{"id":9923,"date":"2015-06-13T07:55:05","date_gmt":"2015-06-13T12:55:05","guid":{"rendered":"http:\/\/manufacturedhomepronews.com\/masthead\/?p=9923"},"modified":"2015-06-13T07:55:05","modified_gmt":"2015-06-13T12:55:05","slug":"doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing\/","title":{"rendered":"Doug Ryan, CFED &#038; CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing?"},"content":{"rendered":"<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The hot new report linked below on <i><b>MHLivingNews<\/b><\/i> focuses on what looks like a conflict of interest. Doug Ryan at CFED has admitted that their organization gets money from the federal government, including from the CFPB. They in turn lobby the CFPB, Congress and the media on behalf of \u201cconsumers,\u201d including claiming that the largest MH lenders are \u201cpredatory\u201d and that manufactured housing producers are <em>greedy<\/em>. Ryan denies that CFED receiving dollars from the federal government in any way influences their advocacy.<\/span><\/span><\/p><div id=\"manuf-3631016691\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Excuse me?<\/span><\/span><\/p>\n<figure id=\"attachment_9925\" aria-describedby=\"caption-attachment-9925\" style=\"width: 575px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/cfed-and-cfpb-confused-conflicted-friends-of-manufactured-home-owners-and-prospective-buyers\/\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-medium wp-image-9925\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/conflict-of-interests-corporation-for-enterprise-development-cfed-consumer-financial-protection-bureau-cfpb-posted-manufacturedhomelivingnews-mhlivingnews-com-575x330-575x330.jpg\" alt=\"conflict-of-interests-corporation-for-enterprise-development-cfed-consumer-financial-protection-bureau-cfpb-posted-manufacturedhomelivingnews-mhlivingnews-com--575x330\" width=\"575\" height=\"330\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/conflict-of-interests-corporation-for-enterprise-development-cfed-consumer-financial-protection-bureau-cfpb-posted-manufacturedhomelivingnews-mhlivingnews-com-575x330.jpg 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/conflict-of-interests-corporation-for-enterprise-development-cfed-consumer-financial-protection-bureau-cfpb-posted-manufacturedhomelivingnews-mhlivingnews-com-575x330-150x86.jpg 150w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/a><figcaption id=\"caption-attachment-9925\" class=\"wp-caption-text\">Each logo above is the property of their respective organization.<\/figcaption><\/figure>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Ryan also refuses to disclose exactly how much of the millions-of-dollars a year that fund their organization flows from which federal agencies. If there is nothing to hide &#8211; why are they hiding it? &#8211; \u00a0after first agreeing to provide the data requested? <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The <a href=\"http:\/\/manufacturedhomelivingnews.com\/cfed-and-cfpb-confused-conflicted-friends-of-manufactured-home-owners-and-prospective-buyers\/\" target=\"_blank\">complete report, including the definition of conflict of interest, is linked here<\/a>.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>No Longer Unintended&#8230;This is Deliberate<\/b><\/span><\/span><\/p>\n<figure id=\"attachment_9926\" aria-describedby=\"caption-attachment-9926\" style=\"width: 80px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/doug-ryan-cfed-posted-manufactured-home-living-news-.jpg\"><img decoding=\"async\" class=\"size-full wp-image-9926\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/doug-ryan-cfed-posted-manufactured-home-living-news-.jpg\" alt=\"doug-ryan-cfed-posted-manufactured-home-living-news-\" width=\"80\" height=\"80\" \/><\/a><figcaption id=\"caption-attachment-9926\" class=\"wp-caption-text\">Doug Ryan, CFED&#8217;s point man on manufactured housing related issues.<\/figcaption><\/figure>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Ryan can no longer claim ignorance of the facts or the impact of current CFPB policies regarding the realities of manufactured housing lending, or how the policies CFPB has followed impacts MH buyers and sellers. \u00a0Ryan now knows that the Preserving Access to Manufactured Housing Act (S 682\/HR 650) is needed to lessen the negative impact on MH lending. \u00a0Ryan can&#8217;t claim ignorance, nor can he now say their intentions are pure, because the outcome is that consumers and businesses alike are being harmed, until Dodd-Frank is reformed, or the CFPB relents and changes course.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">This conflict of interest topic should be brought to the attention of every opposing and supporting Senator and congressional representative&#8217;s key staff as part of the ongoing efforts to pass the Preserving Access to Manufactured Housing Act. Your tax dollars are being used to fund the people \u2013 CFED &#8211; who in turn are advocating against the interests of manufactured home owners, prospective home owners and the industry itself.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Millions of MH residents are currently being harmed. MH owners may not seek to sell their home for 10 years. That explains why so many MH owners may not yet realize they&#8217;ve been harmed by the CFPB&#8217;s current regulations and groups like the branch of CFED lead by Doug Ryan.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">How can Ryan call himself a consumer advocates, when there is clear evidence of the harm being caused by the CFPB policies CFED advocates and promotes?<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Can you spell, Conflict of Interest?