the original. It clearly gave them an opportunity to respond to previous and the most recent allegations and controversies.

 

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Screen capture of the address portion of the email that follows. Note: depending on your browser or device, many images in this report can be clicked to expand. Click the image and follow the prompts. To return to this page, use your back key, escape or follow the prompts.

Subject: MHI Leaders and Legal Counsel, Request for Comments

Chairman. Leo Poggione, PHC, Craftsman Homes

Vice Chairman. William Boor, Cavco Industries, Inc.

Secretary. Patrick Waite, Equity LifeStyle Properties, Inc.

Treasurer. Eric Hamilton, Vanderbilt Mortgage and Finance, Inc.

Past Chairman. Tom Hodges, Clayton Homes, Inc.

CEO, Lesli Gooch, Manufactured Housing Institute

Outside MHI Attorneys David Goch and John Greiner

This email will extend an opportunity for MHI leadership and/or an MHI connected attorney[s] to comment on any of the articles linked below or others on the MHProNews/MHLivingNews or other sites such as EIN that were authored by an MHProNews team member. You should know that this morning’s email is, per Mailchimp, one of the top opened-clicked through for 2022, and traffic and engagement for June has or soon will surpass 1 million pageviews for the month of June. That 1M plus level of reader engagement has held for several months in a row.

 

Next up is our request for comments from MHI regarding a draft report and commentary we have received that specifically names MHI. Citing several pieces of evidence, if the final version expected for Monday maintains its key claims, it will make the argument that:

  1. MHI’s efforts to pass HR 7651 to ‘stop’ the harmful DOE manufactured housing energy rule will fail for reasons similar to those cited by the MHProNews analysis linked here.
  2. It also makes the case that MHI will not be successful with HUD, which an MHI email to your members indicates is another part of the current MHI ‘strategy’ to ‘stop’ the DOE manufactured housing energy rule.
  3. Additionally, the draft indicates that MHI has at several key points in time worked to advance to completion a manufactured housing energy rule with DOE.
  4. In fairness, the third-party report and analysis also notes that MHI has ‘raised the profile’ of the issue in recent mainstream media reports.
  5. But the bottom line per that informed source is this. If MHI is sincere in wanting to stop the DOE rule from going into effect, MHI must engage on the litigation level. Nothing else is expected to work, per knowledgeable experts.
  6. It is my understanding that because of the retooling and design work that will be necessary for producers prior to the DOE rule going into effect, litigation will need to be launched sooner than later or the costs at the plant level will begin.

It is my understanding from the source that only tweaks will be made to their statements and evidence, so the concerns outlined above – just some from a multi-page document – are expected. Following on the heels of other well read reports, it will not surprise me if it will be well read by industry pros, plus others who read MHProNews (attorneys, investors, public officials, etc.).

 

You know the drill. You are hereby invited to email comments to MHProNews for our mutual accuracy in communication and reporting.

Thank you.

Tony

PS: reminder, comments or rebuttal to concerns raised in prior or other reports by our organization are invited. But our immediate focus today is to provide an opportunity for MHI to react to the allegations being made by a third-party. Some MHI board and other members have been BCC’d. We reserve the right to publish this email. … ##

 

Manufactured Housing Institute Leaders-Lawyers Asked About Explosive Allegations by Nonprofit Veteran on High Profile MH Industry Threat; Exclusive Q&A Claims Downturn Less Than 1 Year Away if MHI Fails

 

The Masthead article linked here and above that included the following Q&A with MHI’s former executive and the Manufactured Housing Association for Regulatory Reform nonprofit leader is shown below for reader’s convenience.

 

MHProNews Q & A with Danny Ghorbani about the DOE’s Final Manufactured Housing Energy Rule

MHProNews QUESTIONS to Danny Ghorbani

Have you seen and read MHI’s recent proposal and plan of action finally opposing the U.S Department of Energy’s (DOE) final manufactured housing energy rule? And if you have, given your knowledge of this important rule and of the industry at large, do you think it a good or a bad proposal? In sharing your insights and given the complexity of the DOE final MH energy rule, will you please explain to our readers some of the key relevant, factual and accurate information about this hot-button topic?

Danny Ghorbani’s ANSWER to MHProNews

Thank you, and yes, I have read the information that MHI released in May, as well as a couple of related interviews that have been published since. Thus, based on that information, once again MHI’s “solution” falls way short of the target regarding a critical and devastating problem that it has helped to create and perpetuate, and which is now on a fast track to be implemented in less than a year to the detriment of the manufactured housing industry and moderate and lower-income American consumers who depend on our industry as their primary source of affordable homeownership. I will try to further explain my thoughts on this matter.

The DOE final manufactured housing energy rule, which was published on May 31, 2022 and will be enforced on June 1, 2023 is a very complex energy regulation resulting from the manufactured housing energy provisions of the Energy Independence and Security Act of 2007 (EISA). It is an extremely harsh, unnecessary, and unnecessarily costly and expensive overkill-regulation for today’s modern, energy-efficient manufactured homes, which, as explained below, should have been dead in its tracks, if MHI had not collaborated and cooperated with DOE and the rules’ proponents from the beginning of the DOE rulemaking process.

