{"id":20305,"date":"2022-01-11T15:43:20","date_gmt":"2022-01-11T21:43:20","guid":{"rendered":"https:\/\/www.manufacturedhomepronews.com\/masthead\/?p=20305"},"modified":"2022-01-11T15:43:20","modified_gmt":"2022-01-11T21:43:20","slug":"fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/","title":{"rendered":"FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis"},"content":{"rendered":"<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-20306\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\" alt=\"FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p>Some 13\u00bd years after the enactment of the Congressionally mandated Duty to Serve (DTS) manufactured housing, rural, and underserved markets for the Government Sponsored Enterprises of Fannie Mae and Freddie Mac, the Federal Housing Finance Agency (FHFA) has stated their respective plans for 2022-2024 will not be accepted for \u201cany of the three underserved markets.\u201d The FHFA release was dated 1.5.2022. The Manufactured Housing Institute (MHI) \u2018news and updates\u2019 on that date did not mention this development. Nor did MHI\u2019s email for 1.11.2022. But the Manufactured Housing Association for Regulatory Reform (MHARR) provided some additional insights to the apparently significant development announced by the FHFA. In addition to formal statements by FHFA and MHARR, <em>MHProNews<\/em> obtained some further comments from two sources at the FHFA. Framed against what Prosperity Now and other affordable housing advocates, those named sources, related further information, facts, and commentary follow in that sequence.<\/p><div id=\"manuf-1186662605\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews.png\"><img decoding=\"async\" class=\"aligncenter wp-image-20309\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews.png\" alt=\"January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews\" width=\"602\" height=\"263\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews.png 1601w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews-575x252.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews-1024x448.png 1024w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews-150x66.png 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews-768x336.png 768w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/January5.2022-FHFAlogosFederalHousingFinanceAgencyHeaderMHProNews-1536x673.png 1536w\" sizes=\"(max-width: 602px) 100vw, 602px\" \/><\/a><\/p>\n<p style=\"text-align: center;\">FHFA Objection to Enterprises&#8217; 2022-2024 DTS Plans<\/p>\n<p>FHFA has reviewed Fannie Mae&#8217;s and Freddie Mac&#8217;s revised Duty to Serve Proposed Underserved Markets Plans (Plans) for 2022-2024 and determined that neither Plan meets the DTS Non-Objection standard for any of the three underserved markets.<\/p>\n<p>The Agency has directed both Enterprises to submit additional revisions to improve the Plans&#8217; impact on all three DTS underserved markets. In the meantime, however, DTS implementation will continue without interruption based on objectives in the Enterprises&#8217; current proposed Plans.<\/p>\n<p>Under the DTS Program, Fannie Mae and Freddie Mac prepare and submit 3-year Plans detailing their activities to serve the manufactured housing, rural housing, and affordable housing preservation markets. FHFA reviews and issues Non-Objections to those Plans, based on the intended impact in each market. The first Plan cycle concluded in 2021 and the Enterprises are developing Plans for the second cycle covering 2022-2024. \u2026 ##<\/p>\n<p>&nbsp;<\/p>\n<p>The statement above included a comment that follow up on this topic were welcomed.<\/p>\n<p>Welcomed or not, <em>MHProNews<\/em> did a follow up to several contacts at the FHFA. The following was one of the on-the-recorded responses provided.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/06\/QuoteSignSymbol100x156.png\"><img decoding=\"async\" class=\"size-full wp-image-19240 alignleft\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/06\/QuoteSignSymbol100x156.png\" alt=\"QuoteSignSymbol100x156\" width=\"100\" height=\"156\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/06\/QuoteSignSymbol100x156.png 100w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/06\/QuoteSignSymbol100x156-96x150.png 96w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a>Hi, Tony,<\/p>\n<p>The message\u00a0FHFA\u00a0communicated yesterday is clear.\u00a0FHFA\u00a0has reviewed Fannie Mae\u2019s and Freddie Mac\u2019s revised Duty to Serve Proposed Underserved Markets Plans for 2022-2024.\u00a0FHFA\u00a0determined that neither Plan met the DTS Non-Objection standard for any of the three underserved markets.\u00a0FHFA\u00a0has directed both Enterprises to submit additional revisions to improve their Plans\u2019 impact on all three DTS underserved markets.<\/p>\n<p>\u2026<\/p>\n<p>Best,<\/p>\n<p><strong>Adam Russell<br \/>\n<\/strong>Senior Communications Specialist<br \/>\nOffice of Congressional Affairs and Communications<br \/>\nFederal Housing Finance Agency<\/p>\n<p style=\"text-align: center;\">##<\/p>\n<p>&nbsp;<\/p>\n<p>In a separate communication, another source with the FHFA informed <em>MHProNews<\/em> that the details were not being made public, at least not at this time.<\/p>\n<p>MHARR\u2019s communique to the industry via email included this release provided to <em>MHProNews. <\/em>A check of Google on 1.11.2022 at 9.44 AM ET indicated that none of the other manufactured housing \u2018trade publishers\u2019 or bloggers in manufactured housing provided this release to their readers.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2018\/12\/MHARRNEWSheaderDailyBusinessNewsMHProNews-575x151-1.png\" width=\"522\" height=\"137\" \/><\/p>\n<p><strong>JANUARY 6, 2022<\/strong><\/p>\n<p><strong>\u00a0<\/strong><strong>TO:\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 MHARR MANUFACTURERS<\/strong><\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 MHARR STATE AFFILIATES<\/strong><\/p>\n<p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 MHARR TECHNICAL REVIEW GROUP (TRG)<\/strong><strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/p>\n<p><strong>FROM:\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 MHARR<\/strong><\/p>\n<p><strong>\u00a0<\/strong><strong>RE:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <u>FHFA OBJECTS TO PROPOSED 2022-2024 DUTY TO SERVE PLANS<\/u><\/strong><\/p>\n<p>The Federal Housing Finance Agency (FHFA), as the statutory regulator of Fannie Mae and Freddie Mac and the federal agency responsible for implementation of the Duty to Serve Underserved Markets (DTS) directive of the Housing and Economic Recovery Act of 2008 (HERA), announced on January 5, 2022, in a potentially significant action, that it has filed objections to the proposed 2022-2024 DTS implementation plans submitted earlier in 2021 by the two mortgage giants.<\/p>\n<p>In a brief News Release (<u>see<\/u>, copy attached), FHFA stated that following a review of the proposed plans \u2013 the second set to be submitted by Fannie and Freddie under the DTS mandate \u2013 it has \u201cdetermined that neither Plan meets the DTS non-objection standard\u00a0<u>for any of the three underserved markets<\/u>\u201d and has \u201cdirected both Enterprises to submit additional revisions to improve the Plans\u2019 impact on all three DTS underserved markets.