{"id":10258,"date":"2015-08-21T06:37:37","date_gmt":"2015-08-21T11:37:37","guid":{"rendered":"http:\/\/manufacturedhomepronews.com\/masthead\/?p=10258"},"modified":"2015-08-24T12:57:35","modified_gmt":"2015-08-24T17:57:35","slug":"pbs-news-manufactured-housing-loans-and-preserving-access-to-manufactured-housing-act-s-682hr-650","status":"publish","type":"post","link":"https:\/\/www.manufacturedhomepronews.com\/masthead\/pbs-news-manufactured-housing-loans-and-preserving-access-to-manufactured-housing-act-s-682hr-650\/","title":{"rendered":"PBS News, Manufactured Housing Loans and Preserving Access to Manufactured Housing Act (S 682\/HR 650)"},"content":{"rendered":"<p>In the near future, PBS News will be featuring video interviews on a broadcast and posted on their website that will focus on manufactured housing lending. Our sources tell <strong><em>MHProNews<\/em><\/strong> that PBS will have &#8220;both sides&#8221; of the issue represented in their report. We&#8217;re also told by pro-industry voices that PBS assigned a journalist known to be balanced to do their piece.<\/p><div id=\"manuf-56707803\" class=\"manuf-content manuf-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3870480136270376\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-3870480136270376\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>We will soon see.<\/p>\n<figure id=\"attachment_9399\" aria-describedby=\"caption-attachment-9399\" style=\"width: 326px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/cash-bag-wikicommons-posted-mhpronews-1.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-9399\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/cash-bag-wikicommons-posted-mhpronews-1.jpg\" alt=\"cash-bag-wikicommons--posted-mhpronews- (1)\" width=\"326\" height=\"226\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/cash-bag-wikicommons-posted-mhpronews-1.jpg 326w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/12\/cash-bag-wikicommons-posted-mhpronews-1-150x103.jpg 150w\" sizes=\"(max-width: 326px) 100vw, 326px\" \/><\/a><figcaption id=\"caption-attachment-9399\" class=\"wp-caption-text\">Will MHPros like you take the necessary added effort to unlock the money bag of MH lending? We&#8217;re close. \u00a0Let&#8217;s finish strong, so our MH home owners, lenders and businesses will thrive. Photo credit, WikiCommons.<\/figcaption><\/figure>\n<p>Dr. Lesli Gooch at the Manufactured Housing Institute (MHI) has penned what we believe is her first significant article on the topic of manufactured home lending as it relates to the <em>Preserving Access to Manufactured Housing Act<\/em> in <strong><em>Roll Call<\/em><\/strong>. The feedback has been generally favorable among MH Industry members.\u00a0 How will it play in DC?<\/p>\n<p>We will soon see.<\/p>\n<p>The FHFA\/GSE&#8217;s could soon be releasing a modified position on the so-called Duty to Serve (DTS) underserved markets, including manufactured housing chattel (home only, personal property) lending, mandated by the Housing and Economic Recovery Act (HERA 2008).\u00a0 The Manufactured Housing Association for Regulatory Reform (MHARR) took a bold step a couple of years ago in meeting and allying with Ishbel Dickens led National Manufactured Home Owners Association (NMHOA). While we critiqued that move on <strong><em>MHProNews<\/em><\/strong> for a variety of reasons at that time, will the MHARR gambit &#8211; on a topic that MHI also supports &#8211; pay off for the MH Industry?<\/p>\n<p>We will soon see.<\/p>\n<p>Inside and out, the MH Industry is complex.\u00a0 We meet and speak with individuals, even some with significant experience, who don&#8217;t know the ins and outs of their own industry. The less informed tend to be those who aren&#8217;t deeply engaged in reading from this source for MH <strong><em>Industry News Tips and Views Pros Can Use<\/em><\/strong>. The issues are complex.<\/p>\n<figure id=\"attachment_9222\" aria-describedby=\"caption-attachment-9222\" style=\"width: 279px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/bank-vault-door-closed-creditflickr-creative-commons-.png\"><img decoding=\"async\" class=\"size-medium wp-image-9222\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/bank-vault-door-closed-creditflickr-creative-commons--279x430.png\" alt=\"bank-vault-door-closed-credit=flickr-creative-commons-\" width=\"279\" height=\"430\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/bank-vault-door-closed-creditflickr-creative-commons--279x430.png 279w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/bank-vault-door-closed-creditflickr-creative-commons--97x150.png 97w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/11\/bank-vault-door-closed-creditflickr-creative-commons-.png 287w\" sizes=\"(max-width: 279px) 100vw, 279px\" \/><\/a><figcaption id=\"caption-attachment-9222\" class=\"wp-caption-text\">Let&#8217;s unlock the door to more manufactured home lending. Private money MH lenders pose no risk to the financial system. They are a proven, positive option for those seeking to be home owners.