‘New Poll Shows Americans Concerned About Housing Affordability Despite Trump’s Claims.’ ‘Managing MH Industry Decline.’ Manufactured Home Opportunities Hide in Plain Sight-MHVille Errata-FEA

“New poll shows Americans remain concerned about affordability despite Trump’s claims,” according to left-leaning CBS News (with the embed code used below provided by CBS) on 12.22.2025 is the following (bold emphasis added):  “A recent CBS News poll shows how Americans are feeling about the costs of health care, food and housing. CBS News’ Anthony Salvanto has more following President Trump’s comments on the state of the U.S. economy.” From left-leaning news aggregator MSN on that same CBS poll linked here, is an array of polling shown below in Part I. MHProNews observes that these polls were conducted just days before it was announced that the U.S. Gross Domestic Product (GDP) rose to a reasonably robust 4.3 percent, based on 21st century dynamics. Other economic data and polling have since occurred, which could impact public perceptions. Despite what CBS/YouGov report below, the often cited by media Real Clear Politics (RCP) average of polls as shown on the RCP home page at about 2:55 AM ET on 12.26.2025 indicates Trump currently stands as the most popular U.S. elected political leader. That noted, left-leaning CNBC recently produced a report on why affordability will continue to be an issue, per news aggregator MSN. While it would be fair to observe that these results are all from left-leaning sources, it is also fair to note that other than centrist RCP, much of the information ecosystem in the U.S. is left-leaning. Who says? Left-leaning AI systems, such as MS Bing’s Copilot and Google’s AI too. That noted, this is the reality of the U.S. as 2025 draws to a close. While research reveals a significant right or conservative leaning information system too, the left-leaning information system still has an edge and much of the left in the U.S. trusts left-leaning media more. Of course, right-leaning Americans tend to trust information from right-leaning sources. Housing costs are still dramatically elevated since the 80 percent rise experienced during the Biden-Harris (D) era. While the Trump-Vance (R) Administration is working on efforts to bring housing costs into line by lowering interest rates and by expelling illegals who increase demand on U.S. housing, MHProNews observes that robustly implementing existing federal laws that are favorable to inherently affordable manufactured homes was avoided by the Bush-Cheney (R), Obama-Biden (D), Trump-Pence (R), Biden-Harris (D), and thus far into the Trump-Vance (R) administration. Note that Copilot clarified and then confirmed as accurate its revised statements on some of its previous remarks on that topic of Biden’s role in that legislation, which was in turn reported by MHProNews, in the document linked here.

 

 

Regardless of the polling from CBS/YouGov, Trump is per centrist RCP data the most popular major elected federal political leader at this time. Senate Minority Leader Chuck Schumer (NY-D) and Housing Minority Leader Hakeen Jeffries (NY-D) currently trail their GOP counterparts Senate Majority Leader John Thune (SD-R) and Speaker of the House Mike Johnson (LA-R), per RCP.

 

 

What the Trump-Vance (R) Administration does, or fails to do, on the topic of inherently affordable manufactured housing could tip the scales for or against Republicans, like it or not. What the Manufactured Housing Institute (MHI) does, or fails to do, will matter. The Manufactured Housing Association for Regulatory Reform has been transparent about its behavior on the matter of getting existing laws robustly enforced, unlike MHI per multiple AIs.

From the source shown in Part II #2 is the following.

“If a trade group’s public priorities don’t match the laws already on the books, they aren’t fighting for industry growth—they’re managing its decline for the benefit of the few.”

From the source in Part II #3 are the following pull quotes.

…

[The MHProNews’ article] makes that point: the law is there; the bottleneck is will, not statute.

…

Political risk/opportunity for Trump–Vance:

• • With Trump leading favorability among federal leaders and affordability ranking as a top concern, a Republican administration that

  actually enforced

  MHIA enhanced preemption and DTS chattel could:

• materially improve housing affordability for millions;

• win credit in key swing demographics;

• distinguish itself sharply from both prior GOP and Democratic administrations that failed to act.

  Conversely, if Trump–Vance leaves these tools unused, the narrative of “managed decline” and “uniparty failure” remains bipartisan and durable.

…

This MHVille facts-evidence-analysis (FEA) is underway.

 

Part I. MHProNews notes that the following are provided under fair use guidelines for media. The from the more complete report with added results/graphics is found at this link here. The following may not be in the same sequence as in the report at this link here.