\u201d (Emphasis added).<\/p>\n<p>While the underlying FHFA objection letter referenced by the January 5, 2022 News Release has not been made public and an MHARR request for full disclosure of that communication by FHFA has been denied (at least initially), it is significant that FHFA\u2019s objections address \u201call three\u201d underserved markets, including the HUD Code manufactured housing market.<\/p>\n<p>At the broadest level, FHFA\u2019s announcement\u00a0<u>confirms<\/u> the validity of MHARR\u2019s consistent and elemental position that the proposed 2022-2024 DTS plans, as submitted, are\u00a0<u>fundamentally insufficient<\/u> with respect to the HUD Code manufactured housing market and, therefore, in violation of the statutory DTS directive. This position has not changed since the submission of the Enterprises\u2019 first DTS plans, and was enunciated unequivocally by MHARR at a July 14, 2021 FHFA \u201clistening session\u201d concerning the proposed 2022-2024 plans, in parallel written comments to FHFA filed on July 15, 2021, and in a subsequent October 5, 2021 meeting with senior FHFA officials.<\/p>\n<p>As MHARR has repeatedly emphasized in\u00a0<u>all<\/u>\u00a0such forums, Fannie Mae and Freddie Mac through multiple DTS proposals and modifications, have shown no change\u00a0<u>whatsoever<\/u>\u00a0in their continuing\u00a0<u>unacceptable<\/u>\u00a0refusal to serve the vast bulk of the manufactured housing market financed through personal property loans and their continuing view of such chattel-financed homes \u2013 the industry\u2019s most affordable \u2013 as \u201ctrailers\u201d rather than legitimate housing. This blatant and baseless discrimination against truly affordable housing and lower and moderate-income homebuyers helps fuel the ongoing housing crisis in the United States.<\/p>\n<p>MHARR will continue to closely monitor this matter as it progresses, will take further action as necessary, and will advise you accordingly.<\/p>\n<p>cc:\u00a0 HUD Code Manufactured Housing Producers, Retailers, Communities and Finance Companies<\/p>\n<p><strong>Manufactured Housing Association for Regulatory Reform (MHARR)<br \/>\n<\/strong><strong>1331 Pennsylvania Ave N.W., Suite 512<br \/>\n<\/strong><strong>Washington D.C. 20004<br \/>\n<\/strong><strong>Phone: 202\/783-4087<br \/>\n<\/strong><strong>Fax: 202\/783-4075<br \/>\n<\/strong><strong>Email:\u00a0<\/strong><a href=\"mailto:MHARR@MHARRPUBLICATIONS.COM\"><strong>MHARR@MHARRPUBLICATIONS.COM<\/strong><\/a><\/p>\n<p><strong>Website:\u00a0<a href=\"http:\/\/manufacturedhousingassociation.org\/\">manufacturedhousingassociation.org<\/a><\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u00a0<\/strong>##<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Additional Information, More MHProNews Insights, Analysis and Commentary <\/strong><\/p>\n<p>1). On the looming and widely viewed by industry professionals as harmful DOE Energy Rule issue, MHI and MHARR on paper in recent public statements seemingly agree that the rule needs to be stopped before it becomes effective.<\/p>\n<p>2). On the GSE failure to implement the Duty to Serve (DTS) manufactured home lending via chattel lending, MHI and MHARR seemingly agree on paper. Both admit in their own words that manufactured home sales are being limited by the lack of competitive lending.<\/p>\n<p>3). On the long-vexing issue of the failure for HUD to enforce the so-called \u201cenhanced preemption\u201d provision from the Manufactured Housing Improvement Act (MHIA) of 2000 that allows HUD to supersede discriminatory local\/state zoning barriers, MHI and MHARR also seem to be on the same page\u2026on paper.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/03\/LesliGoochPicManufacturedHousingInstLogoQuoteHUDJurisdictionAuthorityMoveBeyondCaseByCaseEnforcementOfficialPositionOpposingStateLocalSchemesCongressionalIntentMHProNewsQuoteableQuote.jpg\" width=\"602\" height=\"387\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>That presumes that the respective statements made by MHI and MHARR are each worthy of being considered <em>at face value. <\/em>Are they sincere? What does years of evidence from each of the two major trade groups in manufactured housing reveal?<\/p>\n<ul>\n<li>In the case of MHARR, they have offered to MHI state affiliates to team up and sue to get \u201c<a href=\"https:\/\/manufacturedhousingassociationregulatoryreform.org\/the-incredible-shrinking-zoning-problem-september-2019-mharr-issues-and-perspectives\/\" target=\"_blank\" rel=\"noopener\">enhanced preemption\u201d enforced. There were no takers, stated MHARR<\/a>. If MHI wanted the law enforced, why haven\u2019t they offered to sue to obtain enforcement of the law too? Or why didn\u2019t MHI encourage their state affiliates to team up with MHARR and sue to enforce the long-delayed law meant to increase affordable housing sales?<\/li>\n<li>In the case of MHARR on the DOE Energy Rule issue, they previously teamed up with third-parties to the industry and essentially forced MHI to pivot away from what amounted to a capitulation on the DOE rule.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/11\/ManufacturedHousingInstituteMHI-LogoLetterToDOEdatedMarch14.2014LetterPage1-TipToMHProNews-539x768.jpg\" width=\"604\" height=\"861\" \/><\/p>\n<figure style=\"width: 612px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/11\/MHI-DOE-letterTopHalfPage2.png\" alt=\"\" width=\"612\" height=\"390\" \/><figcaption class=\"wp-caption-text\"><i> Another document that made a similar pitch that included MHI&#8217;s pitch to the DOE to speedily implement the energy standards is found in the report and analysis linked below. Note this letter above is not on the MHI website. Nor is that letter by MHI found in emails dated around that timeframe.\u00a0 This is apparent evidence of MHI saying one thing to members and &#8216;the industry,&#8217; while doing something that runs counter to their claims.<\/i><\/figcaption><\/figure>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/a-more-costly-re-boot-of-fatally-flawed-fundamentally-tainted-sham-doe-negotiated-rulemaking-process-smoking-gun-docu\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/10\/SkullMoreCostlyRebootFatallyFlawedFundamentallyTaintedShamDOErulemakingProcessSmokingGunDocumentsMHARR-MHIManufacturedHousingPlusMHMarketsFactsAnalysisMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/a-more-costly-re-boot-of-fatally-flawed-fundamentally-tainted-sham-doe-negotiated-rulemaking-process-smoking-gun-docu\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/a-more-costly-re-boot-of-fatally-flawed-fundamentally-tainted-sham-doe-negotiated-rulemaking-process-smoking-gun-docu\/<\/i><\/a><\/figcaption><\/figure>\n<figure style=\"width: 602px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-mhi-shifts-on-doe-regulatory-rule-report-analysis\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2017\/07\/AnotherMHIFlipFlopManufacturedHousingInstituteMHI-DOELogoManufacturedHomeEnergyRuleDailyBusinessNewsReportsReseardhDataMHProNews.jpg\" alt=\"\" width=\"602\" height=\"434\" \/><\/a><figcaption class=\"wp-caption-text\"><i><a href=\"https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-mhi-shifts-on-doe-regulatory-rule-report-analysis\/\" target=\"_blank\" rel=\"noopener\"> https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-mhi-shifts-on-doe-regulatory-rule-report-analysis\/<\/a><\/i><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<ul>\n<li>Additionally, documents obtained\/provided by a source at the DOE revealed that MHI has worked behind the scenes to get the energy rule enforced. MHI has not denied the authenticity of the damning evidence &#8211; one of which is shown above &#8211; that cuts against their \u2018official\u2019 posture.