Al Kemp on COVID-19, Manufactured Home Communities, plus Manufactured Housing Investing, Stock Updates

Every DowJones5.28.2020ManufacturedHomeStockUpdatesBroaderMarketSnapshotQuoteMark1ManufacturedHomeLivingNews one of us has to change our lifestyle to help reduce the spread of this terrible virus. Some tips for manufactured home community owners and managers:


  • Do daily cleaning of any common area accessible to residents, including your office.
  • Close non-essential common area facilities such as club houses and playgrounds.
  • If possible, have a supply of hand cleaners with at least a 60% alcohol base to give to anyone who asks.
  • Have a hand cleaner in your office; ask anyone who enters to use it immediately.
  • Place and replace hand cleaner in any accessible common area facilities.
  • According to some psychologists, panic/hysteria accompanies any widespread situation that can negatively affect people, hence people wearing masks that will not protect them, buying excessive quantities of toilet paper, hand cleaner, etc. You can ease this panic by good communication with your residents.”


The above is from the MHPO website, which claims Al Kemp as the Executive Director of Manufactured Home Park Owners Alliance of British Columbia. The following is also from the MHPO website.

Kemp provided MHProNews with some Q&A insights that could prove useful to people on both sides of the U.S.-Canadian border.

Per Kemp, “Some of these are specific to British Columbia government regulations of course,” with respect to the facts and ideas that follow further below. That said, some of it is just plain good sense that will make sense for scores of community operators/managers.

Kemp also said that in their area “We are down to single digit new [COVID19] cases!”

. . . Al

Good news indeed.

Also from the MHPO website.


QuoteMark1ManufacturedHomeLivingNewsDo You Know . . .

. . . that there are about 1000 manufactured home communities in BC?

. . . that our industry provides attainable, affordable housing to over 60,000 BC households?

. . . that about 40% of all manufactured community owners are members of our association?

If you own or manage a manufactured home community, we guarantee you will expand your knowledge and contribute to your success by joining our Association.”


As usual, tonight’s featured focus will be located beyond our traditional left-right business nightly headline review, quotable quotes, and market snapshots. The individual tracked stocks at the closing bell are located after our featured focus and related reports.



Quotes That Shed American Social, Industry Light…


See the update report with new information at this link here.


The quote by President Obama is often agreed to by people on either side of that left-right media divide. Not only in politics, but also with respect to manufactured housing, there is a need to challenge the narrative spun by the so-called Omaha-Knoxville-Arlington axis and their allies. Not only must the prevailing narrative be challenged, it must be repeatedly challenged, because efforts at manipulation and propaganda are arguably ongoing too.


Understanding media bias is useful to sifting through possibly hidden agendas.




Deepa Kumar quote from  the thought-provoking video documentary drama, Shadows of Liberty.  You can stream it online.



