No More Sacred Cows – 50 States Monthly Data-Analysis Includes Urban Institute’s Goodman Other Potent Insights on Why Manufactured Housing is Underperforming in an Affordable Housing Crisis


“People do not decide their futures, they decide their habits and their habits decide their futures.” – F. Matthias Alexander. To set the context for the exploratory expert analysis on the facts regarding manufactured homme production and shipments in all 50 United States, and Laurie Goodman with the Urban’s Institute (UI) and other remarks found in Part II of this article, consider some fascinating expressions and pull quotes from new or previously cited sources. Because it will be useful to some to explain the meaning of some expressions used herein, Bing’s AI powered Copilot was asked:

> “What does the expression ‘no more sacred cows’ mean? Give an example.”

BingCopilotAI-Screen1.3.2024MHLivingNewsThe expression “no more sacred cows” is not an idiom in the traditional sense, but rather a mash-up of two expressions. Let’s break it down:

  1. Sacred Cow: Originally derived from Hinduism, a sacred cow represents an idea or principle that is immune from criticism, often unreasonably so. For instance, in British politics, the National Health Service (NHS) has become a sacred cow, with politicians hesitating to criticize it12. Another example could be an English grammar rule that is considered untouchable, like the belief that every sentence must have a verb.
  2. Cow Tipping: This urban legend involves sneaking up to cows and pushing them over. While it’s not a real pastime, the concept is humorous and absurd.

Now, when we combine these two ideas, the phrase “no sacred cow remains untipped” is used for comic effect. It suggests that every principle of English grammar is challenged, much like the playful act of tipping over cows. So, when someone says “no more sacred cows,” they mean that nothing is off-limits for scrutiny or criticism. …”

Copilot responded to another inquiry like this.

BingCopilotAI-Screen1.3.2024MHLivingNewsThe quote “People do not decide their futures, they decide their habits and their habits decide their futures” is attributed to F. Matthias Alexander123. This thought-provoking statement emphasizes the critical role that habits play in shaping our lives. Rather than focusing solely on grand decisions or external circumstances, Alexander suggests that our daily routines and behaviors significantly impact our long-term outcomes. By cultivating positive habits, we pave the way for a more successful and fulfilling future4.…”

> “Give some context to this quotation: “When you want to help people, you tell them the truth.  When you want to help yourself, you tell them what they want to hear.” ― Thomas Sowell”

BingCopilotAI-Screen1.3.2024MHLivingNewsCertainly! The quote you’ve mentioned is attributed to Thomas Sowell, an American economist and political commentator. Sowell is known for his thought-provoking insights on economics, politics, and society. Let’s delve into the context of this quote:

“When you want to help people, you tell them the truth. When you want to help yourself, you tell them what they want to hear.” — Thomas Sowell 123

This powerful statement highlights a fundamental aspect of human communication. Here’s what it implies:

  1. Truth and Altruism: When our intention is to genuinely assist others, we prioritize honesty. We share information, even if it might be uncomfortable or inconvenient. This aligns with the idea that helping people involves providing them with accurate knowledge, even if it challenges their existing beliefs.
  2. Self-Interest and Deception: Conversely, when our motives are self-serving, we may choose to tell others what they want to hear. This can involve bending the truth, withholding information, or presenting a more favorable version of reality. It’s a pragmatic approach driven by personal gain.

Example Illustration: Imagine a financial advisor who genuinely cares about their clients’ financial well-being. When advising them on investments, the advisor provides candid insights, even if it means cautioning against risky choices. In this case, the advisor prioritizes helping the clients over personal gain.

Now consider a different scenario: A salesperson aiming to close a deal. To secure the sale, they might emphasize only the positive aspects of a product, downplaying any drawbacks. Here, the salesperson’s self-interest leads them to tell the potential buyer what they want to hear.

In essence, Sowell’s quote reminds us of the delicate balance between truthfulness and self-interest in our interactions with others. It invites reflection on our own motivations and the impact of our words on those around us. …”


> “So can Sowell’s pithy quote be a kind of cautionary tale against the dangers posed by those who posture, palter, and project instead of expressing a completely revealing set of truths?”

