{"id":11682,"date":"2016-05-22T11:30:42","date_gmt":"2016-05-22T16:30:42","guid":{"rendered":"http:\/\/manufacturedhomepronews.com\/masthead\/?p=11682"},"modified":"2016-05-22T11:30:42","modified_gmt":"2016-05-22T16:30:42","slug":"bernie-hillary-donald-and-manufactured-housing-dodd-frank-regulations-plus-hud-and-dts-revisited","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/bernie-hillary-donald-and-manufactured-housing-dodd-frank-regulations-plus-hud-and-dts-revisited\/","title":{"rendered":"Bernie, Hillary, Donald and Manufactured Housing \u2013 Dodd-Frank, Regulations Plus HUD and DTS Revisited"},"content":{"rendered":"<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Let&#8217;s machine gun (rat, tat, tat) through some topics today, because there&#8217;s a lot going on that impacts manufactured housing pros and our current and prospective customers.<\/span><\/span><\/span><\/p><div id=\"manuf-3407533793\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<figure id=\"attachment_10817\" aria-describedby=\"caption-attachment-10817\" style=\"width: 416px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-10817\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/11\/PresidentGeorgeWashington-creditWhiteHouse-Gov-postedMastheadBlog-MHProNews-com-.png\" alt=\"PresidentGeorgeWashington-creditWhiteHouse-Gov-postedMastheadBlog-MHProNews-com-\" width=\"416\" height=\"408\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/11\/PresidentGeorgeWashington-creditWhiteHouse-Gov-postedMastheadBlog-MHProNews-com-.png 416w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/11\/PresidentGeorgeWashington-creditWhiteHouse-Gov-postedMastheadBlog-MHProNews-com--150x147.png 150w\" sizes=\"(max-width: 416px) 100vw, 416px\" \/><figcaption id=\"caption-attachment-10817\" class=\"wp-caption-text\">The presidential candidates are on an extended interview to take over the job first held by George Washington. Adjusting President Washington&#8217;s net worth to today&#8217;s dollar, some have estimated his net worth at $500 million in 2016 dollars. Image credit &#8211; WhiteHouse.gov.<\/figcaption><\/figure>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">1) We&#8217;ll begin with the Democrats, and note that Senator Bernie Sanders refuses to lay down, though Hillary at this point is only a few dozen delegates shy of the number needed to clinch their nomination. Where it not for the super-delegate system, their race would be much tighter \u2013 but that&#8217;s an issue for Democrats and party insiders to wrestle with. What&#8217;s clear is that the enthusiasm seems to be with those who <i><b>feel the Bern. <\/b><\/i><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Jane Sanders, Bernie&#8217;s wife, has hinted she wishes the FBI would hasten their decision about Mrs. Clinton. DC insiders tell the <i><b>Masthead <\/b><\/i>that what seems increasingly likely is that the FBI will turn over their evidence to the DOJ, where Loretta Lynch will do as her president quietly asks, and unceremoniously kill any chance for an indictment of Secretary Clinton on the criminal offense of allegedly mishandling classified material. Sources suggest if DOJ won&#8217;t indict, it could then result in some at the FBI who are angry that Clinton is not being prosecuted to leak to the press information damaging to Mrs. Clinton&#8217;s\u00a0campaign.<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">To rephrase; what looked like a more unified Democratic party could in fact have greater fractures than what the Republicans, who are rapidly coalescing around their presumptive nominee, Donald Trump. \u00a0Trump is surging in the national polls, now a few points ahead of Clinton.<\/span><\/span><\/span><\/p>\n<figure id=\"attachment_11299\" aria-describedby=\"caption-attachment-11299\" style=\"width: 647px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-11299\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/FriedmanQuote-credit-kansaspolicy-org-postedMastheadBlog-MHProNews-com-.png\" alt=\"FriedmanQuote-credit-kansaspolicy-org-postedMastheadBlog-MHProNews-com-\" width=\"647\" height=\"151\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/FriedmanQuote-credit-kansaspolicy-org-postedMastheadBlog-MHProNews-com-.png 647w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/FriedmanQuote-credit-kansaspolicy-org-postedMastheadBlog-MHProNews-com--150x35.png 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/FriedmanQuote-credit-kansaspolicy-org-postedMastheadBlog-MHProNews-com--575x134.png 575w\" sizes=\"(max-width: 647px) 100vw, 647px\" \/><figcaption id=\"caption-attachment-11299\" class=\"wp-caption-text\">Image credit &#8211; Kansas Policy.<\/figcaption><\/figure>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Who is Best for Manufactured Housing?<\/b><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">2) Let&#8217;s step back from that thumbnail primary analysis and ask a fundamental question. Which party this fall would be better for Manufactured Housing and our industry&#8217;s current and potential customers?<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">MH Associations \u2013 and certainly MH professionals &#8211; often get engaged in state or federal races &#8211; for example &#8211; for the Congress and the Senate. Why aren&#8217;t we hearing more about the race for the presidency? <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We&#8217;ve seen and heard very little formally out of the DC or Arlington based national MH associations on this presidential candidate topic, although there are quiet conversations that have been and continue to take place on who would be best for MH in the White House. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Let&#8217;s keep it super-simple. Bernie and Hillary are generally both for:<\/span><\/span><\/span><\/p>\n<ul>\n<li><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">higher taxes<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">strengthening Dodd-Frank<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">more regulations<\/span><\/span><\/span><\/li>\n<li><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">keeping or growing ObamaCare into a single-payer health care system<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">among a host of other issues that impact jobs and businesses. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">The presumptive Republican nominee, Donald J. Trump, <\/span><\/span><\/span><\/p>\n<ul>\n<li><a href=\"https:\/\/www.manufacturedhomepronews.com\/dodd-frank-act-is-harming-the-economy-says-donald-trump\/\" target=\"_blank\"><span style=\"color: #0000ff;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">announced last week that he is for dismantling most of Dodd-Frank<\/span><\/span><\/span><\/a><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">favors morphing ObamaCare into something more free-market driven, like Health Savings Accounts (HSA) and increased interstate competition between private insurance companies<\/span><\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">lowering taxes<\/span><\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">decreasing regulatory burdens on businesses<\/span><\/span><\/span><\/li>\n<li><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">and a host of other measures he asserts will protect the border, improve trade deals, grow American jobs, boost lower and middle class income and reduce the drain on federal budgets<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">For accuracy and balance, we must note that the Libertarian Party is planning on making the biggest splash they can in this election cycle. Much will depend on their ability to get on national presidential\/vice presidential debates. While there are many other so-called third parties out there, none at this time seem to have the requite tools, treasure and talent to mount a serious national effort. <\/span><\/span><\/span><\/p>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><span style=\"color: #222222;\">Stay tuned as we continue to monitor the national political scene, and its impact on MH. Because as a well-connected source told us, what happens in the race for the Oval Office, along with control of the House and Senate, will clearly influence every current effort in Washington to deal with regulatory issues that impact the manufactured housing industry, MH home owners, along with our increasing numbers of new home customers.<\/span><\/span><\/span><\/p>\n<figure id=\"attachment_11297\" aria-describedby=\"caption-attachment-11297\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-11297\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/economic-freedom-ernestistook-credit-top-famousquotes-postedMastheadBlogMHProNews-com-.jpg\" alt=\"economic-freedom-ernestistook-credit-top-famousquotes-postedMastheadBlogMHProNews-com-\" width=\"600\" height=\"337\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/economic-freedom-ernestistook-credit-top-famousquotes-postedMastheadBlogMHProNews-com-.jpg 600w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/economic-freedom-ernestistook-credit-top-famousquotes-postedMastheadBlogMHProNews-com--150x84.jpg 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/03\/economic-freedom-ernestistook-credit-top-famousquotes-postedMastheadBlogMHProNews-com--575x323.jpg 575w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-11297\" class=\"wp-caption-text\">Image credit &#8211; Famous Quotes.<\/figcaption><\/figure>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b><span style=\"color: #222222;\">A new HUD Issue that may impact Manufactured Housing?<\/span><\/b><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: arial, sans-serif;\"><span style=\"font-size: small;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">A new <a href=\"http:\/\/www.washingtonexaminer.com\/senate-blocks-mike-lee-effort-to-fight-wh-housing-rule\/article\/2591794\" target=\"_blank\">Obama Administration ruling outlined and a legislative response described in the story linked here<\/a> concerns me. Could this issue negatively impact manufactured housing&#8217;s preemption?<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Keep in mind that in a state like Texas, where TDHCA&#8217;s Joe Garcia gives a very positive interpretation to the power of the MHIA 2000s preemption over local zoning matters, this issue could help or harm local placements and thus sales in many markets. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We have one legal source that tells us that, no, this latest regulatory issue linked above won&#8217;t change a thing for HUD Code manufactured homes. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">I&#8217;m not an attorney, but recalling how HERA 2008 surprised us with SAFE, I&#8217;m not yet convinced. We&#8217;ll stay on this, watch for updates. Meanwhile, you might ask attorneys you or your association know: will this HUD ruling and proposed Senate fix help, harm or have no impact on HUD Code MH preemption?<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Duty To Serve Manufactured Housing by GSEs Fannie and Freddie revisited\u00a0<\/b><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Credibility on a topic &#8211; any topic &#8211; requires an openness to a variety of perspectives. Credibility always requires an openness to new insights and new information. If a statement, view or opinion is inaccurate, then credibility demands a willingness to correct the record.\u00a0<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">There are some topics that are fairly black and white. Others \u2013 like the one noted on preemption &#8211; may be more complex or nuanced. \u00a0In this case, we are considering the issue of the Duty To Serve (DTS) by the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">There are two pending OpEds by industry pros on financing\/Duty to Serve that are awaiting revisions by their respective authors.<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Depending on when they come in, those may end up on <i><b>Industry Voices<\/b><\/i> or possibly as a Featured Article for our rapidly approaching June issue. Having reviewed these drafts, one in particular will have interesting insights on the finance\/DTS issue.<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Plus, and this ought to be its own headline: ***<b> there is a reliable source that claims that one of the GSEs are already making some home only\/personal property\/chattel loans<\/b> *** in some manufactured home land lease communities.\u00a0<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We will keep you posted on all those as they develop.\u00a0<\/span><\/span><\/span><\/p>\n<figure id=\"attachment_11684\" aria-describedby=\"caption-attachment-11684\" style=\"width: 537px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11684\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/05\/ImageCreditsSlideShare-netLogosTheirRespectiveNewsOrganizations-postedMastheadBlog-MHProNews.png\" alt=\"ImageCreditsSlideShare-netLogosTheirRespectiveNewsOrganizations-postedMastheadBlog-MHProNews\" width=\"537\" height=\"132\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/05\/ImageCreditsSlideShare-netLogosTheirRespectiveNewsOrganizations-postedMastheadBlog-MHProNews.png 537w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2016\/05\/ImageCreditsSlideShare-netLogosTheirRespectiveNewsOrganizations-postedMastheadBlog-MHProNews-150x37.png 150w\" sizes=\"(max-width: 537px) 100vw, 537px\" \/><figcaption id=\"caption-attachment-11684\" class=\"wp-caption-text\"><a href=\"http:\/\/MHProNews.com\">MHProNews.com<\/a> and <a href=\"http:\/\/MHLivingNews.com\">MHLivingNews.com<\/a> each strive to bring a positive yet accurate view of the manufactured housing industry to their resepctive audiences. \u00a0We also strive to bring you issues in a way that mainstream media generally doesn&#8217;t. \u00a0Mainstream media logos &#8211; Image Credits -left- SlideShare-net, right &#8211; to each logo to their respective organizations.<\/figcaption><\/figure>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><b>Correcting the Record<\/b><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><i><b>MHProNews<\/b><\/i> and <i><b>MHLivingNews<\/b><\/i> strives to be pro-Industry and yet accurate all at the same time. When we produced the latest version of our <a href=\"http:\/\/manufacturedhomelivingnews.com\/tornadoes-hurricanes-conventional-housing-and-manufactured-homes-video-report\/\">popular tornado\/hurricanes\/windstorm video<\/a>, we strive for accuracy while keeping a focus that <strong><em>debunks long held beliefs about manufactured homes as tornado magnets.<\/em><\/strong><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">From time to time, we get a message or call from a reader that effectively says, this or that article needs a correction. Our response is simple. <strong>We&#8217;re always happy to correct the record<\/strong>, and for accuracy &#8211; please supply the facts, figures and source(s) that supports your statement.\u00a0<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">We also encourage well reasoned letters to the editor \u2013 OpEds \u2013 and these can take positions that agree, disagree or have an entirely new look at topics that your <strong><em>Masthead<\/em><\/strong> editor or others in MH present. <\/span><\/span><\/span><\/p>\n<p><span style=\"color: #222222;\"><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\">Pro-industry trade journalism encourages a candid look at the issues that can help or harm our great industry. \u00a0Thousands in MH today have never known now defunct publications such as the <strong><em>MHMerchandiser Magazine<\/em><\/strong>. \u00a0To you and thousands of others, here and at <a href=\"http:\/\/manufacturedhomelivingnews.com\/\">MHLivingNews.com<\/a> are the places where you get fair and balanced views we hope will advance MH for consumers and professionals. \u00a0##<\/span><\/span><\/span><\/p>\n<figure id=\"attachment_10571\" aria-describedby=\"caption-attachment-10571\" style=\"width: 150px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"size-thumbnail