Headlines from left-of-center CNN Business

  • Carl Icahn dumps Hertz
  • Billionaire activist investor Carl Icahn attends the Leveraged Finance Fights Melanoma charity event in New York, U.S., on Tuesday, May 19, 2015. Lyft Inc. is worth more than its recent $2 billion valuation, based on the $50 billion value of larger car-hailing rival Uber Technologies Inc., Icahn said, after he led a fundraising round at Lyft last week.
  • The activist investor believed in the company right until the end. And it cost him $2 billion
  • Beware of bankrupt stocks like JCPenney and Hertz
  • JCPenney reopens 150 stores
  • Facebook and Twitter clash over fact-checking
  • Analysis: Trump’s crackdown on Big Tech is misguided
  • Exclusive: Corporate America is very, very bullish on the economic recovery
  • 1 in 4 American workers have filed for unemployment benefits since March
  • America’s awful economy in the first quarter was even worse than we thought
  • Starbucks mugs and tumblers are in hot demand from bargain hunters
  • The pandemic is changing how much frozen food we buy
  • North Carolina hospital turns to drones to aid Covid-19 response
  • Startup changing how people retire
  • Solar panels are mounted atop the roof of the Los Angeles Convention Center on September 5, 2018 in Los Angeles, California. The solar array of 6,228 panels is expected to generate 3.4 million kilowatt hours of electricity per year. A landmark bill committing the state to 100 percent clean energy by 2045 may be signed by California Governor Jerry Brown.
  • A major milestone: The United States now consumes more renewable energy than coal
  • Employees work inside the Inc. fulfillment center in Baltimore, Maryland, U.S., on Tuesday, April 30, 2019. will spend $800 million in the current quarter to reduce delivery times for top customers to one day from two, trying to revive its main e-commerce franchise and ward off greater competition.
  • Amazon will keep most of the jobs it added during the pandemic
  • Tables are seen set 6ft apart at Galatoire’s Restaurant on May 22, 2020 in New Orleans, Louisiana. The City of New Orleans, which has suffered over 2,500 deaths due to the COVID-19 pandemic, began allowing restaurants to reopen at 25% capacity during Phase 1 of reopening.
  • Fresh air, bright lights and no clutter: What makes a pandemic-friendly restaurant
  • 397155 06: Mickey Mouse rides in a parade through Main Street, USA with Cinderella's castle in the background at Disney World's Magic Kingdom November 11, 2001 in Orlando, Florida.
  • Disney CEO explains why it’s safe to go back to Disney World
  • Disney World will reopen its gates in July
  • Apple will reopen 100 stores in the US this week
  • The NBA in talks with Disney about July return date
  • People are flying again … sort of
  • An airline employee walks past empty American Airlines check-in terminals at Ronald Reagan Washington National Airport in Arlington, Virginia, on May 12, 2020. – The airline industry has been hit hard by the COVID-19 pandemic, with the number of people flying having decreased by more than 90 percent since the beginning of March.
  • American and Delta are preparing for potentially massive layoffs
  • Boeing lays off nearly 7,000 workers
  • EasyJet to slash workforce by 30%
  • Latin America’s largest airline files for Chapter 11
  • Lufthansa clinches $10 billion bailout

Headlines from right-of-center Fox Business

  • Target, AutoZone respond after protests in Minneapolis leave trail of destruction
  • Rioters set fire to a number of small businesses and chain stores while protesting the police-involved death of George Floyd.
  • House votes to give recipients of small business loans more flexibility
  • Stocks retreat as Trump preps social media and China crackdowns
  • ‘Devastated’ gym owners sue embattled governor over ‘unconstitutional’ closures
  • Pork plant stricken with staggering number of coronavirus cases
  • 3 steps you can take today toward building wealth during a crisis
  • ‘Homeless’ lawmakers who sleep in offices spark fears of virus spread
  • Report: Big Tech titans illegally servicing blacklisted Chinese firms
  • Las Vegas Strip returns from lock down with less of its notorious excess
  • 20% of Americans plan to make this dangerous move during COVID-19
  • Bath & Body Works closing 50 US stores after coronavirus shutdown
  • Instagram adds coronavirus CDC links to posts mentioning virus
  • NYC businesses won’t get notice before coronavirus reopening day
  • These universities have the highest endowments in the world
  • Some college athletes could make way more on social media than playing
  • NFL
  • EA Sports retains ‘Madden NFL’ exclusive video game rights
  • 65% of pre-retirees worry they won’t manage to pay for this major expense
  • Who is the richest president in the world?
  • Restaurants plan for outdoor dining following coronavirus shutdowns
  • Zuckerberg: Government censorship of social media isn’t the ‘right reflex’
  • No pool? Stock tanks are the cool new alternative
  • Legoland in Florida reveals June 1 post-coronavirus reopening
  • Trump’s proposed social media EO would be ‘abuse of power’: Carly Fiorina
  • China votes to override Hong Kong’s autonomy on national security, sparking international backlash
  • Restaurants say socially distant dining rooms could wipe out business
  • UPS adds peak delivery surcharge to manage e-commerce demand amid coronavirus
  • WATCH: Why financial expert Dave Ramsey calls Payroll Protection Program ‘a noose’
  • SEE PICS: Maryland mansion with very unique basement up for sale
  • US economy hurt worse than expected as virus triggered historic lockdown
  • NEWS
  • Trump extends National Guard coronavirus orders
  • Fed lending program for state, local governments up and running
  • Budget grocer Aldi rolls out curbside pickup nationwide
  • NEWS
  • SeaWorld announces plans for Orlando park to reopen: Here’s what to expect
  • Researchers issue stark warning about supply of Social Security benefits
  • Labor sec. to Bartiromo: Unemployment figures show ‘heartening’ improvement
  • 3 ways your Social Security checks could be reduced by COVID-19
  • Trump administration carves out $10B in small business relief fund for low-income communities
  • TECH
  • DoorDash delivering new service to restaurants looking to avoid some fees
  • Ex-White House adviser Gary Cohn: Congress needs to ‘do more’ to aid recovery
  • NEWS
  • ‘God be with you’: Trump marks ‘very sad milestone’ in coronavirus pandemic
  • Dollar chains report surge in sales on coronavirus-driven demand
  • TECH
  • CVS will test using self-driving cars to deliver prescriptions, products
  • Over 2.1M Americans filed for unemployment last week, pushing total job losses to 40M from coronavirus lockdown
  • Under pressure over Trump action, Twitter also fact-checks Chinese official
  • Steve Madden reports $17.5M loss


