Apollo Global Management (APO) The Carlyle Group Inc. (CG) Targeted by Barr Law in Shareholders Investigation – Are Manufactured Housing Institute Connected Firms the Next Cavco (CVCO) Stock Upheaval?


The Globe Newswire and Yahoo Finance on 4.27.2021 are the sources for the following segments of two different press releases that name The Carlyle Group Inc and Apollo Global Management, Inc., among others in a legal probe on behalf of shareholders. The Carlyle Group Inc (NASDAQ:CG) and Apollo Global Management, Inc. (NYSE:APO) each have reported ties to the seemingly periodic eruptions of scandals that have plagued several of the members of the Manufactured Housing Institute (MHI) and its National Communities Council (NCC) for some years. While other publicly traded firms are also named in these legal probes by the Barr Law Group, those parts have been omitted in this report as having less direct relevance to manufactured housing industry professionals and investors.

For those who recall the November 2008 drama surrounding Cavco Industries (CVCO), several such probes on behalf of shareholders were launched.


As noted, the paragraphs that follow are from two different press releases, which have been blended below as shown. Following these pull-quotes will be additional information, commentary, plus related MHProNews linked reports. The quotation mark and the bold type used in the Carlyle and Apollo names have been added by MHProNews for emphasis.


QuoteMarkMHProNewsSAN DIEGO, April 27, 2021 (GLOBE NEWSWIRE) — National law firm Barr Law Group is investigating the actions of the officers and board of directors of Geron Corporation, Cohen & Steers MLP Income and Energy Opportunity Fund, Inc., The Carlyle Group Inc., and Eaton Vance Senior Income Trust. If you are a current owner of shares of any of these stocks, contact leo@barrlaw.com or call (619) 400-4966.

SAN DIEGO, April 27, 2021 (GLOBE NEWSWIRE) — National law firm Barr Law Group is investigating the actions of the officers and board of directors of EQT Corporation, Apollo Global Management, Inc., GreenSky, Inc., and Co-Diagnostics, Inc. If you are a current owner of shares of any of these stocks, contact leo@barrlaw.com or call (619) 400-4966.

Apollo Global Management, Inc. (NYSE: APO) Shareholder Rights Investigation

Barr Law Group is investigating Apollo Global Management, Inc. regarding corporate governance failures, possible breaches of fiduciary duties and other violations of law, including securities claims on behalf of shareholders, related to recent transactions and/or events at the company. To learn more about this investigation and your rights as an Apollo shareholder, visit: http://barrlaw.com/investor-contact. Representation is contingency based, no out of pocket costs.

The Carlyle Group Inc. (NASDAQ: CG) Shareholder Rights Investigation

Barr Law Group is investigating The Carlyle Group Inc. regarding possible breaches of fiduciary duties and other violations of law, including corporate governance failures surrounding recently announced corporate transactions. To learn more about this investigation and your rights, visit: http://barrlaw.com/investor-contact. Representation is contingency based, no out of pocket costs.

…Concerned shareholders are encouraged to contact Leo Kandinov to learn more:

(619) 400-4966

Barr Law Group is a boutique law firm consisting of highly experienced and specialized litigators who represent investors in securities litigation and corporate governance matters. The firm would be happy to further discuss these matters, and any legal rights or remedies potentially available to you, at no charge.

Attorney Advertising. Past results do not guarantee a similar outcome.


Leo Kandinov, Partner
501 W Broadway Suite 800
San Diego, CA 92101



From the Barr Law Group website is the following information about Partner Leo Kandinov. The photo and Barr logo were added by MHProNews from Kandinov’s LinkedIn profile.


LeoKandinovAttorneyPhotoPicBarLawGroupLogoLinkedInLogoMHProNews“Leo heads Barr Law Group’s corporate governance and securities class action practices, with a special focus on client support and engagement. Leo has overseen hundreds of corporate investigations and shareholder complaints arising from corporate misconduct, and has litigated cases to favorable settlements in state and federal courts across the country. Prior to joining the firm, Leo was a partner at Robbins LLP, a leading shareholder rights firm, where he led the firm’s business development group.

