MHARR “Admonishes” HUD Secretary Marcia Fudge, Biden Admin for Manufactured Housing Oversights – Follow Ups on Overdue HUD, Federal Mandates on Manufactured Homes


The Washington, D.C. based Manufactured Housing Association for Regulatory Reform (MHARR) made the following statement in a release to MHProNews. This will be followed by additional information from MHARR. Some analysis and commentary will follow.

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MainstreamMediaSpotlightsMHARR_LettersHUDDana WadeFHFA-MarkCalabriaManufacturedHousingAssocRegulatoryReformLogoMHProNews

FOR IMMEDIATE RELEASE                                                                     Contact: MHARR

(202) 783-4087





Washington, D.C., May 20, 2021 – The Manufactured Housing Association for Regulatory Reform (MHARR) in a May 13, 2021 communication to HUD Secretary Marcia Fudge (see, Attachment 1), has admonished the Department and its leadership under the Biden Administration for failing to include or mention the advancement of inherently affordable, non-subsidized manufactured housing among various activities HUD is undertaking to address “urgent housing needs” and establish “the foundations to tackle longer-term housing challenges.”

Specifically, in a May 6, 2021 News Release titled “Fact Sheet: HUD at 100 Days,” (see, Attachment 2) the Department sets out what it considers to be “key accomplishments” thus far under the Biden Administration, as well as goals and objectives relating to both housing and broader community development, including “affordable housing.” Nowhere, though, does the Fact Sheet, include, address, or even mention the inherently affordable, non-subsidized manufactured homes that HUD itself regulates. Thus, while the so-called “Fact Sheet” lauds and details more than $31 billion in subsidies and other expenditures of federal taxpayer funds to supposedly promote “affordable housing,” it ignores – and would indicate that HUD as an agency is ignoring – the inherently affordable manufactured housing that it is responsible for not only regulating, but also advancing in accordance with the purposes and congressional objectives of the Manufactured Housing Improvement Act of 2000.

As a result, MHARR’s communication calls on Secretary Fudge to take steps now to address and rectify the four major barriers (i.e., full program reform in accordance with the 2000 law; elimination of discriminatory and exclusionary zoning; revitalization of the Federal Housing Administration’s Title I manufactured housing program; and full implementation of the Duty to Serve) that continue to impede the evolution and growth of the industry, as well as the fulfillment of its enormous potential to meet and satisfy the nation’s growing need for affordable homeownership.  By resolving these issues, Secretary Fudge and the Biden Administration would not only help provide affordable housing and homeownership for millions of lower and moderate-income American families, but also preserve billions of dollars in funding that could be used for other efforts.

In Washington, D.C., MHARR President and CEO, Mark Weiss, stated: “Manufactured housing is the embodiment of the type of affordable homeownership that the Biden Administration has indicated it wants to make available on an equitable basis for all Americans. By its very nature, manufactured housing is a great ‘equalizer,’ that is available and accessible to nearly every American regardless of income, race, class, creed, or any other factor. As such, and in accordance with existing federal law, the Biden Administration – and especially HUD – should be doing everything within their power to ensure that inherently affordable, non-subsidized, federally-regulated manufactured housing is fully available as a viable homeownership option for all Americans, without any extraneous, baseless restraints.” Weiss continued, “On behalf of the entire industry, but most importantly, its smaller, independent businesses, we look forward to working with Secretary Fudge and the Biden Administration in order to make this a reality.”

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.

— 30 —

Manufactured Housing Association for Regulatory Reform (MHARR)

1331 Pennsylvania Ave N.W., Suite 512

Washington D.C. 20004

Phone: 202/783-4087

Fax: 202/783-4075






The attachments from MHARR, included the HUD fact sheet, are linked here and here.

MHARR also included the following letter. The text of that letter below covers some of the same ground. But it also adds some additional wrinkles, insights, and requests that merit the attention of industry professionals and all other interested parties, for reasons that will become evident.

This letter was addressed to HUD Secretary Fudge, but also to senior Democratic and Republican leaders in Washington, D.C.



