MHI Needs Your Support for House Bill

In its Week in Review newsletter, the Manufactured Housing Institute (MHI) is urging its members to contact their congressional delegation to support H.R. 3849, legislation introduced by Reps. Stephen Fincher of Tennessee, Joe Donnelly of Indiana, and Gary Miller of California. The Preserving Access to Manufactured Housing Act seeks to rescind provisions of the SAFE Act and the Dodd-Frank Act that hamper access to financing for manufactured homes. The bill addresses two significant issues: Reduce the threshold by which small balance manufactured home personal property loans are considered high-cost mortgage loans under Dodd-Frank; and redefine mortgage originators to exclude those who are selling manufactured homes as being not fundamentally engaged in loan origination, so they can provide technical assistance to consumers throughout the manufactured home-buying process.

(Image credit: Manufactured Housing Institute)

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