Leo frequently speaks to individual investors, fiduciaries and institutions regarding the investment impacts of corporate malfeasance, and the potential value to injured shareholders of pursuing legal remedies.

He has been recognized as a Super Lawyer Rising Star every year since 2016.

Leo earned his Juris Doctor degree from the University of California at Davis School of Law, where he completed the Public Service Law Program and was an associate editor for the Business Law Journal.  He served as a judicial extern for the Honorable Ronald H. Sargis at the U.S. Bankruptcy Court in the Eastern District of California, and as a law clerk for the U.S. Attorney’s Office, Southern District of California.  Leo graduated summa cum laude with a Bachelor of Arts in Political Science from San Diego State University and was Valedictorian of his class.


B.A., San Diego State University, summa cum laude

J.D., University of California at Davis School of Law…”


That same page states that the Barr Law attorney has spoken several times in public forums on related issues.


QuoteMarkMHProNewsSpeaking Engagements

“Monitoring, Alerting, Empowering: How Retail Investors Can Combat Corporate Fraud and Misconduct in the Stocks They Own” at The MoneyShow San Francisco (2019)

“Policing Your Pensions” at National Association of Police Organizations’ 30th Annual Police, Fire, EMS, & Municipal Employees Pension & Benefits Seminar (2018)

“Information, Protection, Justice: Recent Trends in Corporate Fraud and What Trustees Can Do About It” at the Illinois Public Pension Fund Association’s Illinois Pension Conference (2018)…”


Additional Information, MHProNews Analysis and Commentary

The previous reports linked below indicate various types of apparent connections between CG, APO, the manufactured home community space, and the Manufactured Housing Institute.

Manufactured Home Production, Shipments Rise September 2020, HUD Manufactured Housing Data, Manufactured Housing Association for Regulatory Reform Statement, plus Weaponized Agenda-Driven News

Details Behind Big Carlyle-Hometown Deal, Ripples in Manufactured Homes, Communities Ahead


Additionally, Apollo is one of several MHI connected firms that were probed by Senator Elizabeth Warren (MA-D) in purported predatory practices in the manufactured housing industry.



Despite apparent efforts by MHI of ‘promoting’ the industry and its image, MHI’s own promotions ironically include obvious mentions of the troubling point that the industry suffers from a “stigma.” That the stigma exists is not seriously doubted by objective observers.




Years after claiming “momentum” and after “millions” of touches claimed by MHI via their advertorials and various social media efforts, the industry has been in a steady slide since. Despite that disconnect, and other conflict-of-interest and performance scandals, MHI’s board has kept Lesli Gooch, Ph.D., as their CEO.


Years of State, National Level Manufactured Housing Factual Data – Find Your State(s) Production, Shipment Info Here – Troubling Manufactured Home Affordable Housing Trends, Issues, and Fact Checks

MHI has never enforced its initially trumpeted “code of ethical conduct.”


National Communities Council of the Manufactured Housing Institute “Code of Ethics,” SSK Communities Update, Review


The argument can be made that much of the negative “stigma” attached to manufactured housing is directly connected to negative media associated with brands that are routinely connected to MHI, as are those noted in this probe by Barr Law Group.

For those who have not yet carefully inspected the allegations made by Samuel Strommen at Knudson Law, a significant part of his legal analysis focused on the point that MHI members, including communities, were part of the problems dogging the manufactured home profession that have existed since around the dawn of the Berkshire Hathaway era in the manufactured housing industry.


Bombshell! Buffett, Berkshire, Clayton Homes, 21st, Vanderbilt, Specific MHI Members Ripped – “Felony” “Monopolization of the American Manufactured Home Industry” “REITs” – Knudson Law’s Sam Strommen Research


When objective minds ponder that essentially every MHI chairman since Don Glisson Jr stepped down is connected to a firm that has significant legal/media/racial/predatory claims associated with it, a dark picture of MHI emerges.

