“I have learned that there’s a big need for low-income families to get some help,” says Robin Davis, of Davis Homes, a manufactured and modular home dealer in Peachland, North Carolina, reports ansonrecord. She says in the year since the business opened, about 400 people have come in and many have no idea how to go about attempting to buy a home. She believes many people who have come in have gone to banks and then get so discouraged they never return.

She contacted the Unites States Department of Agriculture’s (USDA) Rural Development and Rural Housing Service and learned of three programs that can help people of modest means acquire a home: Single Family Housing Repair Loans and Grants, Rural Home Loans (Direct Program), and Single Family Home Loan guarantees.

Applicants must meet the income guidelines and live in an eligible rural area to qualify, MHProNews has learned. Davis is also thinking of partnering with other organizations that can offer education about homeownership. She and Arthur Davis, the 96-year-old patriarch of Davis Family Homes, feel that everyone should have the opportunity to live in a decent home. ##

(Photo credit: ansonrecord/Abby Cavenaugh–Davis Homes in Peachland, NC)

Article submitted by Matthew J. Silver to Daily Business News-MHProNews.