<\/li>\n<\/ul>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/the-lie-insiders-at-fhfa-blow-manufactured-housing-institute-mhi-cover-another-mhi-deception-and-misdirection-revealed-never-surrender\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/09\/TheLiePrimeInsidersFHFAlogoBlowManufacturedHousingInstLogoCoverMHIDeceptionMisdirectionRevealedNeverSurrenderTrumpSundayWeeklyReviewMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/the-lie-insiders-at-fhfa-blow-manufactured-housing-institute-mhi-cover-another-mhi-deception-and-misdirection-revealed-never-surrender\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/the-lie-insiders-at-fhfa-blow-manufactured-housing-institute-mhi-cover-another-mhi-deception-and-misdirection-revealed-never-surrender\/<\/i><\/a><\/figcaption><\/figure>\n<ul>\n<li>Then, on DTS, MHARR has met in person with FHFA officials to press for a robust chattel loan program. By contrast, MHI pushed for lending on their apparently market failed CrossMod<sup>TM <\/sup>homes plan. But why didn\u2019t MHI press for the same level of attention and effort for DTS on all HUD Code manufactured homes? Why has MHI, and the GSEs, never released the meeting minutes from the closed door discussion from which CrossMod<sup>TM <\/sup>emerged?<\/li>\n<li>MHARR publicly ripped FHFA\u2019s handing of DTS, asking for internal and Congressional investigations. MHI, by contrast, used politically correct lingo that has produced no results.<\/li>\n<li>MHI was publicly ripped by Prosperity Now (then CFED) unit leader Doug Ryan for shielding Clayton Homes interests in keeping more costly lending by failing to get DTS enforced.<\/li>\n<\/ul>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/03\/DougRyanPicProsperityNowLOGOQuoteCapitalAccessClaytonHomesLWhyManufacturedHousingInstituteUnwillingCritizeExclusionChattelLoansBoostSalesAttractNewManufacturedHomeLendersMHProNewsLogo.jpg\" alt=\"\" width=\"600\" height=\"320\" \/><figcaption class=\"wp-caption-text\"><i>See his context and the full &#8216;debate&#8217; context in the report, linked here. <a href=\"https:\/\/www.manufacturedhomepronews.com\/epic-kevin-clayton-moat-rant-analysis-lesli-gooch-debate-defense-doug-ryan-charge-end-clayton-monopoly-over-manufactured-housing-breaching-buffett-berkshire-clayton-monopolistic-moat-method\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.manufacturedhomepronews.com\/epic-kevin-clayton-moat-rant-analysis-lesli-gooch-debate-defense-doug-ryan-charge-end-clayton-monopoly-over-manufactured-housing-breaching-buffett-berkshire-clayton-monopolistic-moat-method\/<\/a><\/i><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>While MHI\u2019s Lesli Gooch denied that claim by Ryan, the fact that Prosperity Now, some MHI members, and some of MHI\u2019s touted \u201chousing coalition partners\u201d signed onto a letter to FHFA pressing for what has now occurred \u2013 while MHI did NOT sign onto that letter \u2013 speaks volumes. For the evidence and document, see the report linked below.<\/p>\n<p>&nbsp;<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/sgt-schultz-perry-mason-allusions-prominent-manufactured-housing-institute-mhi-members-allies-reveal-apparent-mhi-ruse-manufactured-housing-institute-facts-about-more-better-mhloan\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/10\/ManufacturedHousingLoanCoalitionLogosManufacturedHousingInstituteLogoSingleSectManuHomesSgtSchultzPerryMasonMHIMembersRevealRuseFactsEvidenceManuHousingLoansMHProNewsFactCheckAnalysis.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><i><a href=\"https:\/\/www.manufacturedhomepronews.com\/sgt-schultz-perry-mason-allusions-prominent-manufactured-housing-institute-mhi-members-allies-reveal-apparent-mhi-ruse-manufactured-housing-institute-facts-about-more-better-mhloan\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.manufacturedhomepronews.com\/sgt-schultz-perry-mason-allusions-prominent-manufactured-housing-institute-mhi-members-allies-reveal-apparent-mhi-ruse-manufactured-housing-institute-facts-about-more-better-mhloan\/<\/a><i><\/i><\/i><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>What does that brief factual- and evidence-based review reveal?<\/p>\n<ul>\n<li>Whatever MHI officially says, consider the possibility that they are merely <em>posturing.<\/em><\/li>\n<li>Clear thinkers with discerning minds must consider the possibility that the something quite different than what MHI claims appears to be true.<\/li>\n<\/ul>\n<p>But that thesis begs a question. Why would MHI <em>posture<\/em> instead of <em>performing<\/em> the steps necessary to accomplish what they claim they want, some might ask? Because several of MHI\u2019s own members indicate in writing and repeatedly that they are aiming to <em>consolidate<\/em> the manufactured home industry. \u00a0You can\u2019t make this up, nor is there a need to &#8212; because the evidence is found in publicly traded MHI member company investor relations pitches.<\/p>\n<p>When asked to respond to such fact-, evidence- and years-of-trends based concerns, MHI leaders and their attorneys stays mute (see first linked report below). So too has Berkshire Hathaway connected attorneys (see second linked report below).<\/p>\n<p>&nbsp;<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-leaders-asked-why-hasnt-mhi-sued-hud-for-failure-to-enforce-manufactured-housing-improvement-act-enhanced-preemption-plus-markets-mh-stock-updates\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2022\/01\/LeoPoggioneTimWilliams21stLesliGoochManufacturedHousingInstituLeaderAskWhyHasntMHISuedHUDFailureEnforceManufacturedHousingImprovementActEnhancedPreemptionMarketsMHStockUpdatesMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-leaders-asked-why-hasnt-mhi-sued-hud-for-failure-to-enforce-manufactured-housing-improvement-act-enhanced-preemption-plus-markets-mh-stock-updates\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/manufactured-housing-institute-leaders-asked-why-hasnt-mhi-sued-hud-for-failure-to-enforce-manufactured-housing-improvement-act-enhanced-preemption-plus-markets-mh-stock-updates\/<\/i><\/a><\/figcaption><\/figure>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomelivingnews.com\/machine-of-human-suffering-berkshire-hathaways-clayton-homes-manufactured-housing-institute-attorneys-response-to-allegations-felony-abuses-knudson-law\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/02\/MachineHumanSufferingBerkshireClaytonLOGOManufacturedHousingInstRonOlsonLawrenceCunninghamJohnGreinerResponseMTOGWUGraydonLawLogosAllegationsFelonyAbusesKnudsonLawReportStrommen-1.