  • Nathan Smith – SSK Communities which later rebranded as Flagship Communities (TSX: MHC.U) had reported legal issues with residents and regulators, significant negative media, had an “F” rating with the Better Business Bureau, etc.
  • Tim Williams – 21st Mortgage Corporation, Seattle Times and other negative media that charged the Clayton Homes/Berkshire Hathaway (BRK) affiliated lending with racial bias. Strommen report cites them with apparent antitrust allegations.
  • Joseph “Joe” Stegmayer – Cavco Industries (CVCO). Stepped down from his role as chairman and CEO of Cavco under a cloud of a still ongoing SEC probe that resulted in a flurry of legal investigations reminiscent of the one now being announced by the Barr Law Group. Despite stepping down from CVCO leadership, Stegmayer served out his entire tenure at MHI chair.
  • Tom Hodges – General Counsel, Clayton Homes, which along with several other MHI member firms was slammed by the viral HBO Last Week Tonight with John Oliver video. Seattle Times, and several other media have reported federal investigations into various problematic practices. The Strommen report also specifically named Clayton Homes in citing possible “felony” antitrust and RICO concerns.

While that patterns should not be construed as a taint on every firm in the MHI trade group, nevertheless the pattern is what it is.

Will this latest probe cause MHI to invoke its so-called code of conduct? If past history is any guide, and that brief snapshot of what the last several MHI chairmen suggests that appears to be unlikely. The more common MHI and their related brands response in recent years has been to ignore the drama, and attempt to deflect with what a MHEC member called ‘razzle dazzle’ distraction tactics.

MHProNews plans to monitor these Barr Law Group developments with respect to CG and APO and report as deemed warranted.


Programming Note: the manufactured home market and stocks report for 4.27.2021 is below. We will resume our normal publishing schedule shortly.

Notice: The headlines that follow are also from 4.27.2021.  While the arrangement or layout of this report has been modified, several elements of the basic concepts used before are still the same. The headlines can be reviewed at a glance to save time while providing insights across the left-right media divide. Additionally, those headlines often provide clues as to possible ‘market moving’ reports.

The manufactured home connected equities at last night’s closing bell will follow the left-right headline bullets.


Market Indicator Closing Summaries – Yahoo Finance Closing Tickers on MHProNews…



DowJonesAvg4.27.2021AtCloseYahooFinanceNewsLogoMHProNewsHeadlines from left-of-center CNN Business

