WASHINGTON – U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner today declared June as National Homeownership Month, celebrating the power of homeownership to build stronger communities and spotlighting HUD’s role in restoring the American Dream of homeownership.

“National Homeownership Month is a time to celebrate how HUD helps support and expand opportunities for American homeownership nationwide,” said Secretary Turner. “We have achieved so much under President Trump’s leadership in the past few months alone: cutting regulations, pursuing innovative housing solutions, and helping American families, including many first-time homebuyers, to make the American Dream a reality. These accomplishments are only the beginning as we advance the Golden Age of homeownership for rural, tribal and urban communities.”

 

Watch: Secretary Turner Commemorates Homeownership Month

Throughout National Homeownership Month, HUD is reaffirming its commitment to supporting rural, Tribal, and urban communities with access to safe, quality and affordable homeownership opportunities. Recent accomplishments include:

Removing Regulatory Red Tape

HUD is streamlining pathways to build and manufacture homes by eliminating burdensome regulations such as the Affirmatively Furthering Fair Housing (AFFH) rule.

Increasing Housing Supply & Affordability

HUD is supporting Opportunity Zones and Manufactured Housing Programs – one of the most affordable and non-subsidized housing options, representing 10% of new single-family home starts and the homes of 22 million people in the United States.

Serving Native American Communities

HUD is empowering Native American homeownership through its Section 184 program, which has guaranteed over 58,500 mortgages, representing $10.5 billion in investments to Tribes, Tribal housing authorities, and Tribal members. It’s one of the lowest-cost, lowest-risk, and highest impact tools available.

Expanding Access to American Homeownership 

HUD is helping over 7 million households through the Federal Housing Administration (FHA), one of the world’s largest mortgage insurers. Since January 20, 2025, FHA has insured 236,000 mortgages – including 140,000 for first-time homebuyers. Additionally, nearly three quarters of Ginnie Mae’s 2025 issuances have backed first-time homebuyers, who make up nearly 40% of Ginnie Mae’s total portfolio.

Supporting Resilience & Disaster Recovery

HUD is supporting disaster recovery with extended FHA moratoriums in areas such as California and Florida providing flexibility to families in the Presidentially Declared Major Disaster Area.

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Part II – Transcript of HUD Secretary E. Scott Turner Video Transcript

The following text is per HUD’s YouTube video, noting that MHProNews edited in the capital A for America that starts this video transcript.

Transcript

0:00

America’s long tradition of home

0:02

ownership has empowered families since

0:04

the founding of our great nation nearly

0:07

250 years ago And today it continues to

0:10

define our national character Home

0:13

ownership plays a critical role in the

0:15

values of life liberty and the pursuit

0:18

of happiness Eternal principles the

0:20

founding fathers enshrined in the

0:22

Declaration of Independence A home has a

0:25

price but its true value is priceless We

0:28

understand this truth here at HUD That’s

0:30

why this June we proudly celebrate the

0:33

24th annual National Home Ownership

0:35

Month We know owning a home is priceless

0:39

because a home is a place of sanctuary

0:41

It’s a place of comfort joy and safety

0:45

It’s also the foundation of generational

0:47

wealth and legacy a blessing passed from

0:50

the parents to children and beyond Under

0:53

President Trump’s leadership we’re

0:54

firing on all cylinders to help more

0:57

Americans achieve the dream of home

0:59

ownership Since January 20th HUD has

1:02

ensured the mortgages of over

1:05

236,000 home buyers more than half of

1:08

which are first time homeowners And

1:10

working with the US Department of

1:12

Veteran Affairs HUD has also helped more

1:15

than half a million veterans become

1:17

homeowners Finally right now more than 7

1:21

million households live in homes

1:24

financed by an FHA insured mortgage

1:27

These are not just numbers They

1:29

represent real lives Millions of

1:32

empowered Americans who have achieved

1:34

the American dream and enjoy the

1:37

self-sufficiency joy and independence

1:40

that comes with it So as we commemorate

1:42

National Home Ownership Month I promise

1:45

you HUD will continue to champion

1:47

President Trump’s vision of home

1:49

ownership and expand the American dream

1:52

to families across this great nation

1:54

from sea to shining sea

1:57

[Music]