10 Market Indicator Closing Summaries – Yahoo Finance Closing Tickers on MHProNews…


Featured Focus – Where Business, Politics and Investing Can Meet


From Al Kemp, MHPO Alliance of British Columbia.


QuoteMark1ManufacturedHomeLivingNews“As we try to operate our business under the COVID-19 restrictions, plus plan for changes Dr. Bonnie Henry announces, I continue to get lots of questions that haven’t been asked or answered before. Time to share some of my answers with you.

 Q) This week I’m drafting up our plans for reopening our amenities based on the Province’s plans for reopening after COVID. We’re concerned about these plans as they pose potential troubles. For example, if a sick tenant were to be using the amenities alongside healthy tenants, that could be an issue.

We plan to put capacity limits on things like our gyms and our lounge areas. We’ll also reconfigure the furniture layout to ensure proper social distancing. We’ll also be rolling out permanent sanitization stations at key points around the amenities and we’ll be obtaining proposals from our cleaning contractors regarding amenity cleaning.

What are your thoughts regarding landlords reopening amenities?

What capacities would be good as well as what timing?

Do we follow the Province’s lead, or do we delay a little more?

How about a reduced capacity that increases as the situation improves?

Do we put more severe capacity limits on the amenities or try and maximize their use with safety in mind?

We’re also concerned about the possibility of a stop/start scenario where we open, then close, then open again as the Province phases in and out of lockdown.


A. Like so much as we change our lives and how we run our business, common sense is the most important commodity.  I think most residents will appreciate the “go slow but in the right direction” approach.

You are definitely on the right track. As Dr. Henry has consistently told us, physical distancing and washing/sanitizing hands are the two most important safeguards; your plan fits that.  You can limit the number of people using any amenity at the same time; but how do you police it?  I suggest in any notices you issue, you stress the limit is X people, and you expect users to ensure that maximum is adhered to in everyone’s interest and it is the user’s responsibility to ensure the rules are followed.  “It’s OK to tell someone they are too close, or they can’t come in until someone leaves.” would be good to include.  Also, request users occupy the facility for a reasonable time so others can also use it. You can’t have staff at every door every hour; nor do you want people complaining to management or demanding that someone tell Joe or Jane they have to leave.

You need to state from a liability perspective that everyone uses the amenity at their own risk; the company is not responsible for any infected person using the facility; however, anyone who is not feeling in 100% good health should avoid using the amenity to ensure others are protected.  (Again, you can’t police it; this is to protect you from a claim)


Q) We have some scofflaws who are able to pay their rent, but “We don’t have to.” When and if they finally pay, can we charge interest?

A) I want to say yes – at 20% per day! However, while the Residential Tenancy Act doesn’t refer to interest, I think the correct answer is no for two reasons. Charging interest would likely be ruled as an illegal rent increase, and/or it could be ruled to be “unconscionable” as defined in the Regulation.


Q) I know we can’t issue notices to end tenancy for unpaid rent. Is there anything we can do? What if this ban continues for several months?

A. The length of the ban is everyone’s concern. The Emergency Order is explicit: no evictions (wrong word, but meaning clear). However, you can apply for a Monetary Order and for an Order to Comply with the Residential Tenancy Act and the Tenancy Agreement. Orders to Comply are frequently used in manufactured home communities where an end to the tenancy means the tenants lose their home.

You would request $XXXX in your application being all unpaid rent to date plus the next month’s The hearing would likely be in +/- three months, so you could amend your application later to include all unpaid rent to the month in which the hearing is held. The Order to Comply would be to pay all future rent in full on time.


