50 States Ranked by Income, Credit – Manufactured Housing Marketers Data, Cheet Sheet


While there could be a debate about the ranking of the 50 states by which is the hardest working, a far clearer picture emerges on the topics of ranking states by income and credit.


The reason?

Facts about income and credit scores are just facts.


But the criteria selected by Wallet Hub, which certainly uses some objective data, nevertheless mixes metrics into an amalgamated score and ranking that some could certainly debate.  It’s interesting, and worth noting, because others are looking at it.  ICYMI, that report – which includes recent manufactured housing data, is linked below.

2018’s Hardest-Working States in America, How Does Your State Rank?

Credit Scores


Meaning of Credit Scores


Scores by State Per Core-Logic

What data like this reflects is that manufactured housing professionals routinely report lower credit scores applying than those shown. That said, Triad Financials’ credit profile reflects higher credit scores than several of their counterparts. Good credit – as well as cash customers – are attracted to manufactured housing. But most retailers and communities need to step up their marketing and sales efforts to attract those better qualified buyers.

The Daily Business News on MHProNews noted on Saturday some of the reasons and considerations for manufactured home retailers and communities to consider factors like income in your local market(s).  That county-level report, is linked below.

MH Intelligence for Your Business – Incomes by U.S. Counties, How Do Your Counties Compare?

Watch for some data and analysis in the days ahead that could prove eye-opening, and uncomfortable, but useful for manufactured housing professionals and investors.


Note that some of the sources – which are deemed reliable – came to different conclusions.  But that’s possible for potentially valid reasons.  For example, Experian’s data is presumably reliable for their own data pool, but other sources may have a different yet still accurate pool they are measuring from.

That’s a look at research and “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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