William Shakespeare dramatically asked, "What light through yonder window breaks?" Have you been looking for the light at the end of the proverbial tunnel? Or even the light from behind a dark shade covered window? Then take heart. When word came that U.S. Senator Sherrod Brown (D-OH), Chairman of the Senate Banking, Housing, and Urban …
I understand the theory behind the book entitled, It Takes a Village (to raise a child). Without parsing or endorsing the volume or its author, let me segue to the idea that in times like these, It takes an Industry for individual businesses or organizations to be successful. Some will take issue with that idea. …
The original Latin meaning of the word we use in English – Radical – meant to get to the root of an issue. We are using the word radical in that sense, of getting to the root or cause of an issue, in order to successfully address it. While we enjoy at this time a …
The calls, texts and emails that come in privately far outnumber those posted publicly on MHProNews.com. The following are a sampling of recent posted comments. About Putting the Qualified Mortgage Dilemma in Perspective. “Ronnie, Good article! This should be sent to all state associations so they can send it to dealers who don't join because they …
Summer time seems to be heating up on the Industry Voices guest blog. The latest one is from Ronnie Richards, the Chairman of the Board at the Texas Manufactured Housing Association and a senior VP at factory home builder, American Homestar. Jefferson Lilly, investor and MHC owner, has an eye opening column that every property …
Will you raise you pen to paper, fax or send off a quick email to improve access to manufactured housing personal property (home only/chattel) financing? Federal Housing Finance Agency (FHFA) rulemaking is asking for comments under their proposed Affordable Housing Goals (AHG) for 2012-2014. I've sent my comments in as follows below. You can write …
I confess there are times that we at MHProNews.com have failed to report on a topic. An example might be my sitting in a room where former MHI President Thayer Long sat and was politely told by a respected state executive director that MHI was not getting their job done. Would it have been a …
We will cover what's up and coming below, but let's start with the notion that everything takes time. How long does it take to make a decision? Just a moment. But we know from experience that some consider – or procrastinate – for days, weeks, months or years on a decision. Why can some decide …
Multiple topics today, let's start with manufactured home financing, and move on from there. Financing An association executive thoughtfully updated me on the percentage of manufactured home loans being made via chattel financing. Personal property (chattel, home only) loans are now hovering in the 70-75% range of all manufactured home financing. This is up from …
We are well into campaign season and I believe our professional lives are ideally not compartments but part of a whole range of who we are; but this column is not about politics. Some practices used by political, religious and service organizations are strongly applicable to our manufactured home industry, it's opportunities, challenges and needs. …