BingCopilotAI-Screen1.3.2024MHLivingNewsIndeed, Thomas Sowell’s succinct quote serves as a cautionary reminder about the complexities of communication and the motivations behind our words. Let’s dissect it further:

  1. **Posturing and Paltering:
    • Posturing: This refers to adopting a particular stance or attitude to create a certain impression. People may posture to appear more knowledgeable, virtuous, or influential than they truly are.
    • Paltering: It involves selectively revealing partial truths while omitting crucial information. Paltering can be deceptive, as it manipulates perception without outright lying.
  2. Projecting:
    • Projecting: In this context, it means projecting one’s desires, biases, or self-interest onto others. When we project, we assume that others share our preferences or viewpoints.
  3. The Cautionary Tale:
    • Sowell’s quote warns against prioritizing self-interest over honesty. When we tell others what they want to hear, we may gain short-term benefits (such as approval or personal gain), but it comes at the cost of truthfulness.
    • By emphasizing the contrast between helping people (truth-telling) and helping oneself (telling what they want to hear), Sowell underscores the ethical dilemma.
  4. The Dangers:
    • When individuals consistently prioritize self-interest, it erodes trust and undermines genuine communication.
    • Posturing, paltering, and projecting can lead to misunderstandings, broken relationships, and societal discord.
    • In public discourse, these behaviors contribute to misinformation, echo chambers, and polarization.
  5. The Call for Authenticity:
    • Sowell’s quote encourages us to reflect on our intentions. Are we seeking truth or merely seeking advantage?
    • It reminds us that authenticity—expressing a completely revealing set of truths—is essential for meaningful connections and informed decision-making.

In summary, Sowell’s words serve as a cautionary beacon, urging us to navigate the delicate balance between self-interest and honesty. By doing so, we contribute to a more transparent and compassionate world. 🌟🗣️”

Note that the Institute for Building Technology & Safety‎ (IBTS) gathers the details on manufactured housing production under a long-standing contract with HUD. So, the data that follows are thus ‘official’ statistics. Per their website: “IBTS maintains data regarding the required certification HUD labels and Data Plates for manufactured homes. The IBTS certification is based on production reports provided by the home manufacturer.” “From this need, the Institute for Building Technology and Safety was born. Established as a 501(c)(3) nonprofit corporation, IBTS was tasked with undertaking contract, grant, and cooperative agreement work on behalf of government entities across the nation.” According to the HUD website at this link on 2.20.2024: “The Manufactured Housing Survey (MHS) is sponsored by the Department of Housing and Urban Development (HUD) and conducted by the U.S. Census Bureau. The MHS produces monthly regional estimates of the average sales price for new manufactured homes and more detailed annual estimates including selected characteristics of new manufactured homes. In addition, MHS produces monthly estimates of homes shipped by status. The statistics on shipments of new manufactured homes are produced by the Institute for Building Technology and Safety (IBTS)…”


Part I – Manufactured Housing Industry Production Data from all 50 States, Washington, D.C. and Puerto Rico

Institute for Building Technology & Safety‎
Shipments and Production Summary Report 12/01/2023 – 12/31/2023