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomelivingnews.com\/machine-of-human-suffering-berkshire-hathaways-clayton-homes-manufactured-housing-institute-attorneys-response-to-allegations-felony-abuses-knudson-law\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomelivingnews.com\/machine-of-human-suffering-berkshire-hathaways-clayton-homes-manufactured-housing-institute-attorneys-response-to-allegations-felony-abuses-knudson-law\/ <\/i><\/a><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>It is their respective constitutional right not to incriminate themselves from a range of possible federal and\/or state crimes. Several of MHI&#8217;s own &#8216;elected chairmen&#8217; have been caught up in controversial legal and media issues. MHI &#8216;razzle dazzle&#8217; act is to behave as if it never happened.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2020\/04\/NathanSmithPhotoNathanSmithQuoteItsAHorribleIndustryTheyShouldNeverGetIntoThisIndustryIDontWanttheCompetitionManufacturedHousingInstituteChairManufacturedHomeProNews.jpg\" width=\"596\" height=\"503\" \/><\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/11\/NathanSmithKurtKeeneyFlagshipCommunitiesREIT-MHC.U.TOLogoDIsclosuresPitchWarningsManufacturedHomeCommunityFactsCaveatEmptorAnalysisPlusMHStockUpdatesMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/industryvoices\/marty-lavin-j-d-weighs-in-on-resident-complaints-of-predatory-behavior-by-manufactured-home-community-consolidators\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/industryvoices\/marty-lavin-j-d-weighs-in-on-resident-complaints-of-predatory-behavior-by-manufactured-home-community-consolidators\/ <\/i><\/a><\/figcaption><\/figure>\n<figure id=\"attachment_19734\" aria-describedby=\"caption-attachment-19734\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/project-saturn-code-name-monarch-sec-v-cavco-stegmayer-et-al-federal-suit-revelations-about-cavco-skyline-champion-other-manufactured-housing-brands-apparen\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-19734\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/09\/NewCavcoIndustriesLogo2021SecuritiesExchComLogoMastProjectSaturnCodeNameMonarchSECvCavcoStegmayerUrnessCavcoUMH-NOBH-DVLY-SkylineChampSKYmonopoolySchemeManufacturedHousingInst.png\" alt=\"NewCavcoIndustriesLogo2021SecuritiesExchComLogoMastProjectSaturnCodeNameMonarchSECvCavcoStegmayerUrnessCavcoUMH-NOBH-DVLY-SkylineChampSKYmonopoolySchemeManufacturedHousingInst\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/09\/NewCavcoIndustriesLogo2021SecuritiesExchComLogoMastProjectSaturnCodeNameMonarchSECvCavcoStegmayerUrnessCavcoUMH-NOBH-DVLY-SkylineChampSKYmonopoolySchemeManufacturedHousingInst.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/09\/NewCavcoIndustriesLogo2021SecuritiesExchComLogoMastProjectSaturnCodeNameMonarchSECvCavcoStegmayerUrnessCavcoUMH-NOBH-DVLY-SkylineChampSKYmonopoolySchemeManufacturedHousingInst-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/09\/NewCavcoIndustriesLogo2021SecuritiesExchComLogoMastProjectSaturnCodeNameMonarchSECvCavcoStegmayerUrnessCavcoUMH-NOBH-DVLY-SkylineChampSKYmonopoolySchemeManufacturedHousingInst-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-19734\" class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/project-saturn-code-name-monarch-sec-v-cavco-stegmayer-et-al-federal-suit-revelations-about-cavco-skyline-champion-other-manufactured-housing-brands-apparen\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/masthead\/project-saturn-code-name-monarch-sec-v-cavco-stegmayer-et-al-federal-suit-revelations-about-cavco-skyline-champion-other-manufactured-housing-brands-apparen\/<\/i><\/a><\/figcaption><\/figure>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2020\/01\/FrankRolfeQuoteonNathanSmithSSKCommunitiesManufacturedHousingInstituteLawsuitBadImageReputationManufacturedHomeProNews.jpg\" \/><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/06\/NathanSmithPhotoVideoStillFlagshipCommunitiesSSKCommunitiesFormerManufacturedHousingInstituteChairmanScandalsSaturdaySatireMHProNews.jpg\" \/><\/p>\n<figure style=\"width: 592px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2020\/10\/FlagshipCommunitiesLogoIPO-MHC.UsymbolSourceOffMarketManufacturedHomeCommunityAcquistionsNetworkingMHIconsolidateFragementedIndustryMHProNews.png\" alt=\"\" width=\"592\" height=\"597\" \/><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/industryvoices\/marty-lavin-j-d-weighs-in-on-resident-complaints-of-predatory-behavior-by-manufactured-home-community-consolidators\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/industryvoices\/marty-lavin-j-d-weighs-in-on-resident-complaints-of-predatory-behavior-by-manufactured-home-community-consolidators\/ <\/i><\/a><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>See the related reports to learn more. But the bottom line is increasingly clear. For whatever motivations, MHI says one thing, but routinely does or does not do the very commonsense steps necessary to effect their claimed posture.<\/p>\n<p>Former MHI vice president and MHARR\u2019s founding president and CEO, Danny Ghorbani \u2013 as well as current CEO Mark Weiss, J.D, &#8211; have effectively pressed MHI on the question: will MHI sue to defend the industry from the DOE energy rule if needed? Will MHI sue to get DTS or the Manufactured Housing Improvement Act \u201cenhanced preemption\u201d enforced?<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2020\/08\/OvercomeZoningFinancingWoesPostProductionRepMoreThanMeetingsTalkingPointsEngagePhotoOpsPublishNewslettersFullBraggadocioBoastsBereftTangibleResultsQuoteDannyGhorbaniPhotoMHProNews.jpg\" alt=\"\" width=\"600\" height=\"362\" \/><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/ghorbani-nails-zoning-answers-to-how-and-who\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/ghorbani-nails-zoning-answers-to-how-and-who\/ <\/i><\/a><\/figcaption><\/figure>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/ghorbani-nails-zoning-answers-to-how-and-who\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/07\/MHARRDannyGhorbaniSenChuckRobbPresidentBillClintonPhotoGhorbaniNailsZoningAnswersHowAndWhoManufacturedHousingMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><i><a href=\"https:\/\/www.manufacturedhomepronews.com\/ghorbani-nails-zoning-answers-to-how-and-who\/\" target=\"_blank\" rel=\"noopener\"> https:\/\/www.manufacturedhomepronews.com\/ghorbani-nails-zoning-answers-to-how-and-who\/<\/a> <\/i><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>Time will tell. But failure by MHI\u2019s leaders to do so may leave several board members and others legally vulnerable. They have a fiduciary responsibility and other duties to their members. By contrast, MHARR has made the efforts, which instances linked above, include successful efforts to foil MHI at their own posturing game.<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"rfMRWr3JY2\"><p><a href=\"https:\/\/manufacturedhousingassociationregulatoryreform.org\/mark-weiss-addresses-the-manufactured-housing-industrys-twin-crises-an-mhpronews-interview-with-mharr-president-and-ceo-mark-weiss-j-d\/\">MARK WEISS Addresses the Manufactured Housing Industry\u2019s Twin Crises \u2013an MHProNews Interview With MHARR President and CEO, Mark Weiss, J.D.<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;MARK WEISS Addresses the Manufactured Housing Industry\u2019s Twin Crises \u2013an MHProNews Interview With MHARR President and CEO, Mark Weiss, J.D.