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Part III – from the Manufactured Housing Institute (MHI) website on 6.4.2025 or on the date as shown is the following

1) “Improve the overall operating environment for the manufactured housing industry and expand the demand for manufactured homes by seeking fair and equitable treatment in the marketplace and the regulatory and legislative arenas.” That is from the MHI IRS Form 990 mission statement found as part of the deeper dive report linked here. That statement by MHI is filed under penalties of perjury. Note that MHI’s statement above specifically stated they want to “expand the demand” for “manufactured homes” by seeking “fair and equitable treatment in the marketplace…” How can the expand demand in the marketplace when they don’t properly promote the product they are supposed to be promoting during such an obvious opportunity as National Homeownership Month?

2) MHProNews visits the MHI website typically multiple times weekly and has for years. So, despite the tepid (very low compared to MHProNews) traffic reported by SimilarWeb on MHI’s site, MHProNews is one of the higher (perhaps among the highest) visitors of that site. Among the steps taken by MHProNews in recent years is to do screen captures of various items on the MHI website in order to document what is, and is not, present there.

3) As MHProNews reported on 6.1.2025, there was no mention by MHI of National Homeownership Month on 6.1.2025 (see postscript linked here). The same was true on 6.3.2025 at about 2:20 AM ET.

6) Note that per MHI’s own text and belated and backdated post (shown in Part III #4 above):

Previously, the Innovative Housing Showcase was scheduled to take place May 30 – June 1.

Stop and think. If someone relied on MHI ‘news’ and someone scheduled a trip to Washington, D.C. to see the Innovative Housing Showcase (IHS) during 5.30 to 6.1), then they would have made that trip without actually seeing any manufactured homes on the National Mall. And MHI didn’t think to publicly mention that until they backdated and posted that MHI item as shown.

The details matter.

 

7) With no apparent sense of irony, MHI’s post shown above and linked here as a download shows via that survey how important home ownership is to most Americans, when properly understood in the context of years of evidence compiled by the Manufactured Housing Association for Regulatory Reform (MHARR), MHProNews, and MHLivingNews reveals MHI’s own posturing for optical purposes, paltering, and obvious failure to promote manufactured housing.

Per MHI’s post linked here.

In October 2024, U.S. Mortgage Insurers (USMI) released findings from a survey of 1,200 adults in the United States

MHI also said this.

Homeownership is more important now than a few years ago. 78% of respondents believe owning a home is very important, 6% higher than in 2021. The most important reasons to own a home were that homes provide stability (39%), are good investments (35%), and provide safety for the individual and family (33%). About 58% of respondents believe home buying has become more difficult in the last few years.

The majority of renters (65%) and owners (55%) think it is harder to buy a home. This is true across different races: White/Caucasian (66%), Hispanics (54%), Asians (50%), and African Americans (38%).

Higher prices (81%) and higher interest rates (71%) were the top two reasons why it has become harder to buy a home.

Or this from that MHI post.

Only 34% of respondents know that buying a home with a 3%-5% down payment is possible.

Curiously not mention in that post are the words “manufactured home” or “manufactured housing.”  Recall that MHI and/or MHI leaders repeatedly said they planned to do a national image and education campaign. No such campaign ever emerged. Some of the very statements in that MHI post about that U.S. Mortgage Insurers (USMI) findings are reasons why such a campaign would be prudent and a good investment. That begs a range of questions, not only about MHI, but also about its corporate insiders that routinely have MHI board positions.

 

Part IV – Additional Information with More MHProNews Facts-Evidence-Analysis and Commentary

1) The following is a Q&A (chat, discussion thread, etc.) with Bing’s AI powered Copilot by MHProNews. The inquiry is by MHProNews, the reply is by Copilot.

