Mortgage Loans Applications “Tank” Two Looks at Rising Rates, MH Industry Impact?

Still from the video, posted further below.


Rates have moved closer towards 5 percent.


Loan applications are dropping, per the Mortgage Bankers Association (MBA).


What was problematic for conventional housing, 2 or 3 decades ago, used to be ‘good news’ for manufactured housing sales.

Graphic provided by Ross Kinzler when he was then the executive director of the Wisconsin Housing Alliance (WHA).

That was then.

More recently, the HUD Code manufactured housing industry has not reaped a similar benefit as it did in the past.  Why not?  Those simple-yet-complex issues have been explored often on the Daily Business News, the Masthead and on MHLivingNews too.

Credits, MHI, Cavco.

In a nutshell, the industry’s image was arguably allowed to slide by the powers that be in manufactured housing.  Take the examples below.  Where is MHI on these problematic reports?


Combined with Berkshire Hathaway’s “moat” and anti-competition tactics – see the Clayton video linked below, as he says those things in his own words – and the MH industry’s mild growth, is clearly no where near the 500,000 new manufactured home shipments that it could be producing, per a variety of industry expert sources.



The numbers are getting uglier for potential homebuyers and homeowners looking to save money,” says left-of-center CNBC.Mortgage interest rates jumped again last week, causing mortgage application volume to fall 6.6 percent on a seasonally adjusted basis from the previous week.”



Industry Pros Can Still Perform in Their Local Market(s)

The troubling news for conventional housing can be turned into good news for forward thinking manufactured home retailers and communities.

KYPs, and the $64 Billion Dollar Question-Monday Morning Manufactured Housing Sale$ Meeting

To learn more, click the link above and watch that video seminar featuring Credit Human’s Barry Noffsinger.

We Provide, You Decide.” © ## (News, analysis, and commentary.)

Background, and Solution Related:

Deadline Looms! Federal Request for Comments on Manufactured Housing Program, and You –

There are over 8 million affordable housing units needed in America today. Third-party research reveals that the most affordable kind of quality, safe, durable, and economical homes in America today are manufactured homes. The vast majority of Millennials want to own, but don’t want to sacrifice quality and green features.

HUD Comment Letter – FR-6075-N-01 Regulatory Review of Manufactured Housing Rules

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