May 13, 2021


Hon. Marcia Fudge
U.S. Department of Housing and Urban Development Suite 10000
451 7th street, S.W.
Washington, D.C. 20410

Re: The Omission of Affordable Federally-Regulated Manufactured Housing from the “HUD at 100 Days” Report

Dear Secretary Fudge:

I am writing on behalf of the members of the Manufactured Housing Association for Regulatory Reform (MHARR). Manufactured homes, as you know, are comprehensively regulated by the U.S. Department of Housing and Urban Development (HUD) pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974 (42 U.S.C. 5401, seq.), as amended by the Manufactured Housing Improvement Act of 2000 (2000 reform law). MHARR’s members are mostly smaller and medium-sized independent producers of HUD regulated manufactured housing, situated in all regions of the United States.

We have read with great interest the recently-published “HUD at 100 Days” Fact sheet. That document addresses, in substantial part, HUD’s efforts, under the Biden Administration, to address homelessness and increase the availability of affordable housing for American families through federal grants and other types of funding provided to public housing authorities and related government-based entities. And while we applaud these initiatives, as well as the Administration’s broader focus on promoting affordable housing and homeownership, we are extremely disappointed and surprised that neither HUD — nor you, as HUD Secretary — have thus far embraced or expressly recognized (either in this Fact Sheet or through other actions to date) the critical role of manufactured housing, re lated b HUD itsel , in providing a private-sector resource to address and remedy both homelessness and the critical need for affordable homeownership in the United States.

The U.S. Congress, long ago, recognized the unique status of manufactured housing as the nation’s premiere source of inherently affordable, non-subsidized housing and homeownership, and has acted consistently to protect, expand and advance both the affordability and availability of manufactured homes for all Americans and, most especially, lower and moderate-income families.

As a result, Congress provided for the regulation of manufactured housing production and safety under uniform, federally-preemptive standards under the 1974 Act as subsequently updated, modernized and strengthened by the 2000 reform law. Then, when Congress saw that the availability of consumer financing for manufactured homes was a significant restraint on their wider availability and utilization, it acted to advance support by both the Federal Housing Administration (FHA) and the Government Sponsored Enterprises (GSEs) (i.e., Fannie Mae and Freddie Mac) for the manufactured housing consumer loan market in the Housing and Economic Recovery Act of 2008 (HERA). Specifically, as part of HERA, Congress increased the value of manufactured home consumer loans that would be eligible for FHA underwriting, and mandated the securitization and secondary market support of manufactured home consumer purchase loans by Fannie Mae and Freddie Mac as part ofthe statutory Duty to Serve Underserved Markets (DTS).

Unfortunately, though, years and, in some cases decades later the manufactured housing industry and American consumers of affordable housing continue to face serious obstacles and intentional discrimination that, combined with baseless resistance to the full and proper implementation of these good laws within relevant federal agencies, have undermined the full realization of Congress’ laudable objectives. These barriers, which, in combination, have prevented the industry from supplying millions of lower and moderate-income Americans with high-quality, inherently-affordable homes, include the following:

  1. HUD’s continuing failure to fully and properly implement all program reforms of the 2000 reform law, including its ongoing maintenance of an archaic and dysfunctional contract-based regulatory system which needlessly increases regulatory compliance costs for both the industry and consumers;
  2. Discriminatory local zoning restrictions and exclusions that HUD has failed — and continues to fail — to correct and eliminate through the full and proper implementation of the enhanced federal preemption authority enacted by Congress as part of the 2000 reform law;
  3. Decimation of the FHA Title I manufactured housing finance program as a result of excessive Government National Mortgage Association (GNMA) regulatory criteria for the securitization of insured manufactured housing lenders; and
  4. The decade-and-a-half failure of Fannie Mae and Freddie Mac with the de fagLQ approval of the Federal Housing Finance Agency (FHFA) to implement the DTS mandate with respect to manufactured housing and manufactured home consumer financing. Although this mandate falls under the regulatory jurisdiction of FHFA, the industry believes and maintains that, based on the entirety of federal manufactured housing law, the Secretary of HUD, as the de facto “guardian” of federal superintendence of the manufactured housing industry, has an obligation and responsibility to address and resolve this matter for the benefit of American consumers of affordable housing.

