{"id":693,"date":"2010-07-21T15:44:23","date_gmt":"2010-07-21T20:44:23","guid":{"rendered":"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/?p=693"},"modified":"2010-07-21T16:17:26","modified_gmt":"2010-07-21T21:17:26","slug":"getting-more-chattelhome-only-financing-for-manufactured-housing","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/getting-more-chattelhome-only-financing-for-manufactured-housing\/","title":{"rendered":"Getting More Chattel\/Home-Only Financing for Manufactured Housing!"},"content":{"rendered":"<p><strong>Executive Summary<\/strong>:\u00a0 no excuses, just do it.<\/p><div id=\"manuf-734867539\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>Starting months ago, we at <a href=\"http:\/\/MHMSM.com\" target=\"_blank\">MHMSM.com<\/a> have addressed publicly and privately the issue of chattel\/home only financing for manufactured housing.\u00a0 We certainly have not been alone, as other publishers such as The Allen Letter, MHARR and MHI, and Chattel Finance News have as well.\u00a0 With some 60% of all manufactured home sales being closed as chattel contracts, it is a total no brainier for our industry to stand up TODAY and be counted on this critical topic now pending before the FHFA!<\/p>\n<figure id=\"attachment_697\" aria-describedby=\"caption-attachment-697\" style=\"width: 171px\" class=\"wp-caption aligncenter\"><a rel=\"attachment wp-att-697\" href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/getting-more-chattelhome-only-financing-for-manufactured-housing\/mhi-logo\/\"><img decoding=\"async\" class=\"size-full wp-image-697\" title=\"MHI logo\" src=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/wp-content\/uploads\/2010\/07\/MHI-logo.png\" alt=\"MHI logo\" width=\"171\" height=\"73\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/MHI-logo.png 171w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/MHI-logo-125x53.png 125w\" sizes=\"(max-width: 171px) 100vw, 171px\" \/><\/a><figcaption id=\"caption-attachment-697\" class=\"wp-caption-text\">MHI has asked for your response, have you done so yet?<\/figcaption><\/figure>\n<p>Imagine that it is your message that will put this over the top with the Feds\u00a0 Don&#8217;t delegate, or hope someone else does it, you do it, today, right now, please!<\/p>\n<figure id=\"attachment_698\" aria-describedby=\"caption-attachment-698\" style=\"width: 170px\" class=\"wp-caption alignright\"><a rel=\"attachment wp-att-698\" href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/getting-more-chattelhome-only-financing-for-manufactured-housing\/mharr-170\/\"><img decoding=\"async\" class=\"size-full wp-image-698\" title=\"MHARR-170\" src=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/wp-content\/uploads\/2010\/07\/MHARR-170.png\" alt=\"MHARR has asked for your response, have you done so yet?\" width=\"170\" height=\"63\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/MHARR-170.png 170w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/MHARR-170-125x46.png 125w\" sizes=\"(max-width: 170px) 100vw, 170px\" \/><\/a><figcaption id=\"caption-attachment-698\" class=\"wp-caption-text\">MHARR has asked for your response, have you done so yet?<\/figcaption><\/figure>\n<p>Some experts say that this step alone could double manufactured housing industry sales.\u00a0 Don&#8217;t you want and need that <strong>doubling of sales<\/strong> too?!<\/p>\n<p>Besides our own individual MHMSM team messages to the FHFA, Congressmen and Senators, plus our routine and special emailings, I have personally called or emailed dozens of individuals to get them to act.\u00a0 Some have large email lists, such as Greg O&#8217;Berry, Ken Rishel, MHI, MHARR and I just emailed Jerry Rouleau, to ask him to do the same if he hasn\u2019t already done so.\u00a0 Others are more modest in their size, but each are important to this great industry.\u00a0 Since I and my associates have done this, since organizations and their leaders have done this, I can look you in the digital eyes and say, please, right now, today, you do it too!<\/p>\n<figure id=\"attachment_699\" aria-describedby=\"caption-attachment-699\" style=\"width: 381px\" class=\"wp-caption alignleft\"><a rel=\"attachment wp-att-699\" href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/getting-more-chattelhome-only-financing-for-manufactured-housing\/hometown_america_logo_2010-07-21_1555\/\"><img decoding=\"async\" class=\"size-full wp-image-699\" title=\"Hometown_America_logo_2010-07-21_1555\" src=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/wp-content\/uploads\/2010\/07\/Hometown_America_logo_2010-07-21_1555.png\" alt=\"MHC Giant Hometown America has responded, have you done so yet?