{"id":20510,"date":"2022-04-21T09:58:12","date_gmt":"2022-04-21T14:58:12","guid":{"rendered":"https:\/\/www.manufacturedhomepronews.com\/masthead\/?p=20510"},"modified":"2022-04-21T09:58:12","modified_gmt":"2022-04-21T14:58:12","slug":"a-pimple-on-an-elephants-ass-white-house-manufactured-housing-lending-listening-session-logic-comments-as-prepared","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/a-pimple-on-an-elephants-ass-white-house-manufactured-housing-lending-listening-session-logic-comments-as-prepared\/","title":{"rendered":"\u2018A Pimple on an Elephant\u2019s Ass\u2019 \u2013 White House Manufactured Housing Lending Listening Session \u2018Logic\u2019 Comments as Prepared"},"content":{"rendered":"<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/\u2018A-Pimple-on-an-Elephants-Ass-\u2013-White-House-Manufactured-Housing-Lending-Listening-Session-\u2018Logic-Comments-As-Prepared-LATonyKovachLAJK.png\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-20514\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/\u2018A-Pimple-on-an-Elephants-Ass-\u2013-White-House-Manufactured-Housing-Lending-Listening-Session-\u2018Logic-Comments-As-Prepared-LATonyKovachLAJK.png\" alt=\"\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/\u2018A-Pimple-on-an-Elephants-Ass-\u2013-White-House-Manufactured-Housing-Lending-Listening-Session-\u2018Logic-Comments-As-Prepared-LATonyKovachLAJK.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/\u2018A-Pimple-on-an-Elephants-Ass-\u2013-White-House-Manufactured-Housing-Lending-Listening-Session-\u2018Logic-Comments-As-Prepared-LATonyKovachLAJK-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/\u2018A-Pimple-on-an-Elephants-Ass-\u2013-White-House-Manufactured-Housing-Lending-Listening-Session-\u2018Logic-Comments-As-Prepared-LATonyKovachLAJK-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p>While the White House communications team involved in the 4.20.2022 listening session made time available for this writer, L. A. \u201cTony\u201d Kovach, to address the 60 or so attendees of their federal Zoom call, a technical glitch kept the following remarks from occurring. A post was made in the comments that linked to prior comments to the 3.25.2022 FHFA Listening Session. Those links are below.<\/p><div id=\"manuf-1429948016\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>The comments are prepared for the listening session are as follows.<\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: center;\"><strong>\u2018A Pimple on an Elephant<\/strong><strong>\u2019<\/strong><strong>s Ass\u2019<\/strong><\/h3>\n<p>That\u2019s how a Manufactured Housing Executives Council (MHEC) member described to MHProNews the comparative losses on manufactured homes in the late 1990s and early 2000s to the massive losses incurred in conventional housing circa the 2008-era housing-financial crisis.<\/p>\n<p>2 decades later, mistakes made by some in manufactured housing are still used as a stated or implied excuse for not providing secondary market support for manufactured home loans. That\u2019s despite evidence that properly underwritten and serviced manufactured homes have demonstrated good performance.<\/p>\n<p>An FHFA Listening Session on 3.25.2021 on the Enterprise Housing Goals includes the evidence-based and hot-linked remarks as prepared for delivery by myself, L. A. \u201cTony\u2019 Kovach. A 7-minute read named names and references comments by relevant public officials, nonprofits, corporate, mainstream media, and others.<\/p>\n<p>They shed light on why manufactured housing is underperforming during an affordable housing crisis.<\/p>\n<p>It is arguably as relevant today as it was then.<\/p>\n<p>Why? Because so little progress has occurred since that time.<\/p>\n<p>If you do a google search for &#8211; FHFA Kovach Statement Pimple on an Elephant&#8217;s ass \u2013 and that FHFA posted document will be the top result today.<\/p>\n<p><a href=\"https:\/\/www.fhfa.gov\/Media\/Documents\/Kovach-statement.pdf\">https:\/\/www.fhfa.gov\/Media\/Documents\/Kovach-statement.pdf<\/a><\/p>\n<p>New evidence emerged since what FHFA called the Kovach Statement document was posted.<\/p>\n<p>The new evidence tends to confirm why there was less than 30 percent of the manufactured home production in 2021 as was achieved in 1998.<\/p>\n<p>Since 1998, the Manufactured Housing Improvement Act (MHIA) of 2000 was enacted and signed into law by President Bill Clinton (D). The measure was widely bipartisan and was billed as an affordable housing law.