&#8221; &#8212; Manufactured Housing Association for Regulatory Reform\" src=\"https:\/\/manufacturedhousingassociationregulatoryreform.org\/mark-weiss-addresses-the-manufactured-housing-industrys-twin-crises-an-mhpronews-interview-with-mharr-president-and-ceo-mark-weiss-j-d\/embed\/#?secret=JlPuUlYW5t#?secret=rfMRWr3JY2\" data-secret=\"rfMRWr3JY2\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>Day by day, the concerns raised by Samuel Strommen from Knudson Law, and others within the industry appear to be proven soberingly accurate.<\/p>\n<p>https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/12\/StrommenKnudsonLawProudMemberManHousingInstituteMHIClaytonHomesSkylineChampionNewCavcoLogoSunCommunitiesELSPropertiesFlagshipRHPpropertiesFlagshipCommunitiesImpactCommunitiesLogo.jpg<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomelivingnews.com\/strommen-felony-conspiracy-case-monopolization-of-affordable-manufactured-housing-and-manufactured-home-communities-rube-goldberg-machine-of-human-suff\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/08\/SamStrommenIMGKnudsonLawUSDSchoolLawLOGOs-1.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomelivingnews.com\/strommen-felony-conspiracy-case-monopolization-of-affordable-manufactured-housing-and-manufactured-home-communities-rube-goldberg-machine-of-human-suff\/\" target=\"_blank\" rel=\"noopener\"><i>https:\/\/www.manufacturedhomelivingnews.com\/strommen-felony-conspiracy-case-monopolization-of-affordable-manufactured-housing-and-manufactured-home-communities-rube-goldberg-machine-of-human-suff\/<\/i><\/a><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>In summary, in about an 8-minute read, this article outlines and links the troubling evidence that MHI is posturing without preforming. They have attorneys. They have millions of dollars in reserve. They have big corporate members with deep pockets that could sue to stop DOE or sue to enforce the MHIA&#8217;s &#8220;enhanced preemption, or the Housing and Economic Recovery Act of 2008 Duty to Serve (DTS) mandate. But instead, MHI writes letters that say one thing, but then time and again demonstrably do something different.\u00a0 It may soon be time to engage Congress, the FTC, and the DOJ to investigate, expose, and sue\/prosecute as needed MHI and their dominating brands. Failing that, there are other fall-back options too.<\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"RdTKusaZ3A\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wrath-of-khan-critical-time-supportmanufactured-housing-industry-says-manufactured-housing-institute-claims-protecting-your-business-and-expand\/\">Wrath of Khan? \u201cCritical Time\u201d \u201cSupport\u2026Manufactured Housing Industry\u201d Says Manufactured Housing Institute &#8211; Claims \u201cProtecting Your Business and Expanding Opportunities\u201d &#8211; Facts, Fiction, FRAUD-Analysis<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Wrath of Khan? \u201cCritical Time\u201d \u201cSupport\u2026Manufactured Housing Industry\u201d Says Manufactured Housing Institute &#8211; Claims \u201cProtecting Your Business and Expanding Opportunities\u201d &#8211; Facts, Fiction, FRAUD-Analysis&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wrath-of-khan-critical-time-supportmanufactured-housing-industry-says-manufactured-housing-institute-claims-protecting-your-business-and-expand\/embed\/#?secret=E5F9NcXqX3#?secret=RdTKusaZ3A\" data-secret=\"RdTKusaZ3A\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>To lighten up the mood on often sobering problems you&#8217;ll also get reports like the one below. Stay tuned to the only trade source that provides the insights that pro-MHI publishers and bloggers decline to expose. It is this thesis that explains why manufactured housing has been underperforming for so long during an affordable housing crisis. ##<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/revealing-concealing-teasing-stealing-proverbial-football-case-for-mhis-lesli-gooch-as-lucy-to-charlie-brown-cartoons-videos-parody-plus-sunday-weekly-manufactured-home-headlines-revi\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2022\/01\/RevealingConcealingTeasingStealingProverbialFootball-CaseMHIsLesliGoochasLucyToCharlieBrownPeanutsCartoonsVideosParodyPlusSundayWeeklyManufacturedHomeHeadlinesReviewMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/revealing-concealing-teasing-stealing-proverbial-football-case-for-mhis-lesli-gooch-as-lucy-to-charlie-brown-cartoons-videos-parody-plus-sunday-weekly-manufactured-home-headlines-revi\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/revealing-concealing-teasing-stealing-proverbial-football-case-for-mhis-lesli-gooch-as-lucy-to-charlie-brown-cartoons-videos-parody-plus-sunday-weekly-manufactured-home-headlines-revi\/ <\/i><\/a><\/figcaption><\/figure>\n<blockquote class=\"wp-embedded-content\" data-secret=\"ubmCnw9md0\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/trailerpalooza-to-manufactured-homes-boomerang-effect-affordable-housing-crisis-nov-2021-manufactured-housing-production-data-2022-swot-analysis-housing-crisis-spe\/\">&#8220;Trailerpalooza&#8221; to Manufactured Homes \u201cBoomerang\u201d Effect &#8211; Affordable Housing Crisis, Nov 2021 Manufactured Housing Production Data \u2013 2022 SWOT Analysis &#8211; Housing Crisis Spells Danger and Opportunity<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;&#8220;Trailerpalooza&#8221; to Manufactured Homes \u201cBoomerang\u201d Effect &#8211; Affordable Housing Crisis, Nov 2021 Manufactured Housing Production Data \u2013 2022 SWOT Analysis &#8211; Housing Crisis Spells Danger and Opportunity&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/trailerpalooza-to-manufactured-homes-boomerang-effect-affordable-housing-crisis-nov-2021-manufactured-housing-production-data-2022-swot-analysis-housing-crisis-spe\/embed\/#?secret=I3k6ri4dHh#?secret=ubmCnw9md0\" data-secret=\"ubmCnw9md0\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p style=\"text-align: center;\">###<\/p>\n<p>[cp_popup display=&#8221;inline&#8221; style_id=&#8221;139941&#8243; step_id = &#8220;1&#8221;][\/cp_popup]<\/p>\n<p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-19639\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews.png\" alt=\"AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews\" width=\"604\" height=\"231\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews.png 1523w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews-575x220.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews-1024x391.png 1024w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews-150x57.png 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/08\/AmericanPressInstituteLOGOquoteManyKindsJournalismHeartConstitutionalResposibilitiesJournalistsBusMonitorKeepingCheckPeopleInstitutionsInPowerQuoteableQuoteMHProNews-768x293.png 768w\" sizes=\"(max-width: 604px) 100vw, 604px\" \/><\/a><\/p>\n<p><span style=\"font-size: 16px;\">Stay tuned for more of what is &#8216;behind the curtains&#8217; as well as what is obvious and in your face reporting that are not found anywhere else in MHVille. It is all here, which may explain why this is the runaway largest and most-read source for authentic manufactured home \u201c<span style=\"color: #800000;\"><b>News through the lens of manufactured homes and factory-built housing<\/b><\/span><\/span><span style=\"font-size: 16px;\">\u201d \u00a9 where \u201c<\/span><span style=\"color: #800000;\"><strong>We Provide, You Decide<\/strong><\/span><span style=\"font-size: 16px;\">.