As Mortgage Apps Edge Up, Rates Edge Down

A Mortgage Bankers Association (MBA) report says mortgage applications nudged up 0.4 percent for the week ending Jan. 31 from the previous week, while refinance mortgage activity remained at 62 percent of mortgage applications. While the refinance index grew 3% from the previous week, the purchase index declined 4% from one week earlier. In addition, as informs, the 30-year, fixed-rate mortgage (FRM) with a conforming loan balance fell to 4.47% from 4.52%, as the 30-year, FRM with a jumbo loan balance dropped to 4.42% from 4.47%. The Federal Housing Administration (FHA)-backed, 30-year FRM declined .06 percent to 4.12.

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