Search Results for: "Underserved Mortgage Markets Coalition"

DocumentDropUnderservedMortgageMarketsCoalitionToClintonJonesGeneralCounselFederalHousingFinanceAgencyFHFAonEnterpriseDutyToServeDTS_UnderservedMarketsMHVilleFEA315

Document Drop. Underserved Mortgage Markets Coalition to Clinton Jones-General Counsel-Federal Housing Finance Agency (FHFA) on Enterprise Duty to Serve (DTS) Underserved Markets. MHVille FEA

By / / Manufactured and Modular Housing News

According to the document below (Part I) “the Underserved Mortgage Markets Coalition (UMMC)…is a coalition of more than 40 organizations dedicated to supporting access to affordable and sustainable homeownership and housing opportunities through Fannie Mae and Freddie Mac (the Enterprises).” The UMMC said they: “appreciates the Federal Housing Finance Agency’s […]

Document Drop. Underserved Mortgage Markets Coalition to Clinton Jones-General Counsel-Federal Housing Finance Agency (FHFA) on Enterprise Duty to Serve (DTS) Underserved Markets. MHVille FEA Read More

2026ManufacturedHomeProductionDropAdvocatesApparentDisconnectsUnderservedMortgageMarketsCoalitionAARP.ManufacturedHousingInstituteCrossModFiascoUnpackingMHARRdata.FEA

2026 Manufactured Home Production Drop. Advocates Apparent Disconnects. Underserved Mortgage Markets Coalition. AARP. Manufactured Housing Institute. CrossMod Fiasco. Unpacking MHARR Data-FEA

By / / Manufactured and Modular Housing News

“Just-released statistics indicate that HUD Code manufacturers produced 8,735 new homes in March 2026, a 2.3% decrease from the 8,942 new HUD Code homes produced in March 2025. Cumulative industry production for 2026 now totals 23,841 new HUD Code homes, as compared with 26,188 over the same period in 2025,

2026 Manufactured Home Production Drop. Advocates Apparent Disconnects. Underserved Mortgage Markets Coalition. AARP. Manufactured Housing Institute. CrossMod Fiasco. Unpacking MHARR Data-FEA Read More

GroundhogDayBetterManufacturedHousingFinancingUnderservedMortgageMarketsCoalitionManufacturedHousingInstituteSpotlightOverFHFAGSEsLendingDecisionsPlusMHMarketsUpdateMHProNews

“Groundhog Day” for Better Manufactured Housing Financing, Underserved Mortgage Markets Coalition, Manufactured Housing Institute in Spotlight over FHFA GSEs Lending Decisions; plus MHMarkets Update

By / / Manufactured and Modular Housing News

“Regarding chattel loans which represent the bulk of the manufactured housing [MH] consumer financing market, this is more like “Groundhog Day” than “laying groundwork.” Fannie and Freddie have already had years to study the MH chattel market and “lay the groundwork” for what they should have been doing all along — supporting

“Groundhog Day” for Better Manufactured Housing Financing, Underserved Mortgage Markets Coalition, Manufactured Housing Institute in Spotlight over FHFA GSEs Lending Decisions; plus MHMarkets Update Read More

BerkshireStakeAlphabetGoogleYouTubeParentIncreasedProstituteSelfForCorporateInterestsJoeBidenBerkshireBuffettBidenBillGatesRegulatoryCapturePredictableFeatureFEA315

Berkshire Stake Alphabet-Google-YouTube Parent-Increased. ‘Prostitute’ Self for Corporate Interests-Joe Biden. Berkshire-Buffett-Biden-Bill Gates. ‘Regulatory Capture Predictable Feature.’ FEA

By / / Manufactured and Modular Housing News

“Information dominance is a force multiplier in both politics and commerce.,” said GAIO, which added: “To view Berkshire’s move as just a savvy place to park a cash pile misses the broader chess board” (see context in #5 below). “Berkshire Hathaway began acquiring shares in Alphabet in the third quarter

Berkshire Stake Alphabet-Google-YouTube Parent-Increased. ‘Prostitute’ Self for Corporate Interests-Joe Biden. Berkshire-Buffett-Biden-Bill Gates. ‘Regulatory Capture Predictable Feature.’ FEA Read More

FinanceAndFactoryBuiltHousingMarisJensenU.C.BerkleyLargeHigherEndHousingGivesSiteBuiltDevelopersHigherProfitsManufacturedHomeFactoriesCanProfitablyBuildSmallFEA