\" width=\"381\" height=\"73\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/Hometown_America_logo_2010-07-21_1555.png 381w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/Hometown_America_logo_2010-07-21_1555-125x23.png 125w\" sizes=\"(max-width: 381px) 100vw, 381px\" \/><\/a><figcaption id=\"caption-attachment-699\" class=\"wp-caption-text\">MHC Giant Hometown America has responded, have you done so yet?<\/figcaption><\/figure>\n<p>Just do it, no excuses.\u00a0 Think doubling my business if I do this.\u00a0 Use a format <a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/action-alert-action-needed-by-72210\/\" target=\"_blank\">supplied<\/a>, or write your own,<strong> but just do it<\/strong>.\u00a0 4 total messages &#8211; FHFA, Congressman and 2 US Senators &#8211; today.\u00a0 Then reach out to your email list and ask them to do the same.\u00a0 <em><strong>Today!<\/strong><\/em><\/p>\n<figure id=\"attachment_700\" aria-describedby=\"caption-attachment-700\" style=\"width: 450px\" class=\"wp-caption aligncenter\"><a rel=\"attachment wp-att-700\" href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/getting-more-chattelhome-only-financing-for-manufactured-housing\/chattel_finance_newsletter_2010-07-21_1558\/\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-700\" title=\"chattel_finance_newsletter_2010-07-21_1558\" src=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/wp-content\/uploads\/2010\/07\/chattel_finance_newsletter_2010-07-21_1558-450x113.png\" alt=\"Ken Rishel of Precision Capital and Chattel Finance news has done so, have you?\" width=\"450\" height=\"113\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/chattel_finance_newsletter_2010-07-21_1558-450x113.png 450w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/chattel_finance_newsletter_2010-07-21_1558-125x31.png 125w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/chattel_finance_newsletter_2010-07-21_1558.png 636w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/a><figcaption id=\"caption-attachment-700\" class=\"wp-caption-text\">Ken Rishel of Precision Capital and Chattel Finance news has done so, have you?<\/figcaption><\/figure>\n<p>I also won&#8217;t kid you.\u00a0 If the FHFA modified favorably it&#8217;s position, we would still have more to do.\u00a0 First, we would want to work with the FEDs to make sure that their program would be a success!\u00a0 Industry leaders have ideas on that topic, and I do too.\u00a0 What we don&#8217;t need is another bubble, another avoidable Conseco-gate meltdown.<\/p>\n<figure id=\"attachment_701\" aria-describedby=\"caption-attachment-701\" style=\"width: 450px\" class=\"wp-caption alignright\"><a rel=\"attachment wp-att-701\" href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/getting-more-chattelhome-only-financing-for-manufactured-housing\/logo1jpg-3\/\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-701\" title=\"logo1jpg\" src=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/tonykovach\/wp-content\/uploads\/2010\/07\/logo1jpg-450x92.jpg\" alt=\"The MHMSM.com team members have written in, we are asking that you do too!\" width=\"450\" height=\"92\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/logo1jpg-450x92.jpg 450w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/logo1jpg-125x25.jpg 125w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2010\/07\/logo1jpg.jpg 867w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/a><figcaption id=\"caption-attachment-701\" class=\"wp-caption-text\">The MHMSM.com team members have written in, we are asking that you do too!<\/figcaption><\/figure>\n<p>The more to do would also include working with private investors, ala program&#8217;s such as those that Ken Rishel teaches and promotes.\u00a0 We don&#8217;t need to put all our eggs into a single basket.\u00a0 We do need to work with as many avenues of financing supply as we can obtain, and then work with those lenders &#8211; private or publicly backed &#8211; to make sure we don&#8217;t let some ne&#8217;er do well shoot our Industry&#8217;s foot off with short sighted\/greedy business practices again.<\/p>\n<p>It is all about win-win.\u00a0 Lenders must win, Retail Customers must win, individual business must win, and if the Feds come on board, we better protect them and let them win in this too.