{"id":9276,"date":"2014-11-30T08:51:41","date_gmt":"2014-11-30T14:51:41","guid":{"rendered":"http:\/\/manufacturedhomepronews.com\/masthead\/?p=9276"},"modified":"2014-11-30T15:32:34","modified_gmt":"2014-11-30T21:32:34","slug":"finance-fire-safety-fines-and-the-future","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/finance-fire-safety-fines-and-the-future\/","title":{"rendered":"Finance, Fire Safety, Fines and the Future"},"content":{"rendered":"<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Besides the rapidly approaching Louisville Show, all of our other duties, etc., we are swamped with the upcoming new December issue! The December 2014 featured articles will be live on the home page by close of business December 1, 2014. <\/span><\/span><\/p><div id=\"manuf-3210080770\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">As always, here on the <i><b>Masthead, \u00a0<\/b><\/i>you&#8217;ll find a handy, full run-down on the new issue in a start-of-the-month blog post. You can circle back here for that after the new issue is live.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Historic?<\/b><\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">For the next few moments, let me give you what media and news calls &#8216;the tease.&#8217; The word historic is often over-used. \u00a0But once the new December issue is live, please make some mental notes. There will be topics in it that when you look back in a few weeks, months (or maybe, even in a few years&#8230;) you will find yourself agreeing are historic for manufactured housing.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">In the strictest sense, we cover housing history on a day-by-day basis here at MHProNews. The<strong><em> Daily Business News<\/em><\/strong>\u00a0 readership continues to rise, as does our readership overall. \u00a0Webalizer&#8217;s report on MHProNews \u00a0documented the fact that visits by professionals like you continue to grow year-over-year. When you are reading here, you are far from alone! You&#8217;re in the good company of other owners, executives, managers, investors and public officials, plus the educators and non-profits that do their research on MH here too.<\/span><\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a-575x346.png\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter  wp-image-9277\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a-575x346.png\" alt=\"shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a-575x346\" width=\"412\" height=\"248\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a-575x346.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a-575x346-150x90.png 150w\" sizes=\"(max-width: 412px) 100vw, 412px\" \/><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Please take a look at our newest feature on the <i><b>Daily Business News<\/b><\/i> (<b>DBN<\/b>). The Sunday Morning Weekly Recap. We produced this based upon reader input for an easy place to scan DBN headlines for the stories most important to busy professionals.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">In the last 3 weeks, we&#8217;ve seen close to 100 news stories in the DBNs, all of which relate directly or indirectly to your business. <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">For example, <\/span><\/span><\/p>\n<ul>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">the exit of <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/us-bank-exits-from-indirect-manufactured-housing-lending\/\" target=\"_blank\">U.S. Bank from direct MH lending, was first reported in the DBNs<\/a>. We are also the first to tell you that some at the Manufactured Housing Institute (MHI) are exploring how the U.S. Bank exit might be used to make the case with the CFPB (Consumer Financial Protection Bureau) that their regulations are proving to be too costly.<\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Also in MH finance<\/b><\/span><\/span><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">, to my knowledge, no one else in MH has explored what the possible impact on lending for manufactured homes could be as a result of the president&#8217;s announced amnesty plans for some 5 million undocumented people living in the U.S.. \u00a0<a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/tins-and-what-potus-obamas-immigration-executive-action-means-for-lenders-manufactured-housing\/\" target=\"_blank\">That DBN is linked here<\/a>.<\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">What is the cost of crony capitalism? While not ignored, who else in MH is even looking at this subject in quite the same way? Here is an insightful <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/crony-capitalism-sidebar-donald-p-grasso-rytec-high-performance-doors\/\" target=\"_blank\">article focused on a housing supplier, please check it out if you missed it<\/a>.<\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We were the first with the most in Manufactured Housing national news to bring you 6<\/span><\/span><sup><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">th<\/span><\/span><\/sup><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"> Circuit case that declared manufactured housing is not a consumer product. Here is the <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/jdsupra-spotlights-the-6th-circuit-ruling-in-bennett-v-cmh-homes-are-manufactured-homes-a-consumer-product\/\" target=\"_blank\">DBN on JD Supra&#8217;s take on that subject<\/a>, and the featured article that was <a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/home\/featured-articles\/november-2014\/136-community-management-a-fair-housing-legal\/8586-the-6th-circuit-court-says-manufactured-homes-arent-consumer-product-\" target=\"_blank\">first national coverage in the biz on the 6<\/a><\/span><\/span><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/home\/featured-articles\/november-2014\/136-community-management-a-fair-housing-legal\/8586-the-6th-circuit-court-says-manufactured-homes-arent-consumer-product-\" target=\"_blank\"><sup><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">th<\/span><\/span><\/sup><\/a><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/home\/featured-articles\/november-2014\/136-community-management-a-fair-housing-legal\/8586-the-6th-circuit-court-says-manufactured-homes-arent-consumer-product-\" target=\"_blank\"> Circuit ruling<\/a>. <\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Do shrinking inventories for <a href=\"https:\/\/www.manufacturedhomepronews.com\/do-home-resale-slides-reported-by-realtors-signal-opportunities-for-factory-built-home-professionals\/\" target=\"_blank\">Real Estate agents represent opportunities for MH? You bet! Here is the DBN on that subject<\/a>. FYI \u2013 we have TONS of topics like this in the DBNs, all of which point directly or indirectly to opportunities for modular and manufactured home builders, retailers, developers and communities. <\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/mhi-touts-national-fire-protection-association-nfpa-update-report-show-manufactured-homes-safer-than-conventional\/\" target=\"_blank\">fire safety myth of MH is EXPLODED by this piece of news! See what the NFPA said about MH being safer than conventional housing.