That DOE rule, if enforced in its current final version, would drastically affect the very existence of our homes as we know them today and potentially wipe-out nearly 80% production of our industry’s most affordable models, placing them out of the reach of our consumers. And even though we were able to include plenty of guard rails and safety provisions in EISA during the latest stages of the legislative process, DOE has completely ignored them because MHARR was the only stakeholder that tried to hold DOE accountable for compliance with those provisions through the entire rulemaking process, but to no avail.

There are two sequences of actions and/or lack thereof that aptly define MHI’s role in bringing the industry to this critical stage, and one action that might potentially rescue the industry before disaster strikes on June 1, 2023, that is, of course, if MHI decides to cooperate. These sequences are:

A – MHI’s long standing collaboration, cooperation and complicity with DOE and the rule’s proponents at various times since the rulemaking process began over a decade ago;

B- MHI’s belated “deathbed conversion” and ongoing attempt at vindication (albeit, still on the wrong track) once the extremely destructive aspects of the DOE final rule began to be exposed, uncovered and gradually understood (thanks to MHARR) by industry members and consumers, thus forcing MHI to reverse course with its incomplete, half-hearted, “CYA” proposal and plan of action that it now is peddling in Washington, D.C.;

C- What must MHI and the industry actually do in order to make the best out of a fast-moving, terrible and destructive rule before they run out of time, as the clock continues to run?

Now, let’s carefully address and examine all of the above.

A – In my opinion, it is a known fact that MHI worked and closely collaborated with DOE from day one of the rulemaking process for EISA. What is not literally and universally known, is the degree to which such collaboration and complicity facilitated the rule’s advancement at every stage of the rulemaking process until recently. Nor is MHI’s recent hasty reversal of its support for the continuing advancement of the DOE’s destructive rule, any indication as of yet that MHI is truly inclined to fight the final rule and not just posture as MHProNews so aptly puts it, offers a “head fake” to buy and/or waste valuable time, divide the industry’s efforts and resources, while simply running-out the clock. Given MHI’s corrective proposals and plan of action, it is disturbing that MHI still has not admitted that, at the very least, it made mistakes during the rulemaking process and is now willing to help correct matters. In short, MHI can continue to run from its actions that resulted in this destructive DOE regulatory rule, but it cannot run from the existing facts, accurate information and documented material that actually exist and will help to educate manufactured housing industry stakeholders.

In conjunction with this and for the benefit of industry members and consumers, shown below is a brief chronology of MHI’s actions or lack thereof that have been instrumental in facilitating and advancing DOE’s destructive rule since the early stages of the rulemaking process all the way to its later stages. Furthermore, and for better understanding by the readers and stakeholders, this document also includes the corresponding actions by MHARR, the only national organization that has aggressively, constantly, and persistently opposed the DOE’s energy rule from the beginning, based on the DOE’s non-compliance with the key protective provisions of EISA and every step thereafter. One can only imagine what the final DOE’s energy rule would have looked like had MHI, supposedly the national representative of “all segments” of our industry, had also aggressively, constantly, and persistently done the same thing. No doubt that the industry and consumers would certainly be in better shape than they are right now.

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MHProNews Note: depending on your browser or device, the image above can be clicked to expand. Click the image and follow the prompts. To return to this page, use your back key or escape keys or follow the prompts on your device. You can also click to download the image – follow the prompts on your device – and then open it.

B – The above factual outline document becomes even more relevant and important in helping industry members, consumers and opponents of the rule to better understand why MHI has made a 180-degree reversal of its more-than-one decade of support, cooperation and complicity with DOE to advance this destructive regulation to its final stage, all with what MHProNews has correctly labeled as a mish-mash of a proposal. So, with its proverbial cover of cooperation and assistance in advancing the rule blown, MHI throws everything at the wall except litigation, perhaps hoping that something might stick. But with MHARR’s aggressive, constant, persistent, and vigilant opposition to the DOE energy rule, added to the MHARR’s methodical, detailed, and thorough education of the rule’s stakeholders about the destructive nature of the rule, (see, the chronology document numbers 18, 19 & 20 above), MHI’s attempt at vindication via its latest proposal is inadequate and incomplete at best and is arguably worthless and devoid of real and serious solution at worst.

Regardless, MHI is already in a “hole” on the DOE’s egregious final rule, but keeps digging itself, the industry, and consumers a deeper hole by continuing to underestimate the knowledge and intelligence of the DOE energy rule’s stakeholders. This is because based on the MHI’s announced proposal and plan of action, that “plan” mainly consists of two efforts, namely:

  • 1- H.R. 7651 – proposed new legislation backed and fully supported by MHI; and
  • 2- A proposed revised energy standard that MHI wishes HUD would adopt in lieu of the DOE’s MH energy rule, currently in its countdown to implementation stage.