\u201d \u00a9 ## (Affordable housing, manufactured homes, reports, fact-checks, analysis, and commentary. <\/span><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.manufacturedhomepronews.com\/lanham-act-monopolistic-housing-institute-err-manufactured-housing-institute-legal-bullies-and-you\/\" target=\"_blank\" rel=\"noopener noreferrer\">Third-party images or content are provided under fair use guidelines for media<\/a><span style=\"font-size: 16px;\">.) <\/span><span style=\"margin: 0px; line-height: 107%; font-family: 'Tahoma'; font-size: 10pt;\"><span style=\"color: #000000;\"><span style=\"margin: 0px; font-family: 'Tahoma'; font-size: 10pt;\">(<\/span><strong>See <span style=\"color: #ff0000;\">Related Reports<\/span>, further below<\/strong>. Text\/image boxes often are hot-linked to other reports that can be access by clicking on them.)<\/span><\/span><\/p>\n<figure id=\"attachment_150114\" aria-describedby=\"caption-attachment-150114\" style=\"width: 368px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/brutal-truths-former-democrat-la-mayor-villaraigosa-hud-secretary-carson-affordable-housing-crisis-d-c-insider-reveals-vexing-manufactured-home-reality\/congrepalgreendesktamaskovachlatonykovachphoto12-3-2019manufacturedhomepronews\/\" rel=\"attachment wp-att-150114\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-150114\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2019\/12\/CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews-575x430.jpg\" alt=\"CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews\" width=\"368\" height=\"275\" \/><\/a><figcaption id=\"caption-attachment-150114\" class=\"wp-caption-text\"><i> All on Capitol Hill were welcoming and interested with the discussion of manufactured housing related issues on our 12.3.2019 meetings. But Texas Congressman Al Green&#8217;s office was tremendous in their hospitality. Our son&#8217;s hand is on a package that included the Constitution of the United States and other goodies. MHProNews has worked with people and politicos across the left-right divide.<\/i><\/figcaption><\/figure>\n<p>By <a href=\"http:\/\/latonykovach.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">L.A. &#8220;Tony&#8221; Kovach<\/a> &#8211; for <em>MHProNews<\/em>.com.<\/p>\n<p><em>Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. <\/em><\/p>\n<p><em>For example, he <\/em><em>earned the prestigious <\/em><em>Lottinville Award in history from the University of Oklahoma, where he studied history and business management. <\/em>He&#8217;s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to <em>MHProNews,<\/em> and <a href=\"http:\/\/MHLivingNews.com\" target=\"_blank\" rel=\"noopener noreferrer\"><em>MHLivingNews.com<\/em><\/a>.<\/p>\n<p><em>This article reflects the LLC&#8217;s and\/or the writer&#8217;s position, and may or may not reflect the views of sponsors or supporters.<\/em><\/p>\n<p><a href=\"http:\/\/latonykovach.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #ff0000;\"><strong>http:\/\/latonykovach.com <\/strong><\/span><\/a><\/p>\n<p align=\"LEFT\"><span style=\"font-family: Tahoma,sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #000000;\"><span lang=\"en-US\">Connect on <\/span><\/span><span style=\"color: #000000;\"><span lang=\"en-US\"><b>LinkedIn<\/b><\/span><\/span><span style=\"color: #000000;\"><span lang=\"en-US\">: <\/span><\/span><\/span><\/span><span style=\"color: #1155cc;\"><span style=\"font-family: Helvetica,sans-serif;\"><span style=\"font-size: small;\"><u><a href=\"http:\/\/www.linkedin.com\/in\/latonykovach\" target=\"_blank\" rel=\"noopener noreferrer\"><span lang=\"en-US\">http:\/\/www.linkedin.com\/in\/latonykovach<\/span><\/a><\/u><\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0000ff;\"><strong>Related References<\/strong><\/span>:<\/h3>\n<p>The text\/image boxes below are linked to other reports, which can be accessed by clicking on them.<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/clayton-21st-storm-watch-sinatras-summer-wind-blows-early-manufactured-housing-moat-breach-manufactured-home-values-increasing-faster-than-site-built-case-for-something-new-i\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2022\/01\/KevinClaytonHomesTimWilliams21stMortgCorpTomHodgesLesliGoochManHousingInstStormWatchMoatBreachManufacturedHomeValuesRiseFasterThanConventionalHousingNewFor2022MHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/clayton-21st-storm-watch-sinatras-summer-wind-blows-early-manufactured-housing-moat-breach-manufactured-home-values-increasing-faster-than-site-built-case-for-something-new-i\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/clayton-21st-storm-watch-sinatras-summer-wind-blows-early-manufactured-housing-moat-breach-manufactured-home-values-increasing-faster-than-site-built-case-for-something-new-i\/<\/i><\/a><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<figure style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/years-of-state-national-level-manufactured-housing-factual-data-find-your-states-production-shipment-info-here-troubling-manufactured-home-affordable-housing-trends-issues-and-fact-checks\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.manufacturedhomepronews.com\/wp-content\/uploads\/2021\/04\/YearsStateNatlLevelManufacturedHousingFactualDataFindYourStateProductionShipmentInfoHereTroublingManufacturedHomeAffordableHousingTrendsIssuesFactChecksMHProNews.jpg\" alt=\"\" width=\"600\" height=\"315\" \/><\/a><figcaption class=\"wp-caption-text\"><i> The 2.5 year overall downward trend finally reversed in March 2021, but the data is preserved at this link here.<a href=\"https:\/\/www.manufacturedhomepronews.com\/years-of-state-national-level-manufactured-housing-factual-data-find-your-states-production-shipment-info-here-troubling-manufactured-home-affordable-housing-trends-issues-and-fact-checks\/\" target=\"_blank\" rel=\"noopener\"> https:\/\/www.manufacturedhomepronews.com\/years-of-state-national-level-manufactured-housing-factual-data-find-your-states-production-shipment-info-here-troubling-manufactured-home-affordable-housing-trends-issues-and-fact-checks\/<\/a><\/i><\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_20027\" aria-describedby=\"caption-attachment-20027\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/marketplaces-s2as-insights-september-2021-manufactured-housing-production-shipment-data-pesky-fact-potential-promise-penetrating-analysis\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20027\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/11\/MarketplaceS2ASept2021ManufacturedHousingProductionShipmentDataPeskyFactsPotentialPromisePenetratingAnalysisPeskyFactsPotentialPromisePenetratingAnalysis.png\" alt=\"MarketplaceS2ASept2021ManufacturedHousingProductionShipmentDataPeskyFactsPotentialPromisePenetratingAnalysisPeskyFactsPotentialPromisePenetratingAnalysis\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/11\/MarketplaceS2ASept2021ManufacturedHousingProductionShipmentDataPeskyFactsPotentialPromisePenetratingAnalysisPeskyFactsPotentialPromisePenetratingAnalysis.