  • Good luck finding fuel
  • Tanker trucks sit in front of storage silos in Sunray, Texas, U.S., on Saturday, Sept. 26, 2020. After all the trauma the U.S. oil industry has been through this year — from production cuts to mass layoffs and a string of bankruptcies — many producers say theyre still prioritizing output over reducing debt.
  • As Americans gear up to hit the road this summer, gas stations will be running out of gas
  • Starbucks’ US sales are finally bouncing back
  • Elon Musk on Mars: ‘You might not come back alive’
  • GameStop cashes in with sale of more than $550 million in stock
  • A beginner’s guide to crypto lingo
  • He tried to cash in on the NFT craze by auctioning a house. It didn’t work
  • NBA Top Shot customers can’t get their money out. Experts are confounded
  • Wall Street’s losses on Archegos just topped $10 billion
  • Ugly no more: Crocs sales surge
  • You can now get Amazon groceries delivered inside your garage
  • Opinion: The silver lining for workers after a hellish year? A jobs boom
  • Apple is the only company worth $2 trillion. That’s about to change
  • Beyond Meat says its new meatless burger tastes more like real beef
  • ‘Punched-in-the-gut feeling.’ Gannett under fire for paying some women nearly $30,000 less than male peers
  • A man checks his phone near a Google Corporate Office on April 13, 2021 in New York. More than 300 corporates including Google and Mc Donalds are pushing the Biden administration to almost double the United States target for cutting the planet warming emissions, ahead global summit on climate change in 2021.
  • Google revenue jumps 34% to $55.3 billion in the first quarter
  • Founder of space company Blue Origin, Jeff Bezos, speaks about the future of commercial space travel during the 32nd Space Symposium on April 12, 2016 in Colorado Springs, Colorado. Bezos, founder and CEO of Amazon, spoke to the crowd about the business and future of commercial space travel and how his new company, Blue Origin, is looking to make that more accessible to the general public. (Photo by Brent Lewis/The Denver Post via Getty Images)
  • Battle of the billionaires: Jeff Bezos’ rocket company protests SpaceX’s latest NASA contract
  • Elon Musk, founder and chief engineer of SpaceX speaks at the 2020 Satellite Conference and Exhibition March 9, 2020 in Washington, DC. Musk answered a range of questions relating to SpaceX projects during his appearance at the conference.
  • ‘SNL’ cast members are unhappy about Elon Musk’s hosting gig
  • This two-unit investment home in Thousand Oaks, California was auctioned along with a digital artwork of the property as an NFT.
  • He tried to cash in on the NFT craze by auctioning a house. It didn’t work
  • Vehicles parked outside residential homes in Manhasset, New York, U.S., on Friday, April 16, 2021. Across the U.S., house hunters are fighting for scraps in a market picked clean of listings during the key spring homebuying season.
  • Home prices hit a new record, because there simply aren’t enough houses for the crush of buyers
  • 6 steps to avoid running out of money in retirement
  • A U.S. Department of the Treasury Internal Revenue Service (IRS) 1040 Individual Income Tax form for the 2019 tax year is arranged for a photograph in Tiskilwa, Illinois, U.S., on Friday, March 20, 2020. Tax forms and payments wont be due to the Internal Revenue Service until July 15 this year, Treasury Secretary Steven Mnuchin said in a tweet, as the government looks for ways to respond to the coronavirus.
  • The US tax code can make things even harder for Black Americans
  • TECH
  • A man checks his phone near a Google Corporate Office on April 13, 2021 in New York. More than 300 corporates including Google and Mc Donalds are pushing the Biden administration to almost double the United States target for cutting the planet warming emissions, ahead global summit on climate change in 2021.
  • Google parent Alphabet sees revenue jump 34% to $55.3 billion in the first quarter
  • You can now get Amazon groceries delivered inside your garage
  • Founder of space company Blue Origin, Jeff Bezos, speaks about the future of commercial space travel during the 32nd Space Symposium on April 12, 2016 in Colorado Springs, Colorado. Bezos, founder and CEO of Amazon, spoke to the crowd about the business and future of commercial space travel and how his new company, Blue Origin, is looking to make that more accessible to the general public.
  • Battle of the billionaires: Jeff Bezos’ rocket company protests SpaceX’s latest NASA contract
  • FUERSTENWALDE, GERMANY – SEPTEMBER 03: Tesla head Elon Musk arrives to have a look at the construction site of the new Tesla Gigafactory near Berlin on September 03, 2020 near Gruenheide, Germany. Musk is currently in Germany where he met with vaccine maker CureVac on Tuesday, with which Tesla has a cooperation to build devices for producing RNA vaccines, as well as German Economy Minister Peter Altmaier yesterday.
  • Elon Musk on Mars: ‘You might not come back alive’