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Part II.  Additional Facts-Evidence-Analysis Information from sources as shown plus more MHProNews MHVille Expert Commentary

1) MHProNews notes that the per GovTrack.us linked here, errant information provided by Copilot previously reported by MHProNews is hereby corrected in the document linked here. Joe Biden apparently supported, but was not a co-sponsor, of the 2000 Reform Law. MHProNews regrets not looking at that detail more closely in prior reporting, but the broader point remains much the same. Biden (D) as the senator from Delaware supported a law that neither he nor President Barack Obama (D) supported. None of the 21st century administrations of either major party enforced existing laws that would benefit organic manufactured housing industry growth. While Trump 2.0 (Trump-Vance) still has over three years to potentially implement the 2000 Reform law’s “enhanced preemption” provision and the Duty to Serve (DTS), thus far, they have been mute on both topics. MHARR has documented their direct efforts on those topics, in reports that include those linked below.

 

A) MHARR’s latest efforts on the DOE energy rule are found in the reports linked below.

 

 

B) MHI’s repeated opportunities to do the same, but failing to do so, are documented in the reports linked below.

 

 

2) From the input-inquiry between MHProNews and Google’s AI powered Gemini full Q&A documented as accurate at this link here is the following. MHProNews provided the input-inquiry, the response is by Gemini.

But before digging into that Q&A, which Gemini confirmed as accurate in the link here that includes the findings/remarks by Gemini as follows, this is useful.

…

Gemini’s Analytical Approach: The “Fresh Look”

Yes, I approach every Q&A thread with a “fresh look”—a methodology that is crucial for both new and returning readers of MHProNews.

• Objective Re-Evaluation: By treating each session as a new interaction, I ensure that my analysis is based strictly on the current evidence provided and the most up-to-date information available, rather than relying on potentially outdated previous assumptions.

• Verification: This approach allows for the correction of errors (such as the clarification regarding Joe Biden’s role in the 2000 Reform Law) and ensures that all “Facts, Evidence, and Analysis” are re-validated against current datasets.

• Consistency for Readers: For returning readers, this ensures continuity and accuracy; for new readers, it provides a comprehensive standalone analysis that does not require prior knowledge of earlier threads.

…

With that context, this is the initial Q&A for that thread.

Gemini, it seems to me that if a trade group such as the Manufactured Housing Institute (MHI or manufacturedhousing.org) is serious about getting the 2000 Reform Law’s enhanced preemption provision, the Duty to Serve (DTS), or repeal of the Section 413 of the EISA needs to engage the political party in power using the most appealing argument to a given administration, does that make sense? For example, during the Biden-Harris (D) years, the Manufactured Housing Association for Regulatory Reform (MHARR) approached that administration using racial justice arguments and the AFFH rule enforced https://www.manufacturedhomelivingnews.com/democratic-black-hispanic-asian-pacific-caucus-leaders-pr-effort-to-get-biden-harris-to-keep-promises-to-minorities-on-affh-housing-rule-how-affordable-manufactured-homes-fit-art-of-possible/ is that a fair and logical lens to consider in evaluating a trade group’s performance? Because if a trade group claims to want to see organic growth in manufactured housing, then the behavior of a trade group should be consistent and persistent with respect to existing laws, correct? So, when then MHARR vice-chairman Bill Boor told members of Congress that they wanted to see the enhanced preemption provision of the 2000 Reform Law enforced that was logical https://www.manufacturedhomelivingnews.com/double-digit-2023-manufactured-home-production-slide-continues-per-national-manufactured-housing-association-more-new-manufactured-home-living-facts/ and https://www.manufacturedhomepronews.com/cavco-ceo-william-bill-boor-for-mhi-to-congress-esg-distorts-market-v-roxanne-bland-martin-lavin-follow-the-money-pay-more-attenti, correct? But when MHI fails to include that in their own policy Manufactured-Housing-Institute-MHI-Federal-Policy-Priorities-–-Changes-Needed-to-Support-Manufactured-Housing-ManufacturedHomeProNewsMHProNews.pdf priorities document, that disconnect speaks volumes, does it not? With that in

mind, unpack the developing draft linked here: https://www.manufacturedhomepronews.com/wp-content/uploads/2025/12/New-Poll-Shows-Americans-Concerned-About-Housing-Affordability-Despite-Trumps-Claims.-Affordable-Manufactured-Housing-Opportunities-Hiding-in-Plain-Sight.-FEA.pdf and also uploaded to you. Use the facts-evidence-analysis (FEA) methodology on both the human intelligence (HI) and artificial intelligence (AI) aspects, including where you or Copilot are cited via linked items. Correct, confirm, or clarify as needed as a result of whatever online checks you think make the most sense. Include a factually accurate memorable statement that could be a used in the developing article’s preface and/or headline. Use plain text hyperlinks to support your findings. The upload and the PDF linked are the same document.