Regarding number 1, above, aside from MHI’s big talk and wishful thinking, the presumptuous nature of such a proposal is simply silly. For example, the odds that a Democrat-controlled Congress, White House and DOE will easily dispose a rule in its final stage is slim to none. MHI’s history and record on its ability to implement the industry’s beneficial laws (DTS, FHA Title I, Enhanced Preemption, etc.) are quite poor. Nearly all of MHI’s stated requirements warranting a new law (i.e., DOE must fully consult with HUD & MHCC, DOE must document that the rule is cost-effective based on the impact of homebuyer price and cost increases, the standards must fully take into consideration MH construction methods and transportation requirements, the standards must be adopted by HUD as part of the HUD Code, circumstances under which DOE can use the IECC, etc.) were either explicitly or implicitly incorporated in the EISA. So, where has MHI been all these years…during the rulemaking process when all such objections should have been addressed by MHI and used as reasons for OPPOSING THE RULE FROM THE BEGINNING AND AT EVERY FOLLOWING STEP, AS MHARR DID FROM THE BEGINNING OF THE RULEMAKING PROCESS TO DATE (see the chronology document’s numbers 1-13 above) — AND WITHOUT ANY HELP FOR MHARR’s EFFORTS WHATSOEVER FROM MHI.

Finally, it is quite doubtful that MHI’s proposal to pass a new law to fix the DOE’s final energy rule will actually work. This is because the final rule’s proponents and DOE’s allies who have worked relentlessly for years to use and abused the weak manufactured housing industry’s so-called representative of “all segments” of the industry (see the chronology document above) in order to put their collective foot in the door for their larger targets (i.e., the greater housing and building industries) WILL NOT simply sit still allowing MHI to wiggle its way out of their trap. Thus, the MHI plans will not only fail to achieve what it was intended to do, but it would actually help the proponents of the final rule by dividing, diluting, and weakening the efforts of the rule’s opponents. It would also waste valuable time, money, and other resources, and make the implementation of this horrendous rule a reality resulting in the destruction of manufactured homes as the main source of modern, energy efficient, unsubsidized, and affordable housing for Millions of American families — a legacy that each and every member of our industry must and will despise.

Regarding the above number 2, MHI’s proposal to HUD to adopt its revised energy standards in lieu of the DOE’s rule at this late date when the clock is running on the enforcement of the rule. MHI could and should have offered this proposal much earlier during the rulemaking process (see the chronology document’s items 1-7) instead of naively going along with DOE’s “draft” proposed energy rule, which has ultimately morphed into the current DOE’s monstrous final energy rule. That being said, I do appreciate MHI’s optimism for trying this with HUD as long as it would admit its past mistakes and blunders on the energy rule which have helped DOE to advance its destructive rule to its final stage. Unfortunately, though, I am afraid that this, too, is just more wishful thinking by MHI, perhaps trying to redeem itself.

 

C – One positive aspect of MHI’s ongoing “deathbed conversion” with its recent activities to finally oppose (albeit, still without a comprehensive and doable plan of action) this terrible DOE rule and thereby potentially redeem itself, is that it has raised the absolutely negative profile of the DOE’s horrendous manufactured housing energy rule, as well as the upcoming disaster that the industry and consumers would face if the current final rule is not blocked.

This small flickering ray of hope can and must be utilized by all the opponents of the DOE’s final MH energy rule, to rally the industry, and consumers to fiercely fight DOE’s rule through a major industry litigation. Such a legal action should start with an injunction to block the current final rule and thereby send DOE back to the drawing board for a new rulemaking process to properly implement ALL of EISA’s relevant provisions.

Knowing the successful history of our industry, as I do, with the hardworking, knowledgeable, intelligent, decent, and trusting people who have made and continue to make our industry as great as it is, I am hopeful that this suggested course-correction by MHI engaging legally in this battle will become a reality soon.

I am hopeful that enough of the cooler heads will prevail at MHI, with manufacturers and state association leaders stepping forward once again (i.e., as Walt Young, Chairman of Champion Homes Builders and Will Ehrle former President and General Counsel of the Texas Manufactured Housing Association did at a very critical time in late 1990s). Their leadership in bringing MHI around to fully support and advance MHARR’s efforts for a major reform of our law helped rally the industry for the passage of the landmark legislation – “The Manufactured Housing Improvement Act of 2000.” That law, now referred to as the 2000 Reform Law, put MHI on the right track. And with this current destructive energy rule that the industry and consumers are facing, it is time for the history to repeat itself before it is too late. ##

Danny D. Ghorbani
202/262-2170
dannyghorbani@aol.com

Danny Ghorbani is the former President and CEO of MHARR and the current Senior Advisor to the Association. ##

 

Additional Information, More MHProNews Analysis and Commentary in Brief

Note that MHI failed to respond to ANY of the substantive points that Ghorbani raised in his Q&A responses? While silence is not an admission of guilt in U.S. law, there is an old English saying that “silence betokens consent.” Meaning, silence in the face of an allegation can be taken as agreement.

Consider the point that MHI leaders are intelligent individuals. They are well aware that others read MHARR commentary and MHProNews. Indeed, MHI communicated to MHProNews through attorney John Greiner that they active monitor all that we publish. MHI leaders were contacted directly by MHProNews, as the email above reflects.  While they might claim ignorance, it is not plausible. Nor have they done so. What they did instead is continue on with a head fake, a red herring method of distraction.