<\/p>\n<p>In 2008, secondary market access financing support for manufactured homes was mandated by the Housing and Economic Recovery Act (HERA) in its Duty to Serve Manufactured Housing provision. Known as DTS, some 14 years have passed since HERA was enacted by a widely bipartisan vote in Congress. HERA was passed on July 24, 2008, says <em>Wikipedia,<\/em> and was signed by President\u00a0<a href=\"https:\/\/en.wikipedia.org\/wiki\/George_W._Bush\">George W. Bush<\/a>\u00a0(R) on July 30, 2008.<\/p>\n<p>The FHFA Kovach statement examines why existing laws aren&#8217;t being properly enforced.<\/p>\n<p>Doug Ryan at Prosperity Now accused MHI of protecting Clayton Homes lending moat by not earnestly pushing for DTS enforcement by the FHFA.<\/p>\n<p>Ryan in an op-ed to <em>American Banker<\/em> entitled \u201cTime to End the Monopoly Over Manufactured Housing,\u201d Ryan explained his concerns.<\/p>\n<p>In a similar vein, James A. &#8220;Jim&#8221; Schmitz Jr, a senior economist for the Minneapolis Federal Reserve in a series of well evidenced articles written in conjunction with other researchers said solving the affordable housing crisis will require fighting monopolies.<\/p>\n<p>While MHI&#8217;s Lesli Gooch disagreed with Ryan publicly, why hasn&#8217;t MHI signed onto the <a href=\"https:\/\/www.lincolninst.edu\/publications\/articles\/2021-10-affordable-housing-underserved-mortgage-markets-coalition\"><strong>Underserved<\/strong>\u00a0<strong>Mortgage<\/strong>\u00a0<strong>Markets Coalition letter<\/strong><\/a><em><strong>? <\/strong><\/em><em>MHProNews will plan to post these remarks as prepared with appropriate links to evidence of these concerns on our website tomorrow. Thank you.<\/em><\/p>\n<p style=\"text-align: center;\">##<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Additional Remarks<\/strong><\/p>\n<p>As a youth, this writer noted that the initials \u2013 LAJK \u2013 if pronounced in an anglicized manner, would sound like \u201clogic.\u201d As the son of a world-class philosopher, logic was deemed important. Having fun with \u201clogic\u201d phonetically was cool for a teen. Fast forward decades later to 2022, and L. A. \u201cTony\u201d Kovach or L. A. \u201cTony\u201d has for some 30 years been the moniker of choice. Given that \u2018branding\u2019 has been considered a thing for some years, self-branding in that way was some years ahead of its time.\u00a0 But it is similar to Cavco\u2019s William Boor using the nickname \u201cBill,\u201d or MHI\u2019s prior president and CEO, Richard Jennison using the nickname \u201cDick,\u201d or Thomas Hodges going by the nickname \u201cTom,\u201d people may want to tweak how they are known and referred to publicly. In most cases, it is entirely innocent, or perhaps even fun-loving.<\/p>\n<p>That brief aside is made for the sake of any who might be distracted by some cheap shot artists who have nothing better to do than try to deflect from the serious, evidence-based issues that MHProNews and MHLivingNews raise. Before L A Tony K was LAJK. Same person, different era, tastes evolve.<\/p>\n<p>https:\/\/www.fhfa.gov\/Videos\/Pages\/FHFA-Public-Listening-Session-Enterprise-Housing-Goals-ANPR.aspx<\/p>\n<p><a href=\"https:\/\/www.fhfa.gov\/Media\/Documents\/Kovach-statement.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.fhfa.gov\/Media\/Documents\/Kovach-statement.pdf<\/a><\/p>\n<p>To see the context for the White House Listening Session expert opinion comments posted above, see the report linked below.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews.png\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-20511\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews.png\" alt=\"SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/04\/SwimmingAgainstManufacturedHousingInstituteStreamMHARRcallsOnWhiteHouseJump-StartManufacturedHomeConsumerFinancingFactsViewpointsOp-EdplusMHVilleMarketUpdatesMHProNews-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"gmaeNxpRGn\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/manufactured-housing-institute-mhi-lashed-by-current-past-members-odd-defense-of-arlington-va-based-mhi-association-suggested-meeting-for-new-post-production-national-trade-group-considered\/\">Manufactured Housing Institute (MHI) Lashed by Current, Past Members; Odd Defense