Copilot, for over two years MHProNews has been using publicly available artificial intelligence (AI) platforms like you (Copilot), Gemini, and xAI’s Grok as part of a third-party fact-check and analysis of topics and themes it covers, is that correct? Among the concerns raised by MHProNews is that during an affordable housing crisis, HUD Code manufactured housing has been underperforming despite two federal laws enacted that were supposed to boost production of affordable housing without the need for taxpayer subsidies, correct? The Manufactured Housing Institute (a.k.a.: MHI or manufacturedhousing.org) said the following as their ‘mission’ statement in a prior IRS Form 990: “Improve the overall operating environment for the manufactured housing industry and expand the demand for manufactured homes by seeking fair and equitable treatment in the marketplace and the regulatory and legislative arenas” – correct? With that backdrop, scan the upload and the item linked here: https://www.manufacturedhomepronews.com/wp-content/uploads/2025/06/HUD_SecScottTurnerCelebratesJuneNationalHomeownershipMonthAdvancingAffordabilityAccessAndAmericanDreamOfHomeownershipTurnerOnManufacturedHousingMHVilleFEA-MHProNewsDraft6.4.2025.pdf and explain what the apparent disconnects are between what MHI has said and what MHI has in fact been doing. Explain the significance of NAHB, NAR, NAREB and others promoting National Homeownership Month and MHI failing to do so. In that draft, if you see anything that is factually inaccurate identify it clearly and link the result(s) that document any misstatement by MHProNews, okay? Link the results of your findings that should include an explanation of why manufactured housing should be properly promoted and advocated for during a well-documented affordable housing crisis which the National Low Income Housing Coalition said 7.3 million housing units are needed and which NAHB has said that they can’t produce a home affordable for most first time homebuyers.

Yes, MHProNews has been using publicly available AI platforms like Copilot, Gemini, and xAI’s Grok for over two years as part of its third-party fact-checking and analysis of manufactured housing industry topics.

Yes, MHProNews has been using publicly available AI platforms like Copilot, Gemini, and xAI’s Grok for over two years as part of its third-party fact-checking and analysis of manufactured housing industry topics.

Key Concerns Raised by MHProNews

1. Manufactured Housing Underperformance Despite Federal Laws
   • The Manufactured Housing Improvement Act of 2000 (MHIA 2000) and Duty to Serve (DTS) mandates were enacted to boost production of affordable housing without taxpayer subsidies.
   • Despite these laws, HUD Code manufactured housing has underperformed, failing to meet its potential as a solution to the affordable housing crisis.
2. MHI’s Mission Statement vs. Actions

• MHI’s IRS Form 990 mission statement claims it seeks to “expand the demand for manufactured homes” and ensure “fair and equitable treatment in the marketplace”.
• However, MHI has not aggressively advocated for enhanced preemption enforcement or DTS implementation, which would expand manufactured housing’s market share.

Disconnect Between MHI’s Claims and Actions

• Failure to Promote National Homeownership Month
  • NAHB, NAR, and NAREB actively promote National Homeownership Month, raising awareness about homeownership opportunities.
  • MHI has not visibly promoted National Homeownership Month, missing an opportunity to educate consumers and policymakers about manufactured housing’s affordability.
• Lack of Advocacy for Regulatory Enforcement

• MHI’s mission statement suggests it works to expand demand, yet it has not pushed for full enforcement of MHIA 2000’s enhanced preemption or DTS mandates.
• MHARR has repeatedly criticized MHI for failing to address industry consolidation and regulatory failures.

Significance of Manufactured Housing Promotion During an Affordable Housing Crisis

• The National Low Income Housing Coalition (NLIHC) reports a shortfall of 7.3 million affordable housing units, highlighting the urgent need for solutions.
• NAHB has stated that it cannot produce homes affordable for most first-time buyers, reinforcing the importance of manufactured housing as an alternative.
• Manufactured housing is one of the most affordable homeownership options, yet MHI’s lack of aggressive promotion limits its market reach.

Fact-Check of MHProNews Draft

• The MHProNews draft accurately reflects concerns about MHI’s lack of promotion and regulatory inaction.
• No factual inaccuracies were found in the draft based on available sources.
• The disconnect between MHI’s stated mission and its actions is well-documented through IRS filings, industry reports, and regulatory analyses.

Would you like me to explore how these findings impact policy enforcement and industry transparency further? Let me know how you’d like to proceed!