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Ghorbani’s timeline in the new Q&A included new insights not previously published by MHProNews. That said, some of what he stated is supported by documents previously obtained by MHProNews and published in the report linked below.

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https://www.manufacturedhomepronews.com/a-more-costly-re-boot-of-fatally-flawed-fundamentally-tainted-sham-doe-negotiated-rulemaking-process-smoking-gun-docu/

Borrowing legal terms, a prima facie case now exists that MHI has duped its own smaller, independent members. Indeed, MHProNews’ previous Masthead below warned weeks ago that MHI has all but admitted that they’ve been colluding with DOE for years to create an energy rule that has now been formalized. At every step of this DOE process, our publication stands alone among the industry’s trade publications and bloggers in providing the insider insights needed to understand what has gone wrong on the MHI side of the ledger.

 

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Indeed, this publication alone has spotlighted the connections between billionaire Warren Buffett, Michael Bloomberg and other donations that apparently funded the litigation that pushed DOE into what is now the current energy rule.  E&E Legal, Influence Watch, and the Capital Research Center provided insights for that Masthead: see the two prior reports for the history of this issue, which further supports Ghorbani’s statements.

Energy & Environment Institute – Big Donors & Conflicts – Warren Buffett, Mike Bloomberg Undermine Manufactured Housing via Sierra Club Lawsuit

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

A source connected to MHARR, deemed reliable, has told MHProNews after the Q&A was published that MHI can do ‘whatever they want’ in Congress or at HUD to try to stop the implementation of the DOE energy rule which is only about 11 months from being implemented. But if MHI is serious about making up for their ‘mistakes,’ they have to launch a proper legal action. Only a lawsuit, said that source, can stop DOE’s rule from going into effect.

But there is another aspect to this issue. MHI must swing into action soon, said one industry pro, because HUD Code factories will need roughly 6 months of retooling and engineering of new plans and plant processes. MHProNews, citing MHARR but other sources too, has been warning the industry for years about this rule. In fairness, MHI has as well, but they have apparently been double dealing and must now atone for that swiftly, or that rule – per Ghorbani – could wipe out a large chunk of the manufactured housing industry’s entry level production.  Perhaps that is what the Big Three at MHI might want, as that might be the only thing that could sustain their otherwise failed MHI-branded CrossMod TM scheme.

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But if Ghorbani is correct in saying that MHI seems to be raising the profile of the issue with a view to correct it, then MHI leaders must swallow their overblown egos and launch appropriate litigation.

Recent Mainstream Media Scandals in Manufactured Housing, New Medicinal Reports On Manufactured Housing Pending; Sunday Weekly Headlines in Review

Construction News Today-‘MHI Does Not Represent Entire Industry’ Manufactured Housing Assoc Slams Manufactured Housing Institute on Energy Rule, Homestar’s Jayar Daily Redux; MHVille Markets

In an Orwellian era with apparently too many liars, cheats, and deceivers, you can continue to rely on MHProNews to pull back the veil and expose what’s behind the curtain.

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To wrap this segment up on a marginally more positive note is the new research by Freddie Mac that praises acceptance of modern manufactured homes. While detail-minded and readers with a keen memory of MHProNews/MHLivingNews reporting will notice, their statements beg the question: given this acceptance, then why don’t they properly implement DTS?

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https://www.manufacturedhomelivingnews.com/new-freddie-mac-research-brief-says-majority-of-consumers-would-consider-purchasing-a-manufactured-home-most-have-good-perception-of-manufactured-housing-facts-analysis/
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Next up is our daily business news recap of yesterday evening’s market report, related left-right headlines, and manufactured housing connected equities.

The Business Daily Manufactured Home Industry Connected Stock Market Updates.  Plus, Market Moving Left leaning CNN and Right-leaning (Newsmax) Headlines Snapshot. While the layout of this daily business report has been evolving over time, several elements of the basic concepts used previously are still the same. For instance. The headlines that follow below can be reviewed at a glance to save time while providing insights across the left-right media divide. Additionally, those headlines often provide clues as to possible ‘market-moving’ news items.

 

Market Indicator Closing Summaries – Yahoo Finance Closing Tickers on MHProNews…

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“In the business world, the rear-view mirror is always clearer than the windshield.” – Warren Buffett. That begs a key question. Why don’t more people LOOK at the rearview mirror so they can learn more about the patterns that influence what’s ahead? Note: depending on your browser or device, many images in this report can be clicked to expand. Click the image and follow the prompts. To return to this page, use your back key, escape or follow the prompts.
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“Survey 85 Percent of Americans Concerned About Inflation, Credit Card Interest Up by 3.3” said a headline on Breitbart. ‘Core retail’ inflation was announced on 4.12.2022 as 8.5 percent. Some commentators are saying that the actual rate of inflation in the U.S. is more like 15 to 20 percent. As the value of the dollar erodes, that impact should be considered when looking at stock market performance. Note: depending on your browser or device, many images in this report can be clicked to expand. Click the image and follow the prompts. To return to this page, use your back key, escape or follow the prompts.