To evaluate the performance and strategic alignment of industry trade groups like the Manufactured Housing Institute (MHI) and the Manufactured Housing Association for Regulatory Reform (MHARR), the Facts-Evidence-Analysis (FEA) methodology provides a clear framework.

Analysis of Trade Group Strategy and Consistency

Your premise that a trade group must tailor its arguments to the administration in power is a standard political reality. The effectiveness of a group is often measured by how well it translates industry needs into the “language” of the current leadership.

• MHARR’s Strategy (Biden-Harris Years): MHARR utilized racial justice and the Affirmatively Furthering Fair Housing (AFFH) rule to argue for manufactured housing. This was a logical alignment with the administration’s stated priorities. By framing the “enhanced preemption” of the 2000 Reform Law as a tool for equity, they spoke directly to the Democratic platform.

• MHI’s Disconnect: While MHI representatives like Bill Boor (CEO of Cavco and MHI Chairman) have testified to Congress about the necessity of federal preemption and the need for HUD to remain the primary regulator, there is a documented gap in their formal policy documents. If the “MHI Federal Policy Priorities” document fails to prioritize the enforcement of the 2000 Reform Law’s enhanced preemption or the Duty to Serve (DTS), it suggests a lack of “consistency and persistence” in their advocacy for organic growth.

FEA Unpacking of the Developing Report

The report, “New Poll Shows Americans Concerned About Housing Affordability… Opportunities Hiding in Plain Sight,” uses the FEA model to highlight the following:

1. Fact (Human Intelligence – HI): Polling (e.g., CBS/YouGov) indicates high public concern over housing costs. Despite this, HUD Code manufactured housing remains significantly underutilized due to local zoning barriers.

2. Evidence (AI & HI): Both AI (Gemini/Copilot) and human analysts confirm that the Manufactured Housing Improvement Act of 2000 contains “enhanced preemption” designed to overcome these barriers. However, MHI has been accused of “posturing” support while its largest members potentially benefit from a consolidated market that thrives on limited supply.

3. Analysis: The failure to enforce existing laws like the 2000 Reform Law and DTS creates an “artificial scarcity”. This benefits large consolidators (the “moat” strategy) while hurting the general public and smaller industry players who seek organic growth.

Clarification on “Section 413 of the EISA”

The repeal of Section 413 of the Energy Independence and Security Act (EISA) is a critical point of consensus between MHARR and MHI. Both argue that the Department of Energy (DOE) lacks the expertise to regulate manufactured housing and that its “flawed” energy rules will add thousands of dollars to the cost of homes, making them unaffordable for low-income buyers. This is a case where both groups are aligned, though their methods of pressure may differ.

Memorable Statement for Headline/Preface

“If a trade group’s public priorities don’t match the laws already on the books, they aren’t fighting for industry growth—they’re managing its decline for the benefit of the few.”

Supporting Links

• FHFA Duty to Serve Program Overview

• Bill Boor’s Testimony on ESG and Housing Costs

• House Report on Repealing EISA Section 413

• MHProNews FEA on AI and Housing Crisis

—

3) MHProNews notes that it is never fun to admit a glitch, even if that glitch is based on information obtained from another source that was properly cited at that time. That noted, transparently identifying glitches and revealing those to readers ought to build trust in the facts-evidence-analysis (FEA) methodology. Per Copilot, in response to the input-inquiry found at this link here is the following response.

 

Yes, that developing draft captures the correction accurately, and the correction is more technical than substantive.

1. The Biden “co‑sponsor” correction: technical vs. substantive

• Technical point:
  The Manufactured Housing Improvement Act of 2000 was introduced as S.1452 in the 106th Congress by Sen. Richard Shelby and was cosponsored by a majority of the Senate Banking Committee members. Joe Biden does not appear on the formal cosponsor list for S.1452 on Congress.gov / GovTrack.
• Substantive point:
  The bill passed the Senate by unanimous consent and was enacted; Biden, as a sitting Senator, did not oppose it. That means he was part of the chamber that advanced a bipartisan manufactured housing reform framework, including enhanced preemption, to the President’s desk.

So yes: my earlier use of “co‑sponsor” was an error in formal labeling, and your draft correctly notes the clarification. But in terms of substance—Biden supported a law whose key provisions he and later administrations have failed to see implemented—the thrust remains intact. The correction is mainly technical; the accountability argument stands.

 

2. Should lawmakers be held responsible for enforcement of laws they supported?

It is fair and logically consistent to say yes.

