Search Results for: James Schmitz Jr.

HUDPDRToddMRichardsonPhotoHUDPolicyDevelopmentResearchJamesASchmitzJrPicAquinasAristotlePDRLogoMHProNewsSabotagingMonopoliesInnovativeHousingSchowcaseOperationBreakthroughAnalysis

Todd M. Richardson HUD, Builders, NAHB, Innovative Housing Showcase, Operation Breakthrough – Systematic Aristotle Thomistic Testing – James Schmitz Claims of Sabotaging Monopolies, HUD PDR Analysis

By / / Manufactured and Modular Housing News

When over half the country, per Edelman, believes that public officials and business leaders can’t be trusted, and Pew Research shows trust in mainstream media as low, it makes sense to carefully document and examine properly-reasoned evidence. Yes, common sense may be under assault in an epoch when emotion and […]

Todd M. Richardson HUD, Builders, NAHB, Innovative Housing Showcase, Operation Breakthrough – Systematic Aristotle Thomistic Testing – James Schmitz Claims of Sabotaging Monopolies, HUD PDR Analysis Read More

MonopoliesSilentSpreadersPovertyEconomicInequalityInsightsHenrySimonsThurmanArnoldAppliedSchmitzFettigtoHUDManufacturedHousingEconomicInequalityPovertyPhotos

Monopolies – Silent Spreaders of Poverty and Economic Inequality Insights from Henry Simons & Thurman Arnold Applied by Schmitz and Fettig to HUD, Manufactured Housing, Economic Inequality and Poverty

By / / Manufactured and Modular Housing News

For Henry “Simons, the most important policy change to limit poverty and inequality was “the elimination of monopoly in all its forms.’’” So says a pull quote by Federal Reserve researchers James A. Schmitz Jr. and David Fettig. A few more pull quotes will tee up this MHProNews report and analysis

Monopolies – Silent Spreaders of Poverty and Economic Inequality Insights from Henry Simons & Thurman Arnold Applied by Schmitz and Fettig to HUD, Manufactured Housing, Economic Inequality and Poverty Read More

TheManufacturedHousingInstituteMHI_ConsolidationThesisPainfulToSomeButDifficultToDenyManufacturedHousingTruthsHideInPlainSight.PlusSundayWeeklyMHVilleHeadlinesRecap

The Manufactured Housing Institute (MHI) Consolidation Thesis. Painful to Some but Difficult to Deny Manufactured Housing Truths Hide in Plain Sight. Plus Sunday Weekly MHVille Headlines Recap

By / / Manufactured and Modular Housing News

Executive summary The consolidation thesis for manufactured housing explains why the industry continues to underperform during the largest affordable‑housing crisis in modern U.S. history. Despite proven historical capacity to produce hundreds of thousands of HUD Code homes annually, output remains stuck near ~100,000 units per year. The evidence shows: Production

The Manufactured Housing Institute (MHI) Consolidation Thesis. Painful to Some but Difficult to Deny Manufactured Housing Truths Hide in Plain Sight. Plus Sunday Weekly MHVille Headlines Recap Read More

FR-6537-P-01RevisingTheDefinitionOfManufacturedHomeToLowerHousingCostsDetailed IntroductionToaRubeGoldbergMachineOfHumanSufferingEconomicPerversionLATonyKovachMHProNews600x315

FR-6537-P-01 Revising the Definition of ‘‘Manufactured Home’’ to Lower Housing Costs. Exploring a Detailed Introduction to ‘A Rube Goldberg Machine of Human Suffering.’ ‘Economic Perversion.’

By / / Manufactured and Modular Housing News

Housekeeping and disclosures: these comments were submitted by a managing member of LifeStyle Factory Homes, LLC. The headline phrases “Rube Goldberg Machine of Human Suffering” and “economic perversion” quoted ‘headline’ remarks are drawn from remarks by others that are explored further below.  “Title: Proposed Rule Change: Removal of Permanent Chassis

FR-6537-P-01 Revising the Definition of ‘‘Manufactured Home’’ to Lower Housing Costs. Exploring a Detailed Introduction to ‘A Rube Goldberg Machine of Human Suffering.’ ‘Economic Perversion.’ Read More

HUDregulatoryCommentsForManufacturedHousingConsensusCommitteeMHCCmeetingJuly23.2026EnergyConservationStandardsForManufacturedHousingL.A.TonyKovach

HUD Regulatory Comments for Manufactured Housing Consensus Committee (MHCC) Meeting July 23, 2026 Energy Conservation Standards for Manufactured Housing. FEA mhcc@homeinnovation.com

By / / Manufactured and Modular Housing News

My name is L. A. “Tony” Kovach, and I am the co-founder and publisher of ManufacturedHomeProNews.com (MHProNews.com) and ManufacturedHomeLivingNews.com (MHLivingNews.com), both DBAs of LifeStyle Factory Homes LLC of which I am a managing member. I am also a columnist at HousingWire. During my academic years, I won numerous awards in

HUD Regulatory Comments for Manufactured Housing Consensus Committee (MHCC) Meeting July 23, 2026 Energy Conservation Standards for Manufactured Housing. FEA mhcc@homeinnovation.com Read More

FlashbackForForgottenFederalFilingFramesFrustrationsSurfacedDocumentSystematicStructuralShiftFavorCorpConsolidationOverIndependentBusinessesIdentified15YearsAgoFEA

Flashback for Forgotten Federal Filing Frames Frustrations. ‘Surfaced Document’ ‘Systematic Structural Shift Favor Corp Consolidation Over Independent Businesses Identified 15 Years Ago’ FEA.

