{"id":9841,"date":"2015-05-20T19:30:50","date_gmt":"2015-05-21T00:30:50","guid":{"rendered":"http:\/\/manufacturedhomepronews.com\/masthead\/?p=9841"},"modified":"2015-05-20T19:33:40","modified_gmt":"2015-05-21T00:33:40","slug":"errors-new-york-times-allgov-seattle-timescenter-for-public-integrity-why-preserving-access-to-manufactured-housing-act-benefits-consumers-via-fixes-of-dodd-frank","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/errors-new-york-times-allgov-seattle-timescenter-for-public-integrity-why-preserving-access-to-manufactured-housing-act-benefits-consumers-via-fixes-of-dodd-frank\/","title":{"rendered":"Errors &#8211; New York Times, AllGov, Seattle Times\/Center for Public Integrity \u2013 Why Preserving Access to Manufactured Housing Act benefits Consumers via fixes of Dodd-Frank"},"content":{"rendered":"<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">AllGov and the New York Times are among those who have leaned on reports by the Seattle Times and the Center for Public Integrity as they attack the reforms sought by manufactured housing with respect to Dodd-Frank. The form their brand of journalism has taken has been to attack the largest manufactured housing operation in production and lending \u2013 Berkshire Hathaway, Clayton Homes, 21<\/span><\/span><sup><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">st<\/span><\/span><\/sup><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"> Morgage and Vanderbilt Mortgage and Finance (VMF) &#8211; as a way of undermining the entire industry&#8217;s efforts to modify the onerous regulations imposed by the Consumer Financial Protection Bureau (CFPB), which are harming millions of manufactured housing owners as well as the MH Industry at large.<\/span><\/span><\/p><div id=\"manuf-3995947357\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The best way to begin to address their many errors is to share three links that directly or indirectly disprove much of what they claim is true.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>First,<\/b><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"> the following link under a Google News search this evening is the following.<\/span><\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/dodd-frank-and-manufactured-home-financing-the-place-where-good-intentions-and-unintended-consequences-collide\/\" target=\"_blank\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-medium wp-image-9843\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/GoogleSearchonDoddFrankManufacturedHomeFinancing-posted-masthead-blog-mhpronews--575x398.png\" alt=\"GoogleSearchonDoddFrankManufacturedHomeFinancing-posted-masthead-blog-mhpronews-\" width=\"575\" height=\"398\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/GoogleSearchonDoddFrankManufacturedHomeFinancing-posted-masthead-blog-mhpronews--575x398.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/GoogleSearchonDoddFrankManufacturedHomeFinancing-posted-masthead-blog-mhpronews--150x104.png 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/GoogleSearchonDoddFrankManufacturedHomeFinancing-posted-masthead-blog-mhpronews-.png 857w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We&#8217;re pleased to say that a number of media outlets have picked this story up, which has nudged the Seattle Times from the top spot on Google for this same search just a week ago. The <\/span><\/span><span style=\"color: #000080;\"><span lang=\"zxx\"><u><a href=\"http:\/\/manufacturedhomelivingnews.com\/dodd-frank-and-manufactured-home-financing-the-place-where-good-intentions-and-unintended-consequences-collide\/\" target=\"_blank\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">story that shows that manufactured home lending is NOT predatory, is linked on the image above or at this link here<\/span><\/span><\/a><\/u><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">.<\/span><\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/sam-landy-umh-ceo-on-dodd-frank-and-the-preserving-access-to-manufactured-housing-act-s-682hr-650\/\" target=\"_blank\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-9844\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/inside-mh-sam-landy-jd-ceo-umhproperties-inc-freehold-nj-manufacturedhomelivingnews-com-.jpg\" alt=\"inside-mh-sam-landy-jd-ceo-umhproperties-inc-freehold-nj-manufacturedhomelivingnews-com-\" width=\"570\" height=\"321\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/inside-mh-sam-landy-jd-ceo-umhproperties-inc-freehold-nj-manufacturedhomelivingnews-com-.jpg 570w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/inside-mh-sam-landy-jd-ceo-umhproperties-inc-freehold-nj-manufacturedhomelivingnews-com--150x84.jpg 150w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Second, <\/b><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">the Seattle Times, New York Times, AllGov et al publications have arguably used red hearings and clearly misleading statements. <\/span><\/span><span style=\"color: #000080;\"><span lang=\"zxx\"><u><a href=\"http:\/\/manufacturedhomelivingnews.com\/sam-landy-umh-ceo-on-dodd-frank-and-the-preserving-access-to-manufactured-housing-act-s-682hr-650\/\" target=\"_blank\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Sam Landy \u2013 President and CEO of UMH Properties (NYSE:UMH) video interview on the impact of Dodd-Frank\/CFPB regulations on manufactured home lending is linked here.<\/span><\/span><\/a><\/u><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"> The video and article cause many of the claims made by other media to crumble under closer scrutiny.<\/span><\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/will-matt-drudge-fox-or-cnn-spotlight-unfair-challenges-harming-millions-of-manufactured-home-owners\/\" target=\"_blank\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-9845\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/MikeBakerSeattleTimes-creditsnewsi-DanielWagner-talkingbiznews-posted-dailybusinessnews-manufacturedhousing-mhpronews-com-.jpg\" alt=\"MikeBakerSeattleTimes-credit=snewsi-DanielWagner-talkingbiznews-posted-dailybusinessnews-manufacturedhousing-mhpronews-com-\" width=\"377\" height=\"351\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/MikeBakerSeattleTimes-creditsnewsi-DanielWagner-talkingbiznews-posted-dailybusinessnews-manufacturedhousing-mhpronews-com-.jpg 377w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/05\/MikeBakerSeattleTimes-creditsnewsi-DanielWagner-talkingbiznews-posted-dailybusinessnews-manufacturedhousing-mhpronews-com--150x140.jpg 150w\" sizes=\"(max-width: 377px) 100vw, 377px\" \/><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Third, <\/b><\/span><\/span><span style=\"color: #000080;\"><span lang=\"zxx\"><u><a href=\"https:\/\/www.manufacturedhomepronews.com\/will-matt-drudge-fox-or-cnn-spotlight-unfair-challenges-harming-millions-of-manufactured-home-owners\/\" target=\"_blank\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">this article posted by Matthew Silver this morning quotes at length from Don Glisson, Jr. &#8211; President and CEO of Triad Financial<\/span><\/span><\/a><\/u><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Let me wrap up tonight with this comment that was posted on the AllGov article on the upcoming S 682 related vote in the Senate Banking Committee. