Foreclosure Inventory and Delinquencies Fall

The national foreclosure inventory continues to fall, decreasing 32 percent since Sept 2012, according to what Lender Processing Services (LPS) tells nationalmortgagenews, with 1.3 million housing units in the foreclosure pre-sale inventory. LPS’ loan-level database covers approximately 70 percent of the market total, MHProNews has learned. While delinquencies have fallen 12.6 percent since last Sept., over 3.2 million loans are delinquent, although not in foreclosure. While the nation’s delinquency rate gained four percent from August to Sept., the delinquency rate for loans 30 or more days past due is 6.5 percent. States with the highest percentage of delinquent loans include Mississippi, Florida, New Jersey, New York and Maine. Those with the lowest are Wyoming, Montana, Alaska and North and South Dakota.

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