\u00a0 Once you have written the FHFA, see links below, and your Congressman and US Senators, then call or email your circle of influence and get others to do so too.<\/p>\n<p>As a last thought, while I would urge action today, if you saw this message for the first time on July 23 or afterwards, do the same thing then too, even if it is a day or so past the deadline!\u00a0 Congressman and Senators offices will still take note, and based on a heavy volume of replies, my bet is that so will the FHFA.\u00a0 But don&#8217;t delay.\u00a0 Act, please, now!<\/p>\n<p>No excuses.\u00a0 Do this for the sake of your own businesses, your own customers, for the sake of your aunt, uncle, mom or pop.\u00a0 Once done, keep that up, but reach out to alternative private investor chattel loan plans such as award winning Precision Financial has or others of good repute.\u00a0 We can have the chattel financing that our customers want and need.\u00a0 But only if enough good people like yourself&#8230;<\/p>\n<p>&#8230;just do it.\u00a0 No point in crying in your beer, when you can act and win!!\u00a0 Thank you! # #<\/p>\n<p>L. A. &#8216;Tony&#8217; Kovach<\/p>\n<p>Manufactured Home Marketing Sales Management or MHMSM.com<\/p>\n<p><a href=\"mailto:tony@mhmsm.com\" target=\"_blank\">Tony@mhmsm.com<\/a><\/p>\n<p>847-730-3692 or iPhone 832-689-1729<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;-&gt; for examples of how others have written or commented on this, please go to&#8230;<\/p>\n<p><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/\" target=\"_blank\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/<\/a><\/p>\n<p>and to:<\/p>\n<p><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/it-is-time-to-stand-up-and-be-counted\/\" target=\"_blank\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/it-is-time-to-stand-up-and-be-counted\/<\/a> Ken Rishel, Precision Financial<\/p>\n<p><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/transcript-of-letter-from-mhi-executive-vp-thayer-long-to-fhfa-general-counsel-alfred-m-pollard\/\" target=\"_blank\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/transcript-of-letter-from-mhi-executive-vp-thayer-long-to-fhfa-general-counsel-alfred-m-pollard\/<\/a> Thayer Long, Manufactured Housing Institute<\/p>\n<p><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/gses-duty-to-serve\/\" target=\"_blank\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/gses-duty-to-serve\/<\/a> Greg O&#8217;Berry, Hometown America<\/p>\n<p><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/action-alert-action-needed-by-72210\/\" target=\"_blank\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/action-alert-action-needed-by-72210\/<\/a> MHI Call to Action<\/p>\n<p><a href=\"..\/..\/industryvoices\/mharr-comments-on-grossly-inadequate-dts-rule\/\">http:\/\/www.mhmarketingsalesmanagement.com\/blogs\/industryvoices\/mharr-comments-on-grossly-inadequate-dts-rule\/<\/a> Danny Ghorbani, MHARR ##<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Getting More Chattel\/Home-Only Financing for Manufactured Housing!<\/p>\n<p>Executive Summary:  no excuses, just do it.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[113,354,378,382,380,107,5,383,381,30,7,8,37,239],"class_list":["post-693","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-duty-to-serve","tag-fhfa","tag-greg-oberry","tag-gses","tag-jerry-rouleau","tag-ken-rishel","tag-l-a-tony-kovach","tag-manufactured-housing-chattel-financing","tag-manufactured-housing-marketing-sales-management-online-trade-magazine","tag-manufactured-housing-trade-journal","tag-mharr","tag-mhi","tag-mhmsm-com","tag-the-allen-letter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Getting More Chattel\/Home-Only Financing for Manufactured Housing! - Masthead L. A. &#039;Tony&#039; Kovach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/getting-more-chattelhome-only-financing-for-manufactured-housing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Getting More Chattel\/Home-Only Financing for Manufactured Housing! - Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"og:description\" content=\"Getting More Chattel\/Home-Only Financing for Manufactured Housing!  Executive Summary: no excuses, just do it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/getting-more-chattelhome-only-financing-for-manufactured-housing\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. 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