The ultimate consequence of all the foregoing has been — and continues to be — a severe shortfall in the availability of inherently affordable manufactured housing, as part of a broader deficit in the availability of much-needed entry-level, “starter homes,” as recently documented by an April 2021 Freddie Mac analysis.

Based on all of this, we hope that you can understand and appreciate our extreme disappointment and dismay at the exclusion of affordable, high-quality manufactured housing the regulation of which HUD fully and completely controls, from the recitation of HUD’s top level housing priorities, as reflected in the Department’s “First 100 Days” news release. Given your background in housing, as well as your Senate confirmation hearing testimony, we can only surmise that this omission is an outgrowth of either: (1) a lack of relevant and appropriate input from HUD staff; or (2) a lack of crucial information and input as a consequence of not having yet communicated directly with industry representatives. We say this, and our concern arises from the fact that, this is the first time in our collective memory that a new HUD Secretary has not had direct interaction and engagement with MHARR as the national representative of the smaller, independent businesses which constitute the traditional nucleus of the manufactured housing industry within the initial months of their tenure.

We thus view a direct meeting with you to be an urgent matter for both the industry and the millions of Americans who rely on manufactured housing as a primary resource for affordable homeownership. Consequently, we will contact your office soon to pursue a meeting to address these matters.

Again, we welcome your confirmation as HUD Secretary, and look forward to speaking with you directly.


Mark Weiss

President & CEO


cc: Hon. Joseph R. Biden

Hon. Kamala Harris

Hon. Sherrod Brown

Hon. Patrick Toomey

Hon. Maxine Waters

Hon. Patrick McHenry

Hon. Mark Calabria



To the points MHARR raised about failure to implement the Manufactured Housing Improvement Act of 2000 (MHIA or 2000 Reform law), the following pull quotes underscore the points made by MHARR.

Put differently, the fact- and evidence-based MHARR has the facts on their side. It is now a question if Secretary Fudge was just posturing for the Senate when she made pro-manufactured housing statements, or if she was indeed sincere in those comments. But in fairness, something similar could be said about the FHFA.



More than 100 days in, there is no sign yet – as Weiss stated above – that Fudge is serious about seeing more affordable home ownership via HUD Code manufactured homes. Time will tell, and MHProNews will monitor and report either way. See the linked and related reports to learn more. The Friday evening manufactured housing connected equities for 5.21.2021 and related market insights at the close yesterday follow the linked reports.



Notice: While the layout of this business daily report has recently been modified, several elements of the basic concepts used previously are still the same. The headlines that follow below can be reviewed at a glance to save time while providing insights across the left-right media divide. Additionally, those headlines often provide clues as to possible ‘market moving’ reports.


Market Indicator Closing Summaries – Yahoo Finance Closing Tickers on MHProNews…

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Headlines from left-of-center CNN Business = from 5.21.2021

  • Nadella responds
  • Satya Nadella, chief executive officer of Microsoft Corp., speaks during a climate initiative event at the Microsoft Corp. campus in Redmond, Washington, U.S., on Thursday, Jan. 16, 2020. Microsoft unveiled plans to invest $1 billion to back companies and organizations working on technologies to remove or reduce carbon from the earth’s atmosphere, saying efforts to merely emit less carbon aren’t enough to prevent catastrophic climate change.
  • Microsoft’s CEO addresses the news of Bill Gates’ affair with employee
  • Cryptocurrencies crashed this week. But digital coins are still the future
  • Amazon is shutting down its Prime Now two-hour delivery app
  • Analysis: The Fed needs to get real about inflation
  • QAnon is spreading in churches. These pastors are trying to stop it
  • The fastest way to fix a labor shortage: Pay more
  • Home prices just smashed another record
  • A hybrid work model can be really effective. Just ask these companies
  • Opinion: Black Wall Street was an inspiration. Now we must rebuild it
  • Fisker plans to make the first all-electric popemobile
  • Elon goes to Russia: Musk wants to build a Tesla plant there
  • Tribune Publishing shareholders approve takeover by ‘vampire’ hedge fund
  • Apple’s rivals may never be able to catch up to its powerful new chip
  • Moderna CEO Stéphane Bancel, left, and BioNTech CEO Ugur Sahin.
  • Covid vaccine profits mint 9 new pharma billionaires
  • Mayor Lori Lightfoot at South Shore Cultural Center in Chicago on July 9, 2020.
  • Chicago mayor is only granting interviews to journalists of color