Finance and Factory-Built Housing. Maris Jensen-U.C. Berkley. Large Higher-End Housing Gives Site Built Developers Higher Profits-Manufactured Home Factories Can Profitably Build Small.’ FEA

By / / Manufactured and Modular Housing News

The definition of the term “vertical foreclosure” or VF used by Maris Lane Jensen, now Ph.D., in her doctoral thesis Finance and Factory-Built Housing is as follows. Jensen means in “…her research on manufactured housing markets, vertical foreclosure refers to an anti-competitive market mechanism where a dominant, vertically integrated firm

Finance and Factory-Built Housing. Maris Jensen-U.C. Berkley. Large Higher-End Housing Gives Site Built Developers Higher Profits-Manufactured Home Factories Can Profitably Build Small.’ FEA Read More

RequireMeasurableOutcomesOnDTS.LongtimeManufacturedHousingInstituteMHI.MemberROC.USA315

‘Require Measurable Outcomes’ on DTS. Longtime Manufactured Housing Institute (MHI) Member ROC USA Pushback v MHI Efforts to Limit ROCs, Undermine Resident Protection-Benefit Consolidators. FEA

By / / Manufactured and Modular Housing News

According to document from ROC USA to the Federal Housing Finance Agency (FHFA) provided in Part I below (link added): “ROC USA is a member of the Underserved Mortgage Markets Coalition (UMMC) and a signatory of the UMMC member comment letter on this rulemaking.  We support the UMMC member recommendations

‘Require Measurable Outcomes’ on DTS. Longtime Manufactured Housing Institute (MHI) Member ROC USA Pushback v MHI Efforts to Limit ROCs, Undermine Resident Protection-Benefit Consolidators. FEA Read More

ShelterforceMakingHomeownershipAffordableBringingFannieFreddieBackToMissionAndIllusionOfCompetitionAmeRegCorpUpdatePlusSundayWeeklyMHVilleHeadlinesInReview

Shelterforce–‘Making Homeownership Affordable-Bringing Fannie and Freddie Back to Mission’ and ‘Illusion of Competition.’ AmeRegCorp Update. Plus Sunday Weekly MHVille Headlines in Review

By / / Manufactured and Modular Housing News

“The federal government didn’t want to give Fannie Mae monopoly power in that realm, and so they created Freddie Mac, basically, as competition—[or] at least the illusion of competition.” So said George McCarthy, President and CEO of the Lincoln Institute for Land Policy in the linked Shelter Force article: “Making Homeownership

Shelterforce–‘Making Homeownership Affordable-Bringing Fannie and Freddie Back to Mission’ and ‘Illusion of Competition.’ AmeRegCorp Update. Plus Sunday Weekly MHVille Headlines in Review Read More

WhatIsAChattelLoanForManufacturedHomesVsaMortgageForConventionalorManufacturedHousingKeyInsightsForConsumersProsAdvocatesAndLawmakersDebatingHousingBillFEA

What is a Chattel Loan for Manufactured Homes vs. a Mortgage for Conventional or Manufactured Housing? Key Insights for Consumers-Pros-Advocates and Lawmakers Debating Housing Bill. FEA

By / / Manufactured and Modular Housing News

For the U.S. housing market: a mortgage is a loan used to finance the purchase of real property which can include a conventionally constructed ‘site-built house,’ a modular or prefab house, or a HUD Code manufactured home. A chattel loan can be used for someone purchasing a manufactured home for

What is a Chattel Loan for Manufactured Homes vs. a Mortgage for Conventional or Manufactured Housing? Key Insights for Consumers-Pros-Advocates and Lawmakers Debating Housing Bill. FEA Read More

TenExamplesofManufacturedHousingInstituteMHI.LeadershipFailuresAndFlubsInThe21stCenturyWill MHI.LeadershipChallengeAnyOfThisRecordOfFactsAndEvidencePubliclyFEA

Ten Examples of Manufactured Housing Institute (MHI) Leadership Failures and Flubs in the 21st Century. Will MHI Leaders Challenge Any of this Record of Facts and Evidence Publicly? FEA

By / / Manufactured and Modular Housing News

Example Number 1. On 3.25.2021 in a Federal Housing Finance Agency (FHFA) “listening session” attended by MHI CEO Lesli Gooch, L. A. “Tony” Kovach presented to a 7-minute fact-packed talk entitled “A Pimple on an Elephant’s Ass.” Over 5 years later, there is no known pushback or challenge by Gooch,

Ten Examples of Manufactured Housing Institute (MHI) Leadership Failures and Flubs in the 21st Century. Will MHI Leaders Challenge Any of this Record of Facts and Evidence Publicly? FEA Read More

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