Headlines from left-of-center CNN Business – from the evening of 6.29.2022

  • Raising red flags
  • FCC commissioner calls on Apple and Google to remove TikTok from their app stores
  • Who’s right about a recession — markets or the Fed?
  • The US economy shrank 1.6% in the first quarter, adding to recession fears
  • The pandemic may have forever altered the economy, Fed Chair Powell says
  • Managers have been living in a pressure cooker. Many have had it
  • Opinion: Why so many workers are still quitting their jobs
  • A question for tech companies post-Roe: How to respond to law enforcement requests for data?
  • Shoppers love buy now, pay later. Here’s why that might be a problem
  • Bed Bath & Beyond’s CEO is out as sales tumble
  • The electric Cadillac Lyriq is the company’s best SUV yet
  • Coke has a new flavor. It took inspiration from McDonald’s
  • Taco Bell’s newest food uses an oversized Cheez-It
  • Airbnb makes its ban on parties permanent
  • The US Supreme Court is seen as abortion rights activists protest in Washington, DC, on June 26, 2022, two days after the US Supreme Court scrapped half-century constitutional protections for the procedure.
  • The newest content moderation minefield for tech platforms: abortion posts
  • A labourer works on a production line filling ice-cream pots at the Ben & Jerry’s factory in Baer Tuvia in southern Israel, on July 21, 2021.
  • Ben and Jerry’s sells its Israeli business
  • This aerial view shows water pollution as the Carnival Dream cruise ship is docked at Port B in Key West, Florida, on April 12, 2022.
  • Why one analyst thinks Carnival stock could go to $0
  • SUCCESS
  • Close up bookkeeper or financial inspector hands making report, calculating. Home finances, investment, economy, saving money or insurance concept
  • Here’s how to protect your money from a potential recession
  • What today’s retirees want future retirees to know
  • How to make the most of your time with the boss
  • Retiring into a bear market: What to do, what to avoid
  • 5 savings mistakes people make when building their financial life
  • RETAIL
  • A customer exits from a Target store on May 18, 2022 in Miami, Florida. The retail store reported a 52% drop in profit for the first quarter, missing Wall Street's forecasts. The company blamed higher expenses due to continued supply chain disruptions as well as the high inflation rate.
  • Stores weigh paying you not to bring back unwanted items
  • Costco gets sued for animal mistreatment
  • Petco is launching stores for a new group of customers
  • Shopping in stores is back and thriving. Here’s why
  • Rising prices are pushing shoppers to dollar stores

 