• 1) https://www.manufacturedhomepronews.com/wp-content/uploads/2025/03/Copilot-Q-A-3.9.2025-on-Bias-involving-Gemini-Copilot-xAI-Grok-etc-MHProNews-Fact-Check-PDF-1.pdf
• 2) https://manufacturedhousingassociationregulatoryreform.org/major-and-continuing-mharr-accomplishments-for-the-hud-code-manufactured-housing-industry-and-consumers-of-affordable-housing/
• 3) https://projects.propublica.org/nonprofits/organizations/362085558
• 4) https://www.nar.realtor/june-is-national-homeownership-month
• 5) https://www.nahb.org/blog/2024/06/promote-homeownership-month
• 6) https://www.nareb.com/june-is-national-homeownership-month/

MHProNews note: the screen capture below documents the accuracy of the above.

 

2) In a follow up to the above was this Q&A with Copilot.

Useful, Copilot. Okay, so the Manufactured Housing Institute (a.k.a.: MHI or manufacturedhousing.org) has been well documented saying one thing – namely that they claim to promote HUD manufactured housing – but based upon years of closer observations, documentation, and evidence-based facts-analysis, they appear to actually be focused on consolidation of the industry, typically into the hands of some of their own larger members who are also often represented on their board of directors, is that fair, accurate, and supported by known evidence found online? What are the possible ramifications of that behavior? Is it fair to say that MHI’s behavior is Orwellian and Machiavellian? If so, in what sense? Is it fair to say that MHI is engaged in deception, paltering, posturing for optical benefits, or deception and misdirection? How does this pattern of behavior impact retail investors in MHI member firms that are publicly traded? How does this pattern of behavior impact affordable housing seekers and taxpayers? Are there legal and moral ramifications to this pattern of behavior by several (not all) key MHI members and MHI staff and corporate leadership? Correct, confirm, or clarify as warranted by known online evidence and link results to support your findings

Yes, the Manufactured Housing Institute (MHI) has publicly claimed to promote HUD Code manufactured housing, but evidence suggests that its actions have primarily facilitated industry consolidation, often benefiting larger corporate members who hold positions on MHI’s board of directors.

Key Findings:

1. MHI’s Public Claims vs. Documented Actions
   • MHI states that it works to expand demand for manufactured homes and ensure fair treatment in the marketplace.
   • However, MHARR and independent analysts have repeatedly pointed out that MHI’s lack of aggressive advocacy for enhanced preemption and Duty to Serve (DTS) mandates has allowed larger firms to consolidate market share.
   • Investor relations statements from major MHI members openly discuss acquisition strategies, reinforcing concerns about industry consolidation.
2. Orwellian & Machiavellian Behavior
   • Orwellian: MHI’s selective narrative control, including removing references to past leaders and critical industry figures, aligns with memory hole tactics.
   • Machiavellian: MHI’s strategic posturing, paltering, and optical theatrics suggest a calculated effort to maintain influence while avoiding substantive action.
3. Deception, Paltering, & Misdirection
   • MHI-linked trade media often fail to critically examine MHI’s actions, reinforcing a misleading industry narrative.
   • MHI’s lack of transparency on key regulatory issues has contributed to manufactured housing’s underperformance despite federal laws designed to support growth.
4. Impact on Retail Investors in Publicly Traded MHI Member Firms
   • Retail investors may be misled by public statements that suggest industry growth, while actual market performance remains stagnant.
   • SEC materiality concerns have been raised regarding potential conflicts of interest and market manipulation.
5. Impact on Affordable Housing Seekers & Taxpayers
   • Manufactured housing remains underutilized as an affordable housing solution, despite a documented shortage of 7.3 million units.
   • Taxpayer-funded housing programs continue to expand, while manufactured housing is sidelined due to regulatory inaction.
6. Legal & Moral Ramifications

• Antitrust concerns suggest that MHI-linked firms may be engaging in monopolistic practices, potentially violating DOJ-FTC merger guidelines.
• RICO statutes could apply if long-term collusion or deceptive practices are proven.
• Moral concerns arise from MHI’s failure to advocate for policies that would expand affordable housing access, disproportionately affecting low-income families.