of Arlington VA Based MHI Association, Suggested Meeting for New Post-Production National Trade Group Considered<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Manufactured Housing Institute (MHI) Lashed by Current, Past Members; Odd Defense of Arlington VA Based MHI Association, Suggested Meeting for New Post-Production National Trade Group Considered&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/manufactured-housing-institute-mhi-lashed-by-current-past-members-odd-defense-of-arlington-va-based-mhi-association-suggested-meeting-for-new-post-production-national-trade-group-considered\/embed\/#?secret=GEJE7aOYdx#?secret=gmaeNxpRGn\" data-secret=\"gmaeNxpRGn\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[cp_popup display=&#8221;inline&#8221; style_id=&#8221;139941&#8243; step_id = &#8220;1&#8221;][\/cp_popup]<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews.png\" width=\"613\" height=\"234\" \/><\/p>\n<p><span style=\"font-size: 16px;\">Stay tuned for more of what is &#8216;behind the curtains&#8217; as well as what is obvious and in your face reporting that are not found anywhere else in MHVille. It is all here, which may explain why this is the runaway largest and most-read source for authentic manufactured home \u201c<span style=\"color: #800000;\"><b>News through the lens of manufactured homes and factory-built housing<\/b><\/span><\/span><span style=\"font-size: 16px;\">\u201d \u00a9 where \u201c<\/span><span style=\"color: #800000;\"><strong>We Provide, You Decide<\/strong><\/span><span style=\"font-size: 16px;\">.\u201d \u00a9 ## (Affordable housing, manufactured homes, reports, fact-checks, analysis, and commentary. <\/span><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.manufacturedhomepronews.com\/lanham-act-monopolistic-housing-institute-err-manufactured-housing-institute-legal-bullies-and-you\/\" target=\"_blank\" rel=\"noopener noreferrer\">Third-party images or content are provided under fair use guidelines for media<\/a><span style=\"font-size: 16px;\">.) <\/span><span style=\"margin: 0px; line-height: 107%; font-family: 'Tahoma'; font-size: 10pt;\"><span style=\"color: #000000;\"><span style=\"margin: 0px; font-family: 'Tahoma'; font-size: 10pt;\">(<\/span><strong>See <span style=\"color: #ff0000;\">Related Reports<\/span>, further below<\/strong>. Text\/image boxes often are hot-linked to other reports that can be access by clicking on them.)<\/span><\/span><\/p>\n<figure id=\"attachment_150114\" aria-describedby=\"caption-attachment-150114\" style=\"width: 368px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/brutal-truths-former-democrat-la-mayor-villaraigosa-hud-secretary-carson-affordable-housing-crisis-d-c-insider-reveals-vexing-manufactured-home-reality\/congrepalgreendesktamaskovachlatonykovachphoto12-3-2019manufacturedhomepronews\/\" rel=\"attachment wp-att-150114\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-150114\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2019\/12\/CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews-575x430.jpg\" alt=\"CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews\" width=\"368\" height=\"275\" \/><\/a><figcaption id=\"caption-attachment-150114\" class=\"wp-caption-text\"><i> All on Capitol Hill were welcoming and interested with the discussion of manufactured housing related issues on our 12.3.2019 meetings. But Texas Congressman Al Green&#8217;s office was tremendous in their hospitality. Our son&#8217;s hand is on a package that included the Constitution of the United States and other goodies. MHProNews has worked with people and politicos across the left-right divide.<\/i><\/figcaption><\/figure>\n<p>By <a href=\"http:\/\/latonykovach.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">L.A. &#8220;Tony&#8221; Kovach<\/a> &#8211; for <em>MHProNews<\/em>.com.<\/p>\n<p><em>Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. <\/em><\/p>\n<p><em>For example, he <\/em><em>earned the prestigious <\/em><em>Lottinville Award in history from the University of Oklahoma, where he studied history and business management. <\/em>He&#8217;s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to <em>MHProNews,<\/em> and <a href=\"http:\/\/MHLivingNews.com\" target=\"_blank\" rel=\"noopener noreferrer\"><em>MHLivingNews.com<\/em><\/a>.<\/p>\n<p><em>This article reflects the LLC&#8217;s and\/or the writer&#8217;s position, and may or may not reflect the views of sponsors or supporters.