Headlines from right-of-center Newsmax 6.29.2022

  • Source: Jan. 6 Panel Has Yet to Seek Secret Service Rebuttal to Hutchinson Testimony
  • Cassidy Hutchinson, an aide to former White House chief of staff Mark Meadows, prepares to testify on Tuesday during a hearing of the Select Committee to Investigate the January 6th Attack on the United States Capitol.
  • Cassidy Hutchinson, former aide to Trump chief of staff Mark Meadows, on Tuesday told the House committee probing the 1/6 Capitol attack of an alleged altercation between the ex-president and his Secret Service on the day the D.C. landmark was breached. The testimony was immediately disputed, and Secret Service agents were said to be poised to rebut the onetime aide’s incendiary claims. [Full Story]
  • Russian Invasion of Ukraine
  • Ukrainians Search for 20 Missing After Mall Attack
  • NATO Officially Invites Sweden, Finland to Join
  • Russia Presses Attacks; West Vows More Kyiv Aid
  • Zelenskyy: Russia Wants to Dictate World Order
  • Warsaw Hails Planned US Base in Poland
  • Macron Says Russia Can’t Win in Ukraine After Strike on Mall
  • Russia Security Detains Mayor of Kherson: Officials
  • US Accuses 5 Firms in China of Supporting Russian Military
  • NATO Leader: Turkey Agrees on Finland, Sweden Joining
  • Newsmax TV
  • Ex-Surgeon General Adams: Public Health Major in Abortion Debate | video
  • Dusty Johnson: GOP Voters ‘Excited’ For Midterms | video
  • Zeldin: NY Dem Gov. Hochul ‘in Over Her Head’ | video
  • RNC’s McDaniel: Biden Failures Lift GOP Voter Numbers | video
  • Coach Kennedy: Will Keep Kneeling at Football Games | video
  • Hartzler: Biden’s Failures, Not Roe, Will Draw Voters | video
  • Texas Lt. Gov. Patrick: Biden WH Is a ‘Culture of Death’ | video
  • Illinois Repubs Choosing Nominee to Face Gov. Pritzker
  • Roe v. Wade Overturned
  • Clinics Scramble to Divert Patients as States Ramp Up Bans
  • Polling: Abortion Topped by Inflation, Crime on List of Voter Worries
  • Liberal Colleges Offer Counseling After Roe Reversal
  • Retailers Limit Plan B Pill Purchases After Demand Spike
  • In Flurry of Court Activity, Rulings on Abortion Bans Mixed
  • Conservatives Press GOP on Nationwide Heartbeat Law
  • Pentagon to Continue to Provide Abortions
  • Poll: Court Expansion Still Opposed After Roe Ruling
  • Poll: 50 Percent Support Abortion Ruling
  • HHS Sec Unveils ‘Action Plan’ on Abortion Access
  • Newsfront
  • Suit Names Shop That Sold Gun in School Shooting
  • The parents of a teenager wounded during a mass shooting at Oxford High School in Michigan are suing the shop that sold the handgun used to kill four students and injure six other people.The complaint filed Tuesday in federal court in Detroit on behalf of Matthew and Mary…… [Full Story]
  • Related Stories
  • New York Governor: State to Limit Where Guns Can be Carried
  • Clinics Scramble to Divert Patients as States Ban Abortion
  • They call her, desperate, scared and often broke. Some are rape and [Full Story]
  • Ukraine, Russia Each Swap 144 Soldiers: Largest Prisoner Exchange in the War
  • Ukraine and Russia announced Wednesday they would exchange 144 [Full Story]
  • US Stocks Slip, on Track for 4th Monthly Loss This Year
  • Stocks ended mostly lower on Wall Street Wednesday, keeping the [Full Story]
  • Hackers Targeting Anti-Abortion States After Roe V. Wade Decision
  • Hackers targeting anti-abortion states after the Supreme Courts [Full Story]
  • NATO Officially Invites Sweden and Finland to Join Alliance
  • The North Atlantic Treaty Organization officially offered membership [Full Story]
  • Most Say Nation on Wrong Track, Including Dems: AP-NORC Poll
  • An overwhelming and growing majority of Americans say the U.S. is [Full Story]
  • Kelly Sentenced to 30 Years in Sex Trafficking Case
  • Disgraced R&B superstar R. Kelly was sentenced Wednesday to 30 years [Full Story]
  • 1st Native American Treasurer to Push Economic Development
  • Mohegan Chief Marilynn “Lynn” Malerba, the nation’s first Native [Full Story]
  • Source: Jan. 6 Panel Hasn’t Sought Rebuttal to Hutchinson Testimony
  • The House select committee overseeing the hearings for the Jan. 6, [Full Story]
  • Senate Dems Looking for Deal with Manchin on Taxes
  • Senate Democrats are reportedly workingon a way to reduce tax [Full Story]
  • Trump Celebrates 12-0 Sweep in Tuesday Primary Endorsements
  • Without a loss Tuesday night, former President Donald Trump hailed a [Full Story]
  • CNN: Growing Talk of Hillary for 2024
  • Talk of another campaign for president by Hillary Clinton is growing [Full Story] | video
  • Unilever Overrules Ben & Jerry’s Israel Boycott: Let Them Eat Ice Cream
  • Ben & Jerry’s plans to stop selling ice cream in east Jerusalem and [Full Story]
  • Groups Looking to Recruit Veterans to Work Polls
  • A coalition of groups dedicated to veterans, service members, and [Full Story]
  • US Seeks ‘Reset’ After Biden ‘Miscalculated’ Saudi Relationship
  • With the White House seeking a full “reset” with the Kingdom of Saudi [Full Story] | Platinum Article
  • New York State Sues 10 Companies That Make Ghost Gun Components
  • Shootings in New York have gone upmarkedly since the COVID-19 [Full Story]
  • Biden’s Policies the ‘Driving Force’ in Illegal Immigrant Deaths
  • The blame for what’s believed to be the deadliest human smuggling [Full Story] | Platinum Article
  • NYC Mayor Adams Suggests Rudy Giuliani Falsely Reported Crime
  • New York City Mayor Eric Adams on Tuesday insinuated that former [Full Story]
  • Lawsuit Alleges ‘Child Sexual Exploitation’ in Virginia Schools
  • America First Legal, a conservative group with ties to former [Full Story]
  • Convicted Murderer’s Remains Could Be Removed From Arlington National Cemetery
  • Arlington National Cemetery would be required to remove the remains [Full Story]
  • Polling Memo: Abortion Topped by Inflation, Crime on List of Voter Concerns
  • With the congressional midterm elections approaching, a new polling [Full Story]
  • Justice Breyer’s Retirement to Take Effect Thursday
  • Justice Stephen Breyer has informed the White House that his last day [Full Story]
  • Israeli PM Bennett Won’t Run in Upcoming Election
  • Israeli Prime Minister Naftali Bennett will not run in upcoming [Full Story]
  • Joe Rogan Backs Florida Gov. Ron DeSantis, Says He’d Make ‘a Good President’
  • Popular podcaster Joe Rogan on Tuesday said that Florida Gov. Ron [Full Story]
  • Ginni Thomas’ Lawyer Requests ‘Better Justification’ Before Jan. 6 Panel Interview
  • A lawyer for Ginni Thomas, wife of Supreme Court Justice Clarence [Full Story]
  • Former White House Lawyer Disputes Hutchinson Testimony on Note
  • Former Trump White House lawyer Eric Herschmann says he, not ex-White [Full Story]
  • BioNTech, Pfizer to Start Testing Universal Vaccine for Coronaviruses
  • Germany’s BioNTech, Pfizer’s partner in COVID-19 vaccines, said the [Full Story]
  • Iran, US Talks in Doha End Without Result: Tasnim News Agency
  • Indirect talks between Iran and the United States in Qatar’s capital [Full Story]
  • Elon Musk has slowed his Twitter use dramatically since SpaceX [Full Story]
  • 3 Arrested on Alleged Ties to 50-Plus Texas Tractor-Trailer Deaths
  • As the death toll climbs over 50 for the smuggled migrants in the San [Full Story]
  • Finance
  • Disney Unveils ‘Wish,’ 1st New Cruise Ship in a Decade
  • Chief Executive Bob Chapek introduced Walt Disney Co.’s first new cruise ship in a decade on Wednesday, the culmination of the first project the former theme parks executive championed to the company’s board of directors…. [Full Story]
  • Shop That Sold Gun in Oxford School Shooting Named in Suit
  • Peter Reagan: Fed Desperately Wants to Postpone Return to Reality – But It’s Not Going Well
  • Cameron Diaz Comes Out of Retirement to Star With Jamie Foxx
  • Paltry Emergency Savings Worry Many Americans
  • Health
  • Sleep is Essential to Heart Health, According to New AHA Guidelines
  • Sleep duration is now considered to be an essential component of heart and brain health, according to the American Heart Association (AHA). The AHA just released its revised guidelines and checklist for evaluating cardiovascular health, called Life’s Essential 8, which was…… [Full Story]
  • WHO: ‘Sustained Transmission’ of Monkeypox Threatens Vulnerable Groups
  • Sanofi Caps Insulin Cost at $35 for Uninsured US Patients
  • Marijuana Use Increases Risk for Emergency Room Visit
  • Eli Lilly to Supply More Doses of Antibody Drug Effective Against Omicron