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/11\/MarketplaceS2ASept2021ManufacturedHousingProductionShipmentDataPeskyFactsPotentialPromisePenetratingAnalysisPeskyFactsPotentialPromisePenetratingAnalysis-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/11\/MarketplaceS2ASept2021ManufacturedHousingProductionShipmentDataPeskyFactsPotentialPromisePenetratingAnalysisPeskyFactsPotentialPromisePenetratingAnalysis-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-20027\" class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/marketplaces-s2as-insights-september-2021-manufactured-housing-production-shipment-data-pesky-fact-potential-promise-penetrating-analysis\/\" target=\"_blank\" rel=\"noopener\"><i> https:\/\/www.manufacturedhomepronews.com\/masthead\/marketplaces-s2as-insights-september-2021-manufactured-housing-production-shipment-data-pesky-fact-potential-promise-penetrating-analysis\/ <\/i><\/a><\/figcaption><\/figure>\n<figure id=\"attachment_20206\" aria-describedby=\"caption-attachment-20206\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/census-bureaus-dec-2021-manufactured-housing-sales-prices-regional-data-reveals-numbers-of-troubling-trends-for-affordable-housing-seekers-manufactured-home-independents-plus-mhmarkets-upd\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-20206\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/12\/UsCensusBureauDec2021ManufacturedHousingSalesPricesRegionalDataTroublingTrendsAffordableHousingSeekersManufacturedHomeIndependentsPlusMHMarketsUpdatesMHProNews.png\" alt=\"UsCensusBureauDec2021ManufacturedHousingSalesPricesRegionalDataTroublingTrendsAffordableHousingSeekersManufacturedHomeIndependentsPlusMHMarketsUpdatesMHProNews\" width=\"600\" height=\"315\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/12\/UsCensusBureauDec2021ManufacturedHousingSalesPricesRegionalDataTroublingTrendsAffordableHousingSeekersManufacturedHomeIndependentsPlusMHMarketsUpdatesMHProNews.png 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/12\/UsCensusBureauDec2021ManufacturedHousingSalesPricesRegionalDataTroublingTrendsAffordableHousingSeekersManufacturedHomeIndependentsPlusMHMarketsUpdatesMHProNews-575x302.png 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2021\/12\/UsCensusBureauDec2021ManufacturedHousingSalesPricesRegionalDataTroublingTrendsAffordableHousingSeekersManufacturedHomeIndependentsPlusMHMarketsUpdatesMHProNews-150x79.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-20206\" class=\"wp-caption-text\"><a href=\"https:\/\/www.manufacturedhomepronews.com\/census-bureaus-dec-2021-manufactured-housing-sales-prices-regional-data-reveals-numbers-of-troubling-trends-for-affordable-housing-seekers-manufactured-home-independents-plus-mhmarkets-upd\/\" target=\"_blank\" rel=\"noopener\"><i>https:\/\/www.manufacturedhomepronews.com\/census-bureaus-dec-2021-manufactured-housing-sales-prices-regional-data-reveals-numbers-of-troubling-trends-for-affordable-housing-seekers-manufactured-home-independents-plus-mhmarkets-upd\/ <\/i><\/a><\/figcaption><\/figure>\n<blockquote class=\"wp-embedded-content\" data-secret=\"h4rg4kD7yf\"><p><a href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/mayfield-ky-mobile-and-manufactured-homes-vs-conventional-construction-storm-chasing-the-surprising-truth-about-tornado-deaths-damage-and-destruction\/\">Mayfield, KY Mobile and Manufactured Homes vs. Conventional Construction \u2013 Storm Chasing the Surprising Truth About Tornado Deaths, Damage, and Destruction<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Mayfield, KY Mobile and Manufactured Homes vs. Conventional Construction \u2013 Storm Chasing the Surprising Truth About Tornado Deaths, Damage, and Destruction&#8221; &#8212; Masthead L. A. &#039;Tony&#039; Kovach\" src=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/mayfield-ky-mobile-and-manufactured-homes-vs-conventional-construction-storm-chasing-the-surprising-truth-about-tornado-deaths-damage-and-destruction\/embed\/#?secret=0uW5xo3ZlF#?secret=h4rg4kD7yf\" data-secret=\"h4rg4kD7yf\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Some 13\u00bd years after the enactment of the Congressionally mandated Duty to Serve (DTS) manufactured housing, rural, and underserved markets for the Government Sponsored Enterprises of Fannie Mae and Freddie Mac, the Federal Housing Finance Agency (FHFA) has stated their respective plans for 2022-2024 will not be accepted for \u201cany of the three underserved markets.\u201d &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\"> <span class=\"screen-reader-text\">FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":20306,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[5964,18,5968,374,3918,1252,113,5690,354,5969,5965,4468,2510,274,5970,275,2050,7,8,5967,5199,5963,5966],"class_list":["post-20305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-analysis","tag-2022-2024","tag-danny-ghorbani","tag-dept-of-energy","tag-doe","tag-doug-ryan","tag-dts","tag-duty-to-serve","tag-enhanced-preemption","tag-fhfa","tag-housing-and-economic-recovery-act-2008","tag-housing-coalition","tag-lesli-gooch","tag-manufactured-home-loans","tag-manufactured-housing-association-for-regulatory-reform","tag-manufactured-housing-improvement-act","tag-manufactured-housing-institute","tag-mark-weiss","tag-mharr","tag-mhi","tag-official-statements-facts-analysis","tag-prosperity-now","tag-signals-better","tag-vs"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts &amp; Analysis<\/title>\n<meta name=\"description\" content=\"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts &amp; Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts &amp; Analysis\" \/>\n<meta property=\"og:description\" content=\"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts &amp; Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-11T21:43:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"L.A. &#039;Tony&#039; Kovach\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"L.A. &#039;Tony&#039; Kovach\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\"},\"author\":{\"name\":\"L.A. 'Tony' Kovach\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/d7787e4b949942bc158ead9462121d7e\"},\"headline\":\"FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis\",\"datePublished\":\"2022-01-11T21:43:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\"},\"wordCount\":2716,\"publisher\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\",\"keywords\":[\"2022-2024\",\"Danny Ghorbani\",\"Dept of Energy\",\"DOE\",\"Doug Ryan\",\"DTS\",\"Duty To Serve\",\"Enhanced Preemption\",\"FHFA\",\"Housing and Economic Recovery Act 2008\",\"housing coalition\",\"Lesli Gooch\",\"manufactured home loans\",\"Manufactured Housing Association for Regulatory Reform\",\"Manufactured Housing Improvement Act\",\"Manufactured Housing Institute\",\"mark weiss\",\"MHARR\",\"MHI\",\"Official Statements. Facts &amp; Analysis\",\"Prosperity Now\",\"Signals Better\",\"vs.