Q. Follow-up: A monetary order is fine; however, we don’t want to imply the tenant doesn’t need to pay rent at least until the dispute resolution decision is issued. What else can we do?

A) You should send the tenant a letter each month stating:

  • Continued non-payment is against the law and your tenancy agreement.
  • You are placing your tenancy at risk.
  • You currently owe $XXXX and this is a demand that you pay the full amount within 48 hours (e.g.)

This likely won’t get the scofflaws to pay the rent; however, it ensures an arbitrator that you did everything legally possible to try to collect the rent. In other words, you were attempting to “mitigate your loss,” one of the four part tests to prove a tenant should compensate you for what the tenant did – or didn’t do in this case.


Q) We applied for an early order to end tenancy and got and served an Order of Possession. Now we find out the court won’t issue a Writ of Possession. Can we do anything?

A) Not much unfortunately! What might work is to engage a Court Bailiff to contact the tenant and inform his of the consequences of not complying with the Order of Possession: as soon as a writ can be obtained, all the tenant’s stuff will be removed and the tenant will be responsible for the several thousand dollars of the Bailiff’s costs.


Q) The tenant isn’t paying rent; can we add the $25 late fee to what is owed? Can we add $25 each month to each previous month’s unpaid rent?

A) Assuming the $25 late fee provision is in your tenancy agreement, it is a late fee. Unpaid rent isn’t late; it is unpaid. So, the technical answer is no. However, to perhaps get the tenant’s attention, the monthly letter you send can include the late fee and even add $25 for each month, so your “invoice” is for $25 for the current month, $50 for the previous month, $75 for the month before that, etc. When/If you file a claim, exclude the late fees.


A final note: If you obtain an order of possession for any reason, the tenant becomes an occupant the date of the Order. If the tenant offers to pay any rent, accept it, but remember to ALWAYS issue a receipt stating, “For use and occupancy only; does not reinstate the tenancy agreement.” If you simply accept “rent,” you have reinstated/created a tenancy agreement. Ensure any employees who can accept rent are aware of this.”


For insights on this side of the norther border, see the related reports that follow.


Related Reports:

Manufactured Housing Institute Insider’s Keith Ellison Revelation, “Anti-Consumer” Bias, Other Leaks

New Data Surfaces on Buffett Family, Foundation Funding Sources Which Attacked Manufactured Housing, plus Manufactured Home Stock, Investing Updates

In Manufactured Housing’s COVID19 War, MHARR Wins A Battle – Retailers, Installers & Transporters Alert

Mainstream Media Spotlights MHARR Letters on HUD’s Dana Wade, FHFA’s Mark Calabria

Tornado Devastates, Death Toll at Least 25 – Videos, Reports and Manufactured Housing Lessons

Buffett/Berkshire Bust! Stunning Charges – Frank Rolfe, Dave Reynolds, Impact Communities Lawsuit Against Residents; MHAction Connection Evidence

Insider Blows Whistle on Dana Wade Confirmation Statement

Manufactured Housing Industry Investments Connected Closing Equities Tickers
Some of these firms invest in manufactured housing, or are otherwise connected, but may do other forms of investing or business activities too.

              • NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry lender
              • NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

Spring 2020
Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.
· LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
· AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.
Enjoy these ‘blast from the past’ comments.
MHProNews. MHProNews – previously a.k.a. – has celebrated our tenth anniversary and is in year 11 of publishing.

Learn more about our evolutionary journey as the industry’s leading trade media, at the report linked below.


· For expert manufactured housing business development or other professional services, click here.
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Disclosure. MHProNews holds no positions in the stocks in this report.

2019 Year-End Totals Reveals Decline in New HUD Code Manufactured Home Production, Shipments vs. 2018

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That’s a wrap on this installment of “News Through the Lens of Manufactured Homes and Factory-Built Housing” © where “We Provide, You Decide.” © (Affordable housing, manufactured homes, stock, investing, data, metrics, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

MHProNews traveled to Washington, D.C. on the week of 12.2.2019 so Tony could present to the FHFA Listening Session and meet with others in the Capitol during the week regarding industry issues.

By L.A. “Tony” Kovach – for
Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters. Connect on LinkedIn:
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