<\/span><\/span><\/p>\n<figure id=\"attachment_9928\" aria-describedby=\"caption-attachment-9928\" style=\"width: 390px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/cfed-and-cfpb-confused-conflicted-friends-of-manufactured-home-owners-and-prospective-buyers\/\" target=\"_blank\"><img decoding=\"async\" class=\" wp-image-9928\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/mike_baker_and_daniel_wagner-credit-seattle-times-center-for-public-integrity-posted-mhpronews-com-.png\" alt=\"mike_baker_and_daniel_wagner-credit-seattle-times-center-for-public-integrity-posted-mhpronews-com-\" width=\"390\" height=\"306\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/mike_baker_and_daniel_wagner-credit-seattle-times-center-for-public-integrity-posted-mhpronews-com-.png 525w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/mike_baker_and_daniel_wagner-credit-seattle-times-center-for-public-integrity-posted-mhpronews-com--150x117.png 150w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/><\/a><figcaption id=\"caption-attachment-9928\" class=\"wp-caption-text\">Yes, you&#8217;ll also see information on this pair shown in the references found \u00a0on the conflict of interest report, found at the link above.<\/figcaption><\/figure>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We hereby call on Doug Ryan and CFED to change course and do what is right on this critical subject. CFED is correct in saying that manufactured housing is a critical part of affordable housing in America. But they have been dead wrong on the lending side of their policies. Perhaps we now know why.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Don&#8217;t be surprised if more insights and information are revealed on this conflict of interest issue. Stay tuned, we&#8217;ll keep you informed. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Now, it is YOUR turn. You contact your Senators and keep your congressional representative informed on this too. Please provide the link above, which in turn links to key evidence of the importance of this bill.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The possibility of Senate passage is real. So this may all come down to a vote to override a threated presidential veto. That means that we as industry professionals must be mobilized and ready with the facts that dispel the clever myths being peddled by the opposition. We must be ready in both the House and Senate and on both sides of the political aisle.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Those good MH pros &#8211; we in MH \u2013 <i><b>we must be the true consumer advocates.<\/b><\/i> What is good for them, is good for us, and vice versa. Together, we advance. ##<\/span><\/span><\/p>\n<p style=\"text-align: left;\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/from-entry-level-to-elegant-inside-look-at-the-louisville-manufactured-housing-show\/\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-9764 alignleft\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11.jpg\" alt=\"LATonyKovach-Louisville-2015-mhpronews-com-275x156-1\" width=\"275\" height=\"156\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11.jpg 275w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11-150x85.jpg 150w\" sizes=\"(max-width: 275px) 100vw, 275px\" \/><\/a><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">By <a href=\"http:\/\/latonykovach.com\/the-mh-alliance-partners-in-progress.php\" target=\"_blank\">L. A. &#8216;Tony&#8217; Kovach<\/a>.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The hot new report linked below on MHLivingNews focuses on what looks like a conflict of interest. Doug Ryan at CFED has admitted that their organization gets money from the federal government, including from the CFPB. They in turn lobby the CFPB, Congress and the media on behalf of \u201cconsumers,\u201d including claiming that the largest &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing\/\"> <span class=\"screen-reader-text\">Doug Ryan, CFED &#038; CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[3992,3994,3676,2166,3734,3990,3991,3918,453,3993,3925],"class_list":["post-9923","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-s-682hr-650","tag-allegedly-predatory-manufactured-home-financing","tag-cfed","tag-cfpb","tag-consumer-financial-protection-bureau","tag-corporation-for-enterprise-development","tag-dodd-frank-reform","tag-doug-ryan","tag-manufactured-housing-lending","tag-mobile-home-loans","tag-preserving-access-to-manufactured-housing-act"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Doug Ryan, CFED &amp; CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing? - Masthead L. A. &#039;Tony&#039; Kovach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Doug Ryan, CFED &amp; CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing? - Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"og:description\" content=\"The hot new report linked below on MHLivingNews focuses on what looks like a conflict of interest. Doug Ryan at CFED has admitted that their organization gets money from the federal government, including from the CFPB. They in turn lobby the CFPB, Congress and the media on behalf of \u201cconsumers,\u201d including claiming that the largest &hellip; Doug Ryan, CFED &#038; CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing? Read More \u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. 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A. &#039;Tony&#039; Kovach","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.manufacturedhomepronews.com\/masthead\/doug-ryan-cfed-cfpb-conflict-of-interest-in-lobbying-about-preserving-access-to-manufactured-housing-reforms-of-dodd-frank-for-manufactured-housing-financing\/","og_locale":"en_US","og_type":"article","og_title":"Doug Ryan, CFED & CFPB \u2013 Conflict of Interest in Lobbying about Preserving Access to Manufactured Housing reforms of Dodd-Frank for Manufactured Housing Financing? - Masthead L. A. &#039;Tony&#039; Kovach","og_description":"The hot new report linked below on MHLivingNews focuses on what looks like a conflict of interest. Doug Ryan at CFED has admitted that their organization gets money from the federal government, including from the CFPB. 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