Headlines from right-of-center Newsmax – from 5.21.2021

  • Trump vs. Biden on Israel: 7 Ways the Presidents Differ
  • The Biden Presidency
  • Biden Team Seeks Chip Supply Information Sharing
  • White House Pares Down Infrastructure Proposal to $1.7 Trillion
  • Biden Hosts Moon as North Korea, Chip Shortage Top Agenda
  • Biden Faces Rising Russia in the Arctic
  • Biden Praises Israel-Hamas Deal, Vowing Continued U.S. Diplomacy
  • Texas AG Paxton Scores Deportation Dismissal As a Win
  • Education Sec. Cardona: Students’ Social, Emotional Issues at Forefront
  • Biden Shift Brings Nord Stream 2 Closer, But Hurdles Remain
  • Brian Babin to Newsmax TV: Biden’s Border Policies Leading to Abuse of Minors |
  • More The Biden Presidency
  • Newsfront
  • Bernie Sanders’ Attempt to Block $735M Israeli Arms Deal Appears Doomed
  • Bernie Sanders’ resolution seeking to block the sale of $735 million in weapons to Israel appears unlikely to pass the Senate. Sanders, I-Vt., introduced the resolution Thursday, the same day Israel agreed…
  • Florida Gov. DeSantis Signs Bill for 3 Tax Holidays
  • Florida Gov. Ron DeSantis signed a nearly $200 million tax holiday
  • Yoga is now legal in Alabama public schools. Alabama Gov. Kay Ivey, a
  • Michael Savage to Newsmax TV: Biden Cannot Fire Me
  • Standing his ground against a Biden administration attempt to
  • Related
  • Michael Savage Rejects Biden ‘Purge’ From Presidio Trust
  • ZOA President Klein to Newsmax TV: Clashes After Cease-Fire Not Surprising
  • It’s not surprising to hear of clashes occurring in Jerusalem
  • Rise in Anti-Semitic Attacks in Western Nations Follows Israel-Hamas Conflict
  • A series of violent and destructive incidents – some of which police
  • America’s Worst Nightmare. The Real Inflation Crisis is Just Starting
  • SPONSOR: A national inflationary nightmare is closer than you think.
  • New York Police Probe Hate Crime After Jewish Man Attacked
  • New York police were conducting a hate crimes investigation Friday
  • Mark Meadows Rips Dems’ ‘Racism Narrative’
  • Mark Meadows, who served as White House chief of staff for President
  • BBC Faces Questions of Integrity After Princess Diana Report
  • British broadcaster BBC, seen as a respected source of news and
  • ‘Law & Order: SVU’ Star Surprises Girl Who Fought Off Kidnapper
  • An 11-year-old “Law & Order: SVU” fan – whose fight to keep from
  • Israelis Readjust After Truce Stops Rockets Raining Down – for Now
  • Tidying up her building’s bomb shelter after 11 days of conflict when
  • Trump Warns 35 ‘Wayward’ Republicans After Vote for Jan. 6 Commission
  • Former President Donald Trump is warning the 35 House Republicans who [Full Story]
  • US Existing Home Sales Decline in April as Real Estate Cools
  • Fewer Americans bought pre-owned homes in April amid a continued
  • Amazon Closes Construction Site After Nooses Found
  • Amazon has halted construction at a location in Windsor, Connecticut,
  • Texas AG Paxton Scores Deportation Dismissal As a Win
  • Texas Attorney General Ken Paxton is scoring the dismissal of a
  • G7 Countries Agree to Stop Funding Coal-Fired Power
  • The Group of Seven (G7) countries have agreed to stop funding the
  • CDC Warns Backyard Poultry Owners of Salmonella Outbreak
  • A growing salmonella outbreak has prompted the Centers for Disease
  • Sotomayor: Americans Need to Take Critical Look at Policing
  • As communities nationwide are re-examining law enforcement practices,
  • Trump: ‘Great Politically’ for Republicans to Talk Arizona Election Audit
  • Former President Donald Trump said Republicans would benefit greatly
  • NATO to Continue Afghan Troop Training After Leaving Country
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  • Pope Francis to Get First Electric Popemobile From US Firm Fisker