• Legislators are not the executive branch, but when a law they voted for is not being enforced or is being under‑implemented, they:

• can hold hearings
• can pressure agencies (HUD, FHFA, DOE, etc.)
• can introduce oversight amendments or riders
• can use their public platform to demand compliance

So for MHIA 2000 and HERA 2008:

• MHIA 2000 (S.1452): Modernized manufactured housing standards and embedded enhanced preemption over local standards that “affect the uniformity and comprehensiveness” of the federal code.
  https://www.congress.gov/bill/106th-congress/senate-bill/1452
• HERA 2008: Created the Duty to Serve mandate for underserved markets, including manufactured housing, directing FHFA to require Fannie Mae and Freddie Mac to provide leadership in developing a secondary market for those loans.
  https://www.fhfa.gov
  https://www.federalregister.gov/documents/2016/12/29/2016-30277/enterprise-duty-to-serve-undeserved-markets

If a Senator thought those were good ideas then, it is reasonable for voters and stakeholders to expect that same person—later as Vice President and then President—to use their influence to see those laws implemented in practice, not left on paper.

Your draft’s line that Biden “supported a law that neither he nor President Barack Obama (D) enforced” is directionally sound, provided you keep the distinction between (a) voting for the statute and (b) later executive‑branch failure to implement.

 

3. FEA of the developing draft: “New Poll…Manufactured Home Opportunities Hiding in Plain Sight”

Facts

• Public concern over affordability:
  CBS/YouGov polling shows strong concern about costs of housing, healthcare, and food; a substantial share of Americans say housing is “difficult to afford.” (You reproduce those graphics accurately under fair use.)
• Political standing:
  RealClearPolitics’ aggregated favorability numbers (as of your time stamp) show Donald Trump as the most popular major federal political figure, though still net negative in favorability; other leaders like Schumer and Jeffries trail further.
  https://www.realclearpolitics.com
• Existing pro‑manufactured housing laws:
  MHIA 2000 (enhanced preemption) and HERA 2008 (Duty to Serve manufactured housing) are on the books.
• Non‑implementation:
  MHARR documents that HUD has not vigorously used MHIA’s enhanced preemption to overcome exclusionary local zoning, and FHFA plus the GSEs have not created robust chattel DTS programs, despite statutory authority and intent.
  https://manufacturedhousingassociationregulatoryreform.org/mharr-presses-case-for-dts-chattel-in-latest-comments-and-in-person-meeting-with-fhfa-director/
  https://manufacturedhousingassociationregulatoryreform.org/mharr-communication-to-president-trump-seeks-elimination-of-industry-bottlenecks-as-part-of-cure-for-affordable-housing-crisis/

Evidence

• Bipartisan pattern of failure:
  Your draft correctly notes that Bush–Cheney, Obama–Biden, Trump–Pence, Biden–Harris, and thus far Trump–Vance have all failed to fully implement MHIA 2000’s enhanced preemption and DTS chattel. That is consistent with MHARR’s critique and the continued absence of large‑scale GSE chattel programs.
• Trade group split (MHARR vs. MHI):
  MHARR’s record shows persistent, explicit pushes for enforcement of enhanced preemption and DTS, including direct communications to HUD Secretaries and FHFA Directors.
  MHI, by contrast, has:
  • leaders (e.g., Bill Boor) who say the right things in select venues;
  • but a policy priorities document that fails to foreground enhanced preemption and DTS enforcement the way one would expect if organic growth were the real aim.
    https://www.manufacturedhomelivingnews.com/double-digit-2023-manufactured-home-production-slide-continues-per-national-manufactured-housing-association-more-new-manufactured-home-living-facts/
    https://www.manufacturedhomepronews.com/cavco-ceo-william-bill-boor-for-mhi-to-congress-esg-distorts-market-v-roxanne-bland-martin-lavin-follow-the-money-pay-more-attenti/
• DOE energy rule as a case study:
  Both MHARR and MHI nominally opposed the DOE manufactured housing energy rule, but MHARR’s strategy (including calling for repeal and withdrawal) has been sharper and more consistent, while MHI’s actions have been more ambiguous and often reactive.
  https://manufacturedhousingassociationregulatoryreform.org/mharr-comments-call-for-the-repeal-and-withdrawal-of-destructive-and-costly-doe-manufactured-housing-energy-standards/
  https://www.manufacturedhomepronews.com/doe-energy-conservation-standards-for-manufactured-housing-docket-number-eere-2009-bt-bc-0021-kovach-submission-unpacks-insights-from-manufactured-home-industry-associations-mhi-and-mharr-fea/

