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The American Dream, Arguably Among the Most Profitable, But Least Understood Stories in the USA Today

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The American Dream is more than housing that someone owns, but that is a key element to it. Properly understood, this story could bridge much of the left-right divide. Properly told, and it would likely need to be a series, it could win a Pulitzer or other prize for reporting. Nevertheless, those true tales are …

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Truth, Trump, Tragedy, Triumph, Affordable Housing, and Manufactured Homes

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    Let’s stipulate that both President Donald J. Trump and his anti-Trump opponents at times error in various ways. No one is perfect.   Let’s note later why the bullets below matters for the cause of the economy, affordable housing in general, and manufactured homes in particular. But we’ll do this systematically, by first …

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Profits, Understanding Human Events, and Manufactured Housing

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“When in the course of human events…” Day by day, people make life-changing decisions. Those choices can be for good or ill. A fact without context may have little discernible meaning. To properly understand the present, or any moment in time, one must understand what occurred previously. In the famous George Orwell’s dark novel, 1984, …

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Only 3 Options – the Elephant in the Room

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A) In manufactured housing production, the elephant in the room is Clayton Homes. They are owned by Berkshire Hathaway, which also owns the 2 largest industry lenders, 21st Mortgage and Vanderbilt Mortgage and Finance (VMF). Berkshire also owns a large stake in the industry’s third largest single family manufactured home loan lender, Wells Fargo. There …

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