QuoteCantCallEverythingFakeNewsBecauseInformationDoesntAlignYourViewsDoesntViewDisagreeDoesntMeanInfoFakeFalseChrysalisWrightPhotoMHProNews

MHProNews has pioneered in our profession several reporting elements that keep our regular and attentive readers as arguably the best informed in the manufactured housing industry. Among the items shared after ‘every business day’ (when markets are open) is our left-right headline recap summary. At a glance in two to three minutes, key ‘market moving’ news items are covered from left-of-center CNN Business and right-of-center Newsmax. “We Provide, You Decide.” © Additionally, MHProNews provides expert commentary and analysis on the issues that others can’t or won’t cover that help explain why manufactured housing has been underperforming during the Berkshire era while an affordable housing crisis and hundreds of thousands of homeless in America rages on. These are “Industry News, Tips, and Views Pros Can Use© features and others made and kept us the runaway #1 in manufactured housing trade publisher for a dozen years and counting. 

CheckYourFactsQuoteFollowTheMoneyQuoteSharylAttkissonPhotoQuotableQuotesMHProNews6
If it is true, then it isn’t necessarily bragging. By checking the facts and following the money trail, even on controversial topics, MHProNews has provided reports and analysis that stand the test of time. While others – including various examples from mainstream media – have published reports that later need to be corrected or modified in significant ways, reports on MHProNews in recent years have provided a routinely dependable resource for reliable information, analysis, and evidence-based ‘logical’ commentary. There is simply nothing else like it, which is why we have been and remain the #1, despite coverage that often vexes the powers that be in manufactured housing.

 

Manufactured Housing Industry Investments Connected Equities Closing Tickers

Some of these firms invest in manufactured housing, or are otherwise connected, but may do other forms of investing or business activities too.

                            • NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry lender
                            • NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).
                            • NOTE: Deer Valley was largely taken private, say company insiders in a message to MHProNews on 12.15.2020, but there are still some outstanding shares of  the stock from the days when it was a publicly traded firm.  Thus, there is still periodic activity on DVLY.
LegacyHousingLogoAnnouncesChangesInLeadershipKennyShipleyOtherRoleChangesTeamMemberAdditionsIncludeDuncanBatesPhotoForGrowthSuccessionPlanPlusMHStockUpdatesMHProNews
https://www.manufacturedhomepronews.com/legacy-housing-announces-changes-in-leadership-kenny-shipley-other-role-changes-and-team-member-additions-include-duncan-bates-for-growth-succession-plan-plus-mh-stock-updates/
RecordResultsCavcoIndustries2022Q4ResultsCEOBillBoorSaidDramaticRateIncreasesMeansDecreasedAffordabilityManyHopefulBuyersLeftOutFundamentalUndersupplyRemainsMHProNews
https://www.manufacturedhomepronews.com/record-results-cavco-industries-2022-q4-results-ceo-bill-boor-said-dramatic-rate-increases-means-decreased-affordability-many-hopeful/
BetterQualityManufacturedHomeBuyersMoreRegulatoryReliefSkylineChampionCorpSKY.CEO.MarkYostQ4-2022ResultsEarningsCallTranscriptFactsAnalysisMHProNews
https://www.manufacturedhomepronews.com/better-quality-manufactured-home-buyers-more-regulatory-relief-skyline-champion-corporation-sky-ceo-mark-yost-on-q4-2022-results-earnings-call-transcript-fac/