wp-image-10571\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/10\/LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--150x100.jpg\" alt=\"LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon-\" width=\"150\" height=\"100\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/10\/LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--150x100.jpg 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/10\/LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--575x384.jpg 575w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/10\/LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon-.jpg 800w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><figcaption id=\"caption-attachment-10571\" class=\"wp-caption-text\">L. A. &#8220;Tony&#8221; Kovach questioning NY SAA team during the 2015 New York Housing Association meeting. Photo Credit, Mark Simon, Dirty Jerz Images.<\/figcaption><\/figure>\n<p><span style=\"font-family: Tahoma, sans-serif;\"><span style=\"font-size: small;\"><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/LATonyKovach.com\" target=\"_blank\"><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">By\u00a0L. A. &#8220;Tony&#8221; Kovach<\/span><\/span><\/span><\/a><span style=\"color: #000000;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">,<br \/>\n<\/span><\/span><\/span><\/span><\/span><span style=\"font-size: xx-small; font-family: Arial, Helvetica, sans-serif; color: #000000; line-height: 1.5;\">Office 863-213-4090.<br \/>\n<\/span><span style=\"color: #000000;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">Connect on LinkedIn &#8211;<br \/>\n<\/span><\/span><\/span><a href=\"https:\/\/www.linkedin.com\/in\/latonykovach\"><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">https:\/\/www.linkedin.com\/in\/latonykovach<\/span><\/span><\/span><\/a><\/p>\n<p><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\"><span style=\"color: #000000;\">Publisher &#8211;<\/span>\u00a0<a href=\"https:\/\/www.linkedin.com\/in\/latonykovach\">MHLivingNews.com<br \/>\n<\/a><\/span><\/span><\/span><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">and\u00a0<a href=\"http:\/\/MHProNews.com\">MHProNews.com<br \/>\n<\/a><\/span><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\"><strong>It&#8217;s #1!<\/strong> Get our industry leading, free, Twice Weekly emailed news, tips updates (our <a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/newsletter\/\" target=\"_blank\">emailed Newsletters look like this<\/a>) &#8211; sign up free in seconds at\u00a0<\/span><\/span><\/span><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\"><a href=\"http:\/\/www.mhmarketingsalesmanagement.com\/MHProNews.com\/Subscribe\" target=\"_blank\">MHProNews.com\/Subscribe<\/a>.<\/span><\/span><\/span><span style=\"color: #000000;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\">\u00a0<\/span><\/span><\/span><\/p>\n<p><span style=\"color: #005689;\"><span style=\"font-family: Arial, Helvetica, sans-serif;\"><span style=\"font-size: xx-small;\"><a href=\"http:\/\/MHProNews.com\">\u00a0<\/a><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s machine gun (rat, tat, tat) through some topics today, because there&#8217;s a lot going on that impacts manufactured housing pros and our current and prospective customers. 1) We&#8217;ll begin with the Democrats, and note that Senator Bernie Sanders refuses to lay down, though Hillary at this point is only a few dozen delegates shy &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/bernie-hillary-donald-and-manufactured-housing-dodd-frank-regulations-plus-hud-and-dts-revisited\/\"> <span class=\"screen-reader-text\">Bernie, Hillary, Donald and Manufactured Housing \u2013 Dodd-Frank, Regulations Plus HUD and DTS Revisited<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[4449,4450,113,4453,4454,382,3754,356,4452,4364,4451],"class_list":["post-11682","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-bernie-sanders","tag-donald-j-trump","tag-duty-to-serve","tag-fannie","tag-freddie","tag-gses","tag-hillary-clinton","tag-manufactured-housing-industry","tag-presidential-campaigns","tag-regulations","tag-taxes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bernie, Hillary, Donald and Manufactured Housing \u2013 Dodd-Frank, Regulations Plus HUD and DTS Revisited - Masthead L. A. &#039;Tony&#039; Kovach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/bernie-hillary-donald-and-manufactured-housing-dodd-frank-regulations-plus-hud-and-dts-revisited\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bernie, Hillary, Donald and Manufactured Housing \u2013 Dodd-Frank, Regulations Plus HUD and DTS Revisited - Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"og:description\" content=\"Let&#8217;s machine gun (rat, tat, tat) through some topics today, because there&#8217;s a lot going on that impacts manufactured housing pros and our current and prospective customers. 1) We&#8217;ll begin with the Democrats, and note that Senator Bernie Sanders refuses to lay down, though Hillary at this point is only a few dozen delegates shy &hellip; Bernie, Hillary, Donald and Manufactured Housing \u2013 Dodd-Frank, Regulations Plus HUD and DTS Revisited Read More \u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/bernie-hillary-donald-and-manufactured-housing-dodd-frank-regulations-plus-hud-and-dts-revisited\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. 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