State SW MW Total Floors
Dest. Pending 6 2 8 10
Alabama 165 168 333 503
Alaska 3 2 5 7
Arizona 53 84 137 221
Arkansas 58 66 124 190
California 28 155 183 348
Colorado 27 15 42 57
Connecticut 11 2 13 15
Delaware 6 19 25 44
District of Columbia 0 0 0 0
Florida 153 342 495 842
Georgia 130 187 317 505
Hawaii 0 0 0 0
Idaho 3 23 26 50
Illinois 28 10 38 48
Indiana 57 41 98 139
Iowa 38 5 43 48
Kansas 5 8 13 21
Kentucky 91 146 237 383
Louisiana 201 100 301 399
Maine 19 19 38 57
Maryland 45 8 53 61
Massachusetts 6 9 15 24
Michigan 71 64 135 199
Minnesota 40 21 61 82
Mississippi 139 132 271 403
Missouri 77 35 112 147
Montana 5 14 19 34
Nebraska 3 4 7 11
Nevada 7 15 22 37
New Hampshire 6 11 17 28
New Jersey 9 12 21 33
New Mexico 38 68 106 174
New York 35 57 92 149
North Carolina 152 215 367 582
North Dakota 2 2 4 6
Ohio 59 45 104 149
Oklahoma 56 81 137 218
Oregon 21 44 65 114
Pennsylvania 48 45 93 138
Rhode Island 1 2 3 5
South Carolina 108 234 342 576
South Dakota 10 14 24 38
Tennessee 61 185 246 431
Texas 565 651 1,216 1,872
Utah 3 16 19 35
Vermont 4 3 7 10
Virginia 45 51 96 147
Washington 10 70 80 152
West Virginia 26 60 86 146
Wisconsin 25 17 42 59
Wyoming 18 4 22 26
Canada 0 0 0 0
Puerto Rico 0 0 0 0
Total 2,777 3,583 6,360 9,973
State SW MW Total Floors
States Shown(*) 201 215 416 632
 Alabama 537 559 1,096 1,659
*Alaska 0 0 0 0
 Arizona 52 82 134 218
*Arkansas 0 0 0 0
 California 23 141 164 310
*Colorado 0 0 0 0
*Connecticut 0 0 0 0
*Delaware 0 0 0 0
*District of Columbia 0 0 0 0
 Florida 47 192 239 433
 Georgia 188 300 488 791
*Hawaii 0 0 0 0
 Idaho 15 54 69 126
*Illinois 0 0 0 0
 Indiana 262 140 402 542
*Iowa 0 0 0 0
*Kansas 0 0 0 0
*Kentucky 0 0 0 0
*Louisiana 0 0 0 0
*Maine 0 0 0 0
*Maryland 0 0 0 0
*Massachusetts 0 0 0 0
*Michigan 0 0 0 0
 Minnesota 45 42 87 129
*Mississippi 0 0 0 0
*Missouri 0 0 0 0
*Montana 0 0 0 0
*Nebraska 0 0 0 0
*Nevada 0 0 0 0
*New Hampshire 0 0 0 0
*New Jersey 0 0 0 0
*New Mexico 0 0 0 0
*New York 0 0 0 0
 North Carolina 167 230 397 627
*North Dakota 0 0 0 0
*Ohio 0 0 0 0
*Oklahoma 0 0 0 0
 Oregon 33 122 155 285
 Pennsylvania 123 178 301 479
*Rhode Island 0 0 0 0
*South Carolina 0 0 0 0
*South Dakota 0 0 0 0
 Tennessee 374 583 957 1,540
 Texas 710 745 1,455 2,202
*Utah 0 0 0 0
*Vermont 0 0 0 0
*Virginia 0 0 0 0
*Washington 0 0 0 0
*West Virginia 0 0 0 0
*Wisconsin 0 0 0 0
*Wyoming 0 0 0 0
*Canada 0 0 0 0
*Puerto Rico 0 0 0 0
Total 2,777 3,583 6,360 9,973
Ashok K Goswami, PE, COO, 45207 Research Place, Ashburn, VA

Part II – Additional Information with More MHProNews Analysis and Commentary

“The puzzle is why there’s so little [manufactured housing] being shipped when it’s a much better product than it used to be,” said Laurie Goodman, an Urban Institute fellow.” Millions of Americans need and want an affordable home. As the quote from Goodman via NewsNation recently reported, manufactured housing: “has historically been a more affordable option.” “Advocates are pushing for legislative change but are met with opposition,” Goodman said. For insights on that topic, including more from and about that NewsNation report, see the article linked below.


Rise and Fall of HUD Code Manufactured Housing 1995-2023 – Story of the U.S. Affordable Housing Crisis Behind the Facts

The data in the report linked above should be considered in the light of the following insights, per Copilot.


  • “the U.S. population has grown by approximately 23.92% from 1998 to 2024.”
  • HUD Code manufactured home production in 1998 was 373,143 dwellings.
  • HUD Code manufactured home production in 2023 was 89,169 dwellings.
  • Doing the math (see the report for details) “if manufactured housing production had grown at the same rate as the population, it would be approximately 446,117 dwellings today.”