<\/a> Properly shared, do you think that could help sell more MH?<\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Last but not least, three changes at MHARR and MHI. Danny Ghorbani&#8217;s retirement from MHARR certainly must be called historic. It has to be seen by loyalists and others alike as big news. The link to <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/danny-ghorbani-president-and-ceo-of-manufactured-housing-association-for-regulatory-reform-mharr-retiring\/\" target=\"_blank\">that DBN is here.<\/a><\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">While we know attorney M. Mark Weiss &#8211; MHARR&#8217;s incoming CEO &#8211; thousands of you don&#8217;t. <a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/m-mark-weiss-jd-incoming-president-of-the-manufactured-housing-association-for-regulatory-reform-mharr\/\" target=\"_blank\">Here is the first 411 on M. Mark Weiss<\/a>. <\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/www.mhpronews.com\/blogs\/daily-business-news\/manufactured-housing-institute-senior-vp-leaving\/\" target=\"_blank\">Jason Boehlert, MHI&#8217;s Senior VP is leaving<\/a>, as we hinted before it was announced. The clues, tips and the news are all found here on MHProNews more than any other resource in the industry; that&#8217;s a fact. <\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">MHProNews knew about all three of the above staff changes before they were announced, as officials with each organization know we knew. We wanted to respect their making their own announcements. There is some news you run with when you first hear it, others that you wait on. More on that in the new December issue!<\/span><\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/sunday-morning-manufactured-housing-weekly-pro-news-recap-mhpronews-com-.jpg\"><img decoding=\"async\" class=\"aligncenter  wp-image-9278\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/sunday-morning-manufactured-housing-weekly-pro-news-recap-mhpronews-com-.jpg\" alt=\"sunday-morning-manufactured-housing-weekly-pro-news-recap-mhpronews-com-\" width=\"350\" height=\"276\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/sunday-morning-manufactured-housing-weekly-pro-news-recap-mhpronews-com-.jpg 545w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/sunday-morning-manufactured-housing-weekly-pro-news-recap-mhpronews-com--150x118.jpg 150w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Sunday Morning &#8211; 3 weekly &#8216;headline news&#8217; recaps! <\/b><\/span><\/span><\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/sunday-morning-recap-for-week-november-23-29-2014\/\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">http:\/\/www.MHProNews.com\/blogs\/daily-business-news\/sunday-morning-recap-for-week-november-23-29-2014\/<\/span><\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/sunday-morning-manufactured-housing-daily-business-news-weekly-recap-11-16-22-2014\/\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">http:\/\/www.MHProNews.com\/blogs\/daily-business-news\/sunday-morning-manufactured-housing-daily-business-news-weekly-recap-11-16-22-2014\/<\/span><\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/sunday-morning-manufactured-housing-daily-business-news-weekly-recap-11-9-15-2014\/\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">http:\/\/www.MHProNews.com\/blogs\/daily-business-news\/sunday-morning-manufactured-housing-daily-business-news-weekly-recap-11-9-15-2014\/<\/span><\/span><\/a><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">FYI \u2013 in one of the recaps above, you&#8217;ll find a story on fines and the CFPB, one that MH pros should know about.<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">That is where we will wrap this up today, by pointing you to the most robust summaries of the news that impacts housing and thus manufactured housing. If you haven&#8217;t already checked out the 3 weekly news recaps, they&#8217;re each linked above. In the matter of minutes, you can scan nearly 100 headlines that impact our housing world! <\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Thanks for checking in, and for making the Masthead a top read blog too. ##<\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">(Image credits: Shutterstock\/MHProNews)<\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/08\/la-tony-kovach.jpg\"><img decoding=\"async\" class=\"alignleft size-full wp-image-8779\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/08\/la-tony-kovach.jpg\" alt=\"la-tony-kovach\" width=\"126\" height=\"127\" \/><\/a>by <a href=\"http:\/\/latonykovach.com\/\" target=\"_blank\">L. A. &#8216;Tony&#8217; Kovach<\/a><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Besides the rapidly approaching Louisville Show, all of our other duties, etc., we are swamped with the upcoming new December issue! The December 2014 featured articles will be live on the home page by close of business December 1, 2014. As always, here on the Masthead, \u00a0you&#8217;ll find a handy, full run-down on the new &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/finance-fire-safety-fines-and-the-future\/\"> <span class=\"screen-reader-text\">Finance, Fire Safety, Fines and the Future<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[2166,3734,1289,3737,3736,3738,666,3621,3,275,2050,1994,3735,3733,7,8,754,3728],"class_list":["post-9276","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-cfpb","tag-consumer-financial-protection-bureau","tag-finance","tag-fines","tag-fire-safety","tag-future","tag-jason-boehlert","tag-louisville-show","tag-manufactured-housing","tag-manufactured-housing-institute","tag-mark-weiss","tag-mh","tag-mh-finance","tag-mh-lending","tag-mharr","tag-mhi","tag-mhpronews","tag-u-s-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Finance, Fire Safety, Fines and the Future - Masthead L. A. &#039;Tony&#039; Kovach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/finance-fire-safety-fines-and-the-future\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finance, Fire Safety, Fines and the Future - Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"og:description\" content=\"Besides the rapidly approaching Louisville Show, all of our other duties, etc., we are swamped with the upcoming new December issue! The December 2014 featured articles will be live on the home page by close of business December 1, 2014. 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