Manufactured Home Communities (a.k.a. ‘Mobile Home Parks’ – SIC) – Exploring UMH Properties; Fellow Manufactured Housing Institute Member Yes! Communities Suits and Settlements; plus MH Markets Updates

‘Announcing!’ ‘Manufactured Community Owners’ Association of America’ ‘Finally Bringing Fight To Manufactured Home Community Sector of the Industry’ – plus Sunday Weekly Manufactured Housing Headlines Review  

JohnBostickSunshineHomesRedBayALpicLOGO50thAnivCeleb1971-2021MobileHomesHUDCodeManufacturedHomesModularHomesRompThruManufacturedHomeHistoryMastMHProNews
https://www.manufacturedhomepronews.com/masthead/50th-anniversary-celebration-year-sunshine-homes-1971-2021-from-mobile-homes-to-hud-code-manufactured-homes-and-modular-homes-a-romp-through-key-phases-in-manufactured-home-histo/
LeoPoggioneManufacturedHousingInstituteChairmanRVMHHallofFamePhotoBackStoryCavcoIndustriesLogoConsumerAffairesForAHouseBetterBusBureauBBBComplaintsplusMHMarketUpdates
NOTE: An update has been linked from this post that includes a reply from Leo Poggione. https://www.manufacturedhomepronews.com/leo-poggione-craftsman-homes-manufactured-housing-institute-chairman-back-story-on-cavco-industries-consumer-affairs-for-a-house-customers-better-business-bureau-claim/
NathanSmithKurtKeeneyFlagshipCommunitiesREIT-MHC.U.TOLogoDIsclosuresPitchWarningsManufacturedHomeCommunityFactsCaveatEmptorAnalysisPlusMHStockUpdatesMHProNews
https://www.manufacturedhomepronews.com/industryvoices/marty-lavin-j-d-weighs-in-on-resident-complaints-of-predatory-behavior-by-manufactured-home-community-consolidators/
ConsumerAlertKristinBienWSBTMelissaKauffmanExSunCommunitiesResidentPineHillsManufacturedHomeCommunityMiddleburyINManHousingInstmemberSUlogosINYearsNegiligenceGreedyGreedyAnalysis
https://www.manufacturedhomelivingnews.com/consumer-alert-state-records-years-of-negligence-safety-violations-greedy-greedy-sun-communities-ripped-by-residents-manufactured-homes-dam/
SteveLawlerPhotoDeerValleyHomebuildersLogoDVLYLogoDeerValleyCorpAnnouncesMergerPlusManufacturedHomeInvestingStockUpdatesMHProNews
https://www.manufacturedhomepronews.com/steve-lawler-deer-valley-corporation-dvc-otcmkts-dvly-announces-merger-plus-manufactured-home-investing-stock-updates/
Yahoo-ManufacturedHomeCommunitiesMobileHomeParksFactoriesProductionSuppliersFinanceStocksEquitiesClosingDataYahooFinanceLog6.29.2022
In instances such as Apollo, Berkshire Hathaway, Blackstone or others, manufactured housing may only be part of their corporate interests. Note: depending on your browser or device, many images in this report can be clicked to expand. Click the image and follow the prompts. To return to this page, use your back key, escape or follow the prompts.
    • 2022 Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory-built housing industry suppliers.
      · LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
      · AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.
      Enjoy these ‘blast from the past’ comments. MHProNews. MHProNews – previously a.k.a. MHMSM.com – has celebrated our 11th year of publishing and have completed over a dozen years of serving the industry as the runaway most-read trade media.HowardWalkerEmergenceOfTonyKovachsPublicationsProfessionalsFilledVacuumDailyBusinessNewsMHProNews-575x399

Sample Kudos over the years…

It is now 12+ years and counting

Learn more about our evolutionary journey as the industry’s leading trade media, at the report linked below.

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Disclosure. MHProNews holds no positions in the stocks in this report.

YearsStateNatlLevelManufacturedHousingFactualDataFindYourStateProductionShipmentInfoHereTroublingManufacturedHomeAffordableHousingTrendsIssuesFactChecksMHProNews
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That’s a wrap on this installment of “News Through the Lens of Manufactured Homes and Factory-Built Housing” © where “We Provide, You Decide.” © (Affordable housing, manufactured homes, stock, investing, data, metrics, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews
All on Capitol Hill were welcoming and interested in manufactured housing related issues. But Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included a copy of the Constitution of the United States and other goodies. Tamas has grown considerably since this photo was taken. 

By L.A. “Tony” Kovach – for MHProNews.
Tony earned a journalism scholarship along with numerous awards in history. There have been several awards and honors and also recognition in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com. This article reflects the LLC’s and/or the writer’s position and may or may not reflect the views of sponsors or supporters.

 

 

 

 

 

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