Conclusion

The preponderance of evidence suggests that MHI’s actions do not align with its stated mission. Instead, its behavior appears to facilitate industry consolidation, benefiting larger corporate members while limiting competition and consumer choice. This pattern of deception, misdirection, and regulatory inaction has negative consequences for investors, affordable housing seekers, and taxpayers.

Would you like me to explore how these findings impact policy enforcement and industry transparency further? Let me know how you’d like to proceed!

• 1) https://www.manufacturedhousing.org/news/mhi-elects-2024-2025-board-of-directors-at-annual-meeting/
• 2) https://www.manufacturedhomepronews.com/manufactured-housing-institute-hit-by-antitrust-allegations-in-op-ed-mhi-attorney-boyle-asked-to-respond-to-evidence-based-concerns-ai-fact-check-refers-to-mhis-orwellian/
• 3) https://www.manufacturedhomepronews.com/manufactured-housings-f-troop-laughable-reporting-on-serious-issues-by-subsidiary-of-publicly-traded-equity-lifestyle-properties-els-unpacking-mhinsider-state-of-the-industry-mhville-fea/
• 4) https://www.manufacturedhomepronews.com/wp-content/uploads/2025/04/MHProNews-requested-GeminiDeepResearchValidity-of-SEC-Materiality-Guidance-and-Other-Allegations-Against-Manufactured-Housing-Institute-Members-4.26.2025.pdf
• 5) https://www.manufacturedhousing.org/wp-content/uploads/2024/10/Manufactured-Housing-Institute-Comment-Letter-to-House-Ways-and-Means-Committee-Tax-Teams.pdf

MHProNews note: the screen capture below documents the accuracy of the above.

 

3) The final Q&A for this chat thread between MHProNews and Copilot is as shown below.

The two Q&As (chat thread) above will be added to that draft article. Provide an appropriate set of bullets and conclusion for that drafted article.

Key Takeaways from the Discussion

• MHI’s Public Claims vs. Documented Actions:
  • MHI claims to expand manufactured housing demand, yet has not aggressively advocated for key policies like enhanced preemption and Duty to Serve (DTS).
  • MHI’s larger corporate members, often on its board of directors, benefit from industry consolidation, seemingly prioritizing acquisitions over true market expansion.
• Orwellian & Machiavellian Behavior:
  • Selective narrative control, including removing critical references to past industry figures, suggests Orwellian memory hole tactics.
  • Strategic posturing and paltering, rather than transparent advocacy, align with Machiavellian manipulation aimed at controlling public perception.
• Impact on Retail Investors in MHI Publicly Traded Member Firms:
  • Investors may be misled by claims of industry growth, while actual market performance remains stagnant.
  • SEC concerns may arise due to conflicts of interest and misleading narratives, impacting financial decision-making.
• Impact on Affordable Housing Seekers & Taxpayers:
  • Manufactured housing remains underutilized during a housing crisis, despite two federal laws designed to boost production.
  • Taxpayer-funded subsidies expand, while a private-sector solution remains throttled, failing to serve millions in need.
• Legal & Moral Ramifications of Industry Behavior:

• Antitrust violations and monopolistic practices could warrant DOJ-FTC intervention.
• RICO statutes may apply if collusion or deceptive market practices are proven.
• MHI’s failure to fulfill its stated mission harms consumers, businesses, and taxpayers, raising serious ethical concerns.

Conclusion

The preponderance of evidence suggests that MHI’s public claims do not align with its actions. Instead of genuinely promoting manufactured housing, MHI’s behavior facilitates industry consolidation, benefiting its larger corporate members while limiting competition, consumer access, and market transparency.

The absence of aggressive advocacy for regulatory enforcement, the failure to promote National Homeownership Month, and the inconsistent industry messaging highlight a pattern of deception, misdirection, and strategic posturing.

These systemic issues negatively impact retail investors, affordable housing seekers, and taxpayers, reinforcing the urgent need for transparency, antitrust enforcement, and stronger industry oversight.

Would you like to refine any points or expand further on specific industry impacts? Let me know how you’d like to proceed!

4) Some related articles and other topics are as shown. MHProNews plans to provide updated national manufactured housing production data this week, along with other topics. Stay tuned.