<\/figcaption><\/figure>\n<p>We&#8217;ve heard comments from others beyond MHI on topics that informed readers have questioned. What that means is that ours is far from a monolithic industry. We&#8217;ve heard our industry&#8217;s ranks being described as so independent, that it is like hearding cats to get something done.<\/p>\n<p>What must be noted is that MHI, MHARR and a number of state associations have in difficult times slowly moved their respective balls ahead, often in the face of tough opposition. Even when we see a topic diffidently than an official position or how it is presented, that is not a reason to be disengaged.\u00a0 Quite the opposite in fact.<\/p>\n<figure id=\"attachment_8609\" aria-describedby=\"caption-attachment-8609\" style=\"width: 573px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/07\/compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com-.png\"><img decoding=\"async\" class=\"size-medium wp-image-8609\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/07\/compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com--573x430.png\" alt=\"compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com-\" width=\"573\" height=\"430\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/07\/compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com--573x430.png 573w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/07\/compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com--150x112.png 150w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/07\/compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com-.png 1024w\" sizes=\"(max-width: 573px) 100vw, 573px\" \/><\/a><figcaption id=\"caption-attachment-8609\" class=\"wp-caption-text\">At MHProNews, we&#8217;ve been advocating comparisons and analogies for years, all with the goal of improving the messaging and understanding of the incredible value of modern manufactured homes.<\/figcaption><\/figure>\n<p>That said, there is push back on these issues, from within and without the ranks of MH Pros. In some cases, there are quiet or open feuds at work between an association and certain MH Professionals. Those feuds, unquelled or if they worsen, have the ability to tip things in undesired directions. There are troubling factors in that regard, which we won&#8217;t dive into today.<\/p>\n<p>All that said, for those who want to see more lending, for those who want to protect the values of individual MH homeowners. there is no better time to get informed and get engaged.<\/p>\n<figure id=\"attachment_9943\" aria-describedby=\"caption-attachment-9943\" style=\"width: 573px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/compare-class-c-apartments-vs.3-star-manufactured-home-community-masthead-blog-manufacturedhousing-mhpronews-com--e1434809596240.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9943\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/06\/compare-class-c-apartments-vs.3-star-manufactured-home-community-masthead-blog-manufacturedhousing-mhpronews-com--573x430.png\" alt=\"compare-class-c-apartments-vs.3-star-manufactured-home-community-masthead-blog-manufacturedhousing-mhpronews-com-\" width=\"573\" height=\"430\" \/><\/a><figcaption id=\"caption-attachment-9943\" class=\"wp-caption-text\">Rents are rising in most markets, due in part to the impact of potential buyers being denied access to credit. CFPB policy on MH lending is thus costing the federal government money in their affordable housing subsidy programs. Applying President Obama&#8217;s words to MH lending would benefit government budgets, as well as home buyers and business people too. \u00a0Let&#8217;s make sure POTUS doesn&#8217;t cave in to those who won&#8217;t consider any change at all to Dodd-Frank.