  • Los Angeles-based Fisker Inc plans to supply the first pure electric
  • Employees’ Mental Health Worsens as They Prepare to Return to Workplaces
  • Employees’ mental health is getting worse as they dread a return to
  • Education Sec. Cardona: Students’ Social, Emotional Issues at Forefront
  • COVID-19 vaccinations will be a “big part” of getting the nation’s
  • ‘Traumatized’ Migrant Children Being Held in Unlicensed Mass Shelters: Advocates
  • Immigration advocates are expressing concern about the conditions in
  • WHO: Real COVID-19 Death Toll Could be ‘Two to Three’ Times Above Official Stats
  • Official death tolls from the COVID-19 pandemic are likely to be a
  • Manhattan Loses Top Spot Among Foreign Real Estate Investors
  • Manhattan lost its crown as the top choice for foreign investors
  • NEWSMAX PODCAST: The Hypocrisy of the Left on the Middle East
  • PLUS: Newsmax’s Rob Schmitt talks to Rick Grenell
  • Rubio Introduces Bills to Thwart China’s Attempt to Obtain US Genomic Data
  • Marco Rubio, R-Fla., introduced two bills to counter China’s
  • Israel-Hamas Cease-Fire Goes Into Force, Sparking Celebrations
  • Israel and the Hamas group that rules Gaza implemented a cease-fire
  • More Newsfront
  • Finance
  • Democrats Mull Weakening Hefty Biden Estates Tax
  • The Biden administration’s proposal to dramatically expand the inheritance tax bill for wealthy Americans is running into some headwinds with Democrats on Capitol Hill, showcasing nervousness about the scope and size of elements of the White House’s ambitious tax…
  • Tim Cook Takes the Stand to Defend Apple as Trial Winds Down
  • Musk Tells Moscow Tesla May Build Plant in Russia Eventually
  • White House, GOP Infrastructure Talks Hit Crucial Stage
  • JPMorgan Launches New Venture to Again Grapple With Health Care
  • More Finance
  • Health
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Manufactured Housing Industry Investments Connected Closing Equities Tickers

Some of these firms invest in manufactured housing, or are otherwise connected, but may do other forms of investing or business activities too.

                          • NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services, a manufactured home industry lender
                          • NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).
                          • NOTE: Deer Valley was largely taken private, say company insiders in a message to MHProNews on 12.15.2020, but there are still some outstanding shares of  the stock from the days when it was a publicly traded firm.  Thus, there is still periodic activity on DVLY.
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Per sources, the model shown above could be built as a HUD Code manufactured home or as a state-coded modular home. It was built years before the Manufactured Housing Institute (MHI) backed CrossModTM initiative.

Spring 2021

Berkshire Hathaway is the parent company to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.
· LCI Industries, Patrick, UFPI, and LP each are suppliers to the manufactured housing industry, among others.
· AMG, CG, and TAVFX have investments in manufactured housing related businesses. For insights from third-parties and clients about our publisher, click here.
Enjoy these ‘blast from the past’ comments.

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Sample Kudos over the years…

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Notice, this photo was taken before several on Fox News took a turn away from more right-leaning reporting to more left-leaning or anti-Trump views.

By L.A. “Tony” Kovach – for
Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.


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