Kristin Millington, director of manufactured housing and self-storage at Dallas-based Crow Holdings Capital, told BisNow that: “Some of the most profitable investments are in industries where demand is outpacing supply.” Millington added: “That’s the exact dynamic we see present in the manufactured housing space, and we don’t really see that changing.”

That remark confirms what MHProNews has been reporting for some years about the openly stated by some Manufactured Housing Institute (MHI) members statements that limited new development is viewed as a plus to manufactured home land-lease community consolidators. There are, however, apparent problems with that approach. “Developers [of new manufactured home communities are] have a very hard time getting these approvals,” Millington said. “There’s an element of NIMBYism.”

Limiting “places to put” a manufactured home means there are obvious constraints on building new homes and thus placements.


Hodgson’s Legacy Housing was an MHI member at the time this comment was made, and per MHI’s member directory still is. So, while some at MHI are seemingly thrilled about the lack of “places to put” others are stating it is not an advantage to producers and traditional street retailers. 


This appears to be classic ‘wink and a nod’ conspiracy and collusion to accept the limitations of manufactured housing from and by members of the Manufactured Housing Institute (MHI). MHI ‘officially’ says that they want more production, that they want more competitive financing options, and that they want more manufactured housing opportunities. But their board is thoroughly laced with individuals who in many cases appear to be ‘in on’ the ‘wink and a nod’ approach taken by MHI, which is directly contradicted by several of their own higher profile members. That smacks of a sly form of market manipulation. That topic was explored in the new report linked below by a prior top federal DOJ antitrust enforcer, Makan Delrahim.




Tipping Over the Sacred Cows at MHI

QuoteMarksLeftSideElevating Housing Innovation; Expanding Attainable Homeownership The Manufactured Housing Institute is the only national trade organization representing all segments of the factory-built housing industry. We are your trusted partner, advocate and industry leader.”

Grow your business

Get the tools, platform and information you need …”

Those statements appear to fit the definition of paltering, posturing, as defined above by Copilot, and it also appears to be a kind of gaslighting, propaganda, and big lie too.




While it is apparent that some believe in this business model, and some are touting how profitable it is for their operation’s plans, it is obviously not without legal, regulatory, and other risks.




Virtually no new supply [of land lease manufactured home communities or MHCs] has been added for years” That is stated in contrast to the fact that with multifamily housing (apartments, etc.) there is a steady addition of new developments and rental properties being produced.
Note: depending on your browser or device, many images in this report can be clicked to expand. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection, you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.
See the report and others linked from this critical report, analysis and expert commentary.


An early version of the quote-graphic above was “Uploaded on: May 6, 2020” by MHProNews. MHProNews and MHLivingNews have been cautioning readers for some years that this appeared to be evidence of a serious antitrust violation.  Again, see the report linked here and learn how a top federal antitrust enforcer described the need to enforce competition law. Quotes and insights from both Democrats and Republicans are provided.


See reports with critical analysis and commentary on Frank and Dave linked below and in other articles linked from this one.








FrankRolfeMobileHomeUniversityProtestsBlackEyeNewsInvestingUltimateVideoCollectionManufacturedHomeProNews and


Why Rolfe and Reynolds operations have thus far had mostly wrist-slaps by public officials is a mystery.  But it is one that may be answered in time, because hundreds of thousands of individuals living in those manufactured home communities that are being operated by so-called “predatory” owner/operators have a strong motivation to discover more of the realities behind what is harming their interests.




But it isn’t only residents of those communities that are being harmed by this business model that accepts a status quo of industry underperformance. It is also independent producers of HUD Code manufactured homes. A case can be made that it is also smaller investors. And most certainly it is also the growing numbers of homeless, taxpayers, and essentially most Americans. Who says?  Beyond the insights and warnings from the Manufactured Housing Association for Regulatory Reform (MHARR), there are also the claims made by several consolidators themselves.  For instance, when Cavco Industries asserts that they want to see manufactured housing enhanced preemption enforced, but then they fail to do what is obviously necessary to get that existing law enforced, those are potential problems waiting to boil over for Cavco, shareholders, corporate leaders and board members.