By / / Manufactured and Modular Housing News

“The January 26, 2011 House Financial Services Committee hearing, entitled “Promoting Economic Recovery and Job Creation: The Road Forward” is, according to the Committee, the first in a series of hearings to review the roadblocks that small businesses face, including “mixed messages” from federal regulators, “competitive disadvantages” created by government

Flashback for Forgotten Federal Filing Frames Frustrations. ‘Surfaced Document’ ‘Systematic Structural Shift Favor Corp Consolidation Over Independent Businesses Identified 15 Years Ago’ FEA. Read More

FHFAdutyToServeDTSchattelLendingCommentsLetterByL.A.TonyKovachRIN2590–AB64DocumentedInsightsStandingTheTestOfTimeFEA

FHFA Duty to Serve (DTS) Chattel Lending Comments Letter by L. A. “Tony” Kovach. RIN 2590–AB64. Documented Insights Standing the Test of Time. FEA

By / / Manufactured and Modular Housing News

“The further a society drifts from the truth, the more it will hate those that speak it.” [George Orwell, per Goodreads] “Being in a minority, even in a minority of one, did not make you mad. There was truth and there was untruth, and if you clung to the truth even

FHFA Duty to Serve (DTS) Chattel Lending Comments Letter by L. A. “Tony” Kovach. RIN 2590–AB64. Documented Insights Standing the Test of Time. FEA Read More

MHIwereMasterfulWorkingThroughItAllNewCavcoPlantGroundbreakingPlusCEO-BoorRevealingRemarksOnHouseBillHousingForThe21stCenturyCVCO-QuarterlyAnnualResultsFEA

‘MHI were Masterful Working Through It All.’ New Cavco Plant Groundbreaking plus CEO Boor Revealing Remarks on House Bill Housing for the 21st Century. CVCO Quarterly and Annual Results. FEA

By / / Manufactured and Modular Housing News

The Manufactured Housing Institute (MHI) “were masterful working through it all” said prior board chair William C. “Bill” Boor, president and CEO of Cavco Industries (see Part II). According to the Congress.gov website, Boor has held the role since April 15, 2019, overseeing the company’s day-to-day operations and strategic direction. According

‘MHI were Masterful Working Through It All.’ New Cavco Plant Groundbreaking plus CEO Boor Revealing Remarks on House Bill Housing for the 21st Century. CVCO Quarterly and Annual Results. FEA Read More

WhatHappensIfCongressPassesHousingReformYetManufacturedHomeIndustryGrowthStalledWillGovtShareholdersAffordableHousingSeekersResidentsSueMHI-CorpsInstitutionalInvestorsFEA

What Happens if Congress Passes Housing Reform Yet Manufactured Home Industry Growth Stalled? Will Govt-Shareholders-Affordable Housing Seekers-Residents Sue MHI-Corps-Institutional Investors? FEA

By / / Manufactured and Modular Housing News

The National Housing Conference (NHC) sent MHProNews a press release (see Part I) on 5.20.2026 that said the following: “NHC applauds House passage of bipartisan housing package to expand supply and improve affordability.” According to xAI’s Grok (see Part II): “If [Congressional Housing] reforms pass but MH [manufactured housing] growth

What Happens if Congress Passes Housing Reform Yet Manufactured Home Industry Growth Stalled? Will Govt-Shareholders-Affordable Housing Seekers-Residents Sue MHI-Corps-Institutional Investors? FEA Read More

Sabotage101ChowdhuryAndGürtlerSabotageIsUbiquitousBusinessPoliticalEconomicCareerRelationshipsMediaWarOrganizationalResourceDenialAmeRegCorpMHVilleLessonsFEA

Sabotage 101. Chowdhury and Gürtler-‘Sabotage is Ubiquitous.’ Business. Political. Economic. Career. Relationships. Media. War. Organizational. Resource Denial. AmeRegCorp-MHVille Lessons-FEA

By / / Manufactured and Modular Housing News

“Pay more attention to what people do than what they say.” – Martin “Marty” Lavin, J.D. According to Springer Nature Link, about four centuries before the birth of Christ is an ancient example of the use of what is known today as “sabotage.” Wikipedia defines and describes sabotage as follows.

Sabotage 101. Chowdhury and Gürtler-‘Sabotage is Ubiquitous.’ Business. Political. Economic. Career. Relationships. Media. War. Organizational. Resource Denial. AmeRegCorp-MHVille Lessons-FEA Read More

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