\"],\"articleSection\":[\"News Analysis\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\",\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\",\"name\":\"FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts & Analysis\",\"isPartOf\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\",\"datePublished\":\"2022-01-11T21:43:20+00:00\",\"description\":\"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts & Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,\",\"breadcrumb\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage\",\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\",\"contentUrl\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png\",\"width\":600,\"height\":315,\"caption\":\"FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#website\",\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/\",\"name\":\"Masthead L. A. &#039;Tony&#039; Kovach\",\"description\":\"Masthead L. A. &#039;Tony&#039; Kovach @ MHProNews.com aka MHMarketingSalesManagement.com\",\"publisher\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization\",\"name\":\"Masthead L. A. &#039;Tony&#039; Kovach\",\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2019\/08\/MHProNewsDropShadowRWBlueLogo.jpg\",\"contentUrl\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2019\/08\/MHProNewsDropShadowRWBlueLogo.jpg\",\"width\":658,\"height\":284,\"caption\":\"Masthead L. A. &#039;Tony&#039; Kovach\"},\"image\":{\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/d7787e4b949942bc158ead9462121d7e\",\"name\":\"L.A. 'Tony' Kovach\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b3bdf613480468e59dd7f1eeb095a952?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b3bdf613480468e59dd7f1eeb095a952?s=96&d=mm&r=g\",\"caption\":\"L.A. 'Tony' Kovach\"},\"url\":\"https:\/\/www.manufacturedhomepronews.com\/masthead\/author\/soheyla\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts & Analysis","description":"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts & Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/","og_locale":"en_US","og_type":"article","og_title":"FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts & Analysis","og_description":"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts & Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,","og_url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/","og_site_name":"Masthead L. A. &#039;Tony&#039; Kovach","article_published_time":"2022-01-11T21:43:20+00:00","og_image":[{"width":600,"height":315,"url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png","type":"image\/png"}],"author":"L.A. 'Tony' Kovach","twitter_card":"summary_large_image","twitter_misc":{"Written by":"L.A. 'Tony' Kovach","Est. reading time":"18 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#article","isPartOf":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/"},"author":{"name":"L.A. 'Tony' Kovach","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/d7787e4b949942bc158ead9462121d7e"},"headline":"FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis","datePublished":"2022-01-11T21:43:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/"},"wordCount":2716,"publisher":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization"},"image":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage"},"thumbnailUrl":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png","keywords":["2022-2024","Danny Ghorbani","Dept of Energy","DOE","Doug Ryan","DTS","Duty To Serve","Enhanced Preemption","FHFA","Housing and Economic Recovery Act 2008","housing coalition","Lesli Gooch","manufactured home loans","Manufactured Housing Association for Regulatory Reform","Manufactured Housing Improvement Act","Manufactured Housing Institute","mark weiss","MHARR","MHI","Official Statements. Facts &amp; Analysis","Prosperity Now","Signals Better","vs."],"articleSection":["News Analysis"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/","url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/","name":"FHFA Signals Better Manufactured Home Loans in 2022 - Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements. Facts & Analysis","isPartOf":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage"},"image":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage"},"thumbnailUrl":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png","datePublished":"2022-01-11T21:43:20+00:00","description":"FHFA, Signals Better, Manufactured Home Loans, 2022-2024, Prosperity Now, housing coalition, Manufactured Housing Association for Regulatory Reform, MHARR, vs., Manufactured Housing Institute, MHI, Official Statements. Facts & Analysis, Dept of Energy, DOE, DTS, Duty to Serve, Housing and Economic Recovery Act 2008, Manufactured Housing Improvement Act, Enhanced Preemption, Doug Ryan, Lesli Gooch, Mark Weiss, Danny Ghorbani,","breadcrumb":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#primaryimage","url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png","contentUrl":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2022\/01\/FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews.png","width":600,"height":315,"caption":"FHFAsignalsBetterManufacturedHomeLoans2022ProsperityNowManufacturedHousingAssocRegulatoryReformvManufacturedHousingInstituteOfficialStatementsFactsAnalysisMastMHProNews"},{"@type":"BreadcrumbList","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/fhfa-signals-better-manufactured-home-loans-in-2022-prosperity-now-manufactured-housing-assoc-for-regulatory-reform-v-manufactured-housing-institute-official-statements-facts-analysis\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.manufacturedhomepronews.com\/masthead\/"},{"@type":"ListItem","position":2,"name":"FHFA Signals Better Manufactured Home Loans in 2022 &#8211; Prosperity Now, Manufactured Housing Assoc for Regulatory Reform v Manufactured Housing Institute \u2013 Official Statements, Facts &#038; Analysis"}]},{"@type":"WebSite","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#website","url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/","name":"Masthead L. A. &#039;Tony&#039; Kovach","description":"Masthead L. A. &#039;Tony&#039; Kovach @ MHProNews.com aka MHMarketingSalesManagement.com","publisher":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.manufacturedhomepronews.com\/masthead\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#organization","name":"Masthead L. A. &#039;Tony&#039; Kovach","url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/logo\/image\/","url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2019\/08\/MHProNewsDropShadowRWBlueLogo.jpg","contentUrl":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2019\/08\/MHProNewsDropShadowRWBlueLogo.jpg","width":658,"height":284,"caption":"Masthead L. A. &#039;Tony&#039; Kovach"},"image":{"@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/d7787e4b949942bc158ead9462121d7e","name":"L.A. 'Tony' Kovach","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.manufacturedhomepronews.com\/masthead\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b3bdf613480468e59dd7f1eeb095a952?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b3bdf613480468e59dd7f1eeb095a952?s=96&d=mm&r=g","caption":"L.A. 'Tony' Kovach"},"url":"https:\/\/www.manufacturedhomepronews.com\/masthead\/author\/soheyla\/"}]}},"_links":{"self":[{"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/posts\/20305"}],"collection":[{"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/comments?post=20305"}],"version-history":[{"count":14,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/posts\/20305\/revisions"}],"predecessor-version":[{"id":20322,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/posts\/20305\/revisions\/20322"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/media\/20306"}],"wp:attachment":[{"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/media?parent=20305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/categories?post=20305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-json\/wp\/v2\/tags?post=20305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}