Base image is from the Cavco Industries November 2023 Investor Relations ‘pitch deck’ or presentation. Satirical “Proud Member of Machiavellian Housing Institute” (i.e.: Manufactured Housing Institute or MHI) with its modified MHI tag line: “The National Association Serving Consolidators of the Manufactured Housing Industry” was added by MHProNews, but Cavco Industries is a “proud” MHI member. Call out boxes and arrows are added by MHProNews as part of this fact check and analysis.

Gary Adamek of Fayette Country Homes said years ago that zoning and placement barriers were more harmful than Dodd-Frank. “These cities and smaller towns – when they pass these rules, and won’t allow a manufactured home in, there’s a segment of the population forced to rent for the long term, many for the rest of their lives.”

“It should be a municipality’s responsibility to supply housing choices compatible with the income of that zip code. They’re doing the opposite of that,” said Adamek. He added: “I believe it [zoning/placement barriers] is the largest silent hand that is negatively affecting our industry in the U.S. The municipalities have hurt us way, way more than Dodd-Frank.”




Fast forward a few years, and the Pennsylvania Manufactured Housing Association’s (PMHA) Mary Gaiski indicated that the problem Adamek and Legacy Housing officials described was a problem in her state too.


See the full report and context at this link here.



The harms from de facto and unstated policies tolerated by MHI are widespread.




Base image is from the Cavco Industries November 2023 Investor Relations ‘pitch deck’ or presentation. Satirical “Proud Member of Machiavellian Housing Institute” (i.e.: Manufactured Housing Institute or MHI) with its modified MHI tag line: “The National Association Serving Consolidators of the Manufactured Housing Industry” was added by MHProNews, but Cavco Industries is a “proud” MHI member. Call out boxes and arrows are added by MHProNews as part of this fact check and analysis. See detailed report and context here:








Tipping Over the Sacred Cow Worshipers of the Manufactured Housing Institute

There are some remarks that simply do not age well.



Conflict!MHIceoLesliGoochPaidSome$400KinSchemeInvolvingIndictedMan4 CongressionalRepsPerBingResearchExposéLinksEvidenceContributingToManufacturingHousingUnderperformanceMHProNews


The spread of announced legal investigations and antitrust suits are reasons to think that a turn of the corner may be underway.




Barron’s and others have noted that Warren Buffett is risking his “good guy” image, due apparently to the spread of credible allegations and litigation against that giant conglomerate.




Programming note: MHProNews has a special report/interview pending. Stay tuned. Until then, learn more by diving into the linked reports or by surfing the sites.

“When you want to help people, you tell them the truth.  When you want to help yourself, you tell them what they want to hear.” ― Thomas Sowell” ##


PS: Note: there is no market report for yesterday because the markets were closed for Presidents’ Day. A blip on Presidents’ Day is included in the report below.




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No one connects the dots in MHVille like MHProNews and MHLivingNews. Who says? Competitors. Manufactured home industry outsiders, but also from MHVille insiders.
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Our son has grown quite a bit since this 12.2019 photo. All on Capitol Hill were welcoming and interested in our manufactured housing industry related concerns. But Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included the Constitution of the United States, bottled water, and other goodies.

By L.A. “Tony” Kovach – for

Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing.

For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

This article reflects the LLC’s and/or the writer’s position and may or may not reflect the views of sponsors or supporters.

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Related References:

The text/image boxes below are linked to other reports, which can be accessed by clicking on them.’



Freddie Mac Touts Financing ‘Nearly 29,000 Manufactured Home Community Pads w/Tenant Protections-Over 423K ‘Affordable Rental Units’ in 2023–Harvard on Penalizing Paltering; plus MHVille Markets

Harvard JCHS 2024 ‘Review of Barriers to Greater Use of Manufactured Housing for Entry-Level Homeownership’ – ‘Ubiquitous’ Desires – Flash Report and Analysis; plus MHVille Markets Update

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‘If We Keep Doing What We’ve Been Doing We Will Keep Getting What We Got!” – MHIdea-Post-Production Trade Association(s) Status – MHI, MHARR, NAMHCO, Other Examples Considered – Full Transcript plus Analysis

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Photo credit: Sunshine Homes. Red Bay, AL,
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