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>To AllGov <\/b><\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">This is perhaps a tad worse than the Seattle Times was in terms of accuracy. First, there have been no mobile homes built in the U.S. since June 15, 1976.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Second, even if the authors above had used the correct terminology, Clayton Homes does not control 91% of the manufactured housing market. The combined Berkhsire Hathaway controlled firms are about 45% of the new homes being sold.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Third, Berkshire Hathaway affiliated lenders do dominate manufactured housing lending on the personal property side. But the current regulations under the CFPB has been driving lenders out of the space, please see the article linked below, which includes an interview with a firm that withdrew due to CFPB regs.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/sam-landy-umh-ceo-on-dodd-frank-and-the-preserving-access-to-manufactured-housing-act-s-682hr-650\/\" target=\"_blank\">http:\/\/manufacturedhomelivingnews.com\/sam-landy-umh-ceo-on-dodd-frank-and-the-preserving-access-to-manufactured-housing-act-s-682hr-650\/<\/a><\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Fourth, if conventional housing was as restricted as manufactured housing, there would be serious problems in resales of houses or condos too! Due to the choking regulations, fewer loans available, harms the values of those in the lowest cost manufactured homes, specifically those under $20,000.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">I&#8217;d invite the authors to contact me for more insights that could set these and other errors straight. Thank you.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Conclusion<\/b><\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">All of this points to the need for manufactured housing to continue to rally around the effort to define ourselves. We in MH have a great story to tell. We ought to be proud of the opportunities offered to the full spectrum of customers \u2013 from those with credit challenges to those who can finance or pay cash for whatever they want, and they decide on the value of modern manufactured homes. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">FYI &#8211; the outlook for tomorrow&#8217;s vote in the Senate Banking Committee is for passage, with some Democrats voting in favor too. The challenge is the next hurdles&#8230;<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We either define ourselves or others will define us, often to our detriment. When our story is better understood, even our political efforts will benefit.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We each have a role to play in this effort, with time, talent or treasure. We must be the true advocates for millions of current and future manufactured home owners harmed by Dodd-Frank. Protecting our customers also protects and promotes our business. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Enough said for tonight. ##<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/LATonyKovach.com\/\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-9400 size-medium\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/latonykovach-us-supreme-court-building-washington-dc-masthead-mhpronews-com-_light-1-304x430.png\" alt=\"latonykovach-us-supreme-court-building-washington-dc-masthead-mhpronews-com-_light- (1)\" width=\"304\" height=\"430\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/latonykovach-us-supreme-court-building-washington-dc-masthead-mhpronews-com-_light-1-304x430.png 304w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/latonykovach-us-supreme-court-building-washington-dc-masthead-mhpronews-com-_light-1-106x150.png 106w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/latonykovach-us-supreme-court-building-washington-dc-masthead-mhpronews-com-_light-1.png 306w\" sizes=\"(max-width: 304px) 100vw, 304px\" \/><\/a>By <\/span><\/span><span style=\"color: #000080;\"><span lang=\"zxx\"><u><a href=\"http:\/\/LATonyKovach.com\/\" target=\"_blank\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">L. A. \u201cTony\u201d Kovach<\/span><\/span><\/a><\/u><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AllGov and the New York Times are among those who have leaned on reports by the Seattle Times and the Center for Public Integrity as they attack the reforms sought by manufactured housing with respect to Dodd-Frank. The form their brand of journalism has taken has been to attack the largest manufactured housing operation in &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/errors-new-york-times-allgov-seattle-timescenter-for-public-integrity-why-preserving-access-to-manufactured-housing-act-benefits-consumers-via-fixes-of-dodd-frank\/\"> <span class=\"screen-reader-text\">Errors &#8211; New York Times, AllGov, Seattle Times\/Center for Public Integrity \u2013 Why Preserving Access to Manufactured Housing Act benefits Consumers via fixes of Dodd-Frank<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[3955,3953,451,2166,1761,3734,698,547,362,142,3,767,3863,3958,3959,2963,3954,3948,2564,3956,3957],"class_list":["post-9841","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-21st-morgage","tag-allgov","tag-berkshire-hathaway","tag-cfpb","tag-clayton-homes","tag-consumer-financial-protection-bureau","tag-dodd-frank","tag-don-glisson","tag-google","tag-jr","tag-manufactured-housing","tag-new-york-times","tag-news","tag-president-and-ceo","tag-president-and-ceo-of-triad-financial","tag-sam-landy","tag-seattle-times","tag-senate-banking-committee","tag-umh-properties","tag-vanderbilt-mortgage-and-finance","tag-vmf"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Errors - New York Times, AllGov, Seattle Times\/Center for Public Integrity \u2013 Why Preserving Access to Manufactured Housing Act benefits Consumers via fixes of Dodd-Frank - Masthead L. 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