<\/em><\/p>\n<p><a href=\"http:\/\/latonykovach.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #ff0000;\"><strong>http:\/\/latonykovach.com <\/strong><\/span><\/a><\/p>\n<p align=\"LEFT\"><span style=\"font-family: Tahoma,sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #000000;\"><span lang=\"en-US\">Connect on <\/span><\/span><span style=\"color: #000000;\"><span lang=\"en-US\"><b>LinkedIn<\/b><\/span><\/span><span style=\"color: #000000;\"><span lang=\"en-US\">: <\/span><\/span><\/span><\/span><span style=\"color: #1155cc;\"><span style=\"font-family: Helvetica,sans-serif;\"><span style=\"font-size: small;\"><u><a href=\"http:\/\/www.linkedin.com\/in\/latonykovach\" target=\"_blank\" rel=\"noopener noreferrer\"><span lang=\"en-US\">http:\/\/www.linkedin.com\/in\/latonykovach<\/span><\/a><\/u><\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0000ff;\"><strong>Related References<\/strong><\/span>:<\/h3>\n<p>The text\/image boxes below are linked to other reports, which can be accessed by clicking on them.<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"fmpGQLUaTb\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/atr-amac-sign-coalition-letter-on-new-irs-funding-intelligence-for-your-mhlife-making-sense-of-the-news\/\">ATR, AMAC Sign Coalition Letter on New IRS Funding \u2013 \u201cIntelligence for your MHLife\u201d\u00a9  Making Sense of the News<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;ATR, AMAC Sign Coalition Letter on New IRS Funding \u2013 \u201cIntelligence for your MHLife\u201d\u00a9  Making Sense of the News&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/atr-amac-sign-coalition-letter-on-new-irs-funding-intelligence-for-your-mhlife-making-sense-of-the-news\/embed\/#?secret=32wekmtU9Q#?secret=fmpGQLUaTb\" data-secret=\"fmpGQLUaTb\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"lLII7yCvuI\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/persuading-americans-to-consider-different-housing-options-during-a-growing-affordable-housing-crisis\/\">Persuading Americans to Consider Different Housing Options During a Growing Affordable Housing Crisis<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Persuading Americans to Consider Different Housing Options During a Growing Affordable Housing Crisis&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/persuading-americans-to-consider-different-housing-options-during-a-growing-affordable-housing-crisis\/embed\/#?secret=c23Lvc1tsQ#?secret=lLII7yCvuI\" data-secret=\"lLII7yCvuI\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"TB56cTZyaf\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/biloxi-manufactured-housing-show-compared-to-louisville-tunica-and-prior-manufactured-housing-industry-trade-shows-show-ways-unlimited-tips-lessons-tips-facts-of-import-for-brighter-mh-and-tra\/\">Biloxi Manufactured Housing Show Compared to Louisville, Tunica, and Prior Manufactured Housing Industry Trade Shows &#8211; Show Ways Unlimited Tips &#8211; Lessons, Tips, Facts of Import for Brighter MH and Trade Show Future<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Biloxi Manufactured Housing Show Compared to Louisville, Tunica, and Prior Manufactured Housing Industry Trade Shows &#8211; Show Ways Unlimited Tips &#8211; Lessons, Tips, Facts of Import for Brighter MH and Trade Show Future&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/biloxi-manufactured-housing-show-compared-to-louisville-tunica-and-prior-manufactured-housing-industry-trade-shows-show-ways-unlimited-tips-lessons-tips-facts-of-import-for-brighter-mh-and-tra\/embed\/#?secret=YzYlZPlzue#?secret=TB56cTZyaf\" data-secret=\"TB56cTZyaf\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"08PJJAtFYG\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/december-2021-monthly-new-manufactured-housing-data-with-2021-annual-manufactured-home-production-totals-compare-to-nar-conventional-housing-starts-rvs-opportunities-obstacles-special-a\/\">December 2021 Monthly New Manufactured Housing Data with 2021 Annual Manufactured Home Production Totals, Compare to NAR, Conventional Housing Starts, RVs \u2013 Opportunities &#038; Obstacles Special Analysis<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;December 2021 Monthly New Manufactured Housing Data with 2021 Annual Manufactured Home Production Totals, Compare to NAR, Conventional Housing Starts, RVs \u2013 Opportunities &#038; Obstacles Special Analysis&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/december-2021-monthly-new-manufactured-housing-data-with-2021-annual-manufactured-home-production-totals-compare-to-nar-conventional-housing-starts-rvs-opportunities-obstacles-special-a\/embed\/#?secret=E7u1KwlqvQ#?secret=08PJJAtFYG\" data-secret=\"08PJJAtFYG\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"06ojb9PTAJ\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\">FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/embed\/#?secret=mzNH1dhGxN#?secret=06ojb9PTAJ\" data-secret=\"06ojb9PTAJ\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"8cvV4dYpMh\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/trailerpalooza-to-manufactured-homes-boomerang-effect-affordable-housing-crisis-nov-2021-manufactured-housing-production-data-2022-swot-analysis-housing-crisis-spe\/\">&#8220;Trailerpalooza&#8221; to Manufactured Homes \u201cBoomerang\u201d Effect &#8211; Affordable Housing Crisis, Nov 2021 Manufactured Housing Production Data \u2013 2022 SWOT Analysis &#8211; Housing Crisis Spells Danger and Opportunity<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;&#8220;Trailerpalooza&#8221; to Manufactured Homes \u201cBoomerang\u201d Effect &#8211; Affordable Housing Crisis, Nov 2021 Manufactured Housing Production Data \u2013 2022 SWOT Analysis &#8211; Housing Crisis Spells Danger and Opportunity&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/trailerpalooza-to-manufactured-homes-boomerang-effect-affordable-housing-crisis-nov-2021-manufactured-housing-production-data-2022-swot-analysis-housing-crisis-spe\/embed\/#?secret=tUjsuWB8hx#?secret=8cvV4dYpMh\" data-secret=\"8cvV4dYpMh\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>https:\/\/www.manufacturedhomepronews.com\/fact-check-darren-krolewski-mhinsider-claim-on-2019-louisville-show-attendance<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While the White House communications team involved in the 4.20.2022 listening session made time available for this writer, L. A. \u201cTony\u201d Kovach, to address the 60 or so attendees of their federal Zoom call, a technical glitch kept the following remarks from occurring. A post was made in the comments that linked to prior comments &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/a-pimple-on-an-elephants-ass-white-house-manufactured-housing-lending-listening-session-logic-comments-as-prepared\/\"> <span class=\"screen-reader-text\">\u2018A Pimple on an Elephant\u2019s Ass\u2019 \u2013 White House Manufactured Housing Lending Listening Session \u2018Logic\u2019 Comments as Prepared<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":20514,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[6063,6068,6067,354,5,6066,6064,6065],"class_list":["post-20510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-analysis","tag-a-pimple-on-an-elephants-ass","tag-4-20-2022","tag-comments-as-prepared","tag-fhfa","tag-l-a-tony-kovach","tag-lajk","tag-white-house-manufactured-housing-lending-listening-session","tag-logic"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u2018A Pimple on an Elephant\u2019s Ass\u2019 \u2013 White House Manufactured Housing Lending Listening Session \u2018Logic\u2019 LAJK L A Tony Kovach Comments as Prepared<\/title>\n<meta name=\"description\" content=\"&quot;A Pimple on an Elephant\u2019s Ass&quot;, White House Manufactured Housing Lending Listening Session, \u2018Logic\u2019, LAJK, L A Tony Kovach, Comments as Prepared, 4.20.2022, FHFA,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/a-pimple-on-an-elephants-ass-white-house-manufactured-housing-lending-listening-session-logic-comments-as-prepared\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u2018A Pimple on an Elephant\u2019s Ass\u2019 \u2013 White House Manufactured Housing Lending Listening Session \u2018Logic\u2019 LAJK L A Tony Kovach Comments as Prepared\" \/>\n<meta property=\"og:description\" content=\"&quot;A Pimple on an Elephant\u2019s Ass&quot;, White House Manufactured Housing Lending Listening Session, \u2018Logic\u2019, LAJK, L A Tony Kovach, Comments as Prepared, 4.20.2022, FHFA,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/a-pimple-on-an-elephants-ass-white-house-manufactured-housing-lending-listening-session-logic-comments-as-prepared\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. 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