<\/figcaption><\/figure>\n<figure id=\"attachment_9122\" aria-describedby=\"caption-attachment-9122\" style=\"width: 120px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/10\/15-minutes-daily-mhpronews2-2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9122\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2014\/10\/15-minutes-daily-mhpronews2-2.png\" alt=\"15-minutes-daily-mhpronews(2) (2)\" width=\"120\" height=\"111\" \/><\/a><figcaption id=\"caption-attachment-9122\" class=\"wp-caption-text\">Stay informed, stay inspired. You and your team should be investing 15 minutes daily on MHProNews.com and MHLivingNews.com.<\/figcaption><\/figure>\n<p>Lead your colleagues and respective team mates in the priceless effort to get and stay informed. Then, get and stay involved in your industry&#8217;s politics. Griping may be a start, but moaning alone is of little practical value.<\/p>\n<p>Each of us are either part of the solution, or part of the problem. We strive daily to practice what we preach.\u00a0 Please; don\u2019t just preach\u2026practice the actions needed to match your best intentions and desires for Manufactured Housing and our 20-22 million MH residents. ##<\/p>\n<figure id=\"attachment_9764\" aria-describedby=\"caption-attachment-9764\" style=\"width: 275px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/manufacturedhomelivingnews.com\/from-entry-level-to-elegant-inside-look-at-the-louisville-manufactured-housing-show\/\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9764\" src=\"http:\/\/manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11.jpg\" alt=\"LATonyKovach-Louisville-2015-mhpronews-com-275x156-1\" width=\"275\" height=\"156\" srcset=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11.jpg 275w, https:\/\/www.manufacturedhomepronews.com\/masthead\/wp-content\/uploads\/2015\/04\/LATonyKovach-Louisville-2015-mhpronews-com-275x156-11-150x85.jpg 150w\" sizes=\"(max-width: 275px) 100vw, 275px\" \/><\/a><figcaption id=\"caption-attachment-9764\" class=\"wp-caption-text\">L. A. &#8220;Tony&#8217; Kovach shown here at an MH Industry educational session.<\/figcaption><\/figure>\n<p>By <a href=\"http:\/\/LATonyKovach.com\" target=\"_blank\">L. A. &#8216;Tony&#8217; Kovach<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the near future, PBS News will be featuring video interviews on a broadcast and posted on their website that will focus on manufactured housing lending. Our sources tell MHProNews that PBS will have &#8220;both sides&#8221; of the issue represented in their report. We&#8217;re also told by pro-industry voices that PBS assigned a journalist known &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/pbs-news-manufactured-housing-loans-and-preserving-access-to-manufactured-housing-act-s-682hr-650\/\"> <span class=\"screen-reader-text\">PBS News, Manufactured Housing Loans and Preserving Access to Manufactured Housing Act (S 682\/HR 650)<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[5073],"tags":[3821,113,3817,3917,165,4104,7,4105,4103,3924],"class_list":["post-10258","post","type-post","status-publish","format-standard","hentry","category-news-analysis","tag-dr-lesli-gooch","tag-duty-to-serve","tag-hr-650","tag-ishbel-dickens","tag-manufactured-home-financing","tag-manufactured-housing-institute-mhi-fhfagse-reforms","tag-mharr","tag-nmhoa-preserving-access-to-manufactured-housing-act","tag-pbs-news","tag-s-682"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PBS News, Manufactured Housing Loans and Preserving Access to Manufactured Housing Act (S 682\/HR 650) - Masthead L. A. &#039;Tony&#039; Kovach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/pbs-news-manufactured-housing-loans-and-preserving-access-to-manufactured-housing-act-s-682hr-650\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PBS News, Manufactured Housing Loans and Preserving Access to Manufactured Housing Act (S 682\/HR 650) - Masthead L. A. &#039;Tony&#039; Kovach\" \/>\n<meta property=\"og:description\" content=\"In the near future, PBS News will be featuring video interviews on a broadcast and posted on their website that will focus on manufactured housing lending. Our sources tell MHProNews that PBS will have &#8220;both sides&#8221; of the issue represented in their report. We&#8217;re also told by pro-industry voices that PBS assigned a journalist known &hellip; PBS News, Manufactured Housing Loans and Preserving Access to Manufactured Housing Act (S 682\/HR 650) Read More \u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.manufacturedhomepronews.com\/masthead\/pbs-news-manufactured-housing-loans-and-preserving-access-to-manufactured-housing-act-s-682hr-650\/\" \/>\n<meta property=\"og:site_name\" content=\"Masthead L. 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