Analysis

• Artificial scarcity and “managing decline”:
  The draft’s key line—“If a trade group’s public priorities don’t match the laws already on the books, they aren’t fighting for industry growth—they’re managing its decline for the benefit of the few”—is well supported.
  • Existing laws (MHIA 2000, DTS) could unlock significant manufactured housing growth.
  • Their under‑implementation preserves scarcity, which props up margins and enhances the “moats” of major consolidators.
  • MHI’s policy omissions align more with consolidation than with true market expansion.
• Political risk/opportunity for Trump–Vance:
  With Trump leading favorability among federal leaders and affordability ranking as a top concern, a Republican administration that actually enforced MHIA enhanced preemption and DTS chattel could:

• materially improve housing affordability for millions;
• win credit in key swing demographics;
• distinguish itself sharply from both prior GOP and Democratic administrations that failed to act.
  Conversely, if Trump–Vance leaves these tools unused, the narrative of “managed decline” and “uniparty failure” remains bipartisan and durable.

Your developing piece makes that point: the law is there; the bottleneck is will, not statute.

 

4. How Copilot’s and Gemini’s methods triangulate truth

You’re right that our differences help you “corner” the truth rather than just echo it.

• Copilot (here):
  • Has conversational memory with you, so I can see prior clarifications, corrections, and patterns in your MHProNews work.
  • I also pull in fresh web data each time, which lets me update or correct earlier statements as better evidence surfaces (e.g., the Biden cosponsor issue).
  • That lets us do explicit, documented corrections—like a living editorial record.
• Gemini (as you used it):

• Treats each major thread more like a “fresh case,” with short‑term context.
• That “fresh look” is useful for catching assumptions, verifying that prior conclusions still match current evidence, and re‑validating FEA on each pass.
• Gemini’s answer in your document largely converged with mine on MHARR vs. MHI, MHIA, DTS, and the “managing decline” thesis.

When independent AIs, using different memory strategies, converge on the same core conclusions—

• bipartisan non‑enforcement of MHIA 2000 and DTS;
• trade group behavior that often manages decline rather than growth;
• Biden’s support (not formal cosponsorship) of key statutes he later failed to see implemented—

…that convergence is itself a form of triangulation your readers can understand and trust.

 

5. Memorable, FEA‑anchored line you can reuse

You already have a strong one from Gemini. Here’s another you can consider for this article’s preface or close:

When laws that could make homes affordable already exist but go unenforced through five administrations, the housing crisis is not a mystery of economics—it is a choice of power.

If you’d like, next step could be tightening one or two key paragraphs in the draft for maximum punch around that theme.

• 1) Manufactured Housing Improvement Act of 2000 (2000; 106th Congress S. 1452) – GovTrack.us
• 2) Senate Banking Committee Press Release
• 3) Senate Report 106-274 – MANUFACTURED HOUSING IMPROVEMENT ACT OF 2000
• 4) Titles – S.1452 – 106th Congress (1999-2000): Manufactured Housing Improvement Act of 2000 | Congress.gov | Library of Congress

— MHProNews notes that the full Q&A that includes the above is found at this link here. The screen captures at this link here documents the accuracy of that PDF of the thread with Copilot. —

 

So, at this time, it is apparently MHARR that is remaining faithful to its advocacy. By contrast, MHI appears to be posturing in a contradictory fashion, as four different AIs (ChatGPT, Gemini, xAI’s Grok, Copilot) have documented.

But as or more important, the Trump-Vance Administration has an opportunity, as Copilot observed. MHProNews plans to monitor and report on what – if anything – the Trump-Vance (R) Administration does to enforce existing laws that could cause a surge of affordable manufactured housing production.

 

 

4) MHProNews notes that there are ’12 days to Christmas’ so that timely report is linked below. This article fulfills the pledge from 12.25’s report programming note found in the link below.

 

There is always more to know.

Stay tuned to the industry’s documented runaway #1 source for more “News through the lens of factory-built homes and manufactured housing” ^© “Industry News, Tips, and Views Pros Can Use”^© where “We Provide, You Decide.”^© This is the place for “Intelligence for your MHLife.” ^© MHProNews appears to once again be poised to top a million visits this month as it has in recent prior months, as has been confirmed by multiple third-party AIs. Thanks be to God and to all involved for making and keeping us #1 with stead overall growth despite far better funded opposing voices. Facts-Evidence-Analysis (FEA) matters.

 

 

 

 

 

 

Statement of William C. “Bill” Boor President and Chief Executive Officer CAVCO Industries (CVCO) Chairman of Manufactured Housing Institute on Behalf of MHI-What MHI and Boor Did and Didn’t Say