Headlines from right-of-center Newsmax 

  • Lawmakers Fear Biden’s Afghanistan Exit Is Leaving Women There to a Dark Fate
  • Both Republicans and Democrats said they would oppose aid if the rights of Afghan women and girls are not protected in any peace agreement and preserved after U.S. troops go home. Congress members, many of whom are skeptical about the plans to bring home the 2,500 remaining troops, worry the U.S. departure would cede control to the Taliban, whose 1996-2001 rule brutally curtailed the freedoms of Afghan women and girls.
  • The Biden Presidency
  • Biden Administration to Limit Immigration Arrests at Courthouses
  • Babin: Sending Millions to Northern Triangle Won’t Stop Border Crisis
  • Biden Wants to Give IRS $80B, Increased Authority to Collect Unpaid Taxes
  • Rick Scott: Kerry Must Resign if Iran Allegations Are True
  • Norquist: Biden Embracing Tax Policy Rejected Decades Ago
  • Biden Education Chief Pushed ‘Woke’ Curriculum in Connecticut
  • 4-Star Generals Want China, Russia Intel Declassified
  • Kerry: Possible to Work With China on Climate Change Despite Other Differences
  • Rubio: Kerry’s ‘Love’ of Iran Nuclear Deal May Have Clouded Judgment
  • Pelosi Restricting Members of Congress to Attend Biden Speech
  • More The Biden Presidency
  • Newsfront
  • Trump: ‘Insane’ for Dems to Fight Arizona Election Audit
  • Democrats fighting an audit of Arizona’s election results is not only an admission of using “unconstitutional” election processes, but it shows the Democratic Party “has gone absolutely insane,” says former President Donald Trump…
  • Related Stories
  • Trump Endorses Susan Wright in Texas House Race
  • Chauvin Sentencing in Floyd Death Pushed Back to June 25
  • entencing for former Minneapolis police Officer Derek Chauvin in
  • Wall Street Ends Mixed as Earnings Wave Nears
  • Tepid results from Tesla and 3M weighed on Wall Street on Tuesday,
  • SPONSOR: The upcoming currency war. Any currency that you can trust?
  • Fauci: US Should Begin Seeing COVID Turning Point in ‘A Few Weeks’
  • Anthony Fauci said Monday that Americans should begin seeing a
  • Related
  • Poll: Seniors’ Political Leanings May Affect Vaccine Enthusiasm
  • CDC: Many Americans Can Now Go Outside Without Mask
  • Eli Lake: Iran Talks Can Do Without Russia’s Diplomatic Mischief
  • Negotiations over Irans nuclear program just got more interesting.
  • Grover Norquist: Biden Wants Return to Tax Policy Rejected Decades Ago
  • President Joe Biden wants to raise the nation’s capital gains tax to
  • The Highest Paying Cash Back Card Has Hit the Market
  • SPONSOR: Score a $200 bonus offer. No annual fee.
  • Rick Scott: Kerry Must Resign if Iran Allegations Are True
  • Rick Scott, R-Fla., said John Kerry, President Joe Biden’s
  • Elon Musk on Mars Trip: ‘You Might Not Come Back Alive’
  • Elon Musk has admitted that “a bunch of people will probably die” in
  • This Drops Blood Sugar to Normal – Even When Eating Sweets
  • SPONSOR: One small change can not only help keep your blood sugar
  • Lummis Introduces Bill to Lower Legal Limit to Buy Handguns to 18
  • Cynthia Lummis, R-Wyo., on Tuesday introduced a bill to lower
  • 4-Star Generals Want China, Russia Intel Declassified
  • Top U.S. military commanders are pressing Biden administration
  • Physical Gold and Digital Currencies Get Married
  • SPONSOR: GoldPro has the lowest prices on gold and silver
  • Rubio: Kerry’s ‘Love’ of Iran Nuclear Deal May Have Clouded Judgment
  • Former Secretary of State John Kerry may have leaked information
  • Related
  • Calls Growing for Investigation Into Kerry Over Iran Accusation
  • Kerry Denies Telling Iranian Foreign Minister About Israeli Operations in Syria
  • Nikki Haley to Newsmax TV: Kerry ‘Disgusting,’ Should Be Off Security Council |
  • John Kerry Told Iran About 200 Israeli Operations in Syria, Foreign Minister Claims
  • Iran, US Warships Have Tense Persian Gulf Encounter
  • American and Iranian warships had a tense encounter in the Persian
  • Police Applications ‘Historically Low’ in New Jersey, Philadelphia
  • Applications to the Philadelphia Police Department and to New
  • Marjorie Taylor Greene to Address ‘Back the Blue’ Rally
  • Marjorie Taylor Greene, R-Ga., said she will speak at a rally
  • Former Dallas Cop Who Killed Neighbor Appealing Conviction
  • A Texas court is scheduled to hear arguments Tuesday on overturning
  • States Fear Supreme Court Gun Case Will Undermine Local Control
  • The U.S. Supreme Court’s decision to examine a New York law barring
  • Related
  • Supreme Court Agrees to Hear Major Concealed Handgun Case
  • Trump Endorses Susan Wright in Texas House Race
  • Former President Donald Trump has endorsed Susan Wright, who is
  • DC Police Victim of Apparent Extortion Attack
  • The Washington, D.C., police department said Monday that its computer
  • Biden Education Chief Pushed ‘Woke’ Curriculum in Connecticut
  • The Connecticut education system passed a “woke” curriculum in
  • US Delays Enforcing Tougher ID Rules Until May 2023
  • The U.S. Homeland Security Department confirmed on Tuesday it will
  • Poll: 1-in-4 Women Worse Off Financially Since Start of Pandemic
  • About one-in-four American women say that their financial situation
  • James Carville: ‘Wokeness Is a Problem for Democrats ‘And We All Know It’
  • Longtime Democratstrategist James Carville told Vox on Tuesday that
  • Electric Cars: What to Do With the Dead Batteries?
  • Electric cars are touted as a way cut down on carbon emissions and go
  • Poll: 62 Percent of Registered Voters Oppose Defunding Police
  • Sixty-two percent of registered voters oppose defunding the police,
  • Oklahoma Gov Signs 3 Anti-Abortion Bills
  • Oklahoma Gov. Kevin Stitt, R, on Monday signed three bills into law
  • California Meets Threshold to Set Recall of Governor Newsom
  • California has verified more than enough signatures needed for a
  • Firm Recounting Arizona Ballots Wants Methods Kept Secret
  • A contractor hired by Arizona’s state Senate to oversee the recount
  • Emergent CEO Unloaded $10M In Stock Before Plant Ruined 15M COVID Vaccine Doses
  • Emergent BioSolutions CEO Robert G. Kramer unloaded approximately $10
  • Census: Texas Gains Congress Seats, Calif. Loses for First Time
  • The nation’s political center of gravity shifted further to the
  • Wokeism Killing America’s Interest
  • Sunday’s Oscars bombed big time. In delayed fast national results
  • Florida Launches New Policy For Cars Used Less Than 49 Miles/Day
  • More Newsfront
  • Finance
  • Consumer Confidence Jumps to 14-Month High
  • Consumer confidence rose sharply for a second straight month, hitting the highest level since the pandemic began, as the rapid rollout of vaccines and another round of U.S. financial support for Americans boosts optimism.
  • Biden’s First 100 Days Set Record For Best Market Returns Since WWII
  • Musk Says Tesla Sold Bitcoin to Prove Liquidity as Cash Alternative
  • Major Automakers to Press Congress on Chips Shortage
  • Toyota is Buying Lyft’s Self-Driving Unit for $550 Million
  • More Finance
  • Health
  • COVID-19 Could Raise Odds for Heart Failure
  • In rare cases, people hospitalized for COVID-19 can develop heart failure, even if their hearts were previously healthy, new research shows. The researchers found that of over 6,400 COVID-19 patients at their hospital, 0.6% newly developed heart failure…
  • Should Black Adults Take Vitamin D Supplements to Help Their Hearts?
  • Secondhand Smoke Can Raise Odds for Mouth, Throat Cancers
  • The Health Benefits of Forest Bathing
  • Gotu Kola Helps Prevent Alzheimer’s Disease and Cognitive Decline

Manufactured Housing Industry Investments Connected Closing Equities Tickers

Some of these firms invest in manufactured housing, or are otherwise connected, but may do other forms of investing or business activities too.

                          • NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry lender
                          • NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).
                          • NOTE: Deer Valley was largely taken private, say company insiders in a message to MHProNews on 12.15.2020, but there are still some outstanding shares of  the stock from the days when it was a publicly traded firm.  Thus, there is still periodic activity on DVLY.




Spring 2021

Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.
· LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
· AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.
Enjoy these ‘blast from the past’ comments.

MHProNews. MHProNews – previously a.k.a. MHMSM.com – has celebrated our 11th year of publishing, and is starting our 12the year of serving the industry as the runaway most-read trade media.


Sample Kudos over the years…

It is now 11+ years and counting


Learn more about our evolutionary journey as the industry’s leading trade media, at the report linked below.

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That’s a wrap on this installment of “News Through the Lens of Manufactured Homes and Factory-Built Housing” © where “We Provide, You Decide.” © (Affordable housing, manufactured homes, stock, investing, data, metrics, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

Notice, this photo was taken before several on Fox News took a turn away from more right-leaning reporting to more left-leaning or anti-Trump views.

By L.A. “Tony” Kovach – for MHLivingNews.com.
Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com. This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.


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